Financial Advisor Hersham

Hersham Independent Financial Advice & Investment

Financial Advisor Hersham Surrey (KT12): If you're in search of financial advice for the first time, trying to locate a first-rate financial advisor advisor in the Hersham area can be a challenging experience. However, all professional financial advisors are bound by one simple rule; they all have to stick to the regulations set by the FCA (Financial Conduct Authority), whether you're after mortgage, pension, investment or even insurance guidance. This comes with certain guarantees, so after taking advice from a FCA approved financial advisor in Hersham, you can seek reparation from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if if things go wrong.

Free Hersham Financial Advisor Quotes

When selecting a financial advisor in Hersham, a decent place to begin could be friends and relatives, but you must remember that your situation might not be the same as theirs, and you may need a different kind of advice. Not every financial advisor is suitable for everybody, and their advice should be personalised to your unique circumstances. Picking a financial advisor is a major decision and it is wise to talk with at least three different firms so as to explore the options they offer, and to find one you feel comfortable with and can trust.

Financial Advisor Hersham Surrey (KT12)

There are 2 principal kinds of financial advisor in Hersham; independent financial advisors and restricted advisors. The benefit of seeing an IFA is that they won't be confined to the products and services of just one company, and can offer a more diverse range of options. Independent financial advice must encompass the entire gamut of financial companies and products, and should be given in an unbiased way. This enables you to choose from the broadest range of products to meet your needs. A restricted advisor may be tied to products and services from a single provider, or may even focus on a specific product, as you might find with a mortgage advisor.

Before accepting you as a client, any financial advisor in Hersham must discuss their charges with you, as required by the Financial Conduct Authority. You might be charged by the hour, a set fee or maybe even a specific percentage of your investment, determined by kind of services you're looking for. A free first consultation might be offered, so that you can discuss your objectives and situation to determine whether the advisor is the right choice. Your account could be handled by a team as opposed to one individual advisor, if you decide to go to one of the bigger companies in Hersham.

Financial Advisors Hersham UK (01932)

To describe your financial situation and desired goals to the advising firm, you will need to fill out a "Fact Find" form, which is a confidential disclosure document. To provide information about the financial advisor, their situation for offering restricted or independent advice and the extent of their permissions in the financial sector, you'll also be given an Initial Disclosure, or Key Facts Document. If you aren't happy with the service, and wish to complain, this document will also lay down your own rights and your options. It should detail precisely what you are signing up for, and any possible risks and benefits that exist should you elect to take the advice offered, and it should be laid out in plain language. The cooling-off period should also be spelled out in this Key Facts Document. This makes it possible for you to cancel your contract within a certain period of time, and whenever any penalty charges have to be paid.

The first time you're talking with the financial advisor make sure you check what experience and qualifications they've got. After all you are on the verge of entrusting your long-term financial wellbeing to their skill, so you should never be self-conscious about asking such questions. A Level 4 qualification in financial advice is the minimum certification for any Hersham financial advisor, and they must also be in a position to present you with an annual Statement of Professional Standing. You don't need to stress if your advisor's name doesn't show up on the Financial Services Register, as long as the firm is on the register, their staff will be covered by the regulations. If these can't be provided the person may still offer financial guidance instead of financial advice. Guidance isn't subject to regulations in the way that financial advice is, which means that if mistakes occur the client won't have any recourse.

Financial Advisor Quotes in Hersham Surrey

If you're seeking advice on investments you'll be asked about the level of risk you are comfortable with. Higher risk investments may offer higher rewards, however some or all of your capital could be lost. Your savings aims should be considered if good quality investment advice is to be given, i.e. how much cash you want to invest, how rapidly you need access to your funds and long or short term investments. The one question that you should ask of yourself, which is usually overlooked, is just how much money you can afford to lose. This may influence the products and services that you are offered, and is known as your 'capacity for loss'.

Financial Advice Near Hersham Surrey

Right from the start, it is crucial that you let your financial advisor know about any existing investments, personal savings, mortgages or regular outgoing payments that you have. This will provide a full and clear picture of your current financial situation, without which the advice given might not be the most suitable for you. The diversification of your investments and savings by spreading the risk load across different products, is a crucial part of sound financial advice. A qualified financial advisor in Hersham will understand the best areas to consider, which mirror your goals and your financial situation.

