Financial Advisor Barton-on-Sea

Barton-on-Sea Independent Financial Advice & Investment

Financial Advisor Barton-on-Sea Hampshire (BH25): Locating a good financial advisor advisor in Barton-on-Sea can be an intimidating experience, particularly if you are needing financial advice for the first time. Whether it is pensions, investments, mortgage or even insurance advice that you're searching for, there's one common rule for all financial advisors; they all have to adhere to Financial Conduct Authority regulations. Any advice given from a FCA approved financial advisor in Barton-on-Sea comes with certain guarantees that if anything should go wrong, you can contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Barton-on-Sea Financial Advisor Quotes

Recommendations from friends and neighbours can be a good starting point in selecting a financial advisor in Barton-on-Sea, but keep in mind that their needs may be different to the sort of advice you are looking for. Every financial advisor isn't suitable for everybody, and their advice needs to be tailored to your specific situation. Picking the right financial advisor is crucial and it pays to speak with at least three different firms in order to explore the options they provide, and to find one you can trust and feel at ease with.

Financial Advisor Barton-on-Sea Hampshire (BH25)

There are two main types of financial advisor in Barton-on-Sea; independent financial advisors and restricted advisors. The benefit of seeing an independent financial advisor is that they won't be limited to the products or services of a single company, and can offer a broader range of options. Independent financial advice must be given in a frank and impartial way and should cover the entire spectrum of financial products and companies. This enables you to select from the broadest range of products to suit your needs. If you go to a restricted advisor you will find that they could be restricted to services and products of a specific provider, or as in the case of a mortgage advisor, might only be concerned with one individual product.

The Financial Conduct Authority requires that any Barton-on-Sea financial advisor must discuss their charges with you, before accepting you as a client. You may be charged by the hour, a set fee or perhaps even a proportion of your investment, depending on services you're looking for. You may be offered the possibility of a free initial consultation to allow you to discuss your aims and see if the advisor is a right fit for your circumstances. In some of the bigger Barton-on-Sea firms, you could find that your account is managed by a team rather than an individual advisor.

Financial Advisors Barton-on-Sea UK (01425)

Before any actual advice is handed out you will need to complete a confidential disclosure document, called a "Fact Find" form, which informs the advising company about your financial situation and desired goals. A Key Facts Document, or Initial Disclosure Document will also be given to you, providing information about the financial advisors themselves, detailing their scope of permissions in the financial market and their situation for offering restricted or independent advice. If you are not satisfied with the service, and wish to complain, this document will also set down your own rights and the possible options you can take. It has to be typed out in plain language and detail what you're signing up for, and any possible benefits and risks if you choose to go along with the advice offered. The cooling-off period should also be fully explained in this document. Within a specific period of time, this enables you to cancel your contract.

You need to check what qualifications and experience the financial advisor has the first time you speak with them. After all you are on the verge of entrusting your financial wellbeing to their skill, so you should not be self-conscious about asking these questions. All financial advisors in Barton-on-Sea must as a minimum hold a Level 4 qualification and be in a position to present an annual Statement of Professional Standing. If your advisor's name does not show up on the Financial Services Register, you should not stress, the firm the individual works for will almost certainly be on the register and their employees will be covered by the legislation. The individual may still offer financial guidance as opposed to advice, if these cannot be presented. Guidance is not subject to regulations in the same way as financial advice, which means that if mistakes arise the client won't have any recourse.

Financial Advisor Quotes in Barton-on-Sea Hampshire

If you're looking for advice on investments you will be asked the amount of risk you are ready and able to accept. Substantial rewards could be possible with high risk investments, but you stand a greater chance of losing all or some of your cash. Your savings aims should be taken into account if the best financial and investment advice is to be given, i.e. how much you have to invest, long or short term investments and how quickly you need access to your funds. You must always ask yourself the one important question, how much money can you truly afford to lose. This could influence the services and products that could be offered for your consideration, and is generally known as your 'capacity for loss'.

Financial Advice Near Barton-on-Sea Hampshire

You should let your financial advisor know about any existing regular payments, savings accounts, investments or mortgages. To make certain that you receive the best advice for you, they need to gather a clear and full picture of your financial circumstances. Sound financial advice should include diversifying your savings and investments by spreading the risk across a range of different products. Having a knowledge of the best areas to consider, a qualified financial advisor will favour products that match your financial circumstances and goals.

