Financial Advisor Abingdon

Abingdon Independent Financial Advice & Investment

Financial Advisor Abingdon Oxfordshire (OX14): Finding a reliable financial advisor advisor in Abingdon can be a daunting experience, in particular if you're needing financial advice for the very first time. However, all financial advisors are bound by one simple rule; they all have to adhere to the regulations of the Financial Conduct Authority (FCA), whether you are after investment, mortgage, pensions or even insurance advice. Any advice given through a FCA certified financial advisor in Abingdon comes with guarantees that if anything should go awry, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Abingdon Financial Advisor Quotes

A decent starting place when picking a financial advisor in Abingdon may be neighbours and friends, but remember that the kind of advice you are searching for could be somewhat different to theirs. Financial advice must be individually tailored to your unique circumstances, and you'll discover that some financial advisors may not be suitable for you. It is wise to talk with at least 3 different firms when you're selecting a financial advisor, as this is a major decision, and you'll be looking to find one that you feel comfortable with and can trust, and at the same time explore the options they offer.

Financial Advisor Abingdon Oxfordshire (OX14)

When you're looking to pick a financial advisor in Abingdon, there are two principal types; independent financial advisors and restricted advisors. An IFA won't be confined to just one provider's products or services. Independent financial advice must encompass the full spectrum of financial products and companies, and must be offered in an impartial way. This will allow you to pick from the widest possible range of products to suit your needs. If you use a restricted advisor you will find that they may be restricted to products and services of a single firm, or as with a mortgage advisor, will only be focused on one solitary product.

Before any financial advisor in Abingdon takes you on as a client, they are required by the FCA to tell you about their charges. Although it can vary based upon the kind of product or service you are looking for, there may be an hourly rate, a set fee, or you could even be charged a slice of what you're investing. You could be offered a free first consultation to enable you to discuss your objectives and determine whether the advisor is suitable for you and your circumstances. In some of the larger Abingdon companies, you may find that your account is being handled by a team rather than an individual.

Financial Advisors Abingdon UK (01235)

Before any actual advice is handed out you will be asked to complete a confidential disclosure form, known as a "Fact Find" document, which tells the advising firm about your aims and financial situation. To provide details of the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial market, you will also be handed a Key Facts or Initial Disclosure Document. Your legal rights should also be set out in this document, together with the options you can take if you need to make a complaint because you aren't satisfied with the service you are given. It has to be written in plain English and outline what you're committing yourself to, and any possible risks and benefits that exist if you elect to take the offered advice. The cooling-off period should also be spelled out in this Key Facts Document. This enables you to cancel your agreement within a certain period of time, and whenever any penalties are incurred.

You should check the experience and qualifications of your financial advisor the first time you talk to them. You should never be self-conscious about asking these questions, after all you're on the verge of entrusting your financial wellbeing to their skill. All financial advisors in Abingdon must as a minimum hold a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. When checking the Financial Services Register, you don't need to stress if your specific advisor's name does not appear on there; you will probably locate the firm name, and that means the regulations covers all of their staff. If they are unable to provide this proof, the person can't offer advice but can offer financial guidance. Guidance differs to advice as it is not regulated in the same way, and if financial mistakes are made there will likely be no recourse to either party.

Financial Advisor Quotes in Abingdon Oxfordshire

If you're looking for advice on investing money you'll be asked about the level of risk you're comfortable with. Most investments carry some element of risk, but high risk investments could offer larger rewards, but also more chance of losing your cash. In order to get the best financial and investment advice, your savings aims will need to be taken into account, i.e. long or short term investments, how much you wish to invest and how quickly you need to access your money. You must invariably ask yourself the one crucial question, how much can you really afford to lose. Generally known as your 'capacity for loss', this will very likely affect the services and products that you're offered.

Financial Advice Near Abingdon Oxfordshire

If you have already got any current mortgage loans, regular outgoings, investments or personal savings, you must let your financial advisor know about these. This will provide a clear and full picture of your financial situation, without which the advice you are given may not be the best for you. The diversification of your investments and savings by spreading the risk load across a range of different products, is an essential part of sound financial advice. Having a knowledge of the best areas to consider, a professional financial advisor will concentrate on products that fit in with your goals and financial situation.

Communicating in the clearest way possible, your financial advisor will lay bare the complex world of investment and finance. You should be in a position to make an informed and educated decision once you have learned about the various products and services which meet your needs. You could even ask your advisor to only specify ethical investment and savings schemes. This not only provides you with investment possibilities, but also enables you to support zero carbon or green energy projects, and keep away from businesses that do not share the same values as you do.

Establishing a close working relationship with a financial advisor in Abingdon could create issues with your work and other responsibilities. To enable you to seek advice at times that suit you, one-on-one meetings can be backed up with video conferencing and telephone calls. Even if you rarely have a face-to-face meeting with your personal advisor, a competent financial advice firm in Abingdon will have strict measures in place to keep your details secure and confidential, because remote and home working is now so common.


Investments can just as easily go down as well as up, because the financial world can be a volatile one. If your investment fails to make the amount of money you were hoping for, it can be extremely worrying and frustrating. A downward spiral in your investment is not a recognised grounds for complaint, unless your financial advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Abingdon (OX14)

The company's official complaints procedure should be the best place to start with any disputes, and the Key Facts Document should explain this. If the issue is unresolved within the period set by the regulating body, and your advisor is a member of the FCA, you can notify the Financial Ombudsman.

