Financial Advisor Abingdon

Abingdon Independent Financial Advice & Investment

Financial Advisor Abingdon Oxfordshire (OX13 and OX14): It can be a daunting experience trying to find a decent financial advisor advisor in the Abingdon area, in particular if it's the first time that you're needing financial advice. Whether it is pensions, investments, mortgage or even insurance advice that you are after, there is one common rule for all financial advisors; they all have to follow FCA (Financial Conduct Authority) regulations. The advantage of this is that if a financial advisor who is FCA registered gives you poor advice, and things go awry, you have guarantees, and can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to have it put right.

Free Abingdon Financial Advisor Quotes

A good starting point in choosing a financial advisor in Abingdon could be friends and family, but keep in mind that the type of advice you're searching for might be different to theirs. Their advice needs to be adapted to your unique situation, and not every financial advisor is suitable for everybody. Selecting a financial advisor is a big decision and it is a good idea to speak to at least three different firms so as to explore the various options they offer, and to find one you feel comfortable with and can trust.

Financial Advisor Abingdon Oxfordshire (OX13 and OX14)

Independent financial advisors (IFA) and restricted advisors, are the 2 principal kinds of financial advisor in Abingdon. An independent financial advisor will not be restricted to the products or services of a single provider. Encompassing the entire gamut of financial companies and products, independent financial advice must be given in a frank and unbiased way to clientele. This will permit you to choose from the broadest range of products to meet your needs. A restricted advisor could be tied to services and products from one particular firm, or might even focus on one particular product, as in the case of a mortgage advisor.

Before any financial advisor in Abingdon accepts you as a client, they are required by the Financial Conduct Authority to be fully transparent with you about their charges. Although it can vary subject to the kind of service or product you are looking for, there could be a set fee, an hourly rate, or you might even be charged a proportion of the money you're investing. To discuss your aims and determine whether the advisor is a good fit for you and your situation, you will sometimes be offered the chance of a free initial consultation. In some larger Abingdon firms, you could find that your account is looked after by a team rather than an individual.

Financial Advisors Abingdon UK (01235)

You will have to fill in a "Fact Find" document, which is a confidential disclosure form relating your financial situation and objectives to the advising company. You'll also be given an Initial Disclosure Document, or Key Facts Document, which provides details of the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial sector. This document will also lay down your legal rights and the options you can take if you're not satisfied with the service, and would like to make a complaint. It should outline precisely what you're committing yourself to, and any possible benefits and risks if you elect to accept the advice offered, and it should be written in plain language. The cooling-off period should also be explained in this document. This permits you to change your mind within a specific period of time, and cancel your contract with the financial advisor.

When talking with your financial advisor initially you should check their experience and qualifications. After all you're just about to entrust your financial wellbeing to their skill, so you shouldn't be self-conscious about asking these questions. All financial advisors in Abingdon must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. When you check the Financial Services Register, don't panic if your specific advisor's name doesn't appear on there; you should be able to find the firm name, and that means the legislation covers all of their employees. If these can't be provided the person can still offer financial guidance as opposed to advice. Guidance is somewhat different to advice as it is not regulated, and if errors are made there may be no recourse to the client.

Financial Advisor Quotes in Abingdon Oxfordshire

If you're seeking advice on investments you'll be asked the amount of risk you're comfortable with. High risk investments may offer larger rewards, however all or some of your money could be lost. In order to get the most beneficial financial and investment advice, your savings aims must be taken into account, i.e. long or short term investments, how rapidly you need access to your money and how much you wish to invest. You must invariably ask yourself the one vital question, how much can you actually afford to lose. Generally known as your 'capacity for loss', this will most likely affect the products and services that you're offered.

Financial Advice Near Abingdon Oxfordshire

If you have already got any current savings, regular payments, investments or mortgage loans, you have to tell your financial advisor about these. To ensure that you receive the most appropriate advice for you, they need to gather a full and clear picture of your finances. Spreading the risk load across a range of different products through the diversification of your investments and savings, is something that reliable financial advice should allow for. A certified financial advisor in Abingdon will have the knowledge of the best areas to consider, which reflect your goals and your financial situation.

A financial advisor will lay bare the complex world of finance, and try to converse in the clearest possible way. You should be able to come to an informed and educated decision after you have learned about the various products and services which meet your needs. You can ask your advisor to only include ethical savings and investments. You will then be able to stay clear of businesses that firms meet your criteria, but instead support those firms and enterprises that match your concerns, for instance renewable energy or zero carbon.

It isn't that easy to work closely with a financial advisor in Abingdon without this impacting your work life and other commitments. Face-to-face meetings can be augmented with telephone calls and video conferencing to enable you to get advice at a time to suit you. Any professional financial advice company in Abingdon will have strict measures in force to keep your details confidential and secure, even if you never have a one-on-one meeting with your advisor, because remote and home working is no longer unusual.


Investment values could drop as well as rise, and this is something that you must remember. If your investment fails to make the amount of money you hoped for, it can be very worrying and disheartening. A downward spiral in your investment isn't seen as a grounds for complaint, unless your financial advisor has supplied you with misleading or incorrect information.

Independent Financial Advisor Near Abingdon (OX13 and OX14)

Any complaints should begin with the firm's complaints procedure as laid out in the Key Facts Document. You can let the Financial Ombudsman know about the situation if it remains unsolved within the period set by the regulating body, and your advisor is a member of the Financial Conduct Authority.