Communicating in the plainest speech possible, your financial advisor will throw open the complex world of finance and investment. This will permit you to compare products and services which match your needs, and come to an informed decision. If environmental issues are important to you, you could maybe ask that ethical investment and savings schemes take top priority. You can then avoid companies that corporations meet your requirements, but instead support those businesses and companies that address your concerns, for instance green energy or zero carbon.

It may prove difficult to manage work and other responsibilities around a close working relationship with a financial advisor in Barton-on-Sea. To allow you to seek advice at a time to suit you, one-on-one appointments can be supplemented with video conferencing and telephone. Remote and home working is now a large part of our society, and an experienced financial advice provider in Barton-on-Sea will have stringent measures in force to keep your details confidential and secure, even if you hardly ever have a one-on-one meeting with your advisor.


Investment values can go down as well as up, and this is a factor that you have to keep in mind. If your investment isn't making as much money as you hoped for, it can be extremely worrying and demoralising. Unfortunately, a downward spiral in your investment isn't seen as a grounds for complaint, unless of course it is due to wrong or misleading information from your financial advisor.

Independent Financial Advisor Near Barton-on-Sea (BH25)

The company's complaints procedure should be the starting point for any disputes, and the Key Facts Document should discuss this. You can inform the Financial Ombudsman of the problem if it remains unresolved within the time period laid down by the regulating body, and the advisor is registered with the Financial Conduct Authority.

After looking into the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If it is established that the complaint is justified, a decision will be made on how the customer can be compensated or the situation rectified. This will become legally binding once it has been agreed on by the customer, and the financial advisor and their firm must comply with the ruling. The Ombudsman will also consider any distress, hassle, annoyance and inconvenience caused to the customer during the process, and fix the level of compensation proportionately.

Book a Financial Advisor in Barton-on-Sea UK

Financial advice can be provided in Barton-on-Sea and also in nearby places like: Hordle, Christchurch, New Milton, Friars Cliff, Sway, Downton, Everton, Stanpit, Highcliffe, Milford-on-Sea, Hinton, Ashley, Somerford, Mudeford, Old Milton, Walkford, together with these postcodes BH25 7NA, BH25 7EF, BH25 7JJ, BH25 7BQ, BH25 7NF, BH25 7DS, BH25 5PT, BH25 6HH, BH25 7JG, BH25 7EZ. Local Barton-on-Sea financial advisors will probably have the postcode BH25 and the dialling code 01425. Checking this out will guarantee you access local financial advisers. Barton-on-Sea householders will be able to utilise these and many other similar services. Simply click the "enquiry" banner or form to get specifics of financial advisors in your location.

Barton-on-Sea Financial Advice Services

Financial Advice Tasks Barton-on-Sea

There are a number of different services which can be provided by your local Barton-on-Sea financial advisor including unit trusts, business protection in Barton-on-Sea, pension consolidation, investing an inheritance Barton-on-Sea, bereavement benefits in Barton-on-Sea, equity release, financial services, annuity purchase Barton-on-Sea, retirement advice, corporate bonds, wealth management, personal pensions, financial analyst services, life insurance in Barton-on-Sea, familt controlled trusts, financial planning, critical illness cover in Barton-on-Sea, corporate financial planning Barton-on-Sea, inheritance tax planning, ethical investments in Barton-on-Sea, pensions in divorce, stakeholder pension advice, general financial planning, ISA's, pension reviews Barton-on-Sea, annuities in Barton-on-Sea, personal protection in Barton-on-Sea, money planning in Barton-on-Sea, pension advice Barton-on-Sea, mortgage advice in Barton-on-Sea, and lots more. Listed are just an example of the tasks that can be handled by a financial advisor. Barton-on-Sea professionals will be happy to inform you of their whole range of services.