A financial advisor will reveal the multifaceted world of finance, and try to speak in the clearest possible way. This will enable you to compare products and services that match your needs, and come to an informed decision. You could perhaps ask your advisor only to specify ethical savings and investment schemes. This not only provides you with investment possibilities, but also allows you to support green energy or zero carbon projects, and steer clear of those that do not share the same values as you.

Establishing a close working relationship with your financial advisor in Hersham could cause problems with work and other obligations. To allow you to get advice at times that suit you, one-on-one meetings can be backed up with telephone calls and video conferencing. An experienced financial advice provider in Hersham will have strict measures in place to ensure your details are kept confidential and secure, even if you hardly ever have a one-on-one meeting with your personal advisor, because remote and home working is no longer unusual.


The value of your investments can drop as well as rise, and this is something that you must always bear in mind. If your investment fails to make as much money as you were hoping for, it can be quite stressful and demoralising. Unfortunately, a downward spiral in your investment isn't seen as a grounds for complaint, except if it's due to misleading or wrong information from your financial advisor.

Independent Financial Advisor Near Hersham (KT12)

Any grievances should begin with the company's complaints procedure as detailed in the Key Facts Document. If your financial advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it is unsolved within the time schedule stipulated by the regulating authority.

After reviewing the cause for complaint, the Financial Ombudsman will make a ruling on the issue. If it is found that the complaint is justifiable, a decision will be made on how the client can be financially compensated. Once the decision is agreed on by the customer it becomes a legally binding decision that the financial advisor and their firm, must abide by. Any distress, hassle, inconvenience and upset caused to the client during the process, will be taken into account when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Hersham UK

Financial advice can be provided in Hersham and also in nearby places like: Fairmile, Byfleet, Wisley, Sunbury, Esher, Claremont Park, West End, Teddington, Cobham, Rydens, Addlestone, Hampton, West Molesey, Shepperton, Weybridge, Ashley Park, Walton-on-Thames, together with these postcodes KT12 4HQ, KT12 4NS, KT12 4BG, KT12 4JL, KT12 4ET, KT12 4LZ, KT12 4JH, KT11 1BT, KT12 4LB, KT12 4NF. Local Hersham financial advisers will likely have the telephone dialling code 01932 and the postcode KT12.

Surrey Financial Advisors

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In the Surrey area you can additionally find: Effingham financial advisors, Albury financial advisors, Chertsey investment advisors, Dormansland investment advisors, Haslemere investment advice, Salfords financial advisors, Ewhurst financial advisors, Tadworth investment advisors, Witley financial advisors, Salfords investment advisors, Great Bookham financial advisors, Mytchett financial advisors, East Horsley financial advisors, West Horsley financial advisors, Dormansland financial advisors, Wood Street Village investment advisors, Burstow financial advice, Windlesham investment advice, Bagshot financial advice, Lyne financial advice, Reigate investment advisors, Byfleet financial advice, Ash Vale investment advisors, West Clandon investment advice, Windlesham financial advice, Whyteleafe financial advice, Merstham investment advisors, Claygate investment advisors, Deepcut investment advisors, Englefield Green investment advisors.

Financial Advice Enquiries Surrey

Financial Advice Enquiries Surrey

Latest Surrey financial advice enquiries: Dorothy Mcnulty and Franco Mcnulty from South Godstone recently enquired about pension advice. Jensen and Blossom Garcia from Charlwood, Surrey recently asked for information on family income benefit. Mr and Mrs Moran from Lingfield recently asked for information on investment bonds. Mara Cahill and Lorenzo Cahill from Bletchingley recently asked for information on financial planning. Zac and Dottie Senior from Fairlands recently asked for information on family income benefit. Romeo Smyth and Cerys Smyth from Abinger recently asked for information on investment bonds. Raya Singh from Bellfields recently enquired about getting financial advice. Macsen Hogan from Worplesdon recently asked for information on investment bonds.

