Financial Advisor Brixham

Brixham Independent Financial Advice & Investment

Financial Advisor Brixham Devon (TQ5): Finding a decent financial advisor advisor in the Brixham area can be a daunting experience, in particular if you are needing financial advice for the first time. Whether it's mortgage, pensions, investments or even insurance guidance that you're after, there is one common rule for all professional financial advisors; they must all adhere to Financial Conduct Authority regulations. Any advice given through a FCA certified financial advisor in Brixham comes with guarantees that if things go wrong, you can get in touch with the Financial Ombudsman or the Financial Services Compensation Scheme.

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When choosing a financial advisor in Brixham, a good place to begin could be friends and neighbours, however you must bear in mind that your circumstances might not be in line with theirs, and you might be in need of a different sort of advice. Their advice needs to be tailored to your specific circumstances, and not every financial advisor is suitable for everybody. To check out the options they can provide and find a financial advisor you feel comfortable with and can trust, it pays to speak with at least 3 different firms, because picking a financial advisor is a big decision.

Financial Advisor Brixham Devon (TQ5)

When it comes to picking a financial advisor in Brixham, there are 2 principal types; restricted advisors and independent financial advisors. An IFA will not be confined to the products or services of just one company. Independent financial advice should be provided in an honest and unbiased way and across the whole spectrum of financial companies and products. If you decide to use an independent financial advisor, you'll be able to pick from the broadest possible array of services, in order to find the right solution for you. A restricted advisor could be focused on an individual product, as with a mortgage advisor, or be restricted to services and products from a specific company.

Before any Brixham financial advisor takes you on as a client, they're required by the FCA to discuss their charges with you. In accordance with the type of product you require, you could be charged by the hour, a set fee or perhaps even a percentage of your investment value. To allow you to discuss your aims and determine whether the advisor is a right fit for you and your situation, you might be offered a free initial consultation. In some of the larger Brixham firms, you may find that your account is being looked after by a team as opposed to an individual advisor.

Financial Advisors Brixham UK (01803)

You will have to fill in a "Fact Find" document, which is a confidential disclosure form relating your objectives and financial situation to the advising company. To provide details of the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial arena, you'll also be given a Key Facts Document, or Initial Disclosure Document. If you're not happy with the service, and wish to complain, this document should also set down your own rights and your options. It should describe precisely what you are committing yourself to, and any potential benefits and risks should you decide to accept the offered advice, and it has to be laid out in plain English. The Key Facts Document will also inform you of the allowed cooling-off period. Within a specific period of time, this permits you to cancel your agreement with the financial advisor.

Make sure you check the qualifications and experience of your financial advisor the first time you talk to them. After all you are about to entrust your financial future to their skill, so you should not be self-conscious about asking these questions. A Level 4 qualification is the minimum required qualification for any Brixham financial advisor, and they also have to be able to present an annual Statement of Professional Standing. When checking the Financial Services Register, you don't need to freak out if your particular advisor's name does not show up on there; you should be able to find the firm name, and this means that the regulations covers all of their employees. If they are unable to present these accreditations, the individual cannot offer advice but can offer financial guidance. Guidance is not regulated in the same way as financial advice, meaning that if errors arise the client won't have any recourse.

Financial Advisor Quotes in Brixham Devon

If you are looking for advice on investments you'll be asked about the level of risk you are comfortable with. High risk investments could potentially offer larger rewards, however all or some of your capital could be lost. The best financial and investment advice should take you savings objectives into consideration, i.e. long or short term investments, how much you have to invest and how quickly you need access to your funds. You must invariably ask yourself the one vital question, how much money can you afford to lose. This is called your capacity for loss and might influence the services and products that may be offered for your consideration.

Financial Advice Near Brixham Devon

Right from the start, it is vital that you tell your financial advisor about any mortgages, investments, regular outgoings or savings accounts that you currently have. To ensure that you get the most appropriate advice for you, they need a clear and full picture of your financial situation. Spreading the risk load across different products through the diversification of your savings and investments, is something that sound financial advice should embrace. Having a knowledge of the best areas to consider, a certified financial advisor will concentrate on products that fit in with your financial situation and goals.

Communicating in in the simplest terms possible, your financial advisor will lay bare the multifaceted world of investment and finance. You should be in a position to come to an informed decision when you have learned about the various services and products which meet your needs. You can even ask your financial advisor only to include ethical savings and investment schemes. This not only gives you investment opportunities, but also allows you to lend your support to green energy or zero carbon projects, and avoid those that do not share the same values as you.

