Financial Advisor Whitworth

Whitworth Independent Financial Advice & Investment

Financial Advisor Whitworth Lancashire (OL12): Locating a good financial advisor advisor in Whitworth can be an intimidating experience, in particular if you're seeking financial advice for the first time. Whether you're looking for pension, mortgage, investment or even insurance guidance, all financial advisors have one thing in common; they must all conform to the regulations laid down by the Financial Conduct Authority. Any advice given through a FCA registered financial advisor in Whitworth comes with the guarantee that should anything go awry, you have access to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Whitworth Financial Advisor Quotes

A good starting place in choosing a financial advisor in Whitworth may be friends and relations, but keep in mind that the type of advice you are looking for could be somewhat different to theirs. Financial advice should be specifically tailored to your particular situation, and you'll discover that certain financial advisors might not be suitable for you. It is a good idea to chat to at least 3 different firms when you're choosing a financial advisor, since this is a big decision, and you need to find one that you can trust and feel at ease with, and investigate the options they can provide.

Financial Advisor Whitworth Lancashire (OL12)

There are two main kinds of financial advisor in Whitworth; restricted advisors and independent financial advisors. Offering a more diverse range of options, an IFA should not be limited to the services and products of just one provider. Independent financial advice must be given in an impartial and unbiased way and across the full gamut of financial products and companies. If you choose to use an independent financial advisor, you will be able to choose from the widest possible array of services, so as to find the ideal solution for your needs. A restricted financial advisor may be limited to products and services from a particular firm, or might even concentrate on a specific product, as can be the case with a mortgage advisor.

Before any financial advisor accepts you as a client, they're required by the Financial Conduct Authority to be fully transparent with you about their charges. In accordance with the services you require, you could be charged a set fee, by the hour or possibly even a specific percentage of your investment value. To discuss your goals and determine whether the advisor is suitable for your situation, you will sometimes be offered a free preliminary consultation. If you use one of the bigger Whitworth firms, your account might be managed by a team of advisors rather than one individual.

Financial Advisors Whitworth UK (01706)

You will be asked to fill out a "Fact Find" document, which is a confidential disclosure form relating your financial situation and ambitions to the advising company. To provide details of the financial advisor, their situation for offering restricted or independent advice and their range of permissions in the financial sector, you'll also be given an Initial Disclosure, or Key Facts Document. If you are not happy with the service provided, and wish to make a complaint, this document will also set down your own rights and the possible options you can take. It should detail exactly what you are committing yourself to, and any possible benefits and risks should you choose to take the offered advice, and it must be laid out in plain language. You will find the amount of cooling-off period in the Key Facts Document. Within a specific time frame, this enables you to cancel your contract.

The very first time you are speaking to your financial advisor make sure you check what qualifications and experience they've got. Asking such questions shouldn't cause you any embarrassment, because you are entrusting them with your long-term financial wellbeing. A Level 4 qualification in financial advice is the minimum required certification for any Whitworth financial advisor, and they must also be in a position to show an annual Statement of Professional Standing. You should not panic if your particular advisor's name doesn't appear on the Financial Services Register, so long as the firm is listed on the register, their staff are covered by the legislation. If they are not able to supply these accreditations, the person cannot offer advice but can offer financial guidance. In terms of finance guidance differs to advice and isn't regulated in the same way. Therefore there is no recourse for the client if financial blunders are made.

Financial Advisor Quotes in Whitworth Lancashire

You'll be asked the amount of risk you are willing and able to take on, if you are seeking advice on investments. Many investments carry some degree of risk, but high risk investments may offer bigger rewards, and also more chance of losing some or all of your capital. Decent financial and investment advice should take into account your savings goals, i.e. short or long term investments, how much money you want to invest and how quickly you need to access your money. The one question that you should ask of yourself, which is usually neglected, is how much money you can actually afford to lose. This may well influence the products and services that you're offered, and is known as your capacity for loss.

Financial Advice Near Whitworth Lancashire

If you have already got any existing savings accounts, investments, mortgages or regular payments, you should tell your financial advisor about these. To make certain that you receive the most appropriate advice for you, they need a full and clear picture of your financial circumstances. Smart financial advice should include diversifying your savings and investments by spreading the risk load across various products. In order to mirror your goals and financial situation, a certified financial advisor in Whitworth will be aware of the best areas to consider.

