Financial Advisor Kirkintilloch

Kirkintilloch Independent Financial Advice & Investment

Financial Advisor Kirkintilloch Scotland (G66): Finding a decent independent financial advisor in Kirkintilloch can be a daunting experience, in particular if you are needing financial advice for the very first time. However, all financial advisors are bound by one common rule; they all have to adhere to the regulations laid down by the FCA (Financial Conduct Authority), whether you're searching for mortgage, investment, pensions or even insurance advice. This comes with some guarantees, therefore after taking advice from a FCA approved financial advisor in Kirkintilloch, you can seek recompense from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if something should go awry.

Free Kirkintilloch Financial Advisor Quotes

Friends and family recommendations can be a decent starting point in choosing a financial advisor in Kirkintilloch, but remember that their needs might be different to the kind of advice you're looking for. Not every financial advisor is suitable for everybody, and any advice they provide needs to be tailored to your unique situation. It is wise to chat to at least three different firms when you are selecting a financial advisor, since this is a big decision, and you need to find one that you feel comfortable with and can trust, and at the same time check out the various options they can provide.

Financial Advisor Kirkintilloch Scotland (G66)

Restricted advisors and independent financial advisors, are the two main types of financial advisor in Kirkintilloch. The advantage of seeing an IFA is that they will not be limited to the services and products of a single company, and can offer a broader range of options. Independent financial advice must encompass the full gamut of financial products and companies, and must be offered in an impartial way. Consulting an IFA should permit you to choose between the widest possible range of products. If you use a restricted financial advisor you'll soon realise that they might be restricted to products and services of a particular firm, or as in the case of a mortgage advisor, may only be involved with one solitary product.

The FCA demands that any Kirkintilloch financial advisor must discuss their charges with you, before taking you on as a client. You might be charged by the hour, a set fee or perhaps even a proportion of your investment, dependant upon kind of services you require. You will sometimes be offered a free initial consultation to allow you to discuss your objectives and find out if the advisor is suitable for your circumstances. In some larger Kirkintilloch companies, you might find that your account is handled by a team rather than an individual.

Financial Advisors Kirkintilloch UK (Dialling code	0141)

Before any financial advice is handed out you'll need to fill out a confidential disclosure document, known as a "Fact Find" form, which informs the advising firm about your aims and financial situation. An Initial Disclosure Document, or Key Facts Document will also be handed to you, providing information on the financial advisors themselves, detailing the extent of their permissions in the financial market and their situation for offering restricted or independent advice. If you aren't satisfied with the service, and wish to submit a complaint, this document should also set down your own legal rights and your options. It has to be easily understood, written in plain English, and describe precisely what you are committing yourself to, together with the risks and benefits of going along with the advice. The Key Facts Document must also inform you of the cooling-off period. This allows you to cancel your contract within a certain period of time, and whenever any penalty charges have to be paid.

The very first time you are talking with the financial advisor you need to check what experience and qualifications they have. Asking such questions should not cause you any embarrassment, because you're entrusting them with your financial future. A Level 4 qualification in financial advice is the minimum certification for any financial advisor in Kirkintilloch, and they also have to be able to show an annual Statement of Professional Standing. If your advisor's name does not show up on the Financial Services Register, don't panic, the firm the person works for should be found on the register and their employees are all covered by the regulations. The person may still offer financial guidance rather than advice, if these cannot be presented. Guidance differs to advice as it is not regulated in the same way, and if errors occur there will probably be no recourse to either party.

Financial Advisor Quotes in Kirkintilloch Scotland

If you're looking for advice on investments you will be asked the amount of risk you are willing and able to accept. Better rewards may be possible with high risk investments, however you stand a greater chance of losing some or all of your capital. In order to get the best investment and financial advice, your savings aims must be given careful consideration, i.e. short or long term investments, how rapidly you need access to your funds and how much you wish to invest. One question you should ask of yourself, which is frequently ignored, is how much money you can actually afford to lose. This is generally referred to as your 'capacity for loss' and could affect the products and services that are offered to you.

