Financial Advisor Huntingdon Cambridgeshire (PE29): It can be an intimidating experience trying to locate a reliable financial advisor advisor in Huntingdon, especially if it's the first time that you're in search of financial advice. Whether you're searching for investments, mortgage, pensions or even insurance advice, all professional financial advisors are bound by one common rule; they must all conform to the regulations laid down by the FCA (Financial Conduct Authority). This comes with some guarantees, so after getting advice from a FCA authorised in Huntingdon, you can seek recompense from the Financial Ombudsman Scheme or the Financial Services Compensation Scheme, if something should go wrong.
When selecting a financial advisor in Huntingdon, a decent place to start could be friends and family, but you must bear in mind that your circumstances may not be in line with theirs, and you may be in need of a different type of advice. Every financial advisor is not suitable for everybody, and their advice needs to be personalised to your particular situation. It is a good idea to speak with at least 3 different companies when you are choosing a financial advisor, as this is a big decision, and you need to find one that you can trust and feel comfortable with, and also investigate the options they offer.
When it comes to picking a financial advisor in Huntingdon, there are 2 principal types; independent financial advisors (IFA) and restricted advisors. An IFA should not be restricted to the products or services of just one company. Encompassing the full gamut of financial companies and products, independent financial advice should be offered in a frank and unbiased way to clients. This enables you to choose from the widest possible range of products to suit your needs. A restricted advisor may be limited to products and services from a single provider, or might even concentrate on an individual product, as may be the case with a mortgage advisor.
The Financial Conduct Authority requires that any Huntingdon financial advisor must tell you about their charges, before taking you on as a client. Although it varies determined by the type of service or product you're looking for, there may be an hourly rate, a set fee, or you could even be charged a percentage of the money you are investing. You could be offered the possibility of a free preliminary consultation to allow you to discuss your goals and determine whether the advisor is a right fit for your circumstances. In some larger Huntingdon companies, you might find that your account is managed by a team rather than an individual.
To summarise your goals and financial situation to the advising company, you will be required to complete a "Fact Find" form, which is a confidential disclosure document. You will also be given a Key Facts Document, or Initial Disclosure Document, which provides you with details of the financial advisor, their situation for offering independent or restricted advice and their scope of permissions in the financial market. Your own legal rights will also be laid out in this document, in addition to your options if you need to make a complaint because you aren't satisfied with the service you are given. It should be easily understood, written in plain English, and describe precisely what you're signing up for, along with the risks and benefits of taking the proffered advice. The Key Facts Document should also inform you about the cooling-off period. Within a specific time frame, this enables you to cancel the agreement.
The very first time you are talking with your financial advisor ensure that you check what experience and qualifications they've got. After all you're on the verge of entrusting your financial wellbeing to their expertise, so you should never be self-conscious about asking such questions. Every financial advisor in Huntingdon must be in a position to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. When you check the Financial Services Register, you don't need to stress if your specific financial advisor's name doesn't appear on there; you should be able to locate the firm name, and that means the regulations covers all of their personnel. If they are not able to supply this proof, the person cannot offer advice but only financial guidance. Guidance isn't subject to regulations in the same way as financial advice, which means that if errors are made neither party will have any recourse.
You'll be asked the level of risk you're willing and able to accept, if you are seeking advice on investing money. Bigger rewards could be possible with higher risk investments, however you may also lose all or some of your money. In order to get the best investment and financial advice, your savings goals will need to be considered, i.e. short or long term investments, how rapidly you need to access your funds and how much you have to invest. You should always ask yourself the one crucial question, how much money can you afford to lose. This may influence the services and products that you are offered, and is generally referred to as your 'capacity for loss'.
You must tell your financial advisor about your current regular payments, mortgages, investments or savings. They will need to know this, so they can get a picture of your financial situation and give the best advice for you. Sound financial advice should allow for diversifying your investments and savings by spreading the risk across various different products. So as to mirror your financial circumstances and goals, a certified financial advisor in Huntingdon will be aware of the best products to consider.
Communicating in the clearest possible way, your financial advisor will open up the complex world of investment and finance. After learning about the various products and services that match your needs, you should be able to make an informed and knowledgeable decision. If the environment is at the forefront of your mind, you could perhaps ask that ethical investments and savings take precedence. This not only provides you with investment possibilities, but also allows you to lend your support to green energy or zero carbon projects, and keep clear of companies that do not share the same values.
It can prove difficult to manage your work day and other commitments around a close working relationship with a financial advisor in Huntingdon. One-on-one meetings can be augmented with telephone calls and video conferencing to enable you to seek advice at times that suit you. Even if you rarely have a face-to-face meeting with your personal advisor, a competent financial advice provider in Huntingdon will have strict measures in place to keep your details confidential and secure, because home and remote working is now so common.
You need to remember that the financial sector can be a volatile one, and the value of your investments could just as easily go down as well as up. If it happens that your investment isn't making the amount of money you were hoping for, it can be a demoralising and worrying time. A downward spiral in your investment isn't seen as a grounds for complaint, unless your advisor has supplied you with misleading or wrong information.
Any disputes should begin with the company's official complaints procedure as detailed in the Key Facts Document. If your financial advisor is registered with the Financial Conduct Authority, you can tell the Financial Ombudsman about the problem if it remains unresolved within the time laid down by the regulating body.
The Financial Ombudsman will independently review the cause for complaint and make a ruling. If it's found that the complaint is legitimate, a decision is made on how the client can be compensated. The advisor and their firm must comply with any ruling that is made by the Ombudsman, which becomes a legally binding decision once the client has agreed to it. The Financial Ombudsman will also take into consideration any upset, hassle, inconvenience and distress caused to the customer during the process, and establish the level of compensation accordingly.