A financial advisor will open up the multifaceted world of finance, and try to speak in the clearest possible way. You should be able to come to an informed and considered decision when you have compared the various services and products that meet your needs. If you are mind is firmly on the environment, you could perhaps ask your financial advisor to stick to ethical savings and investments. This does not just give you investment possibilities, but also allows you to support zero carbon or green energy projects, and steer clear of companies that do not share the same values.

It could prove challenging to manage your work day and other obligations around working closely with a financial advisor in Whitworth. To enable you to get advice at a time to suit you, one-on-one meetings can be augmented with phone calls and video conferencing. Even if you never have a face-to-face meeting with your personal advisor, an established financial advice firm in Whitworth will have stringent measures in force to keep your details secure and confidential, because remote and home working is now commonplace.


You must keep in mind that the financial world is a volatile sector, and the value of your investments could just as easily go down as well as up. It can be incredibly worrying and disheartening if your investment is not making the amount of money you were hoping for. A downward spiraling of your investment isn't a recognised grounds for complaint, unless your advisor has given you misleading or wrong information.

Independent Financial Advisor Near Whitworth (OL12)

Any complaints should start out with the firm's complaints procedure as laid out in the Key Facts Document. You can let the Financial Ombudsman know about the problem if it is unsolved within the time-frame set out by the regulating body, and the financial advisor is registered with the Financial Conduct Authority.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If it's found that the complaint is justified, a decision will be made on how the customer can be compensated. This will become legally binding once it has been accepted by the client, and the advisor and their firm must abide by the decision. Any compensation as set out by the Financial Ombudsman will also account for any upset, trouble, distress and inconvenience caused to the client during the situation.

Book a Financial Advisor in Whitworth UK

Financial advice can be provided in Whitworth and also in: Clough, Trough Gate, Wardle, Belfield, Rawtenstall, Shawforth, Haslingden, Shawfield, Ramsbottom, Stacksteads, Shawclough, Smithybridge, Smallbridge, Rochdale, Littleborough, together with these postcodes OL12 8PN, OL12 8DW, OL12 8SQ, OL12 8QB, OL12 8NG, OL12 8RB, OL12 8EU, OL12 8EA, OL12 8AP, OL12 8RZ. Local Whitworth financial advisers will most likely have the telephone dialling code 01706 and the postcode OL12. Verifying this should confirm you're accessing locally based financial advisers. Whitworth home and business owners are able to benefit from these and numerous other similar services. Click the "enquiry" banner or form to get info on financial advisors in your area.

Lancashire Financial Advisors

OL12 Investment Advice Services Whitworth 01706 Financial Advice Advisor Lancashire Advisors Financial Advisers Financial Advisor

In Lancashire you'll likewise find: Padiham financial advice, Anderton investment advice, Poulton le Fylde investment advice, Ribchester investment advice, Bamber Bridge investment advisors, Broughton financial advisors, Westhead financial advisors, Caton investment advisors, Great Eccleston investment advisors, Silverdale investment advisors, Pilling investment advisors, Whittingham financial advice, Stalmine financial advice, Lathom investment advice, Rufford financial advice, North Meols financial advice, Coppull financial advisors, Much Hoole financial advice, Kirkham financial advice, Stalmine investment advice, Upholland investment advice, Church financial advice, Ellel financial advice, Ribbleton investment advisors, Bacup investment advice, Freckleton investment advisors, Halton investment advisors.

Regular Duties of a Financial Advisor

  • Working with peers to gather market information, trends and statistics.
  • Recommending the best-suited financial products to customers.
  • Keeping fully up to date with new financial products and legislation changes.
  • Maintaining a record of potential clients and transactions.
  • Producing comprehensive financial reports.
  • Meeting performance and sales targets.
  • Updating clients regarding their investments.
  • Providing education, counselling and consultation with regards to investments and finances.
  • Speaking with clients about their plans and finances.
  • Negotiating with providers of financial products.

