Financial Advisor Chertsey

Chertsey Independent Financial Advice & Investment

Financial Advisor Chertsey Surrey (KT16): Locating a first-rate financial advisor advisor in Chertsey can be a daunting experience, in particular if you're needing financial advice for the first time. However, all qualified financial advisors have one thing in common; they all have to conform to the regulations of the FCA (Financial Conduct Authority), whether you are looking for mortgage, pension, investments or even insurance advice. Any advice given through a FCA authorised financial advisor in Chertsey comes with the guarantee that should anything go awry, you can contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Chertsey Financial Advisor Quotes

Recommendations from relatives and friends can be a decent starting place in picking a financial advisor in Chertsey, but keep in mind that their circumstances might be different to the sort of advice you're looking for. Any advice they offer should be personalised to your unique situation, and not every financial advisor is suitable for everybody. Selecting the right financial advisor is crucial and it is a good idea to talk with at least 3 different firms in order to check out the various options they provide, and to find one you can trust and feel comfortable with.

Financial Advisor Chertsey Surrey (KT16)

There are 2 principal types of financial advisor in Chertsey; independent financial advisors and restricted advisors. The advantage of seeing an independent financial advisor is that they will not be restricted to just one provider's products or services, and can offer a more diverse range of options. Independent financial advice should be provided in a frank and impartial way and should cover the full spectrum of financial companies and products. This will allow you to choose from the widest range of services to meet your needs. A restricted financial advisor might be limited to products and services from a particular company, or might even concentrate on one particular product, as can be the case with a mortgage advisor.

The FCA requires that any financial advisor must fully discuss their charges with you, before accepting you as a client. Based on the kind of services you are looking for, you could be charged by the hour, a set fee or possibly even a slice of your investment value. To allow you to discuss your objectives and see if the advisor is the proper choice for you and your circumstances, you may be offered the chance of a free preliminary consultation. In some larger Chertsey firms, you might find that your account is handled by a team as opposed to an individual advisor.

Financial Advisors Chertsey UK (01932)

Before any advice is handed out you will have to fill in a confidential disclosure form, known as a "Fact Find" document, which informs the advising firm about your financial situation and ambitions. You should also be given a Key Facts or Initial Disclosure Document, which gives you information regarding the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial arena. Your own legal rights will also be laid out in this document, together with the possible options you can take if you want to submit a complaint because you are not satisfied with the service you're given. It should describe exactly what you are signing up for, and any possible risks and benefits should you opt to take the advice offered, and it must be set down in plain English. You can find the amount of cooling-off period in this document. This permits you to change your mind within a specific period of time, and cancel your agreement with the financial advisor.

When talking to your financial advisor for the first time make sure you check their experience and qualifications. You needn't be self-conscious about asking such questions, after all you're on the verge of entrusting your long-term financial wellbeing to their expertise. Every Chertsey financial advisor must present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. When checking the Financial Services Register, you should not freak out if your specific advisor's name doesn't appear on there; you ought to be able to find the company name, and that means the legislation covers all of their personnel. If these can't be provided the individual can still offer financial guidance rather than advice. In financial terms guidance is somewhat different to advice and is not regulated in the same way. Therefore there's no recourse for the client if mistakes arise.

Financial Advisor Quotes in Chertsey Surrey

If it's investing money that you are interested in, your advisor will need to know the level of risk you might be prepared to accept with your hard-earned money. Better rewards might be possible with higher risk investments, but you stand a greater chance of losing some or all of your money. In order to get the most effective investment and financial advice, your savings objectives must be taken into account, i.e. how much you wish to invest, long or short term investments and how rapidly you need access to your money. The one question that you should ask of yourself, which is often neglected, is how much money you can actually afford to lose. This might affect the products and services that you are offered, and is sometimes referred to as your capacity for loss.

