Financial Advisor Hindley

Hindley Independent Financial Advice & Investment

Financial Advisor Hindley Greater Manchester (WN2): It can be an intimidating experience trying to find a good financial advisor advisor in Hindley, in particular if it is the first time that you are in search of financial advice. Whether you're looking for pension, investments, mortgage or even insurance guidance, all financial advisors are bound by one common rule; they must all stick to the regulations set by the Financial Conduct Authority. The benefit of this is that if a financial advisor who is FCA approved gives you poor advice, and anything goes wrong, you have guarantees, and are able to contact the Financial Ombudsman or the Financial Services Compensation Scheme to have it put right.

Free Hindley Financial Advisor Quotes

When choosing a financial advisor in Hindley, a decent place to begin could be family and friends, but you must remember that your circumstances might not be in line with theirs, and you may be in need of a different sort of advice. Not every financial advisor is suitable for everybody, and any advice they provide should be adapted to your unique circumstances. It is wise to talk to at least 3 different companies when you're picking a financial advisor, since this is a major decision, and you will be looking to find one that you feel comfortable with and can trust, and also investigate the options they offer.

Financial Advisor Hindley Greater Manchester (WN2)

There are two principal kinds of financial advisor in Hindley; independent financial advisors and restricted advisors. The good thing about using an independent financial advisor is that they should not be restricted to a single provider's products or services, and can offer a more diverse range of options. Independent financial advice must encompass the whole gamut of financial products and companies, and must be offered in an unbiased way. Using an independent financial advisor should enable you to pick from the widest possible array of products. If you go to a restricted financial advisor you'll soon realise that they could be limited to products and services of a specific firm, or as with a mortgage advisor, might only be concerned with one product.

Before accepting you as a client, any Hindley financial advisor must be transparent about their charges, as set out by the Financial Conduct Authority. Based upon the product you are looking for, you could be charged a set fee, by the hour or perhaps even a slice of your investment value. A free initial consultation will sometimes be offered, so that you can discuss your goals and circumstances to see if the advisor is the best fit. In some of the larger Hindley companies, you might find that your account is looked after by a team rather than an individual.

Financial Advisors Hindley UK (01942)

To describe your objectives and financial situation to the advising firm, you'll be required to complete a "Fact Find" form, which is a confidential disclosure document. You will also be given an Initial Disclosure, or Key Facts Document, which provides information regarding the financial advisor, their situation for offering independent or restricted advice and their range of permissions in the financial sector. Your own legal rights will also be set out in this document, in addition to the options you can take if you wish to complain because you are not satisfied with the service you're given. It must be simple to understand, written in plain language, and describe precisely what you're signing up for, along with the risks and benefits of taking the proffered advice. This document must also tell you about the level of cooling-off period. This permits you to have a change of heart within a specific number of days, and cancel the contract with your financial advisor.

You'll want to check the experience and qualifications of the financial advisor when you first speak with them. You needn't be embarrassed about asking these questions, after all you're on the verge of entrusting your financial future to their skill. Every Hindley financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. You should not freak out if your specific financial advisor's name doesn't show up on the Financial Services Register, as long as the company is on the register, their personnel are covered by the regulations. The individual can still offer financial guidance rather than advice, if these cannot be provided. In financial terms guidance is somewhat different to advice and isn't regulated in the same way. Therefore there's no recourse for either party if mistakes occur.

Financial Advisor Quotes in Hindley Greater Manchester

You will be asked the level of risk you're ready and able to accept, if you are seeking advice on investments. High risk investments could potentially offer better rewards, but all or some of your cash could be lost. Your savings goals must be considered if decent investment and financial advice is to be given, i.e. how much cash you want to invest, how quickly you need to access your funds and short or long term investments. You must invariably ask yourself the one important question, how much money can you afford to lose. Generally referred to as your capacity for loss, this will quite likely affect the products and services that you are offered.

Financial Advice Near Hindley Greater Manchester

If you have already got any current regular outgoing payments, personal savings, mortgage loans or investments, you have to tell your financial advisor about these. They will need to know this, so they can get a picture of your financial situation and give the best advice for you. Spreading the risk load across various products through the diversification of your investments and savings, is something that reliable financial advice should embrace. Having a knowledge of the best areas to consider, an experienced financial advisor will favour products that most closely match your goals and financial situation.

