Financial Advisor Chertsey

Chertsey Independent Financial Advice & Investment

Financial Advisor Chertsey Surrey (KT16): It can be a daunting experience trying to locate a first-rate financial advisor advisor in the Chertsey area, in particular if it's the very first time that you are in search of financial advice. Whether you are looking for mortgage, investments, pension or even insurance advice, all financial advisors are bound by one common rule; they must all follow the regulations set by the Financial Conduct Authority. The benefit of this is that if a financial advisor who is FCA approved gives you poor advice, and anything goes wrong, you've got guarantees, and can contact the Financial Ombudsman or the Financial Services Compensation Scheme to have it put right.

Free Chertsey Financial Advisor Quotes

Friends and family recommendations can be a decent starting place in picking a financial advisor in Chertsey, but keep in mind that their needs may be different to what you are looking for. Financial advice must be specifically tailored to your particular situation, and you will discover that some financial advisors may not be suitable for you. To explore the options they're offering and find a financial advisor you can trust and feel comfortable with, it pays to talk with at least three different companies, because picking a financial advisor is an important decision.

Financial Advisor Chertsey Surrey (KT16)

When you are looking to pick a financial advisor in Chertsey, there are two principal types; independent financial advisors (IFA) and restricted advisors. The good thing about using an independent financial advisor is that they should not be limited to the services or products of just one company, and can offer a more extensive range of options. Covering the whole gamut of financial companies and products, independent financial advice must be offered in a frank and unbiased way to clients. This will enable you to pick from the widest range of products to match your needs. A restricted advisor might be focused on a single product, as with a mortgage advisor, or be limited to products and services from a specific firm.

Before any financial advisor in Chertsey accepts you as a client, they're required by the FCA to discuss their charges with you. Although it can vary based upon the kind of service you are looking for, there may be a set fee, an hourly rate, or you might even be charged a slice of what you are investing. A free first consultation might be offered, so you can discuss your objectives and situation to determine whether the advisor is the best fit. Your account might be managed by a team as opposed to a single advisor, if you opt to use one of the bigger companies in Chertsey.

Financial Advisors Chertsey UK (01932)

You will be required to fill out a "Fact Find" document, which is a confidential disclosure form relating your aims and financial situation to the advising firm. You will also be handed an Initial Disclosure Document, or Key Facts Document, which gives you information about the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial sector. If you aren't happy with the service, and wish to submit a complaint, this document should also lay out your own legal rights and your options. It should be easy to understand, written in plain language, and describe precisely what you're committing yourself to, together with the benefits and risks of going along with the advice. The level of cooling-off period should also be spelled out in this Key Facts Document. Within a certain number of days, this makes it possible for you to cancel the contract.

The very first time you're speaking to the financial advisor you should check what experience and qualifications they have. Asking such questions shouldn't be a cause for embarrassment, because after all you are entrusting them with your long-term financial wellbeing. Every Chertsey financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. You don't need to stress if your specific advisor's name doesn't appear on the Financial Services Register, so long as the company is on the register, their employees are covered by the legislation. The person can still offer financial guidance as opposed to advice, if these cannot be provided. Guidance is different to advice as it isn't regulated, and if errors occur there may be no recourse to the client.

Financial Advisor Quotes in Chertsey Surrey

If you are seeking advice on investing money you will be asked about the level of risk you're comfortable with. Better rewards might be possible with higher risk investments, however you stand a greater chance of losing all or some of your funds. Good investment and financial advice should take you savings aims into consideration, i.e. how rapidly you need access to your funds, how much you have to invest and short or long term investments. One question you should ask yourself, which is normally neglected, is just how much money you can really afford to lose. Generally referred to as your 'capacity for loss', this will quite likely have an effect on products and services that you're offered.

Financial Advice Near Chertsey Surrey

If you have already got any existing regular payments, investments, mortgages or savings accounts, you'll want to let your financial advisor know about these. To make certain that you receive the most suitable advice for you, they need to gather a clear and full picture of your financial circumstances. Good quality financial advice should include diversifying your investments and savings by spreading the risk across a number of different products. A competent financial advisor in Chertsey will have the knowledge of the best areas to consider, which match your financial situation and your goals.

Your financial advisor will communicate in the clearest possible way, to lay bare the complex world of finance. This will permit you to compare services and products which match your needs, and make an informed decision. If you are mind is firmly on the environment, you can maybe ask your financial advisor to stick to ethical investment and savings schemes. You will then be able to stay clear of firms that companies meet your requirements, and instead support those companies and businesses that match your concerns, for example renewable energy or zero carbon.

Establishing a close working relationship with your financial advisor in Chertsey could cause problems with your work day and other commitments. This can be reduced by supplementing one-on-one meetings with video conferencing and telephone calls, hence enabling you to seek the advice you need at times that are convenient. Even if you rarely have an in-person meeting with your personal advisor, an established financial advice provider in Chertsey will have strict measures in place to ensure your details are kept confidential and secure, because working from home and remote working is now a large part of our society.


