Financial Advisor Burton-upon-Trent

Burton-upon-Trent Independent Financial Advice & Investment

Financial Advisor Burton-upon-Trent Staffordshire (DE13): It can be a challenging experience trying to locate a decent independent financial advisor in the Burton-upon-Trent area, especially if it is the first time that you are needing financial advice. Whether it is mortgage, pensions, investments or even insurance advice that you are searching for, there's one common rule for all financial advisors; they must all stick to FCA (Financial Conduct Authority) regulations. Any advice given by a FCA registered financial advisor in Burton-upon-Trent comes with the guarantee that if things go wrong, you've got access to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Burton-upon-Trent Financial Advisor Quotes

A good starting place when choosing a financial advisor in Burton-upon-Trent could be friends and neighbours, but bear in mind that the sort of advice you are searching for could be somewhat different to theirs. Financial advice needs to be individually tailored to your unique circumstances, and you'll find that certain financial advisors may not be suitable for your requirements. Choosing the right financial advisor is vital and it is a good idea to talk with at least three different firms in order to check out the various options they provide, and to find one that you can trust and feel comfortable with.

Financial Advisor Burton-upon-Trent Staffordshire (DE13)

There are 2 main kinds of financial advisor in Burton-upon-Trent; independent financial advisors and restricted advisors. The advantage of seeing an independent financial advisor is that they should not be confined to the services and products of just one company, and can offer a more extensive range of options. Encompassing the full spectrum of financial products and companies, independent financial advice must be offered in an impartial and unbiased way to clientele. If you decide to use an IFA, you will be able to select from the widest possible range of products, in order to find the right solution for you. A restricted financial advisor may be limited to services and products from a particular provider, or might even concentrate on an individual product, as can be the case with a mortgage advisor.

The Financial Conduct Authority demands that any financial advisor in Burton-upon-Trent must fully discuss their charges with you, before taking you on as a client. Although it varies based on the type of service or product you are interested in, there could be an hourly rate, a set fee, or you could even be charged a specific percentage of what you're investing. A free first consultation will sometimes be offered, so you can discuss your objectives and situation to find out if the advisor is the best fit. If you use one of the larger Burton-upon-Trent companies, your account could be managed by a team of advisors rather than a single person.

Financial Advisors Burton-upon-Trent UK (01283)

To outline your financial situation and desired goals to the advising company, you will have to fill out a "Fact Find" document, which is a confidential disclosure form. To provide details about the financial advisor, their situation for offering independent or restricted advice and their range of permissions in the financial sector, you will also be handed a Key Facts Document, or Initial Disclosure Document. If you aren't happy with the service, and wish to complain, this document should also lay out your own legal rights and your options. It should be easy to understand, written in plain language, and describe precisely what you are committing yourself to, along with the risks and benefits of going along with the advice. This document must also inform you about the allowed cooling-off period. This makes it possible for you to change your mind within a certain period of time, and cancel your agreement with the financial advisor.

When talking with your financial advisor initially you'll want to check their experience and qualifications. After all you're about to entrust your financial future to their skill, so you shouldn't be embarrassed about asking these questions. All financial advisors in Burton-upon-Trent must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. If your advisor's name doesn't appear on the Financial Services Register, you should not freak out, the firm the individual works for should be found on the register and their staff are all covered by the legislation. If they are not able to supply this evidence, the individual can't offer advice but is able to offer financial guidance. Guidance differs to advice as it is not regulated in the same way, and if errors are made there will likely be no recourse to either party.

Financial Advisor Quotes in Burton-upon-Trent Staffordshire

If you're needing advice on investing money you will be asked about the level of risk you're willing to take on. Most investments carry some degree of risk, but high risk investments could potentially offer higher rewards, but also more chance of losing your funds. Your savings objectives should be taken into account if the best investment and financial advice is to be given, i.e. how much you have to invest, short or long term investments and how quickly you need to access your funds. "How much can you afford to lose?" Is the one vital question that you really need to ask yourself. This could influence the products and services that could be offered for your consideration, and is generally referred to as your 'capacity for loss'.

Financial Advice Near Burton-upon-Trent Staffordshire

You will need to let your financial advisor know about any existing mortgages, regular payments, investments or personal savings. To make certain that you receive the most suitable advice for you, they need a full and clear picture of your financial circumstances. Diversifying your investments and savings by spreading the risk load across various products, is a vital part of reliable financial advice. With an understanding of the best areas to consider, a competent financial advisor will favour products that most closely match your financial situation and goals.

Communicating in the clearest possible way, your financial advisor will unveil the multifaceted world of finance and investment. After learning about the various products and services that meet your needs, you should be able to make an informed and knowledgeable decision. You could perhaps ask your financial advisor only to specify ethical savings and investment schemes. This not only provides you with investment possibilities, but also enables you to support renewable energy or zero carbon projects, and avoid businesses and companies that don't share the same values that you do.

Working alongside a financial advisor in Burton-upon-Trent can be tricky to manage around work and other commitments. To allow you to get advice at a time to suit you, face-to-face appointments can be backed up with phone calls and video conferencing. An experienced financial advice firm in Burton-upon-Trent will have rigorous measures in force to keep your details confidential and secure, even if you never have a one-on-one meeting with your advisor, because home and remote working is now so common.


The value of your investments could drop as well as rise, and this is a factor that you must always remember. If it happens that your investment is not making as much money as you were hoping for, it can be an extremely frustrating and worrying time. However, unless it's owing to misleading or wrong information from your financial advisor, your investment having a downward trend isn't a recognised basis for complaint.

Independent Financial Advisor Near Burton-upon-Trent (DE13)

Any grievances should start out with the company's official complaints procedure as laid out in the Key Facts Document. If your financial advisor is a member of the FCA, you can tell the Financial Ombudsman about the problem if it is unresolved within the time-frame laid down by the regulating body.

