Financial Advisor Basildon

Basildon Independent Financial Advice & Investment

Financial Advisor Basildon Essex (SS12 and SS13): If you are seeking financial advice for the first time, trying to find a reliable financial advisor advisor in Basildon can be a daunting experience. Nevertheless, all professional financial advisors are bound by one common rule; they must all observe the regulations laid down by the Financial Conduct Authority (FCA), regardless of whether you're searching for mortgage, pensions, investment or even insurance guidance. The benefit of this is that if a financial advisor who is FCA approved gives you poor quality advice, and anything goes wrong, you have guarantees, and are able to contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to get things put right.

Free Basildon Financial Advisor Quotes

Friends and neighbours recommendations can be a good starting point in picking a financial advisor in Basildon, but keep in mind that their situation could be different to the type of advice you're looking for. Not every financial advisor is suitable for everybody, and their advice needs to be personalised to your unique circumstances. It is wise to talk to at least 3 different firms when you are considering a financial advisor, as this is an important decision, and you need to find one that you can trust and feel at ease with, and at the same time investigate the options they can provide.

Financial Advisor Basildon Essex (SS12 and SS13)

Restricted advisors and independent financial advisors, are the two main types of financial advisor in Basildon. The good thing about using an IFA is that they will not be restricted to a single provider's products and services, and can offer a broader range of options. Encompassing the whole spectrum of financial products and companies, independent financial advice must be given in an unbiased and impartial way to customers. Consulting an independent financial advisor should enable you to pick from the broadest possible array of services. If you go to a restricted financial advisor you'll find that they may be limited to products and services of a specific firm, or as with a mortgage advisor, will only be focused on one solitary product.

Before any Basildon financial advisor accepts you as a client, they are required by the Financial Conduct Authority to be transparent about their charges. Although it can vary determined by the kind of service or product you're looking for, there may be a set fee, an hourly rate, or you may even be charged a slice of what you are investing. To discuss your goals and determine whether the advisor is a good fit for you and your situation, you could be offered a free preliminary consultation. If you go to one of the bigger Basildon companies, your account might be handled by a team of advisors rather than one person.

Financial Advisors Basildon UK (01268)

To describe your ambitions and financial situation to the advising company, you'll have to complete a "Fact Find" form, which is a confidential disclosure document. To provide information about the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial market, you will also be given a Key Facts or Initial Disclosure Document. If you aren't satisfied with the service, and wish to submit a complaint, this document should also lay out your own rights and your options. It should be typed out in plain language and detail what you are signing up for, and any potential risks and benefits if you choose to go along with the offered advice. The allowed cooling-off period should also be explained in this Key Facts Document. This allows you to change your mind within a certain number of days, and cancel the agreement with your financial advisor.

You should check the qualifications and experience of your financial advisor when you first speak with them. Don't be self-conscious about asking these questions, after all you are about to entrust your financial wellbeing to their expertise. All financial advisors in Basildon must hold at least a Level 4 qualification and be able to present an annual Statement of Professional Standing. If your advisor's name doesn't show up on the Financial Services Register, you shouldn't freak out, the firm the individual works for should be found on the register and their staff are all covered by the legislation. The individual can still offer financial guidance rather than advice, if these can't be presented. Guidance isn't regulated in the same way as financial advice, which means that if errors occur neither party will have any recourse.

Financial Advisor Quotes in Basildon Essex

You'll be asked the amount of risk you are willing to take on, if you are seeking advice on investing money. Bigger rewards may be possible with higher risk investments, but you stand a greater chance of losing all or some of your capital. Good quality financial and investment advice should take into account your savings aims, i.e. how rapidly you need to access your funds, how much you wish to invest and short or long term investments. "How much can you afford to lose?" Is the one vital question that you should really be asking yourself. Generally referred to as your capacity for loss, this will quite likely have an effect on products and services that you're offered.