Investments can go down as well as up, because the financial world can be a volatile one. If your investment is not making as much money as you were hoping for, it can be extremely demoralising and stressful. Regrettably, a downward spiral in your investment is not seen as a grounds for complaint, unless of course it's because of misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Chertsey (KT16)

Any grievances should start with the company's official complaints procedure as outlined in the Key Facts Document. You can tell the Financial Ombudsman about the problem if it remains unsolved within the timeframe set by the regulating authority, and your financial advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. If the complaint is found to be justified, a decision is made on how to rectify or financially compensate the client. This becomes legally binding as soon as it has been accepted by the client, and the financial advisor and their firm must comply with the decision. Any compensation set by the Ombudsman will also take into account any inconvenience, trouble, distress and upset caused to the client during the situation.

Book a Financial Advisor in Chertsey UK

Financial advice can be provided in Chertsey and also in nearby places like: Virginia Water, West Byfleet, Addlestone, Longcross, New Haw, St Georges Hill, Leleham, Weybridge, Sunningdale, Brooklands, Castle End, Lyne, Thorpe, Shepperton, Woodham, together with these postcodes KT16 8AT, KT16 6DR, KT16 8NQ, KT16 8JH, KT16 8BJ, KT16 8JW, KT16 6DT, KT16 8DZ, KT16 8HB, KT16 0WG. Local Chertsey financial advisers will most likely have the phone code 01932 and the postcode KT16. Checking this out can make sure that you access locally based financial advisers. Chertsey homeowners are able to benefit from these and various other similar services. Simply click on the "enquiry" banner or form to get info on financial advisors in your area.

Chertsey Financial Advice Services

Financial Advice Tasks Chertsey

There is a variety of services which are provided by your local Chertsey financial advisor including business protection, divorce planning in Chertsey, death benefits, long term care fee advice Chertsey, investment plans, unit trusts, investment consolidation, critical illness cover in Chertsey, corporate bonds, business planning, ethical investment advice, general financial planning, trusts in Chertsey, ISA's, bridging finance, personal pensions, savings advice, annuity purchases, financial advice services, investment bonds Chertsey, corporate financial planning, cashflow planning, family income benefit Chertsey, mortgage advice in Chertsey, cheap financial advice, income protection Chertsey, pension consolidation advice in Chertsey, annuities Chertsey, financial analyst services in Chertsey, pension transfers, and more. Listed are just an example of the duties that can be conducted by a financial advisor. Chertsey professionals will be happy to inform you of their entire range of financial services.

A Financial Advisor's Everyday Duties

  • Financial advisors keep up to date with regulation changes and new products.
  • Financial advisors recommend the best-suited financial products to their customers.
  • Financial advisors meet performance and sales targets.
  • Financial advisors produce in-depth financial reports.
  • Financial advisors maintain detailed records of potential clients and transactions.
  • Financial advisors collaborate with providers of financial products.
  • Financial advisors work in collaboration with associates to collect trends, market information and statistics.
  • Financial advisors provide consultation, counselling and education regarding investments and finances.
  • Financial advisors speak with customers about their finances and plans.
  • Financial advisors update clients regarding their investments.

Financial Advisors Near Chertsey

Also find: St Georges Hill financial advisors, Leleham financial advisors, Lyne financial advisors, Addlestone financial advisors, Brooklands financial advisors, Woodham financial advisors, West Byfleet financial advisors, New Haw financial advisors, Thorpe financial advisors, Castle End financial advisors, Weybridge financial advisors, Longcross financial advisors, Virginia Water financial advisors, Shepperton financial advisors, Sunningdale financial advisors and more. All these areas are catered for by local financial advisers. Chertsey residents can get quotations by going here.

Chertsey Financial Advice Services

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Financial Advice Enquiries in Chertsey Surrey (01932)
  • Chertsey Financial Services
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  • Chertsey Retirement Planning
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  • Chertsey Wealth Management
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Financial Advisors Around Chertsey: Financial advisors were recently required by folks living in Bramley Close, Galsworthy Road, Guildford Road, Green Lane Close, Fordbridge Close, Charles Street, Marina Close, Elm Tree Close, Highfield Road, Hazelbank Road, Gordon Close, Weir Road, Heriot Road, Chertsey Road, Fordwater Road, Thames Close, Inglewood, Green Lane, Jersey Close, The Knoll, Queen Street, Waverley Drive, Weymead Close, London Street, Eastworth Road and these Chertsey postcodes: KT16 8AT, KT16 6DR, KT16 8NQ, KT16 8JH, KT16 8BJ, KT16 8JW, KT16 6DT, KT16 8DZ, KT16 8HB, KT16 0WG. People living in these local areas recently requested help from a financial advisor. Chertsey residents were given dependable and top notch financial services on every occasion.

Financial Advisor Jobs Chertsey: Get financial advisor jobs near Chertsey by going here: General Financial Advisor Jobs

For local Chertsey info take a look here

Independent financial advisor in KT16 area, telephone code 01932.

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(This financial advisor Chertsey information was reviewed and updated on 01-09-2022)