The Financial Ombudsman will independently review the cause for complaint and come to a decision. A decision is made on how to financially compensate the customer, if the complaint is upheld. The advisor and their firm must comply with any decision that's made by the Ombudsman, which becomes legally binding once the client has accepted it. The Ombudsman will also take into account any upset, distress, inconvenience and trouble caused to the client during the process, and fix the level of compensation accordingly.

Book a Financial Advisor in Abingdon UK

Financial advice can be provided in Abingdon and also nearby in: Radley, Clifton Hampden, Harwell, Caldecott, Shippon, Sunningwell, Drayton, Nuneham Courtenay, Culham, Sutton Wick, Steventon, Northcourt, Sutton Courtenay, Dry Sandford, Marcham, as well as in these postcodes OX14 1PA, OX14 1GN, OX14 1LP, OX14 1PU, OX14 1AD, OX14 1GY, OX14 1AZ, OX14 1BW, OX14 1PN, OX14 1HQ. Locally based Abingdon financial advisers will most likely have the postcode OX14 and the phone code 01235. Checking this out can ensure that you access locally based financial advisers. Abingdon home and business owners are able to utilise these and countless other similar services. Click on the "enquiry" form or banner to get information on financial advisors in your location.

Pension Planning

A secure retirement is achieved through the crucial process of pension planning. By engaging a financial advisor's services, one can witness a notable enhancement of this process. A personalised pension plan will be designed by a qualified advisor after assessing your current financial situation and understanding your retirement goals. They navigate the complexities of UK pension alternatives, which involve the state pension, workplace pensions, and SIPPs (self-invested personal pensions). Taking advantage of their expertise allows you to make informed decisions about investment choices, tax implications and contributions. Ensuring that you create a solid pension plan, providing financial stability and peace of mind for your future, is achieved by working with a financial advisor in Abingdon.

The State Pension is a key component of UK pension planning, as it provides a basic level of retirement income that is guaranteed by the government. Eligibility for the State Pension is usually based on an individual's National Insurance record, which is built up over their working life. The intricacies of the State Pension scheme have become more important to understand than ever before, due to changes to the number of qualifying years and the State Pension age. (42316)

Everyday Tasks of a Financial Advisor

  • Financial advisors recommend the best-suited financial products to their clients.
  • Financial advisors produce financial reports.
  • Financial advisors continually update customers regarding their investments.
  • Financial advisors keep abreast of new financial products and regulation changes.
  • Financial advisors work with colleagues to gather statistics, trends and market information.
  • Financial advisors talk with clients regarding their plans and finances.
  • Financial advisors provide consultation, counselling and education with regards to finances and investments.
  • Financial advisors negotiate with providers of financial products.
  • Financial advisors meet performance and sales targets.
  • Financial advisors keep detailed records of potential customers and transactions.

Abingdon Financial Advice Services

Financial Advice Tasks Abingdon

There are a whole host of services that can be provided by your local Abingdon financial advisor including critical illness cover Abingdon, pension drawdowns in Abingdon, corporate bonds, unit trusts, money planning, equity release advice in Abingdon, inheritance tax planning, business protection in Abingdon, retirement plans in Abingdon, wealth management & investments, savings advice, general financial planning in Abingdon, long term care fee planning, personal protection, pension consolidation, ISA's, corporate financial planning, bereavement benefit advice, investment bonds, mortgage advice, trustee investment services in Abingdon, pensions in divorce, cheap financial advice Abingdon, pension reviews, investment planning, mutual funds, life insurance in Abingdon, financial services, independent financial advice, stakeholder pension advice, and more. Listed are just a selection of the activities that can be conducted by a financial advisor. Abingdon professionals will be happy to inform you of their full range of services.


Financial Advisors Near Abingdon

Also find: Steventon financial advisors, Sutton Wick financial advisors, Radley financial advisors, Shippon financial advisors, Nuneham Courtenay financial advisors, Clifton Hampden financial advisors, Sunningwell financial advisors, Harwell financial advisors, Caldecott financial advisors, Sutton Courtenay financial advisors, Marcham financial advisors, Culham financial advisors, Northcourt financial advisors, Dry Sandford financial advisors and more. Anyone who is searching for financial advice, will find that these types of services are available in practically all of these places. Home and property owners in the area can make enquiries about financial advice by clicking here.

Abingdon Financial Advice Services

Find a Financial Advisor in Abingdon Here
Financial Advice Enquiries in Abingdon Oxfordshire (01235)
  • Abingdon Corporate Financial Advice
  • Abingdon Financial Services
  • Abingdon Estate Planning
  • Abingdon Wealth Management
  • Abingdon Independent Financial Advice
  • Abingdon Trustee Investments
  • Abingdon Financial Advice Quotes
  • Abingdon Mortgage Advice
  • Abingdon Cheap Financial Advice
  • Abingdon Cashflow Analysis
  • Abingdon Life Insurance Advice
  • Abingdon Investment Advice
  • Abingdon Retirement Planning
  • Abingdon Tax Advice

To read local Abingdon information take a look here

Independent financial advisor in OX14 area, 01235.

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(This financial advisor Abingdon content was successfully updated on 20-02-2024)