Financial Advice Near Basildon Essex

If you already have any current regular payments, savings, mortgages or investments, you'll want to tell your financial advisor about these. They'll need these details, so they can get a clear picture of your financial circumstances and give the best advice for your needs. Good financial advice should include diversifying your savings and investments by spreading the risk across a range of different products. With a knowledge of the best areas to consider, a certified financial advisor will favour products that fit in with your financial circumstances and goals.

Communicating in in the simplest terms possible, your financial advisor will throw open the multifaceted world of investment and finance. After learning about the products and services which meet your needs, you should be in a position to make an informed and calculated decision. If environmental issues are at the forefront of your mind, you could ask that ethical savings and investment schemes take top priority. This will allow you to give your support to enterprises and companies that address your concerns, i.e. zero carbon or renewable energy, or perhaps avoiding investments that do not meet your requirements.

It may prove difficult to manage your work and other commitments around working closely with a financial advisor in Basildon. This can be reduced by supplementing face-to-face meetings with telephone calls and video conferencing, thus enabling you to get the guidance you need at a convenient time. Even if you hardly ever have an in-person meeting with your advisor, an experienced financial advice company in Basildon will have strict measures in force to ensure your details are kept confidential and secure, because remote and home working is now a large part of our society.


Investments can easily go down as well as up, since the financial world can be volatile. If it happens that your investment fails to make as much money as you hoped for, it can be a disheartening and stressful time. However, except if it is due to incorrect or misleading information from your advisor your investment having a downward trend isn't a recognised basis for complaint.

Independent Financial Advisor Near Basildon (SS12 and SS13)

Any complaints should start out with the company's official complaints procedure as indicated in the Key Facts Document. If the advisor is registered with the Financial Conduct Authority, you can tell the Financial Ombudsman about the issue if it is unsolved within the time schedule set out by the regulating authority.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. If it's found that the complaint is justifiable, a decision is made on how the customer can be compensated. Once the ruling is accepted by the client it becomes a legally binding decision which the advisor and their company, must comply with. Any hassle, distress, upset and inconvenience caused to the client during the process, will be accounted for when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Basildon UK

Financial advice can be provided in Basildon and also in: Wickford, Rawreth, Eastgate, Corringham, Crays Hill, Great Burstead, Fobbing, Vange, Runwell, Billericay, Rayleigh, Galmington, Langdon Hills, Nevendon, Dunton, North Benfleet, Laindon, Pitsea, Bulphan, together with these postcodes SS13 1BX, SS13 1JR, SS13 1PH, SS13 1RF, SS13 1QQ, SS13 1EH, SS13 1LG, SS13 1NP, SS13 1BA, SS13 1EP. Local Basildon financial advisors will most likely have the phone code 01268 and the postcode SS12 and SS13. Click the "enquiry" form or banner to get details about financial advisors in your area.

Financial Advice Enquiries Essex

Essex Financial Advice Enquiries

Latest Essex financial advice enquiries: Hawa Khan and Bobbie Khan from Hatfield Peverel, Essex recently asked for information on pensions. Tahlia and Trey Warwick from Theydon Bois, Essex recently enquired about mortgage advice. Cruz Dickinson from Fordham, Essex recently enquired about mortgage advice. Jason Cooper and Mira Cooper from Orsett, Essex recently asked for information on pensions. Louie Fisher and Maisey Fisher from Laindon, Essex recently enquired about investment advice. Denzel Little from Broomfield, Essex recently asked for information on investment bonds. Reuben and Lily-May Morrow from Margaretting, Essex recently asked for information on equity release. Chris Cross and Autumn Cross from Mistley, Essex recently asked for information on financial planning.

Basildon Financial Advice Services

Financial Advice Tasks Basildon

There is a range of services that can be provided by your local Basildon financial advisor including ISA's Basildon, financial planning, portfolio management, corporate financial planning, cheap financial advice, cash flow modelling, family income benefit, financial analyst services in Basildon, wealth management & investments, personal financial planning Basildon, long term care fee planning, pension advice, life assurance, tax planning, annuities, income protection advice, trusts, mutual funds in Basildon, trustee investment services Basildon, will writing services, investment bonds in Basildon, offshore investments, ethical investment advice, life insurance in Basildon, cashflow analysis in Basildon, and more.