Necessary Skills for Financial Advisors

  • Excellent skills in verbal communication.
  • To have the ability to network and build relationships with clients.
  • Effective management skills for the negotiation of product fees.
  • To pay attention to detail and be thorough.
  • Good skills in customer service for identifying client requirements.
  • To have excellent time management skills.
  • A thorough understanding and knowledge of accounting and economics relating to financial products and markets.
  • The ability to promote financial services and products.
  • To be able to competently use a computer and the primary software packages.
  • A competent level of maths knowledge for producing financial plans.
  • To have the ability to listen attentively

Hersham Financial Advice Services

Financial Advice Tasks Hersham

There are a wide array of services which are provided by your local Hersham financial advisor including retirement plans Hersham, ISA's in Hersham, business financial planning Hersham, personal financial planning Hersham, annuities, wealth management & investments, general financial planning, unit trusts, will writing services, pension advice, trustee investment services, divorce planning in Hersham, trusts, portfolio management Hersham, corporate bonds, equity release advice, financial planning in Hersham, financial analyst services, independent financial advice, pension drawdowns, tax financial planning, cashflow analysis in Hersham, bridging finance, long term care fee advice, mutual funds, and more.


Financial Advisors Near Hersham

Also find: Sunbury financial advisors, Cobham financial advisors, Byfleet financial advisors, Hampton financial advisors, Rydens financial advisors, Teddington financial advisors, Claremont Park financial advisors, Walton-on-Thames financial advisors, Fairmile financial advisors, Weybridge financial advisors, Esher financial advisors, Ashley Park financial advisors, West Molesey financial advisors, Shepperton financial advisors, West End financial advisors, Addlestone financial advisors, Wisley financial advisors and more.

Hersham Financial Advice Services

Find a Financial Advisor in Hersham Here
Financial Advice Enquiries in Hersham Surrey (01932)
  • Hersham Financial Advice Quotes
  • Hersham Trustee Investments
  • Hersham Pension Advice
  • Hersham Estate Planning
  • Hersham Tax Advice
  • Hersham Cashflow Analysis
  • Hersham Financial Services
  • Hersham Inheritance Advice
  • Hersham Retirement Planning
  • Hersham Wealth Management
  • Hersham Corporate Financial Planning
  • Hersham Life Insurance Advice
  • Hersham Cheap Financial Advice
  • Hersham Mortgage Advice

Financial Advisors Around Hersham: Financial advisors were recently requested by folks living in Abbotts Tilt, Profumo Road, Fisher Close, Chailey Place, Felcott Road, Molesey Close, Devon Road, Queens Road, West Grove, Marlborough Close, Garrick Close, Mayfield Road, Southdown Road, Longmore Road, Burwood Park Road, Cowley Crescent, Albany Road, Ramornie Close, Queensway North, Old Esher Road, Mead Road, Arch Road, Pratts Lane, Clarence Close and these Hersham postcodes: KT12 4HQ, KT12 4NS, KT12 4BG, KT12 4JL, KT12 4ET, KT12 4LZ, KT12 4JH, KT11 1BT, KT12 4LB, KT12 4NF.

More Hersham Services: Obviously, when you happen to be looking at your finances in Hersham, Surrey, you'll likely be in need of all kinds of different services and together with a financial advisor in Hersham, Surrey, you may additionally need mortgage brokers in Hersham, business financial planning in Hersham, debt recovery & collection in Hersham, solicitors in Hersham, payroll services in Hersham, business consulting in Hersham, will writing in Hersham, mortgage advice in Hersham, tax preparation in Hersham, contracts lawyers in Hersham, bookkeepers in Hersham, property law & conveyancing in Hersham, family lawyers in Hersham, accountants in Hersham, estate planning in Hersham, banruptcy lawyers in Hersham, investment advisors in Hersham, and other different Hersham experts.

Hersham Financial Advisor Jobs: Browse financial adviser jobs in Hersham by clicking here: Hersham Financial Advisor Jobs

To obtain local information about Hersham, Surrey go here

Independent financial advisor in KT12 area, 01932.

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(This financial advisor Hersham page was revised and updated on 06-05-2022)