Financial Advisor Cobham

Cobham Independent Financial Advice & Investment

Financial Advisor Cobham Surrey (KT11): If you're in search of financial advice for the very first time, trying to locate a good financial advisor advisor in the Cobham area can be a challenging experience. Nevertheless, all qualified financial advisors are bound by one simple rule; they all have to observe the regulations of the Financial Conduct Authority, regardless of whether you're looking for mortgage, pension, investments or even insurance guidance. The advantage of this is that if a financial advisor who is FCA certified gives you poor quality advice, and anything goes awry, you have guarantees, and can contact the Financial Services Compensation Scheme or the Financial Ombudsman to get things put right.

Free Cobham Financial Advisor Quotes

A good starting place when picking a financial advisor in Cobham could be relatives and friends, but bear in mind that the type of advice you are looking for could be significantly different to theirs. Not every financial advisor is suitable for everybody, and any advice they provide needs to be tailored to your unique circumstances. It is wise to speak with at least three different companies when you are choosing a financial advisor, because this is a major decision, and you need to find one that you feel comfortable with and can trust, and also check out the options they offer.

Financial Advisor Cobham Surrey (KT11)

Independent financial advisors and restricted advisors, are the 2 principal types of financial advisor in Cobham. The benefit of using an IFA is that they will not be limited to just one company's services or products, and can offer a more extensive range of options. Independent financial advice must be given in an impartial and unbiased way and across the entire spectrum of financial companies and products. If you opt to use an IFA, you will be able to choose from the widest possible range of services, so as to find the perfect solution for you. If you go to a restricted financial advisor you will soon realise that they may be limited to services and products of a specific company, or as with a mortgage advisor, may only be concerned with one product.

Before any financial advisor takes you on as a client, they are required by the FCA to fully discuss their charges with you. You could be charged by the hour, a set fee or maybe even a percentage of your investment value, according to services you're interested in. A free first consultation will sometimes be offered, so that you can discuss your aims and circumstances to determine whether the advisor is the best fit. Your account could be looked after by a team rather than one individual advisor, if you decide to go with one of the larger Cobham firms.

Financial Advisors Cobham UK (01932)

To describe your financial situation and ambitions to the advising firm, you'll be required to fill out a "Fact Find" document, which is a confidential disclosure form. To provide details of the financial advisor, their situation for offering restricted or independent advice and the extent of their permissions in the financial sector, you'll also be handed an Initial Disclosure, or Key Facts Document. If you're not satisfied with the service provided, and wish to complain, this document should also set down your rights and your options. It should be easy to understand, written in layman's terms, and outline precisely what you're signing up for, along with the benefits and risks of accepting the proffered advice. You'll find the level of cooling-off period in this document. This permits you to cancel the contract within a certain time frame, and whenever any penalties have to be paid.

You should check what experience and qualifications the financial advisor has when you first speak to them. After all you're just about to entrust your financial future to their skill, so you shouldn't be embarrassed about asking such questions. A Level 4 qualification is the minimum qualification for any Cobham financial advisor, and they must also be able to present an annual Statement of Professional Standing. When you check the Financial Services Register, you should not freak out if your specific financial advisor's name doesn't appear on there; you will probably find the firm name, and that means the legislation covers all of their employees. The person may still offer financial guidance as opposed to advice, if these cannot be presented. Guidance is not regulated in the way that financial advice is, which means that if mistakes are made neither party will have any recourse.

Financial Advisor Quotes in Cobham Surrey

If it is investments that you are interested in, the advisor will want to know the level of risk you might be prepared to take with your hard-earned cash. High risk investments could potentially offer substantial rewards, however some or all of your funds could be lost. Decent investment and financial advice will take into account your savings goals, i.e. how much you have to invest, long or short term investments and how rapidly you need to access your funds. "How much can you afford to lose?" Is the one important question that you really need to ask yourself. Known as your capacity for loss, this will quite likely have an effect on products and services that you're offered.

Financial Advice Near Cobham Surrey

You will have to let your financial advisor know about your current mortgage loans, regular payments, investments or savings. This gives a full and clear picture of your financial situation, and without this the advice you are given might not be the best for you. Good quality financial advice should allow for diversifying your investments and savings by spreading the risk load across a range of different products. A seasoned financial advisor in Cobham will have the knowledge of the best areas to consider, which reflect your goals and your financial situation.