Financial Advice Near Chertsey Surrey

Right from the start, it is vital that you tell your financial advisor about any existing savings accounts, investments, mortgages or regular outgoing payments that you have. To make certain that you receive the most appropriate advice for you, they need to gather a clear and full picture of your financial circumstances. Good financial advice should allow for diversifying your investments and savings by spreading the risk across a number of different products. Having an understanding of the best areas to consider, an experienced financial advisor will concentrate on products that fit in with your financial situation and goals.

A financial advisor will reveal the complex world of finance, and speak in the clearest possible way. After learning about the products and services that meet your needs, you should be in a position to make an informed and calculated decision. If environmental issues are at the forefront of your mind, you could maybe ask that ethical savings and investments take precedence. You can then keep away from investments that companies meet your requirements, and instead lend your support to those companies and businesses that address your concerns, for example zero carbon or renewable energy.

Having a close working relationship with a financial advisor in Chertsey could create issues with your work and other responsibilities. To allow you to get advice at times that suit you, one-on-one appointments can be augmented with telephone calls and video conferencing. Home and remote working is now commonplace, and any experienced financial advice provider in Chertsey will have rigorous measures in place to keep your details secure and confidential, even if you hardly ever have a one-to-one meeting with your advisor.


The value of your investments can go down as well as up, and this is a factor that you must always bear in mind. If your investment fails to make as much money as you were hoping for, it can be extremely frustrating and worrying. However, except if it's down to incorrect or misleading information from your financial advisor, your investment having a downward trend isn't a recognised grounds for complaint.

Independent Financial Advisor Near Chertsey (KT16)

The firm's official complaints procedure should be the starting position for any grievances, and the Key Facts Document should discuss this. If your financial advisor is registered with the FCA, you can inform the Financial Ombudsman of the matter if it is unresolved within the time schedule set out by the regulating authority.

The Financial Ombudsman will look into the cause of the complaint and come to a decision. A decision will be made on how to rectify the situation or financially compensate the client, if the complaint is justified. The advisor and their firm must abide by any ruling that's made, which becomes a legally binding decision as soon as the client has agreed to it. Any distress, hassle, inconvenience and annoyance caused to the client during the dispute, will be taken into account when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Chertsey UK

Financial advice can be provided in Chertsey and also in nearby places like: Lyne, Sunningdale, St Georges Hill, Shepperton, Addlestone, Longcross, West Byfleet, Thorpe, Brooklands, Woodham, New Haw, Castle End, Virginia Water, Weybridge, Leleham, together with these postcodes KT16 8AY, KT16 8JQ, KT15 2ER, KT16 8AG, KT16 8DH, KT16 8DW, KT16 8LQ, KT16 8BU, KT16 6DQ, KT16 8BF. Local Chertsey financial advisors will most likely have the phone code 01932 and the postcode KT16. Click on the "enquiry" banner or form to get details about financial advisors in your area.

Chertsey Financial Advice Services

Financial Advice Tasks Chertsey

There is a range of services which can be provided by your local Chertsey financial advisor including bridging finance Chertsey, ethical investment advice, annuity purchase, life insurances, annuities, investment bonds, investment advice, general financial planning in Chertsey, independent financial advice Chertsey, pension planning, divorce planning, business financial planning in Chertsey, stakeholder pensions in Chertsey, financial planning Chertsey, equity release advice, pension reviews, pension advice, investment planning Chertsey, financial analyst services Chertsey, family income benefit, pension consolidation, will writing services, mutual funds, trusts, long term care fee planning Chertsey, and more.

Financial Advisors Surrey

Investment Financial Advisor Financial Advice Chertsey Advisor Advisors Surrey KT16 Financial Advisers 01932 Advice Services

In the Surrey area you'll also find: Godalming financial advice, Earlswood investment advice, Salfords investment advice, Wormley financial advice, Horsell investment advice, Wonersh financial advice, Wormley investment advisors, Woodhatch financial advisors, Charlwood financial advisors, Addlestone investment advisors, Compton financial advice, Holmwood financial advice, Blindley Heath investment advisors, Newdigate financial advisors, Knaphill investment advisors, Horne financial advice, Horley investment advisors, Fairlands investment advice, Smallfield financial advisors, Byfleet investment advice, Farnham financial advice, Hersham financial advice, Brockham investment advice, Bramley investment advisors, West Horsley investment advisors, Tongham financial advice, Normandy investment advice, Worplesdon investment advisors, Great Bookham financial advisors, Fairlands financial advisors.