It can prove hard to manage work and other commitments around working closely with your financial advisor in Brixham. To allow you to get advice at a time to suit you, one-on-one meetings can be supplemented with telephone calls and video conferencing. A competent financial advice firm in Brixham will have rigorous measures in place to keep your details confidential and secure, even if you never have a face-to-face meeting with your personal advisor, because remote and home working is no longer unusual.


You have to keep in mind that the financial world is an unpredictable sector, and the value of your investments can just as easily drop as well as rise. It can be quite disheartening and worrying if your investment fails to make as much money as you hoped for. Unfortunately, your investment having a downward trend isn't a recognised cause for complaint, except if it is down to incorrect or misleading information from your advisor.

Independent Financial Advisor Near Brixham (TQ5)

Any grievances should begin with the company's complaints procedure as described in the Key Facts Document. If the issue is unsolved within the time-frame laid down by the regulating body, and the advisor is a member of the Financial Conduct Authority, you can advise the Financial Ombudsman.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If it is established that the complaint is justifiable, a decision will be made on how the customer can be compensated. Once the ruling is agreed on by the customer it becomes a legally binding decision which the financial advisor and their company, must abide by. Any distress, annoyance, inconvenience and hassle caused to the client during the dispute, will be considered when the Ombudsman establishes the level of compensation.

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Financial advice can be provided in Brixham and also in: Tweenaway, East Cornworthy, Dartmouth, Higher Brixham, Sandridge, Torquay, Maypool, Dittisham, Woodhuish, Coleton, Galmpton, Kingsweir, Greenway, Churston Ferrers, Paignton, Boohay, and in these postcodes TQ5 5AN, TQ5 0EF, TQ5 0AW, TQ5 0DD, TQ5 0RD, TQ5 0DX, TQ5 0FA, TQ5 0BX, TQ5 0DS, TQ5 8EY. Locally based Brixham financial advisers will probably have the telephone dialling code 01803 and the postcode TQ5. Click the "enquiry" banner to get specifics of financial advisors in your area.

Financial Advisors Devon

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In the Devon area you'll likewise find: Dolton financial advice, Kenn investment advice, Dousland financial advisors, Silverton investment advisors, Mary Tavy investment advisors, Plymstock financial advisors, Broad Clyst investment advisors, Hatherleigh investment advice, Lympstone financial advisors, Christow financial advisors, Barnstaple investment advisors, Burlescombe financial advisors, Moretonhampstead investment advice, Lynmouth investment advisors, Clyst St Mary financial advice, Hartland financial advice, Berry Pomeroy investment advisors, North Molton investment advisors, Broadclyst investment advice, Sparkwell investment advisors, Okehampton financial advisors, Harberton financial advice, Ugborough financial advice, Newton Ferrers investment advice, Seaton financial advice, Georgeham financial advice, Winkleigh investment advice, Bishopsteignton financial advice, West Hill investment advisors, Exminster investment advice.

Brixham Financial Advice Services

Financial Advice Tasks Brixham

There are a number of different services which can be provided by your local Brixham financial advisor including mutual funds, pension reviews, financial analyst services in Brixham, corporate financial planning Brixham, cash flow modelling in Brixham, investment planning, retirement plans, pension transfers, pension consolidation advice, investment bonds, ISA's in Brixham, pension planning in Brixham, ethical investment advice Brixham, life insurance in Brixham, personal financial planning, wealth management & investments, financial advice services, pension drawdowns, cashflow analysis, will writing services, divorce planning, income protection, cheap financial advice, mortgage financial planning, inheritance tax planning Brixham, and lots more.


Financial Advisors Near Brixham

Also find: Woodhuish financial advisors, Churston Ferrers financial advisors, Kingsweir financial advisors, Coleton financial advisors, East Cornworthy financial advisors, Tweenaway financial advisors, Maypool financial advisors, Galmpton financial advisors, Greenway financial advisors, Dittisham financial advisors, Higher Brixham financial advisors, Torquay financial advisors, Sandridge financial advisors, Dartmouth financial advisors, Boohay financial advisors, Paignton financial advisors and more.

Brixham Financial Advice Services

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Financial Advice Enquiries in Brixham Devon (01803)
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Financial Advisors Around Brixham: Folks living in the following roads have recently requested financial advice - St. Peters Hill, Mount Pleasant Mews, Cumberland Green, Cavern Road, Lakes Road, Park Avenue, Edinburgh Road, Church Street, Southdown Close, Lavender Close, Overgang Road, Bay View West, Castor Close, Higher Furzeham Road, The Mount, Heather Way, Upton Hill Road, Mudstone Lane, North Furzeham Road, Westcliffe Terrace, Blackball Lane, Copythorne Road, Ocean View Crescent, South Furzeham Road, Prospect Steps, Gattery Lane, St. Marys Road, Summer Lane, Copythorne Park, Penn Meadows Close, Laywell Lane, