Financial Advisor South Shields

South Shields Independent Financial Advice & Investment

Financial Advisor South Shields Tyne and Wear (NE33): It can be an intimidating experience trying to locate a reliable financial advisor advisor in the South Shields area, particularly if it is the first time that you are in search of financial advice. Whether it's mortgage, investment, pensions or even insurance advice that you're after, there's one common rule for all qualified financial advisors; they all have to follow Financial Conduct Authority (FCA) regulations. This comes with various guarantees, so after taking advice from a FCA registered financial advisor in South Shields, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if anything goes wrong.

Free South Shields Financial Advisor Quotes

Relatives and friends recommendations can be a good starting point in picking a financial advisor in South Shields, but keep in mind that their situation could be different to what you are looking for. Not every financial advisor is suitable for everybody, and their advice should be personalised to your unique circumstances. Picking the right financial advisor is crucial and it is a good idea to speak to at least three different companies so as to investigate the options they can provide, and to find one that you feel comfortable with and can trust.

Financial Advisor South Shields Tyne and Wear (NE33)

Independent financial advisors (IFA) and restricted advisors, are the 2 principal types of financial advisor in South Shields. Offering a wider range of options, an independent financial advisor will not be confined to the services or products of just one company. Independent financial advice must be provided in an impartial way and should cover the full spectrum of financial companies and products. Consulting an independent financial advisor should enable you to pick from the widest possible range of products. A restricted financial advisor might be focused on a single product, as with a mortgage advisor, or be limited to products and services from a particular firm.

Before any financial advisor in South Shields takes you on as a client, they're required by the FCA to discuss their charges with you. Contingent on the services you are looking for, you could be charged by the hour, a set fee or possibly even a specific percentage of your investment value. You could be offered the possibility of a free first consultation to allow you to discuss your goals and determine whether the advisor is the proper choice for your situation. Your account might be managed by a team as opposed to one individual advisor, if you opt to go with one of the larger companies in South Shields.

Financial Advisors South Shields UK (0191)

Before any actual advice is given you will have to complete a confidential disclosure form, known as a "Fact Find" document, which informs the advising firm about your financial situation and goals. To provide details about the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial arena, you'll also be handed an Initial Disclosure, or Key Facts Document. If you're not happy with the service provided, and wish to submit a complaint, this document should also lay out your legal rights and the possible options you can take. It should describe exactly what you are signing up for, and any potential benefits and risks that exist if you decide to take the offered advice, and it should be laid out in clear language. The level of cooling-off period should also be explained in this document. Within a certain time frame, this allows you to cancel your contract.

When talking to the financial advisor the very first time you need to check their qualifications and experience. Asking these questions should not be a cause for embarrassment, because you're entrusting them with your financial future. Every South Shields financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If the advisor's name doesn't show up on the Financial Services Register, you should not panic, the firm the advisor works for should be found on the register and their staff will be covered by the regulations. The individual can still offer financial guidance instead of advice, if these cannot be presented. Guidance is somewhat different to advice as it isn't regulated, and if financial mistakes are made there will probably be no recourse to either party.

Financial Advisor Quotes in South Shields Tyne and Wear

If you're seeking advice on investing money you'll be asked the amount of risk you are comfortable with. Most investments carry some degree of risk, but higher risk investments could potentially offer higher rewards, but also more likelihood of losing some or all of your capital. Your savings aims should be considered if good investment and financial advice is to be given, i.e. how much you have to invest, how rapidly you need to access your funds and long or short term investments. The one question that you should ask yourself, which is normally neglected, is how much you can afford to lose. Sometimes referred to as your capacity for loss, this will most likely influence the products and services that you are offered.

Financial Advice Near South Shields Tyne and Wear

Right from the start, it's vital that you let your financial advisor know about any savings accounts, mortgage loans, investments or regular payments that you currently have. This should give a full and clear picture of your current financial situation, and without this the advice you are given might not be the most suitable for you. Diversifying your savings and investments by spreading the risk load across a number of different products, is an important part of sound financial advice. A professional financial advisor in South Shields will have the knowledge of the best products to consider, which reflect your goals and your financial situation.