A Financial Advisor's Everyday Tasks

  • Meeting targets for performance and sales.
  • Talking to clients about their finances and plans.
  • Working in conjuction with colleagues to collect statistics, trends and market information.
  • Producing comprehensive financial reports.
  • Consistently updating clients regarding their investments.
  • Providing education, counselling and consultation with regards to investments and finances.
  • Researching financial products and explaining them clearly and simply to clients.
  • Keeping a record of transactions and clients.
  • Keeping fully abreast of regulation changes and new products.
  • Thrashing out advantageous deals with with providers of financial products.

Skills and Knowledge Required by a Financial Advisor

  • Effective customer service skills for identifying customer requirements and needs.
  • To have good IT skills.
  • Excellent skills in verbal communication.
  • The ability to sell services and products.
  • To have the ability to network and establish relationships with customers.
  • To pay attention to detail and be thorough.
  • A thorough knowledge of economics and accounting associated with financial products and markets.
  • Good business management skills for negotiating product prices.
  • Active listening skills.
  • An excellent level of numeracy for producing financial strategies.
  • To be organised and self-motivated.

Financial Advisors Near Basildon

Also find: Eastgate financial advisors, Laindon financial advisors, Bulphan financial advisors, Fobbing financial advisors, Vange financial advisors, Nevendon financial advisors, Crays Hill financial advisors, Dunton financial advisors, Rawreth financial advisors, North Benfleet financial advisors, Rayleigh financial advisors, Wickford financial advisors, Great Burstead financial advisors, Corringham financial advisors, Billericay financial advisors, Galmington financial advisors, Runwell financial advisors, Pitsea financial advisors, Langdon Hills financial advisors and more.

Basildon Financial Advice Services

Find a Financial Advisor in Basildon Here
Financial Advice Enquiries in Basildon Essex (01268)
  • Basildon Life Insurance Advice
  • Basildon Mortgage Advice
  • Basildon Cashflow Analysis
  • Basildon Wealth Management
  • Basildon Pension Advice
  • Basildon Investment Advice
  • Basildon Financial Advice
  • Basildon Retirement Advice
  • Basildon Cheap Financial Advice
  • Basildon Estate Planning
  • Basildon Inheritance Advice
  • Basildon Tax Advice
  • Basildon Financial Services
  • Basildon Trustee Investments

More Basildon Services: Of course, when you are looking at your finances in Basildon, Essex, you will likely need all kinds of different services and along with a financial advisor in Basildon, Essex, you might additionally need will writing in Basildon, tax preparation in Basildon, solicitors in Basildon, bookkeepers in Basildon, accountants in Basildon, business consulting in Basildon, payroll services in Basildon, estate planning in Basildon, investment advisors in Basildon, mortgage brokers in Basildon, contracts lawyers in Basildon, mortgage advice in Basildon, family lawyers in Basildon, property law & conveyancing in Basildon, debt recovery & collection in Basildon, business financial planning in Basildon, banruptcy lawyers in Basildon, and other different Basildon experts.

Financial Advisors Around Basildon: Financial advice has recently been provided in these Basildon areas and roads - Braiswick Place, Bretons, Trenham Avenue, The Willows, Theydon Crescent, Tattenham Road, Bentalls, The Cloisters, Cumberland Drive, Arne Mews, Delhi Road, Sullivan Way, Buckingham Road, The Hedgerow, Claremont Road, South Avenue, Teagles, Chester Way, Chaplin Close, Travers Way, Bonnygate, Colne Place, Doves Mews, Ampers End, Cherrydown West, St Lukes Close, The Poplars, Ballards Walk, Carlton Road, as well as the following Basildon area postcodes: SS13 1BX, SS13 1JR, SS13 1PH, SS13 1RF, SS13 1QQ, SS13 1EH, SS13 1LG, SS13 1NP, SS13 1BA, SS13 1EP.

To find out local info about Basildon, Essex click here

Independent financial advisor in SS12 and SS13 area, and dialling code 01268.

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