A financial advisor will throw open the multifaceted world of finance, and speak in the clearest possible way. You should be able to make an informed decision after you have learned about the various products and services which meet your needs. You could maybe ask your financial advisor to only choose ethical investment and savings schemes. You can then stay away from investments that investments meet your standards, but instead support those organisations and companies that address your concerns, for example zero carbon or renewable energy.

Having constant interactions with a financial advisor in Cobham could cause complications with work and other responsibilities. Face-to-face meetings can be augmented with video conferencing and phone calls to enable you to seek advice at times that suit you. Even if you rarely have an in-person meeting with your personal advisor, an established financial advice provider in Cobham will have strict measures in force to keep your details secure and confidential, because remote and home working is now a large part of our society.


You have to bear in mind that the financial sector can be volatile, and the value of your investments can just as easily go down as well as up. It can be incredibly worrying and disheartening if your investment fails to make the amount of money you hoped for. Unfortunately, a downward spiraling of your investment isn't seen as a cause for complaint, unless of course it's due to wrong or misleading information from your financial advisor.

Independent Financial Advisor Near Cobham (KT11)

The company's official complaints procedure should be the starting place for any grievances, and the Key Facts Document should discuss this. You can let the Financial Ombudsman know about the problem if it is unresolved within the time set by the regulating body, and the financial advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will come to a decision after independently reviewing the cause of the complaint. If the complaint is upheld, a decision will be made on how to financially compensate the customer. The advisor and their company must abide by any ruling that is made, which becomes legally binding as soon as the customer has agreed to it. Any hassle, inconvenience, upset and distress caused to the customer during the situation, will be accounted for when the Ombudsman establishes the level of compensation.

Book a Financial Advisor in Cobham UK

Financial advice can be provided in Cobham and also nearby in: Fetcham, Thames Ditton, Fairmile, Walton-on-Thames, Downside, North Claygate, Claygate, Stoke D\'Abernon, Wisley, Oxshott, Esher, Leatherhead, Hook, Effingham Junction, Leigh Corner, together with these postcodes KT11 2AX, KT11 1BX, KT11 1ND, KT11 1DR, KT11 2AZ, KT11 1DW, KT11 1LH, KT11 1LU, KT11 2AW, KT11 1HU. Local Cobham financial advisors will likely have the postcode KT11 and the dialling code 01932. Checking this will confirm that you're accessing local financial advisers. Cobham householders will be able to utilise these and various other finance related services.

Cobham Financial Advice Services

Financial Advice Tasks Cobham

There is a variety of services which can be provided by your local Cobham financial advisor including ISA's, corporate financial planning in Cobham, pension consolidation in Cobham, personal pensions in Cobham, life insurance in Cobham, personal financial planning Cobham, pension advice, independent financial advice, portfolio management, critical illness cover, stakeholder pensions Cobham, life assurance in Cobham, unit trusts, general financial planning, annuities, pension reviews in Cobham, multi-asset portfolios, corporate bonds, offshore investments Cobham, financial planning Cobham, trustee investment services, ethical investments, long term care fee advice Cobham, wealth management & investments, money planning, financial services, annuity purchases, cashflow planning, pension drawdowns Cobham, business planning, and more. Listed are just a few of the duties that can be performed by a financial advisor. Cobham professionals will be delighted to keep you abreast of their full range of services.

Surrey Financial Advisors

Services KT11 Financial Advisor Advisors Surrey Investment Financial Advice Financial Advice Advisers Cobham Advisor 01932

In the Surrey area you'll also obtain: Claygate investment advice, Frimley financial advisors, Farnham financial advisors, Chipstead investment advisors, Bellfields financial advice, Bletchingley investment advisors, Hersham investment advisors, Ashtead financial advisors, Send financial advisors, Nutfield financial advice, Mytchett investment advisors, Netherne on the Hill financial advisors, South Earlswood financial advisors, South Godstone investment advice, Earlswood financial advice, Cranleigh investment advice, Ashtead investment advisors, Horley investment advice, Tadworth investment advice, Alfold investment advisors, Horne financial advisors, Woldingham investment advice, Ewhurst investment advice, Brookwood financial advisors, Great Bookham investment advisors, Godstone financial advice, Wood Street Village financial advice, Blindley Heath investment advisors, Byfleet investment advice.