Your financial advisor will communicate in as much plain speech as possible, while unmasking the multifaceted world of finance. After comparing the various services and products which meet your needs, you should be able to make an informed and considered decision. If you're environmentally minded, you can ask your financial advisor to stick to ethical investments and savings. This will allow you to give your support to enterprises and companies that address your concerns, e.g. green energy or zero carbon, or perhaps steering clear of businesses that don't meet your standards.

Working closely with a financial advisor in South Shields can be difficult to fit in around your work day and other responsibilities. To allow you to get advice at a time to suit you, one-on-one meetings can be backed up with phone calls and video conferencing. Remote and home working is now commonplace, and an established financial advice provider in South Shields will have strict measures in place to ensure your details are kept confidential and secure, even if you never have a one-on-one meeting with your advisor.


Investments can be an unpredictable area, and their values can fall as well as rise. It can be quite frustrating and worrying if your investment is not making the amount of money you hoped for. A downward spiral in your investment isn't a recognised basis for complaint, unless your financial advisor has given you wrong or misleading information.

Independent Financial Advisor Near South Shields (NE33)

As indicated in the Key Facts Document, any complaints should start out with the firm's official complaints procedure. If the advisor is registered with the FCA, you can inform the Financial Ombudsman of the matter if it remains unresolved within the period stipulated by the regulating authority.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. If the complaint is justified, a decision is made on how to financially compensate the customer. The advisor and their firm must abide by any ruling that's made, which becomes legally binding once the customer has agreed to it. The Ombudsman will also account for any upset, hassle, inconvenience and distress caused to the customer during the process, and set the level of compensation accordingly.

Book a Financial Advisor in South Shields UK

Financial advice can be provided in South Shields and also nearby in: Marsden, Jarrow, East Boldon, Primrose, Whitburn, Horsley Hill, Boldon Colliery, West Boldon, Cleadon, Seaburn, Simonside, Fulwell, West Park, West Harton, Harton, Monkwearmouth, Westoe, together with these postcodes NE33 2JA, NE33 2EJ, NE33 1NW, NE33 2AT, NE33 1PP, NE33 1DH, NE33 2EE, NE33 1LZ, NE33 2AL, NE33 1RW. Locally based South Shields financial advisors will most likely have the postcode NE33 and the telephone code 0191. Checking this out should guarantee that you access locally based financial advisers. South Shields householders are able to benefit from these and lots of other comparable services. Click on the "enquiry" banner or form to get details about financial advisors in your area.

South Shields Financial Advice Services

Financial Advice Tasks South Shields

There is a wide range of services which can be provided by your local South Shields financial advisor including annuities in South Shields, cheap financial advice, money planning South Shields, familt controlled trusts, life insurance, corporate bonds, ISA's South Shields, equity release advice in South Shields, multi-asset portfolios, financial analyst services in South Shields, life assurance advice, financial services, trustee investment services, cashflow planning South Shields, investment consolidation, mutual funds, mortgage advice in South Shields, portfolio management in South Shields, divorce financial planning South Shields, income protection, pension transfers, savings advice, corporate financial planning South Shields, annuity purchase in South Shields, family income benefit South Shields, business planning, investment bonds, will writing services South Shields, long term care fee planning, inheritance tax planning, and lots more. These are just a handful of the activities that can be performed by a financial advisor. South Shields professionals will let you know their whole range of services.

Essential Skills for a Financial Advisor

  • Good management skills for the negotiation of product fees.
  • To be target driven.
  • Effective skills in customer service for determining customer needs.
  • An outstanding level of math knowledge for creating financial strategies.
  • To be able to network and establish solid relationships with customers.
  • Outstanding skills in verbal communication.
  • To have excellent IT skills.
  • Active listening skills.
  • The ability to sell products and services.
  • To pay attention to detail and be thorough.
  • A good understanding and knowledge of accounting and economics relating to financial products and markets.

Tyne and Wear Financial Advice Enquiries

Financial Advice Enquiries Tyne and Wear

Recent Tyne and Wear financial advice enquiries: Junior and Jocelyn Nixon from Cleadon, Tyne and Wear recently enquired about mortgage advice. Bobbie Burt and Jack Burt from Cullercoats recently enquired about investment advice. Orlando Nunn and Kimberly Nunn from West Boldon, Tyne and Wear recently asked for information on offshore investments. Rhys Haddock from Forest Hall recently enquired about life assurance. Safa and Noah Willis from Gosforth, Tyne and Wear recently enquired about life assurance. Sofija Grundy from Gosforth, Tyne and Wear recently asked for information on family income benefit. Neil and Rubie Gillespie from East Boldon, Tyne and Wear recently asked for information on offshore investments. Vlad and Honor Stone from Boldon, Tyne and Wear recently enquired about getting financial advice. All of these local people conducted a search for "Garden Fencing Tyne and Wear" and noticed this website on Bing, Yahoo or Google.

