Financial Advisor Bishop's Waltham

Bishop's Waltham Independent Financial Advice & Investment

Financial Advisor Bishop's Waltham Hampshire (SO32): If you are seeking financial advice for the very first time, trying to find a good independent financial advisor in the Bishop's Waltham area can be a challenging experience. Whether you are looking for pensions, mortgage, investments or even insurance guidance, all professional financial advisors have one thing in common; they must all stick to the regulations set by the FCA (Financial Conduct Authority). The advantage of this is that if a financial advisor who is FCA approved gives you poor quality advice, and things go wrong, you have guarantees, and are able to contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to have it put right.

Free Bishop's Waltham Financial Advisor Quotes

A decent starting point when picking a financial advisor in Bishop's Waltham could be relatives and friends, but bear in mind that the sort of advice you're searching for might be somewhat different to theirs. Not every financial advisor is suitable for everybody, and their advice should be adapted to your specific situation. To investigate the various options that they can provide and find a financial advisor you feel comfortable with and can trust, it is wise to talk to at least three different firms, because after all choosing a financial advisor is a major decision.

Financial Advisor Bishop's Waltham Hampshire (SO32)

When you are looking to pick a financial advisor in Bishop's Waltham, there are essentially two principal types; independent financial advisors and restricted advisors. An IFA won't be restricted to the products and services of a single company. Encompassing the entire gamut of financial products and companies, independent financial advice must be offered in a frank and unbiased way to clientele. Using an independent financial advisor should allow you to select from the broadest possible range of services. A restricted advisor may be concerned with an individual product, as with a mortgage advisor, or be limited to services and products from a specific company.

Before any Bishop's Waltham financial advisor takes you on as a client, they are required by the Financial Conduct Authority to discuss their charges with you. In accordance with the type of product you are looking for, you could be charged a set fee, by the hour or perhaps even a percentage of your investment. A free preliminary consultation could be offered, so you can discuss your objectives and situation to see if the advisor is the best fit. Your account might be handled by a team rather than one individual advisor, if you opt to use one of the bigger companies in Bishop's Waltham.

Financial Advisors Bishop's Waltham UK (01489)

To outline your financial situation and goals to the advising company, you will be required to complete a "Fact Find" document, which is a confidential disclosure form. To provide information about the financial advisor, their status to offer independent or restricted advice and the scope of their permissions in the financial sector, you will also be handed an Initial Disclosure, or Key Facts Document. Your own legal rights should also be set out in this document, along with the options you can take if you need to make a complaint because you aren't happy with the service you're given. It should describe what you're committing yourself to, and any possible benefits and risks that exist if you opt to accept the offered advice, and it must be set down in plain language. The allowed cooling-off period should also be spelled out in this Key Facts Document. Within a specific time frame, this permits you to cancel your contract with the financial advisor.

When speaking with your financial advisor for the first time make sure you check their qualifications and experience. You should not be self-conscious about asking these questions, after all you are just about to entrust your financial future to their expertise. All Bishop's Waltham financial advisors must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. If your advisor's name does not appear on the Financial Services Register, don't freak out, the company the individual works for will almost certainly be on the register and their personnel will be covered by the legislation. If they are unable to provide these accreditations, the person can't offer advice but is able to offer financial guidance. Guidance is not regulated in the way that financial advice is, which means that if errors are made the client won't have any recourse.

Financial Advisor Quotes in Bishop's Waltham Hampshire

If you're looking for advice on investments you will be asked the level of risk you're willing and able to take. Larger rewards might be possible with higher risk investments, however you may also lose some or all of your cash. The best financial and investment advice should take into account your savings objectives, i.e. how much you wish to invest, long or short term investments and how rapidly you need to access your money. You must invariably ask yourself the one crucial question, how much money can you afford to lose. This could influence the products and services that you are offered, and is referred to as your capacity for loss.

Financial Advice Near Bishop's Waltham Hampshire

If you have already got any current investments, regular outgoings, mortgages or personal savings, you need to let your financial advisor know about these. They will need this information, so that they can get a picture of your financial situation and give the appropriate advice for you. Good quality financial advice should include diversifying your savings and investments by spreading the risk across different products. Having an understanding of the best areas to consider, an experienced financial advisor will concentrate on products that fit in with your goals and financial circumstances.