A Financial Advisor's Regular Tasks

  • A financial advisor produces detailed financial reports.
  • A financial advisor talks with customers about their plans and finances.
  • A financial advisor works in conjuction with peers to gather trends, market information and statistics.
  • A financial advisor keeps fully abreast of legislation changes and new products.
  • A financial advisor keeps a record of potential customers and transactions.
  • A financial advisor updates customers about their investments.
  • A financial advisor provides education, consultation and counselling with regards to finances and investments.
  • A financial advisor collaborates with financial product providers.
  • A financial advisor meets sales and performance targets.
  • A financial advisor recommends the best-suited financial products to clients.

Financial Advisors Near Chertsey

Also find: Longcross financial advisors, Thorpe financial advisors, Woodham financial advisors, Weybridge financial advisors, Addlestone financial advisors, Leleham financial advisors, Castle End financial advisors, Lyne financial advisors, Brooklands financial advisors, Virginia Water financial advisors, New Haw financial advisors, St Georges Hill financial advisors, West Byfleet financial advisors, Sunningdale financial advisors, Shepperton financial advisors and more.

Chertsey Financial Advice Services

Find a Financial Advisor in Chertsey Here
Financial Advice Enquiries in Chertsey Surrey (01932)
  • Chertsey Investment Advice
  • Chertsey Independent Financial Advice
  • Chertsey Corporate Financial Planning
  • Chertsey Pension Advice
  • Chertsey Life Insurance Advice
  • Chertsey Inheritance Advice
  • Chertsey Cashflow Analysis
  • Chertsey Financial Services
  • Chertsey Wealth Management
  • Chertsey Tax Advice
  • Chertsey Retirement Planning
  • Chertsey Trustee Investments
  • Chertsey Mortgage Advice
  • Chertsey Cheap Financial Advice

Financial Advisors Around Chertsey: Some Chertsey areas and streets where financial advice has recently been given - Pannells Close, Guildford Street, Flemish Fields, Paddocks Way, Chertsey Road, Fordwater Road, St John's Way, Elm Tree Close, Stepgates, Fairfields, Salesian Gardens, Springfields Close, Hazelbank Road, Hanworth Lane, Stepgates Close, Mead Lane, Heriot Road, Pound Road, London Street, Chantry Road, Ford Road, Bittams Lane, Hamilton Close, as well as these local Chertsey postcodes: KT16 8AY, KT16 8JQ, KT15 2ER, KT16 8AG, KT16 8DH, KT16 8DW, KT16 8LQ, KT16 8BU, KT16 6DQ, KT16 8BF.

More Chertsey Services: Undoubtedly, when you're looking at your finances in Chertsey, Surrey, you'll probably need all types of different services and as well as a financial advisor in Chertsey, Surrey, you could additionally need family lawyers in Chertsey, banruptcy lawyers in Chertsey, payroll services in Chertsey, debt recovery & collection in Chertsey, bookkeepers in Chertsey, estate planning in Chertsey, investment advisors in Chertsey, mortgage brokers in Chertsey, property law & conveyancing in Chertsey, contracts lawyers in Chertsey, mortgage advice in Chertsey, accounting in Chertsey, wills in Chertsey, tax preparation in Chertsey, solicitors in Chertsey, business financial planning in Chertsey, business consulting in Chertsey, and other different Chertsey experts.

If you need local info regarding Chertsey, Surrey take a look here

Independent financial advisor in KT16 area, (dialling code 01932).

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