Financial Advisor Chertsey

Chertsey Independent Financial Advice & Investment

Financial Advisor Chertsey Surrey (KT16): If you are seeking financial advice for the very first time, trying to find a decent financial advisor advisor in Chertsey can be a challenging experience. Whether it's investments, pension, mortgage or even insurance advice that you're looking for, there is one common rule for all qualified financial advisors; they all have to observe FCA (Financial Conduct Authority) regulations. This comes with various guarantees, thus after taking advice from a FCA registered financial advisor in Chertsey, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman, if something should go awry.

Free Chertsey Financial Advisor Quotes

A decent starting point when choosing a financial advisor in Chertsey may be friends and family, but remember that the sort of advice you are searching for might be different to theirs. Every financial advisor isn't suitable for everyone, and their advice should be personalised to your unique situation. It is wise to speak to at least 3 different companies when you are choosing a financial advisor, because this is a major decision, and you need to find one that you feel comfortable with and can trust, and explore the options they offer.

Financial Advisor Chertsey Surrey (KT16)

Restricted advisors and independent financial advisors, are the 2 main kinds of financial advisor in Chertsey. Offering a wide range of options, an independent financial advisor will not be confined to just one company's products or services. Encompassing the entire spectrum of financial products and companies, independent financial advice should be given in a frank and unbiased way to customers. Using an IFA should allow you to choose from the broadest possible range of services. A restricted financial advisor may be limited to products and services from a particular provider, or may even focus on a specific product, as may be the case with a mortgage advisor.

The FCA demands that any financial advisor in Chertsey must tell you about their charges, before taking you on as a client. You could be charged by the hour, a set fee or even a specific percentage of your investment value, determined by kind of services you are looking for. To discuss your objectives and see if the advisor is suitable for your situation, a free preliminary consultation could be offered. Your account could be looked after by a team rather than one individual advisor, if you choose to go to one of the larger Chertsey companies.

Financial Advisors Chertsey UK (01932)

You will be asked to fill in a "Fact Find" form, which is a confidential disclosure document relating your financial situation and desired goals to the advising firm. You should also be handed an Initial Disclosure, or Key Facts Document, which provides you with information on the financial advisor, their status to offer independent or restricted advice and their scope of permissions in the financial arena. Your legal rights will also be set out in this document, along with your options if you need to complain because you're not happy with the service you are given. It has to be written in plain language and detail what you're signing up for, and any possible risks and benefits if you decide to go along with the offered advice. The allowed cooling-off period should also be explained in this Key Facts Document. This enables you to cancel your agreement with the financial advisor within a specific time period, and if any penalties have to be paid.

The first time you're talking to your financial advisor ensure that you check what experience and qualifications they have. You needn't be self-conscious about asking such questions, after all you are on the verge of entrusting your long-term financial wellbeing to their skill. A Level 4 qualification in financial advice is the minimum certification for any Chertsey financial advisor, and they must also be in a position to present an annual Statement of Professional Standing. When you check the Financial Services Register, you should not panic if your particular advisor's name doesn't appear on there; you will probably locate the firm name, and that means the regulations covers all of their staff. If they are unable to present these accreditations, the person cannot offer advice but is permitted to offer financial guidance. Guidance differs to advice as it isn't regulated, and if errors are made there may be no recourse to the client.

Financial Advisor Quotes in Chertsey Surrey

If you're needing advice on investments you'll be asked about the amount of risk you're willing and able to accept. Bigger rewards could be possible with high risk investments, however you stand a greater chance of losing some or all of your cash. Decent investment and financial advice will take into account your savings goals, i.e. how much you wish to invest, short or long term investments and how rapidly you need to access your money. "How much money can you actually afford to lose?" Is the one crucial question that you really need to ask yourself. Generally known as your capacity for loss, this will most likely affect the services and products that you are offered.

Financial Advice Near Chertsey Surrey

From the outset, it is crucial that you let your financial advisor know about any investments, regular payments, mortgage loans or personal savings that you have. They will need this information, so that they can get a clear picture of your financial situation and give the correct advice for your needs. Good quality financial advice should allow for diversifying your investments and savings by spreading the risk load across different products. So as to mirror your goals and financial circumstances, a qualified financial advisor in Chertsey will have the knowledge of the best products to consider.