Financial Advice Enquiries Lancashire

Financial Advice Enquiries Lancashire

Recently posted Lancashire financial advice enquiries: Aiden Hood and Honor Hood from Upholland recently asked for information on equity release. Loki Windsor from Wrightington recently asked about financial planning. Elwood Croft and Amara Croft in Heapey, Lancashire recently enquired about investment bonds. Isobel Cowell and Abraham Cowell in Samlesbury recently asked about investment advice. Lily Mullins from Old Langho recently asked for information on family income benefit. Mr and Mrs Shannon in Great Eccleston, Lancashire recently enquired about offshore investments. Eliot Dyer and Annabell Dyer in Longton recently enquired about family income benefit. Idris Wilton from Heath Charnock recently asked for information on life assurance. These local people did a search for "financial advisor Lancashire" and located this website on Bing, Google or Yahoo.

Whitworth Financial Advice Services

Financial Advice Tasks Whitworth

There is a wide range of services which are provided by your local Whitworth financial advisor including wealth management in Whitworth, family income benefit, bridging finance in Whitworth, pension consolidation advice in Whitworth, investment reviews in Whitworth, cheap financial advice, corporate bonds, personal protection, offshore investment advice, investment consolidation advice, mortgage financial planning Whitworth, general financial planning, critical illness cover, equity release Whitworth, saving for children, portfolio management, unit trusts in Whitworth, personal pensions Whitworth, investment bonds, pension transfers, stakeholder pensions in Whitworth, life assurance advice Whitworth, pension drawdowns, pension planning, divorce planning, annuities Whitworth, trusts, mutual funds, corporate financial planning, will writing services Whitworth, and lots more. These are just an example of the tasks that can be undertaken by a financial advisor. Whitworth professionals will tell you about their whole range of services.


Financial Advisors Near Whitworth

Also find: Wardle financial advisers, Shawforth financial advisers, Rochdale financial advisers, Shawfield financial advisers, Rawtenstall financial advisers, Smithybridge financial advisers, Clough financial advisers, Belfield financial advisers, Shawclough financial advisers, Ramsbottom financial advisers, Smallbridge financial advisers, Stacksteads financial advisers, Haslingden financial advisers, Trough Gate financial advisers, Littleborough financial advisors and more. All of these places are catered for by local financial advisers. Whitworth residents can get price quotes by clicking here.

Whitworth Financial Advice Services

Find a Financial Advisor in Whitworth Here
Financial Advice Enquiries in Whitworth Lancashire (01706)
  • Whitworth Financial Advice Quotes
  • Whitworth Cashflow Analysis
  • Whitworth Mortgage Advice
  • Whitworth Corporate Financial Advice
  • Whitworth Tax Advice
  • Whitworth Life Insurance Advice
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  • Whitworth Wealth Management
  • Whitworth Retirement Advice
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  • Whitworth Inheritance Advice

More Whitworth Services: Needless to say, whenever you are looking at your finances in Whitworth, Lancashire, you'll probably need all kinds of different services and aside from a financial advisor in Whitworth, Lancashire, you may also need solicitors in Whitworth, payroll services in Whitworth, investment advisors in Whitworth, mortgage advice in Whitworth, bookkeeping in Whitworth, accountants in Whitworth, contracts lawyers in Whitworth, mortgage brokers in Whitworth, family lawyers in Whitworth, business consulting in Whitworth, debt recovery & collection in Whitworth, property law & conveyancing in Whitworth, banruptcy lawyers in Whitworth, business financial planning in Whitworth, will writing in Whitworth, tax preparation in Whitworth, estate planning in Whitworth, and other different Whitworth experts.

Financial Advisors Around Whitworth: Financial advice has recently been given in these Whitworth roads - Hill Top, Acre Street, Broadley View, New Way, Facit Fold, Water Street, The Willows, Church Street, Studd Brow, Holt Street, North View, Coppice Drive, Tonacliffe Way, Coupland Close, Thorneylea, Baytree Walk, Thomas Street, Chapel Houses, Prickshaw Lane, King Street, Long Acres Lane, Greenbank, Edward Street, Dura Bank, Barnside, Orama Avenue, Healey Grove, as well as these local Whitworth postcodes: OL12 8PN, OL12 8DW, OL12 8SQ, OL12 8QB, OL12 8NG, OL12 8RB, OL12 8EU, OL12 8EA, OL12 8AP, OL12 8RZ. Folks in these areas recently needed the help of a financial advisor. Whitworth residents enjoyed the benefits of competent and professional financial services in every case.

For the best local information about Whitworth, Lancashire click here

Independent financial advisor in OL12 area, telephone code 01706.

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(This financial advisor Whitworth content was updated on 28-06-2022)