Hampshire Financial Advisors

Advice Advisors Advisor 01425 BH25 Financial Advice Financial Advisor Investment Advisers Services Barton-on-Sea Hampshire Financial

In Hampshire you can also get: Crondall investment advice, Crookham Village investment advice, Odiham investment advisors, Wonston investment advice, Rownhams investment advice, West Wellow investment advice, Charlton investment advice, Bransgore investment advice, Barton on Sea financial advice, Old Basing financial advisors, Hound financial advice, Sherborne St John financial advice, West Wellow investment advisors, Totton and Eling financial advice, Netley financial advice, Hawley financial advice, Clanfield financial advisors, Binsted financial advice, Ringwood investment advisors, Stubbington financial advisors, Chineham investment advice, North Warnborough investment advice, East Woodhay financial advisors, Purbrook financial advisors, Rownhams financial advisors, Milford on Sea investment advice, Hayling Island investment advisors, Steep financial advice, Wellow financial advisors, Stubbington investment advice.


Financial Advisors Near Barton-on-Sea

Also find: Downton financial advisers, Hinton financial advisers, Milford-on-Sea financial advisers, Everton financial advisers, Hordle financial advisers, Ashley financial advisers, Old Milton financial advisers, Sway financial advisers, Highcliffe financial advisers, Stanpit financial advisers, Mudeford financial advisers, Walkford financial advisers, Somerford financial advisers, New Milton financial advisers, Friars Cliff financial advisers, Christchurch financial advisors and more. All these locations are covered by local financial advisers. Barton-on-Sea residents can get financial advice estimates by clicking here.

Barton-on-Sea Financial Advice Services

Find a Financial Advisor in Barton-on-Sea Here
Financial Advice Enquiries in Barton-on-Sea Hampshire (01425)
  • Barton-on-Sea Inheritance Advice
  • Barton-on-Sea Corporate Financial Planning
  • Barton-on-Sea Financial Services
  • Barton-on-Sea Trustee Investments
  • Barton-on-Sea Estate Planning
  • Barton-on-Sea Tax Advice
  • Barton-on-Sea Investment Advice
  • Barton-on-Sea Retirement Advice
  • Barton-on-Sea Cheap Financial Advice
  • Barton-on-Sea Life Insurance Advice
  • Barton-on-Sea Wealth Management
  • Barton-on-Sea Cashflow Analysis
  • Barton-on-Sea Independent Financial Advice
  • Barton-on-Sea Pension Advice

Financial Advisors Around Barton-on-Sea: Some Barton-on-Sea streets and roads where financial advice has recently been given - Ashmore Avenue, Keysworth Avenue, Southern Oaks, Willow Walk, Eldon Close, Western Avenue, Park Close, Woodlawn Close, Glen Close, White Knights, The Close, Fairfield Road, Spinacre, Purbeck Road, Three Acre Drive, Royston Place, Wavendon Avenue, Spindlewood Close, Ocean Breeze, Barton Drive, Barton Lane, Becton Mead, Fenleigh Close, Powers Court Road, Second Marine Avenue, Meadow Way, as well as the following local Barton-on-Sea postcodes: BH25 7NA, BH25 7EF, BH25 7JJ, BH25 7BQ, BH25 7NF, BH25 7DS, BH25 5PT, BH25 6HH, BH25 7JG, BH25 7EZ. People living in these areas recently requested the help of a financial advisor. Barton-on-Sea residents enjoyed the benefits of reliable and top notch financial services on each occasion.

More Barton-on-Sea Services: Naturally, when you're looking at your finances in Barton-on-Sea, Hampshire, you'll likely be in need of all types of different services and apart from a financial advisor in Barton-on-Sea, Hampshire, you may also need family lawyers in Barton-on-Sea, mortgage advice in Barton-on-Sea, wills in Barton-on-Sea, debt recovery & collection in Barton-on-Sea, estate planning in Barton-on-Sea, payroll services in Barton-on-Sea, accountants in Barton-on-Sea, bookkeepers in Barton-on-Sea, property law & conveyancing in Barton-on-Sea, solicitors in Barton-on-Sea, tax preparation in Barton-on-Sea, mortgage brokers in Barton-on-Sea, business financial planning in Barton-on-Sea, investment advisors in Barton-on-Sea, contracts lawyers in Barton-on-Sea, banruptcy lawyers in Barton-on-Sea, business consulting in Barton-on-Sea, and other different Barton-on-Sea experts.

To find out local information on Barton-on-Sea, Hampshire click here

Independent financial advisor in BH25 area, 01425.

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(This financial advisor Barton-on-Sea article was reviewed and updated on 28-06-2022)