Financial Advisor Dursley

Dursley Independent Financial Advice & Investment

Financial Advisor Dursley Gloucestershire (GL11): Finding a decent independent financial advisor in Dursley can be an intimidating experience, especially if you are needing financial advice for the first time. Whether you're searching for mortgage, investment, pensions or even insurance advice, all professional financial advisors have one thing in common; they must all stick to the regulations set by the FCA (Financial Conduct Authority). The advantage of this is that if a financial advisor who is FCA registered gives you poor advice, and anything goes wrong, you have guarantees, and can go to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to have it put right.

Free Dursley Financial Advisor Quotes

A decent starting point when picking a financial advisor in Dursley may be friends and relatives, but keep in mind that the sort of advice you are looking for might be somewhat different to theirs. Every financial advisor isn't suitable for everybody, and any advice they provide should be personalised to your specific circumstances. To explore the various options they're offering and find a financial advisor you can trust and feel at ease with, it is wise to speak with at least 3 different companies, because after all selecting a financial advisor is a major decision.

Financial Advisor Dursley Gloucestershire (GL11)

Restricted advisors and independent financial advisors (IFA), are the 2 main kinds of financial advisor in Dursley. The advantage of using an IFA is that they should not be restricted to the products and services of a single provider, and can offer a wide range of options. Independent financial advice must be given in an honest and unbiased way and across the entire gamut of financial products and companies. This will permit you to choose from the widest range of products to meet your needs. If you go to a restricted financial advisor you will discover that they may be restricted to products and services of a specific firm, or as with a mortgage advisor, will only be concerned with one product.

Before any financial advisor takes you on as a client, they are required by the FCA to be fully transparent with you about their charges. Based upon the services you require, you could be charged a set fee, by the hour or possibly even a slice of your investment value. To allow you to discuss your goals and find out if the advisor is the correct fit for your situation, you may be offered the chance of a free initial consultation. Your account may be looked after by a team rather than one individual advisor, if you decide to go to one of the bigger Dursley firms.

Financial Advisors Dursley UK (01453)

To describe your financial situation and goals to the advising firm, you will have to complete a "Fact Find" form, which is a confidential disclosure document. You will also be given an Initial Disclosure, or Key Facts Document, which provides information on the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial sector. This document will also make clear your legal rights and the options you can take if you're not satisfied with the service provided, and would like to make a complaint. It must be easy to understand, written in plain English, and describe exactly what you are committing yourself to, along with the benefits and risks of going along with the advice. The Key Facts Document should also inform you of the level of cooling-off period. This permits you to change your mind within a specific period of time, and cancel the agreement with your financial advisor.

The first time you're speaking to your financial advisor you'll want to check what qualifications and experience they've got. After all you are on the verge of entrusting your financial wellbeing to their skill, so you shouldn't be self-conscious about asking these questions. All financial advisors in Dursley must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. If the advisor's name does not appear on the Financial Services Register, don't freak out, the firm the person works for will almost certainly be on the register and their staff will be covered by the legislation. If they're not able to supply these accreditations, the individual can't offer advice but only financial guidance. In terms of finance guidance is different to advice and is not regulated in the same way. Therefore there is no recourse for either party if mistakes are made.

Financial Advisor Quotes in Dursley Gloucestershire

If you're looking for advice on investing money you'll be asked the level of risk you're comfortable with. Most investments carry some element of risk, but high risk investments could potentially offer larger rewards, and also more likelihood of losing some or all of your funds. Your savings objectives should be taken into account if good investment and financial advice is to be given, i.e. how much you have to invest, long or short term investments and how quickly you need access to your funds. "How much can you truly afford to lose?" Is the one question that you should really be asking yourself. Known as your 'capacity for loss', this will most likely have an effect on services and products that you're offered.

Financial Advice Near Dursley Gloucestershire

From the outset, it's vital that you let your financial advisor know about any existing mortgage loans, investments, personal savings or regular outgoing payments that you have. This should give a clear and full picture of your financial circumstances, without which the advice given will most likely not be the most appropriate for you. Diversifying your savings and investments by spreading the risk load across a range of different products, is an important part of reliable financial advice. A certified financial advisor in Dursley will be aware of the best areas to consider, which reflect your goals and your financial situation.

Communicating in the clearest way possible, your financial advisor will throw open the complex world of finance and investment. You should be able to come to an informed and considered decision when you have learned about the various services and products which meet your needs. If environmental issues are important to you, you could ask that ethical savings and investment schemes take top priority. This not only gives you investment possibilities, but also enables you to lend your support to green energy or zero carbon projects, and steer clear of those that do not share the same values as you.

Having constant interactions with a financial advisor in Dursley could cause complications with your work life and other commitments. This can be reduced by supplementing face-to-face meetings with telephone calls and video conferencing, thus enabling you to get the advice you need at a convenient time. An experienced financial advice company in Dursley will have rigorous measures in force to ensure your details are kept secure and confidential, even if you rarely have a one-on-one meeting with your advisor, because home and remote working is now so common.


Investments can be an unpredictable area, and their values could go down as well as up. It can be quite worrying and frustrating if your investment is not making the amount of money you hoped for. However, except if it is owing to misleading or wrong information from your financial advisor, a downward spiraling of your investment is not seen as a basis for complaint.

Independent Financial Advisor Near Dursley (GL11)

As described in the Key Facts Document, any complaints should start with the company's complaints procedure. If the financial advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it remains unresolved within the time set out by the regulating body.