Financial Advice Near Kirkintilloch Scotland

From the outset, it is crucial that you let your financial advisor know about any existing savings accounts, regular payments, investments or mortgages that you currently have. This will provide a full and clear picture of your financial situation, and without this the advice you are given will most likely not be the best for you. Spreading the risk load across various products by diversifying your savings and investments, is something that good quality financial advice should encompass. So as to match your financial situation and your goals, a professional financial advisor in Kirkintilloch will be aware of the best products to consider.

Communicating in in the simplest terms possible, your financial advisor will lay bare the multifaceted world of investment and finance. This will enable you to compare services and products which meet your needs, and come to an informed decision. You can even ask your advisor only to specify ethical savings and investment schemes. You will then be able to keep away from corporations that corporations meet your requirements, and instead support those enterprises and firms that match your concerns, for instance green energy or zero carbon.

It isn't always easy to have a close working relationship with a financial advisor in Kirkintilloch without this impacting on your work and other commitments. This can be alleviated by augmenting one-on-one appointments with telephone calls and video conferencing, thus allowing you to seek the advice you need at times that are convenient. Even if you hardly ever have an in-person meeting with your personal advisor, an established financial advice firm in Kirkintilloch will have strict measures in force to keep your details secure and confidential, because working from home and remote working is now so common.


You must always bear in mind that the financial sector can be unpredictable, and investment values could just as easily fall as well as rise. If it just so happens that your investment is not making the amount of money you were hoping for, it can be a frustrating and worrying time. However, unless it's due to misleading or incorrect information from your financial advisor, a downward spiral in your investment is not seen as a cause for complaint.

Independent Financial Advisor Near Kirkintilloch (G66)

The firm's official complaints procedure should be the starting position for any grievances, and the Key Facts Document should clarify this. If the issue remains unsolved within the time schedule set out by the regulating body, and your advisor is a member of the FCA, you can advise the Financial Ombudsman.

The Financial Ombudsman will independently review the cause for complaint and come to a decision. If the complaint is upheld, a decision will be made on how to financially compensate the customer. This will become legally binding as soon as it has been agreed on by the customer, and the financial advisor and their firm must abide by the decision. Any compensation laid down by the Financial Ombudsman will also take into consideration any upset, distress, inconvenience and trouble caused to the client during the situation.

Book a Financial Advisor in Kirkintilloch UK

Financial advice can be provided in Kirkintilloch and also in nearby places like: Lennoxtown, Muirhead, Torrance, Auchinloch, Lenzie, Milton of Campsie, Stepps, Kilsyth, Chryston, Moodiesburn, Bishopriggs, Twechar, Birdston, Springburn, as well as in these postcodes G66 1HA, G66 1EX, G66 1SY, G66 1SW, G66 1JU, G66 1QQ, G66 1TF, G66 1XH, G66 1PP, G66 1XT. Local Kirkintilloch financial advisers will most likely have the postcode G66 and the telephone dialling code Dialling code 0141. Verifying this can make certain that you access local financial advisers. Kirkintilloch householders will be able to benefit from these and countless other similar services.

Required Skills for Financial Advisors

  • Good skills in verbal communication.
  • To have excellent time management skills.
  • Excellent management skills for negotiating product prices.
  • To be able to network and establish solid relationships with clients.
  • To pay attention to detail and be thorough.
  • To have the ability to listen attentively
  • A solid knowledge of economics and accounting associated with financial markets and products.
  • To be good at selling services and products.
  • Excellent skills in customer service for establishing client requirements and needs.
  • To have the ability to use a computer and the key software applications.
  • A competent level of maths knowledge for developing financial strategies.