The Financial Ombudsman will independently review the cause for complaint and come to a decision. If the complaint is justified, a decision is made on how to rectify or financially compensate the client. Once the ruling has been agreed on by the client it becomes a legally binding decision that the financial advisor and their firm, must comply with. Any compensation set by the Financial Ombudsman will also take into account any hassle, inconvenience, distress and upset caused to the client during the process.

Book a Financial Advisor in Burton-upon-Trent UK

Financial advice can be provided in Burton-upon-Trent and also nearby in: Horninglow, Newton Solney, Tatenhill, Beam Hill, Anslow, Walton-on-Trent, Bretby, Needwood, Stretton, Tutbury, Stapenhill, Drakelow, Swadlincote, Egginton, Branston, Winshill, Centrum One Hundred, as well as in these postcodes DE13 0FN, DE13 0HZ, DE13 0NF, DE13 0FU, DE13 0NL, DE13 0LA, DE13 0JW, DE13 0GE, DE13 0LL, DE13 0GX. Local Burton-upon-Trent financial advisors will probably have the dialling code 01283 and the postcode DE13. Checking this should confirm you are accessing local financial advisers. Burton-upon-Trent homeowners will be able to benefit from these and lots of other similar services. Click the "enquiry" form or banner to get details about financial advisors in your location.

Pension Planning

Taking a key step towards a secure retirement involves pension planning. Considerable process improvement is attainable through the engagement of a financial advisor's services. Assessing your current financial situation, a knowledgeable advisor will understand your retirement objectives and design a customised pension plan. The State Pension, workplace pensions, and self-invested personal pensions are among the UK pension choices they navigate with intricacies. Taking full advantage of their expertise allows you to make informed decisions about tax implications, contributions and investment choices. To create a solid pension plan, providing financial stability and peace of mind for your future, working with a financial advisor in Burton-upon-Trent is essential.

The UK pension system is centered on the State Pension, a government-backed scheme that provides a standard level of retirement income. The number of National Insurance contributions you make over your working life will determine how much State Pension you will receive. It is now more essential than ever to understand the complexities of the State Pension scheme, due to changes to the number of qualifying years and the State Pension age. (42316)

Necessary Skills for a Financial Advisor

  • To be organised and self-motivated.
  • To be confident in using a computer and the appropriate software.
  • The ability to promote products and services.
  • To pay attention to detail and be thorough.
  • A solid knowledge and understanding of economics and accounting with regard to financial markets and products.
  • Excellent customer service skills for determining client requirements and needs.
  • To have the ability to network and build relationships with clients.
  • Excellent business management skills for negotiating product prices.
  • Attentive listening skills.
  • Good verbal communication skills.
  • A good level of maths knowledge for developing financial packages.

Burton-upon-Trent Financial Advice Services

Financial Advice Tasks Burton-upon-Trent

There are a whole host of services which are provided by your local Burton-upon-Trent financial advisor including equity release advice, financial services, tax planning, wealth management & investments in Burton-upon-Trent, pension reviews Burton-upon-Trent, personal pensions advice, offshore investment advice in Burton-upon-Trent, retirement plans in Burton-upon-Trent, pension planning in Burton-upon-Trent, pension drawdowns, financial planning, business protection, life insurance advice Burton-upon-Trent, independent financial advice, mutual funds, divorce financial planning in Burton-upon-Trent, annuities, trusts Burton-upon-Trent, trustee investment services in Burton-upon-Trent, bridging finance Burton-upon-Trent, mortgage financial planning, cashflow analysis Burton-upon-Trent, unit trusts, corporate bonds in Burton-upon-Trent, family income benefit, inheritance tax planning, ethical investments, personal protection, death benefit advice, annuity purchases, and more. Listed are just a handful of the duties that can be undertaken by a financial advisor. Burton-upon-Trent professionals will be delighted to keep you abreast of their whole range of financial services.


Financial Advisors Near Burton-upon-Trent

Also find: Drakelow financial advisors, Stretton financial advisors, Centrum One Hundred financial advisors, Bretby financial advisors, Needwood financial advisors, Anslow financial advisors, Egginton financial advisors, Beam Hill financial advisors, Walton-on-Trent financial advisors, Newton Solney financial advisors, Horninglow financial advisors, Tatenhill financial advisors and more. Practically all of these villages and towns are served by financial advisors. Homeowners in the area can make enquiries about financial advice by clicking here.

Burton-upon-Trent Financial Advice Services

Find a Financial Advisor in Burton-upon-Trent Here
Financial Advice Enquiries in Burton-upon-Trent Staffordshire (01283)
  • Burton-upon-Trent Tax Advice
  • Burton-upon-Trent Investment Advice
  • Burton-upon-Trent Financial Advice
  • Burton-upon-Trent Inheritance Advice
  • Burton-upon-Trent Cashflow Analysis
  • Burton-upon-Trent Wealth Management
  • Burton-upon-Trent Financial Services
  • Burton-upon-Trent Life Insurance Advice
  • Burton-upon-Trent Estate Planning
  • Burton-upon-Trent Financial Advice Quotes
  • Burton-upon-Trent Mortgage Advice
  • Burton-upon-Trent Cheap Financial Advice
  • Burton-upon-Trent Trustee Investments
  • Burton-upon-Trent Retirement Planning

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Burton-upon-Trent Financial Advisor Jobs: Find financial adviser jobs near Burton-upon-Trent by clicking here: Financial Advisor Jobs Burton-upon-Trent

If you want local info on Burton-upon-Trent, Staffordshire click here

Independent financial advisor in DE13 area, phone code 01283.

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(This financial advisor Burton-upon-Trent information was reviewed and updated on 20-02-2024)