A Financial Advisor's Regular Duties

  • A financial advisor works together with peers to collect statistics, trends and market information.
  • A financial advisor meets sales and performance targets.
  • A financial advisor recommends the best-suited financial products to customers.
  • A financial advisor chats with clients about their plans and finances.
  • A financial advisor keeps up to date with legislation changes and new financial products.
  • A financial advisor maintains detailed records of transactions and clients.
  • A financial advisor provides education, counselling and consultation with regards to finances and investments.
  • A financial advisor negotiates with financial product providers.
  • A financial advisor produces detailed financial reports.
  • A financial advisor constantly updates clients about their investments.

Financial Advisors Near South Shields

Also find: Horsley Hill financial advisers, Seaburn financial advisers, West Boldon financial advisers, Westoe financial advisers, East Boldon financial advisers, West Park financial advisers, Primrose financial advisers, Simonside financial advisers, Jarrow financial advisers, Harton financial advisers, Fulwell financial advisers, West Harton financial advisers, Boldon Colliery financial advisers, Monkwearmouth financial advisers, Cleadon financial advisers, Marsden financial advisers, Whitburn financial advisors and more. Most of these towns and villages are serviced by local financial advisers. South Shields residents can get quotations by going here.

South Shields Financial Advice Services

Find a Financial Advisor in South Shields Here
Financial Advice Enquiries in South Shields Tyne and Wear (0191)
  • South Shields Life Insurance Advice
  • South Shields Cashflow Analysis
  • South Shields Mortgage Advice
  • South Shields Retirement Planning
  • South Shields Investment Advice
  • South Shields Trustee Investments
  • South Shields Wealth Management
  • South Shields Corporate Financial Advice
  • South Shields Tax Advice
  • South Shields Cheap Financial Advice
  • South Shields Financial Advice
  • South Shields Estate Planning
  • South Shields Financial Advice Quotations
  • South Shields Financial Services

More South Shields Services: Obviously, when you happen to be looking at your finances in South Shields, Tyne and Wear, you'll probably need all kinds of different services and along with a financial advisor in South Shields, Tyne and Wear, you may additionally need accountants in South Shields, business consulting in South Shields, investment advisors in South Shields, family lawyers in South Shields, solicitors in South Shields, payroll services in South Shields, estate planning in South Shields, debt recovery & collection in South Shields, will writing in South Shields, mortgage brokers in South Shields, banruptcy lawyers in South Shields, property law & conveyancing in South Shields, contracts lawyers in South Shields, tax preparation in South Shields, business financial planning in South Shields, bookkeeping in South Shields, mortgage advice in South Shields, and other different South Shields experts.

Financial Advisors Around South Shields: Financial advisors were recently required by folks living in Bardon Court, Seton Walk, Belsay Avenue, Cauldwell Villas, Stanhope Parade, South Dene, Crondall Street, Canberra Drive, Druridge Crescent, Anderson Street, Bainbridge Avenue, Dorset Avenue, South Woodbine Street, Station Road, Spohr Terrace, Cameron Close, Thornholme Avenue, Commercial Road, Cleadon Hill Drive, Bluebell Way, Colman Avenue, Dulverton Avenue, Cauldwell Avenue, Tynedale Road, Clarewood Avenue, Canterbury Street, Chichester Road, Bisley Drive and these South Shields postcodes: NE33 2JA, NE33 2EJ, NE33 1NW, NE33 2AT, NE33 1PP, NE33 1DH, NE33 2EE, NE33 1LZ, NE33 2AL, NE33 1RW. Folks residing in these local areas recently requested help from a financial advisor. South Shields residents were given competent and top quality financial services in all cases.

To find out local South Shields information take a look here

Independent financial advisor in NE33 area, phone code 0191.

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(This financial advisor South Shields information was last updated on 06-05-2022)