Kirkintilloch Financial Advice Services

Financial Advice Tasks Kirkintilloch

There is a variety of services which are provided by your local Kirkintilloch financial advisor including long term care fee planning, pension consolidation advice, life assurance advice, mortgage financial planning in Kirkintilloch, cash flow modelling, corporate financial planning in Kirkintilloch, pension drawdowns, inheritance tax planning in Kirkintilloch, offshore investment advice, income protection advice, personal pensions, trusts, bereavement benefits, personal financial planning, ethical investment advice in Kirkintilloch, personal protection, financial services, pension advice, general financial planning, cashflow analysis, bridging finance in Kirkintilloch, investment bonds, mutual funds Kirkintilloch, money planning, pensions in divorce, tax financial planning, annuity purchases, will writing services Kirkintilloch, life insurance, unit trusts in Kirkintilloch, and lots more. Listed are just a handful of the duties that can be carried out by a financial advisor. Kirkintilloch professionals will be delighted to keep you abreast of their whole range of services.

A Financial Advisor's Regular Duties

  • Financial advisors keep fully abreast of legislation changes and new products.
  • Financial advisors work with their peers to obtain trends, statistics and market information.
  • Financial advisors talk to clients regarding their plans and finances.
  • Financial advisors keep a record of potential clients and transactions.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors produce comprehensive financial reports.
  • Financial advisors recommend the financial products that are best-suited to their customers.
  • Financial advisors update customers about their investments.
  • Financial advisors provide counselling, consultation and education regarding investments and finances.
  • Financial advisors collaborate with providers of financial products.

Financial Advisors Near Kirkintilloch

Also find: Moodiesburn financial advisers, Stepps financial advisers, Twechar financial advisers, Kilsyth financial advisers, Chryston financial advisers, Lenzie financial advisers, Lennoxtown financial advisers, Auchinloch financial advisers, Springburn financial advisers, Muirhead financial advisers, Milton of Campsie financial advisers, Bishopriggs financial advisers, Torrance financial advisers, Birdston financial advisors and more. The majority of these areas are covered by local financial advisers. Kirkintilloch residents can get quotes by going here.

Kirkintilloch Financial Advice Services

Find a Financial Advisor in Kirkintilloch Here
Financial Advice Enquiries in Kirkintilloch Scotland (Dialling code	0141)
  • Kirkintilloch Financial Advice
  • Kirkintilloch Wealth Management
  • Kirkintilloch Tax Advice
  • Kirkintilloch Trustee Investments
  • Kirkintilloch Financial Services
  • Kirkintilloch Pension Advice
  • Kirkintilloch Cashflow Analysis
  • Kirkintilloch Retirement Advice
  • Kirkintilloch Financial Advice Quotations
  • Kirkintilloch Life Insurance Advice
  • Kirkintilloch Estate Planning
  • Kirkintilloch Corporate Financial Planning
  • Kirkintilloch Inheritance Advice
  • Kirkintilloch Cheap Financial Advice

Financial Advisors Around Kirkintilloch: Folks who live in the following roads and streets have just recently inquired about financial advice - Donaldson Street, Bridgeway Road, Cowgate, Eastergreens Avenue, St Columba Drive, Campsie Crescent, Lenzie Road, Luggiebank Road, Greens Crescent, Thistle Street, Muirhead Street, Parkview Court, Bridgeway Place, Townhead, Donaldson Place, Craigmount Street, Civic Way, Lammermoor Road, Kirksyde Avenue, Coralmount Gardens, Saramago Street, Woodhead Avenue, Westergreens Avenue, Mccash Place, Donald Mackinnon Avenue, Gallowhill Road, as well as these Kirkintilloch area postcodes: G66 1HA, G66 1EX, G66 1SY, G66 1SW, G66 1JU, G66 1QQ, G66 1TF, G66 1XH, G66 1PP, G66 1XT. People residing in these local areas recently needed the help of a financial advisor. Kirkintilloch residents enjoyed competent and top quality financial services in every case.

If you're interested in local information regarding Kirkintilloch, Scotland take a look here

Kirkintilloch Financial Advisor Jobs: See financial adviser jobs in Kirkintilloch by going here: General Financial Advisor Jobs

Independent financial advisor in G66 area, telephone code Dialling code 0141.

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(This financial advisor Kirkintilloch article was successfully updated on 06-05-2022)