A financial advisor will throw open the complex world of finance, and try to communicate in the clearest possible way. This will permit you to compare services and products that meet your needs, and come to an informed decision. You could perhaps ask your advisor to only include ethical savings and investment schemes. This does not just give you investment possibilities, but also allows you to support zero carbon or green energy projects, and avoid businesses and companies that do not share the same values that you do.

It isn't that easy to work closely with a financial advisor in Hindley without this affecting your work day and other responsibilities. This can be alleviated by supplementing one-on-one meetings with telephone and video conferencing, thus allowing you to seek the advice you need at a convenient time. Any competent financial advice provider in Hindley will have stringent measures in place to keep your details secure and confidential, even if you rarely have an in-person meeting with your advisor, because home and remote working is now so common.

COMPLAINTS

Investments can just as easily go down as well as up, since the financial world can be a volatile one. If it happens that your investment fails to make as much money as you were hoping for, it can be an extremely stressful and demoralising time. Unfortunately, your investment having a downward trend isn't seen as a grounds for complaint, unless of course it's down to misleading or incorrect information from your advisor.

Independent Financial Advisor Near Hindley (WN2)

Any disputes should start with the company's official complaints procedure as indicated in the Key Facts Document. You can tell the Financial Ombudsman about the problem if it remains unsolved within the time set by the regulating authority, and the advisor is registered with the FCA.

The Financial Ombudsman will look into the cause for complaint and make a ruling. If the complaint is justified, a decision will be made on how to rectify the situation or financially compensate the customer. Once agreed on by the client, the ruling becomes legally binding, and the financial advisor and their firm must comply with it. The Financial Ombudsman will also take into consideration any distress, inconvenience, hassle and annoyance caused to the customer during the situation, and establish the level of compensation proportionately.

Book a Financial Advisor in Hindley UK

Financial advice can be provided in Hindley and also nearby in: Leigh, Blackrod, Westhoughton, Lostock, Whelley, Deane, Wigan, Middlebrook, Bickershaw, Platt Bridge, Hindley Green, Horwich, Ince-in-Makerfield, Atherton, Spring View, Adlington, as well as in these postcodes WN2 3EE, WN2 3BL, WN2 2SF, WN2 3BQ, WN2 2PY, WN2 3FQ, WN2 3EN, WN2 2QQ, WN2 2RE, WN2 3JE. Local Hindley financial advisers will likely have the dialling code 01942 and the postcode WN2. Simply click the "enquiry" banner to get specifics of financial advisors in your area.

Hindley Financial Advice Services

Financial Advice Tasks Hindley

There is a wide range of services which can be provided by your local Hindley financial advisor including pension planning, annuities Hindley, long term care fee planning in Hindley, trusts, cash flow modelling, portfolio management Hindley, cheap financial advice, trustee investment services, ISA's in Hindley, financial analyst services, investment bonds, corporate bonds Hindley, corporate financial planning, investment planning in Hindley, stakeholder pensions, personal financial planning Hindley, income protection Hindley, annuity purchase Hindley, independent financial advice Hindley, unit trusts Hindley, pension transfer advice, life insurance advice Hindley, family income benefit, pension reviews Hindley, pension drawdowns in Hindley, and lots more.

The Day to Day Tasks for a Financial Advisor

  • A financial advisor keeps fully abreast of law changes and new financial products.
  • A financial advisor updates clients regarding their investments.
  • A financial advisor works in collaboration with associates to obtain market information, trends and statistics.
  • A financial advisor produces comprehensive financial reports.
  • A financial advisor makes advantageous deals with with financial product providers.
  • A financial advisor speaks with customers regarding their plans and finances.
  • A financial advisor recommends the financial products that are best-suited to clients.
  • A financial advisor provides education, counselling and consultation with regards to investments and finances.
  • A financial advisor keeps detailed records of customers and transactions.
  • A financial advisor meets targets for performance and sales.