Financial advice can be provided in Huntingdon and also in: Sapley, Great Stukeley, Houghton, Hartford, Alconbury Weston, Buckden, Godmanchester, Alconbury, Hemingford Grey, Brampton, Offord Cluny, Stukeley Meadows, Little Stukeley, Ellington, and in these postcodes PE28 4JF, PE28 3WQ, PE29 1TG, PE28 4YG, PE28 2GH, PE29 1JX, PE29 1TH, PE29 1NY, PE28 0AH, PE28 2XB. Local Huntingdon financial advisors will likely have the telephone dialling code 01480 and the postcode PE29. Verifying this can guarantee that you access locally based financial advisers. Huntingdon homeowners will be able to utilise these and various other finance related services. Simply click the "enquiry" banner to get information on financial advisors in your area.
Huntingdon Financial Advice Services
There is a wide range of services which can be provided by your local Huntingdon financial advisor including tax advice Huntingdon, long term care fee advice Huntingdon, portfolio management, stakeholder pensions, personal pensions, annuities in Huntingdon, corporate bonds, critical illness cover, will writing services in Huntingdon, pension transfer advice, personal protection, wealth management, unit trusts, pension drawdowns, business protection, pension planning Huntingdon, cashflow analysis, family income benefit in Huntingdon, pension reviews in Huntingdon, life assurance, financial planning, investment consolidation, trustee investment services, saving for children in Huntingdon, ISA's, savings advice in Huntingdon, trusts, bridging finance in Huntingdon, annuity purchase Huntingdon, general financial planning in Huntingdon, and more. Listed are just some of the tasks that can be carried out by a financial advisor. Huntingdon professionals will keep you informed about their full range of financial services.
Financial Advice Enquiries Cambridgeshire
Recently posted Cambridgeshire financial advice enquiries: Maia and Mario Walls from Manea recently asked about pension advice. Taylor and Freya Nuttall from Littleport, Cambridgeshire recently asked about mortgage advice. Poppy and Cooper Southern from Haslingfield, Cambridgeshire recently asked for information on financial planning. Mr and Mrs Grimshaw in Great Staughton recently asked for information on mortgages. Robin Radcliffe in Girton asked the question "are there any good?". Damien and Juno Willis in Holywell, Cambridgeshire recently asked about investment bonds. Kallum Vickers in Castor, Cambridgeshire recently asked for information on life assurance. Aaryan and Eira Flynn in Barnack, Cambridgeshire recently enquired about mortgage advice. Most of these local residents searched for "Garden Fencing Cambridgeshire" and discovered this web page on Google or a similar search engine.
Required Skills for Financial Advisors
- Good verbal communication skills.
- A competent level of mathematical knowledge for developing financial strategies.
- Active listening skills.
- To have the ability to use a computer and the main software programs.
- Effective management skills for negotiating product fees.
- Good customer service skills for identifying customer requirements.
- To have the ability to network and establish solid relationships with clients.
- An outstanding understanding of accounting and economics associated with financial markets and products.
- To be good at selling financial products and services.
- To be self-motivated and organised.
- To be thorough and pay attention to detail.
Financial Advisors Near Huntingdon
Also here.: Offord Cluny financial advisors, Stukeley Meadows financial advisors, Little Stukeley financial advisors, Alconbury Weston financial advisors, Alconbury financial advisors, Houghton financial advisors, Buckden financial advisors, Brampton financial advisors, Ellington financial advisors, Sapley financial advisors, Hartford financial advisors, Godmanchester financial advisors, Hemingford Grey financial advisors, Great Stukeley and more. All of these locations are serviced by local financial advisers. Huntingdon residents can get quotes by clicking
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Financial Advisors Around Huntingdon: In the last year financial advice was provided in the following Huntingdon streets: The Rookery, Barford Road, The Lanes, Splash Lane, Almond Road, Tennyson Place, Devonshire Close, The Quadrangle, Simpkin Close, Church View, Beckets Close, Coldhams South, Bishops Road, South Walk, Astilbe Lane, Slade Close, Avon Court, Coleridge Court, Bencroft Lane, Crown Street, The Glebe, Baron Court, Cawdor Place, The Brow, Buckingham Close, Bury Road, Stanegate, The Crofts, and in these Cambridgeshire postcodes: PE28 4JF, PE28 3WQ, PE29 1TG, PE28 4YG, PE28 2GH, PE29 1JX, PE29 1TH, PE29 1NY, PE28 0AH, PE28 2XB. Folks living in these local areas recently requested help from a financial advisor. Huntingdon residents benefited from dependable and top quality financial services on each occasion.
Huntingdon Cambridgeshire: The attractive, historic market town of Huntingdon can be found in the Eastern area of England in the traditional county of Cambridgeshire. Huntingdon is roughly 20 miles from Cambridge and 10 miles from St Neots, neighbouring villages include Great Stukeley, Offord Cluny, Alconbury Weston, Little Stukeley, Alconbury, Houghton, Ellington and Buckden. Huntingdon is in the postcode district PE 26, PE28 and PR29, has a population of around 24,000 and has the dialling code 01480. Huntingdon was previously in Huntingdonshire, it received its charter in 1205 from King John. To read local info on Huntingdon, Cambridgeshire take a look here. (Tags: Huntingdon Cambs, Huntingdon UK, Huntingdon Cambridgeshire, Huntingdon England)
Independent financial advisor in PE29 area, (dialling code 01480).
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