After independently reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is upheld, a decision is made on how to financially compensate the client. The financial advisor and their company must comply with any decision that's made, which becomes a legally binding decision as soon as the customer has accepted it. The Financial Ombudsman will also consider any distress, hassle, annoyance and inconvenience caused to the customer during the situation, and set the level of compensation accordingly.

Book a Financial Advisor in Abingdon UK

Financial advice can be provided in Abingdon and also in: Sutton Courtenay, Radley, Dry Sandford, Steventon, Sutton Wick, Marcham, Clifton Hampden, Shippon, Northcourt, Drayton, Caldecott, Harwell, Nuneham Courtenay, Culham, Sunningwell, as well as in these postcodes OX14 1AG, OX14 1LJ, OX14 1NH, OX13 6YH, OX14 1HN, OX13 6ZN, OX14 1HR, OX14 1DJ, OX14 1AQ, OX14 1GN. Locally based Abingdon financial advisors will likely have the postcode OX13 and OX14 and the telephone dialling code 01235.

Oxfordshire Financial Advice Enquiries

Oxfordshire Financial Advice Enquiries

The latest Oxfordshire financial advice enquiries: Clay Mcpherson from Great Milton, Oxfordshire recently asked for information on investment bonds. Kenneth Mackenzie and Agatha Mackenzie from Grove, Oxfordshire recently asked for information on equity release. Eve Scott from Adderbury, Oxfordshire recently enquired about family income benefit. Jago Blackwell from Tackley, Oxfordshire recently asked for information on life assurance. Nate and Esme Compton from Charlbury, Oxfordshire recently asked for information on life assurance. Isra Kearns and Klay Kearns from Hanborough, Oxfordshire recently enquired about equity release. Sammy and Tillie Speed from Old Marston, Oxfordshire recently asked for information on mortgages. Jax Harrison from Sonning Common recently enquired about getting financial advice.

Abingdon Financial Advice Services

Financial Advice Tasks Abingdon

There are a wide range of services that are provided by your local Abingdon financial advisor including financial analyst services, life insurances, financial planning in Abingdon, mutual funds, wealth management & investments Abingdon, ethical investments, bridging finance, trusts Abingdon, investment plans, cash flow modelling in Abingdon, cheap financial advice in Abingdon, investment advice Abingdon, business planning, life assurance, corporate financial planning in Abingdon, pension drawdowns, annuity purchases, mortgage services, stakeholder pension advice Abingdon, annuities Abingdon, independent financial advice, pension reviews, income protection advice Abingdon, pension planning, inheritance tax planning, and more.


Financial Advisors Near Abingdon

Also find: Drayton financial advisors, Shippon financial advisors, Marcham financial advisors, Northcourt financial advisors, Sutton Courtenay financial advisors, Nuneham Courtenay financial advisors, Radley financial advisors, Sunningwell financial advisors, Clifton Hampden financial advisors, Harwell financial advisors, Sutton Wick financial advisors, Steventon financial advisors, Dry Sandford financial advisors, Caldecott financial advisors, Culham financial advisors and more.

Abingdon Financial Advice Services

Find a Financial Advisor in Abingdon Here
Financial Advice Enquiries in Abingdon Oxfordshire (01235)
  • Abingdon Financial Services
  • Abingdon Wealth Management
  • Abingdon Estate Planning
  • Abingdon Retirement Advice
  • Abingdon Trustee Investments
  • Abingdon Financial Advice Quotes
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  • Abingdon Independent Financial Advice
  • Abingdon Mortgage Advice
  • Abingdon Cheap Financial Advice
  • Abingdon Cashflow Analysis
  • Abingdon Inheritance Advice
  • Abingdon Investment Advice

More Abingdon Services: Obviously, whenever you are looking at your finances in Abingdon, Oxfordshire, you'll likely be in need of all types of different services and along with a financial advisor in Abingdon, Oxfordshire, you might also need bookkeepers in Abingdon, family lawyers in Abingdon, business consulting in Abingdon, debt recovery & collection in Abingdon, investment advisors in Abingdon, mortgage advice in Abingdon, wills & probate in Abingdon, contracts lawyers in Abingdon, payroll services in Abingdon, business financial planning in Abingdon, accountants in Abingdon, banruptcy lawyers in Abingdon, estate planning in Abingdon, property law & conveyancing in Abingdon, solicitors in Abingdon, tax preparation in Abingdon, mortgage brokers in Abingdon, and other different Abingdon experts.

Financial Advisors Around Abingdon: Households in Anson Close, Stonebridge Road, Stockey End, The Old Pound, Burcot Park, The Copse, Sycamore Crescent, Challenor Close, Culham Close, Saxons Heath, Stocks Lane, Ashgate, Barn Ground, Tollgate Road, Southfield Drive, Bailie Close, Springfield Drive, Big Wood Park, Bayworth Park, Beggars Lane, Shrives Close, Church Street, Abbey Close, Coromandel, Sadlers Court, Aston Close, Bergen Avenue, Binning Close, Baker Road, have needed financial advice recently. Financial advisors have also been active in these Abingdon area postcodes: OX14 1AG, OX14 1LJ, OX14 1NH, OX13 6YH, OX14 1HN, OX13 6ZN, OX14 1HR, OX14 1DJ, OX14 1AQ, OX14 1GN.

More Oxfordshire Financial Advisors: More Oxfordshire financial advisors: Carterton, Abingdon, Didcot, Kidlington, Banbury, Bicester, Oxford and Witney.

To read local information on Abingdon, Oxfordshire check here

Financial Adviser Jobs Abingdon: Browse financial advisor jobs in Abingdon here: General Financial Advisor Jobs

Independent financial advisor in OX13 and OX14 area, 01235.

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