Necessary Skills for Financial Advisors

  • An excellent level of mathematical knowledge for producing financial packages.
  • Active interpersonal and listening skills.
  • To be able to network and establish solid relationships with clients.
  • To be thorough and pay attention to detail.
  • A good understanding and knowledge of accounting and economics relating to financial markets and products.
  • Outstanding skills in verbal communication.
  • The ability to promote services and products.
  • Effective business management skills for the negotiation of product fees.
  • To have a target driven attitude.
  • Effective skills in customer service for identifying customer requirements.
  • To have good IT skills.

Greater Manchester Financial Advisors

Hindley WN2 Investment Advisor Financial Advisor Financial Advice Greater Manchester Services Advisers 01942 Advisors Financial Advice

In Greater Manchester you will also find: Hale financial advisors, Prestwich investment advice, Leigh investment advice, Springhead financial advisors, Flowery Field financial advisors, Tyldesley financial advice, Cadishead financial advisors, Astley financial advisors, Hollinwood investment advisors, Pendlebury investment advice, Hattersley investment advice, Standish financial advice, Bramhall investment advisors, Blackrod investment advice, Cadishead investment advice, Shaw and Crompton financial advice, Summit financial advice, Little Lever investment advisors, Guide Bridge investment advisors, Little Hulton financial advisors, Platt Bridge financial advice, Bradshaw investment advice, Astley investment advice, Bradshaw financial advice, Mellor investment advisors, Offerton Park investment advisors, Summit investment advice.

HINDLEY FINANCIAL ADVISOR QUOTES

Financial Advisors Near Hindley

Also find: Middlebrook financial advisors, Platt Bridge financial advisors, Lostock financial advisors, Hindley Green financial advisors, Whelley financial advisors, Spring View financial advisors, Bickershaw financial advisors, Horwich financial advisors, Deane financial advisors, Wigan financial advisors, Atherton financial advisors, Adlington financial advisors, Ince-in-Makerfield financial advisors, Blackrod financial advisors, Leigh financial advisors, Westhoughton financial advisors and more.

Hindley Financial Advice Services

Find a Financial Advisor in Hindley Here
Financial Advice Enquiries in Hindley Greater Manchester (01942)
  • Hindley Financial Services
  • Hindley Mortgage Advice
  • Hindley Cheap Financial Advice
  • Hindley Wealth Management
  • Hindley Corporate Financial Advice
  • Hindley Estate Planning
  • Hindley Life Insurance Advice
  • Hindley Financial Advice Quotes
  • Hindley Inheritance Advice
  • Hindley Cashflow Analysis
  • Hindley Tax Advice
  • Hindley Pension Advice
  • Hindley Trustee Investments
  • Hindley Independent Financial Advice

More Hindley Services: Of course, when you're looking at your finances in Hindley, Greater Manchester, you will probably need all kinds of different services and together with a financial advisor in Hindley, Greater Manchester, you could additionally need mortgage advice in Hindley, mortgage brokers in Hindley, debt recovery & collection in Hindley, payroll services in Hindley, solicitors in Hindley, accounting in Hindley, business consulting in Hindley, family lawyers in Hindley, bookkeepers in Hindley, business financial planning in Hindley, estate planning in Hindley, contracts lawyers in Hindley, wills in Hindley, tax preparation in Hindley, banruptcy lawyers in Hindley, investment advisors in Hindley, property law & conveyancing in Hindley, and other different Hindley experts.

Financial Advisors Around Hindley: In Randle Street, Gidlow Street, Warbeck Close, Cawdor Street, Holding Street, Hall Lane Grove, Highfield Road, Rosevale Close, Ennerdale Road, Back Market Street, Walden Close, Thorn Street, Woodgreen Close, Hockery View, Baycliff Close, Caldew Close, Mill Street, Gloucester Crescent, Sussex Close, Shuttle Street, Arthur Street, Palmerston Close, Perceval Way, Brindle Street, Arundel Street, France Street, Rigby Street, Daisybank Close, as well as these Hindley area postcodes: WN2 3EE, WN2 3BL, WN2 2SF, WN2 3BQ, WN2 2PY, WN2 3FQ, WN2 3EN, WN2 2QQ, WN2 2RE, WN2 3JE, people have recently needed financial advice.

Hindley Financial Advisor Jobs: Browse financial adviser jobs near Hindley by clicking here: Financial Advisor Jobs Hindley

To get local information about Hindley, Greater Manchester take a look here

Independent financial advisor in WN2 area, 01942.

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