Your financial advisor will attempt to communicate in the clearest possible way, to unveil the complex world of finance. You should be able to come to an informed and considered decision once you have learned about the various products and services which meet your needs. You can ask your financial advisor to only include ethical investment and savings schemes. This allows you to give your support to companies and businesses that match your concerns, i.e. green energy or zero carbon, or perhaps staying away from investments that don't meet your requirements.

Working closely with a financial advisor in Bishop's Waltham can be difficult to fit in around work and other commitments. To enable you to seek advice at a time to suit you, face-to-face meetings can be augmented with video conferencing and phone calls. Even if you never have a face-to-face meeting with your advisor, an experienced financial advice company in Bishop's Waltham will have rigorous measures in force to ensure your details are kept confidential and secure, because remote and home working is now so common.


Investments can be a volatile area, and their values could go down as easily as they go up. If it happens that your investment is not making as much money as you were hoping for, it can be a worrying and disheartening time. However, unless it's because of incorrect or misleading information from your financial advisor, your investment having a downward trend is not seen as a cause for complaint.

Independent Financial Advisor Near Bishop's Waltham (SO32)

As described in the Key Facts Document, any grievances should start with the firm's complaints procedure. If the advisor is registered with the FCA, you can inform the Financial Ombudsman of the problem if it remains unresolved within the timeframe stipulated by the regulating authority.

The Financial Ombudsman will look into the cause for complaint and make a ruling. If it is established that the complaint is legitimate, a decision will be made on how the client can be compensated or the situation rectified. The advisor and their company must comply with any decision that is made by the Ombudsman, which becomes legally binding once the client has agreed to it. Any trouble, distress, inconvenience and annoyance caused to the customer during the dispute, will be accounted for when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Bishop's Waltham UK

Financial advice can be provided in Bishop's Waltham and also in nearby places like: Lower Upham, Mislingford, Fair Oak, Hedge End, Boorley Green, Hillpound, Shirrell Heath, Upham, Horton Heath, Newtown, Waltham Chase, Southampton, Swanmore, Wickham, as well as in these postcodes SO32 1BX, SO32 1SE, SO32 1SF, SO32 1JU, SO32 1SP, SO32 1RZ, SO32 1HY, SO32 1PG, SO32 1BT, SO32 1RN. Locally based Bishop's Waltham financial advisors will probably have the postcode SO32 and the phone code 01489. Checking this out will guarantee that you access locally based financial advisers. Bishop's Waltham homeowners will be able to benefit from these and lots of other finance related services.

Bishop's Waltham Financial Advice Services

Financial Advice Tasks Bishop's Waltham

There is a wide range of services that are provided by your local Bishop's Waltham financial advisor including portfolio management, pension drawdowns, business protection, financial analyst services in Bishop's Waltham, mortgage financial planning Bishop's Waltham, multi-asset portfolios in Bishop's Waltham, annuity purchases, divorce financial planning in Bishop's Waltham, unit trusts Bishop's Waltham, pension consolidation advice, trusts, personal financial planning, income protection advice in Bishop's Waltham, corporate bonds, annuities Bishop's Waltham, saving for children, ISA's, mutual funds, pension reviews Bishop's Waltham, long term care fee advice Bishop's Waltham, stakeholder pension advice, cash flow modelling, pension advice, pension advice in Bishop's Waltham, equity release advice, life assurance, personal pensions Bishop's Waltham, money planning, investment consolidation, pension transfer advice, and more. These are just a selection of the activities that can be conducted by a financial advisor. Bishop's Waltham professionals will be happy to tell you about their entire range of financial services.

Necessary Skills for Financial Advisors

  • To be good at selling services and products.
  • To be able to network and establish solid relationships with customers.
  • Excellent business management skills for negotiating product prices.
  • To have excellent IT skills.
  • A good knowledge of accounting and economics associated with financial products and markets.
  • Good customer service skills for determining client requirements.
  • To have excellent time management skills.
  • Outstanding skills in verbal communication.
  • To pay attention to detail and be thorough.
  • To have attentive listening and interpersonal skills.
  • A good level of math knowledge for producing financial plans.