Financial Advice Enquiries Surrey

Financial Advice Enquiries Surrey

Recent Surrey financial advice enquiries: Kaylen and Myra Mellor in Deepcut, Surrey recently enquired about investment bonds. Mr and Mrs Kouma from Virginia Water, Surrey recently enquired about investment advice. Klay Gower from Dorking recently asked for information on offshore investments. Greyson Isherwood and Etta Isherwood in Merrow, Surrey recently enquired about equity release. Marshall Martin in Lyne, Surrey recently asked for information on offshore investments. Mikael and Persephone Mcleod from Fairlands recently enquired about getting financial advice. Maximillian and Saarah Potts in Banstead, Surrey recently enquired about investment advice. Chester and Alicja Winter from Frimley, Surrey recently asked for information on equity release. All these local people conducted a search for "financial advisor Surrey" and came across this web page on Google or another search engine.


Financial Advisors Near Cobham

Also find: Fairmile financial advisers, Downside financial advisers, Leigh Corner financial advisers, Thames Ditton financial advisers, North Claygate financial advisers, Stoke D\'Abernon financial advisers, Wisley financial advisers, Oxshott financial advisers, Walton-on-Thames financial advisers, Fetcham financial advisers, Effingham Junction financial advisers, Claygate financial advisers, Hook financial advisers, Esher financial advisers, Leatherhead financial advisors and more. Most of these towns and villages are catered for by local financial advisers. Cobham residents can get price quotes by going here.

Cobham Financial Advice Services

Find a Financial Advisor in Cobham Here
Financial Advice Enquiries in Cobham Surrey (01932)
  • Cobham Pension Advice
  • Cobham Wealth Management
  • Cobham Cashflow Analysis
  • Cobham Independent Financial Advice
  • Cobham Corporate Financial Planning
  • Cobham Mortgage Advice
  • Cobham Financial Advice Quotations
  • Cobham Life Insurance Advice
  • Cobham Cheap Financial Advice
  • Cobham Inheritance Advice
  • Cobham Trustee Investments
  • Cobham Estate Planning
  • Cobham Tax Advice
  • Cobham Investment Advice

More Cobham Services: Obviously, when you are looking at your finances in Cobham, Surrey, you'll probably need all sorts of different services and aside from a financial advisor in Cobham, Surrey, you could also need estate planning in Cobham, mortgage brokers in Cobham, payroll services in Cobham, family lawyers in Cobham, will writing in Cobham, investment advisors in Cobham, business consulting in Cobham, debt recovery & collection in Cobham, banruptcy lawyers in Cobham, contracts lawyers in Cobham, property law & conveyancing in Cobham, accounting in Cobham, business financial planning in Cobham, mortgage advice in Cobham, solicitors in Cobham, bookkeeping in Cobham, tax preparation in Cobham, and other different Cobham experts.

Financial Advisors Around Cobham: Households in River Lane, Hogshill Lane, Oxshott Rise, Bookham Road, Canada Road, Portsmouth Road, Bridge Road, Copse Road, Brook Farm Road, Pine Walk, Cedar Road, Broad Highway, Downside Bridge Road, Four Wents, Pointers Road, Gainsborough Place, Matthew Arnold Close, Old Oak Close, Lambourne Drive, Avenue Road, Downsview Close, Cleves Close, Cedar Avenue, Mizen Close, Pendenza, Oxshott Way, have needed financial advice just recently. Financial advisors have also been active in the following local Cobham postcodes: KT11 2AX, KT11 1BX, KT11 1ND, KT11 1DR, KT11 2AZ, KT11 1DW, KT11 1LH, KT11 1LU, KT11 2AW, KT11 1HU. People living in these areas recently needed help from a financial advisor. Cobham residents received dependable and top quality financial services on every occasion.

To find out local info relating to Cobham, Surrey go here

Independent financial advisor in KT11 area, (dialling code 01932).

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(This financial advisor Cobham information was last updated on 28-06-2022)