The Financial Ombudsman will make a ruling after reviewing the cause of the complaint independently. A decision is made on how to rectify or financially compensate the client, if the complaint is upheld. This will become legally binding once it has been accepted by the customer, and the advisor and their company must comply with the decision. Any upset, distress, hassle and inconvenience caused to the client during the process, will be taken into account when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Dursley UK

Financial advice can be provided in Dursley and also nearby in: Cam, Bowcott, Stinchcombe, Slimbridge, North Nibley, Berkeley Heath, Moorend, Breadstone, Draycott, Woodfield, Uley, Newport, Lower Cam, Kingswood, Woodmancote, Wootton under Edge, Gossington, as well as in these postcodes GL11 4FD, GL11 5EU, GL11 4GB, GL11 4BZ, GL11 5BA, GL11 4DY, GL11 4PU, GL11 4BW, GL11 5AB, GL11 4DQ. Local Dursley financial advisers will most likely have the dialling code 01453 and the postcode GL11. Verifying this should confirm you access locally based financial advisers. Dursley property owners can utilise these and numerous other finance related services. Click the "enquiry" banner to get info on financial advisors in your area.

Pension Planning

Towards a secure retirement, pension planning takes a vital role. Considerable process improvement is attainable through the engagement of a financial advisor's services. Your current financial situation will be assessed by an experienced advisor, understanding your retirement objectives and designing a customised pension plan. Navigated by them are the complexities of UK pension options, which encompass the state pension, workplace pensions, and self-invested personal pensions. By taking full advantage of their expertise, you can make informed decisions about tax implications, investment choices and contributions. Working with a financial advisor in Dursley guarantees the creation of an effective pension plan, providing peace of mind and financial stability for your future.

UK pension planning revolves around the State Pension, which is a government-backed scheme that provides a standard level of retirement income. Eligibility for the State Pension is normally based on an individual's National Insurance record, which is built up over their working life. However, changes to the number of qualifying years and the State Pension age have made understanding the intricacies of this scheme more important than ever before. (42316)

Essential Skills for Financial Advisors

  • To have excellent IT skills.
  • A thorough understanding of economics and accounting relating to financial products and markets.
  • Good verbal communication skills.
  • To be thorough and pay attention to detail.
  • To have good time management skills.
  • To have the ability to network and establish relationships with clients.
  • A competent level of numeracy for developing financial strategies.
  • Good management skills for the negotiation of product rates.
  • To be good at promoting financial products and services.
  • To have active listening skills.
  • Excellent customer service skills for finding out customer requirements and needs.

Dursley Financial Advice Services

Financial Advice Tasks Dursley

There are a whole host of services which are provided by your local Dursley financial advisor including money planning in Dursley, cash flow modelling, mortgage financial planning Dursley, savings advice, independent financial advice, pension reviews in Dursley, investment bonds, life insurance, pension planning Dursley, pension advice, inheritance tax planning, unit trusts, pensions in divorce Dursley, annuity purchase Dursley, familt controlled trusts, cheap financial advice, multi-asset portfolios, retirement plans, equity release Dursley, long term care fee planning, pension consolidation in Dursley, cashflow planning, personal protection, financial services in Dursley, pension drawdowns, death benefit advice, trusts, divorce financial planning, business planning, stakeholder pensions, and more. Listed are just a small portion of the activities that can be conducted by a financial advisor. Dursley professionals will tell you about their whole range of services.


Financial Advisors Near Dursley

Also find: Breadstone financial advisors, Draycott financial advisors, Bowcott financial advisors, Stinchcombe financial advisors, Wootton under Edge financial advisors, Woodmancote financial advisors, Moorend financial advisors, Uley financial advisors, Cam financial advisors, North Nibley financial advisors, Slimbridge financial advisors, Lower Cam financial advisors, Woodfield financial advisors, Gossington financial advisors and more. Anybody who is hunting for financial advice, will discover that such services are available in just about all of these places. Homeowners in the region can make enquiries about financial advice by clicking here.

Dursley Financial Advice Services

Find a Financial Advisor in Dursley Here
Financial Advice Enquiries in Dursley Gloucestershire (01453)
  • Dursley Inheritance Advice
  • Dursley Life Insurance Advice
  • Dursley Financial Services
  • Dursley Corporate Financial Planning
  • Dursley Financial Advice
  • Dursley Cashflow Analysis
  • Dursley Tax Advice
  • Dursley Investment Advice
  • Dursley Trustee Investments
  • Dursley Pension Advice
  • Dursley Retirement Advice
  • Dursley Mortgage Advice
  • Dursley Estate Planning
  • Dursley Wealth Management

More Dursley Services: Not surprisingly, when you happen to be looking at your finances in Dursley, Gloucestershire, you will probably be in need of all sorts of different services and together with a financial advisor in Dursley, Gloucestershire, you could also need debt recovery & collection in Dursley, business financial planning in Dursley, banruptcy lawyers in Dursley, tax preparation in Dursley, contracts lawyers in Dursley, family lawyers in Dursley, estate planning in Dursley, investment advisors in Dursley, business consulting in Dursley, property law & conveyancing in Dursley, bookkeeping in Dursley, mortgage brokers in Dursley, wills & probate in Dursley, mortgage advice in Dursley, payroll services in Dursley, accountants in Dursley, solicitors in Dursley, and other different Dursley experts.

If you would like to get local info regarding Dursley, Gloucestershire take a look here

Independent financial advisor in GL11 area, and dialling code 01453.

TOP - Financial Advisor Dursley

Financial Advice Quotations Dursley - Financial Advisor Dursley - Financial Advisors Dursley - Investment Advisors Dursley - Business Financial Advice Dursley - Cheap Financial Advice Dursley - Financial Advisor Near Dursley - Personal Financial Advisers Dursley - Life Insurance Dursley


(This financial advisor Dursley content was successfully updated on 20-02-2024)