Financial Advice Enquiries Hampshire

Financial Advice Enquiries Hampshire

Latest Hampshire financial advice enquiries: Lawrence Rogers from Brockenhurst, Hampshire recently asked for information on family income benefit. Remy and Olive Hayward in Enham Alamein, Hampshire recently asked for information on offshore investments. Mr and Mrs Crocker from Southwick recently asked for information on family income benefit. Maisie Warwick in Kings Somborne, Hampshire recently asked about life assurance. Luke and Chelsea Toms in Baughurst recently asked for information on financial planning. Poppy Thompson from Wellow, Hampshire recently asked about investment bonds. Adrian Robb and Michaela Robb from Nether Wallop recently asked about financial planning. Fredrick and Poppy Easton in Odiham recently enquired about investment advice. All these local people conducted a search for "Garden Fencing Hampshire" and noticed this page on either Google, Bing or Yahoo.

A Financial Advisor's Day to Day Tasks

  • Financial advisors talk with customers about their plans and finances.
  • Financial advisors keep up to date with law changes and new products.
  • Financial advisors produce in-depth financial reports.
  • Financial advisors negotiate with financial product providers.
  • Financial advisors recommend the best-suited financial products to their clients.
  • Financial advisors maintain detailed records of potential customers and transactions.
  • Financial advisors work together with associates to collect trends, market information and statistics.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors update customers regarding their investments.
  • Financial advisors provide education, counselling and consultation with regards to investments and finances.

Financial Advisors Near Bishop's Waltham

Also find: Southampton financial advisers, Newtown financial advisers, Upham financial advisers, Lower Upham financial advisers, Boorley Green financial advisers, Shirrell Heath financial advisers, Swanmore financial advisers, Hedge End financial advisers, Mislingford financial advisers, Fair Oak financial advisers, Wickham financial advisers, Waltham Chase financial advisers, Hillpound financial advisers, Horton Heath financial advisors and more. All of these villages and towns are served by local financial advisers. Bishop's Waltham residents can get financial advice quotes by going here.

Bishop's Waltham Financial Advice Services

Find a Financial Advisor in Bishop's Waltham Here
Financial Advice Enquiries in Bishop's Waltham Hampshire (01489)
  • Bishop's Waltham Estate Planning
  • Bishop's Waltham Life Insurance Advice
  • Bishop's Waltham Trustee Investments
  • Bishop's Waltham Financial Advice
  • Bishop's Waltham Financial Advice Quotations
  • Bishop's Waltham Pension Advice
  • Bishop's Waltham Retirement Advice
  • Bishop's Waltham Tax Advice
  • Bishop's Waltham Cheap Financial Advice
  • Bishop's Waltham Mortgage Advice
  • Bishop's Waltham Investment Advice
  • Bishop's Waltham Corporate Financial Planning
  • Bishop's Waltham Wealth Management
  • Bishop's Waltham Inheritance Advice

Financial Advisors Around Bishop's Waltham: People living in the following roads and streets have recently requested financial advice - St. Peters Street, Coppice Hill, Merlin Close, Mallard Close, Station Road, Andrewes Close, Maypole Green, Penfords Paddock, Eastways, St. Swithun Close, Cherry Gardens, Roke Lane, Garfield Close, Pondside Lane, Southfields Close, Tennyson Close, Shore Crescent, Ashton Lane, Malvern Close, Southbrook Mews, Park Road, Shipcote Lane, Folly Field, Brooklands Road, Middlebrook, as well as the following local Bishop's Waltham postcodes: SO32 1BX, SO32 1SE, SO32 1SF, SO32 1JU, SO32 1SP, SO32 1RZ, SO32 1HY, SO32 1PG, SO32 1BT, SO32 1RN. People residing in these areas recently needed the help of a financial advisor. Bishop's Waltham residents enjoyed high quality and competent financial services on each occasion.

For the best local information about Bishop's Waltham, Hampshire click here

Independent financial advisor in SO32 area, telephone code 01489.

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(This financial advisor Bishop's Waltham page was revised and updated on 28-06-2022)