Communicating in in the simplest terms possible, your financial advisor will unveil the multifaceted world of investment and finance. This will permit you to compare products and services which match your needs, and come to an informed decision. If environmental issues are important to you, you could ask that ethical savings and investments take precedence. This will allow you to give your support to enterprises and companies that match your concerns, e.g. renewable energy or zero carbon, or perhaps steering clear of businesses that don't meet your criteria.

It may prove hard to manage work and other obligations around working closely with a financial advisor in Chertsey. This can be reduced by augmenting one-on-one appointments with telephone calls and video conferencing, thus allowing you to get the advice you need at convenient times. Home and remote working is now a large part of our society, and an established financial advice company in Chertsey will have rigorous measures in place to keep your details secure and confidential, even if you never have a one-to-one meeting with your advisor.


Investments can be an unpredictable area, and values could go down as well as up. If it just so happens that your investment fails to make the amount of money you hoped for, it can be a very worrying and frustrating time. A downward spiraling of your investment isn't seen as a cause for complaint, unless your financial advisor has supplied you with wrong or misleading information.

Independent Financial Advisor Near Chertsey (KT16)

Any complaints should start out with the firm's official complaints procedure as indicated in the Key Facts Document. If your financial advisor is a member of the Financial Conduct Authority, you can tell the Financial Ombudsman about the problem if it is unsolved within the time period stipulated by the regulating body.

After reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If it's found that the complaint is justifiable, a decision will be made on how the client can be compensated or the situation rectified. Once agreed on by the client, the ruling becomes a legally binding one, and the advisor and their firm must comply with it. The Financial Ombudsman will also take into consideration any distress, inconvenience, upset and hassle caused to the client during the situation, and set the level of compensation accordingly.

Book a Financial Advisor in Chertsey UK

Financial advice can be provided in Chertsey and also nearby in: Shepperton, Sunningdale, New Haw, Woodham, Addlestone, Weybridge, West Byfleet, Castle End, Longcross, St Georges Hill, Thorpe, Virginia Water, Leleham, Brooklands, Lyne, and in these postcodes KT16 8HG, KT16 6EZ, KT16 8HS, KT16 8BH, KT16 8EB, KT16 6DT, KT16 8JY, KT16 0AD, KT16 6AN, KT16 0WP. Local Chertsey financial advisors will likely have the postcode KT16 and the telephone code 01932. Checking this out will guarantee that you are accessing local financial advisers. Chertsey homeowners will be able to utilise these and various other finance related services. Simply click the "enquiry" banner to get specifics of financial advisors in your area.

Chertsey Financial Advice Services

Financial Advice Tasks Chertsey

There are a wide array of services which are provided by your local Chertsey financial advisor including wealth management & investments, cheap financial advice, financial planning, financial analyst services, pension consolidation advice, personal financial planning, long term care fee advice, pension reviews, independent financial advice in Chertsey, ISA's Chertsey, will writing services, investment bonds in Chertsey, pensions in divorce, tax planning in Chertsey, annuities, bereavement benefit advice, corporate financial planning, ethical investments in Chertsey, annuity purchases in Chertsey, divorce planning, trusts, cashflow analysis, pension advice Chertsey, income protection advice, retirement plans, pension drawdowns, money planning in Chertsey, personal pensions Chertsey, pension transfer advice, equity release, and more. These are just some of the duties that can be carried out by a financial advisor. Chertsey professionals will be delighted to keep you abreast of their entire range of services.

A Financial Advisor's Regular Tasks

  • Financial advisors speak with customers regarding their finances and plans.
  • Financial advisors provide counselling, consultation and education regarding finances and investments.
  • Financial advisors work with colleagues to obtain statistics, trends and market information.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors maintain a record of transactions and clients.
  • Financial advisors research financial products and explain them simply and clearly to their customers.
  • Financial advisors keep abreast of law changes and new products.
  • Financial advisors produce financial reports.
  • Financial advisors make deals with with providers of financial products.
  • Financial advisors update clients regarding their investments.

Financial Advice Enquiries Surrey

Financial Advice Enquiries Surrey

Recently posted Surrey financial advice enquiries: Mr and Mrs Mcbain from Godstone, Surrey recently enquired about offshore investments. Halima and Colton Mcfarlane from Claygate recently asked for information on family income benefit. Santino Hine and Lorna Hine from Lower Kingswood recently enquired about mortgage advice. Fionn and Etta Mcguinness from Shere recently enquired about investment bonds. Khadija and Lowen Garrett from North Holmwood, Surrey recently enquired about mortgage advice. Wilfred Jacques and Dottie Jacques from Bisley, Surrey recently enquired about getting financial advice. Theodora Allan and Rudi Allan from Long Ditton recently asked for information on life assurance. Mr and Mrs Eden from Hersham recently enquired about investment bonds. Most of these local residents did a search for "financial advisor Surrey" and found this page on either Yahoo, Bing or Google.


Financial Advisors Near Chertsey

Also find: Lyne financial advisers, Thorpe financial advisers, Castle End financial advisers, Virginia Water financial advisers, Shepperton financial advisers, Leleham financial advisers, Weybridge financial advisers, West Byfleet financial advisers, New Haw financial advisers, Addlestone financial advisers, Brooklands financial advisers, St Georges Hill financial advisers, Sunningdale financial advisers, Longcross financial advisers, Woodham financial advisors and more. All of these areas are catered for by local financial advisers. Chertsey residents can get financial advice quotes by clicking here.

Chertsey Financial Advice Services

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Financial Advice Enquiries in Chertsey Surrey (01932)
  • Chertsey Estate Planning
  • Chertsey Investment Advice
  • Chertsey Trustee Investments
  • Chertsey Retirement Planning
  • Chertsey Mortgage Advice
  • Chertsey Financial Advice Quotations
  • Chertsey Corporate Financial Planning
  • Chertsey Inheritance Advice
  • Chertsey Pension Advice
  • Chertsey Financial Services
  • Chertsey Financial Advice
  • Chertsey Life Insurance Advice
  • Chertsey Wealth Management
  • Chertsey Cashflow Analysis

Financial Advisors Around Chertsey: Financial advisors were recently necessary for folks living in Waverley Drive, Thames Close, Heriot Road, Gordon Close, Fordwater Road, Fordbridge Close, London Street, Highfield Road, Hazelbank Road, King Street, Meadhurst Road, Elm Tree Close, Bittams Lane, Lyndhurst Way, Bramley Close, Galsworthy Road, St John's Way, Hamilton Close, Stepgates, Stepgates Close, Clay Corner and these Chertsey postcodes: KT16 8HG, KT16 6EZ, KT16 8HS, KT16 8BH, KT16 8EB, KT16 6DT, KT16 8JY, KT16 0AD, KT16 6AN, KT16 0WP. People in these local areas recently requested the help of a financial advisor. Chertsey residents enjoyed competent and top quality financial services in every case.

More Chertsey Services: Naturally, whenever you are looking at your finances in Chertsey, Surrey, you'll probably be in need of all types of different services and as well as a financial advisor in Chertsey, Surrey, you may also need contracts lawyers in Chertsey, payroll services in Chertsey, estate planning in Chertsey, tax preparation in Chertsey, bookkeeping in Chertsey, banruptcy lawyers in Chertsey, accounting in Chertsey, mortgage advice in Chertsey, business consulting in Chertsey, investment advisors in Chertsey, property law & conveyancing in Chertsey, will writing in Chertsey, family lawyers in Chertsey, debt recovery & collection in Chertsey, business financial planning in Chertsey, solicitors in Chertsey, mortgage brokers in Chertsey, and other different Chertsey experts.

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Financial Adviser Jobs Chertsey: Get financial advisor jobs in Chertsey by clicking here: General Financial Advisor Jobs

Independent financial advisor in KT16 area, and dialling code 01932.

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(This financial advisor Chertsey information was revised and updated on 06-05-2022)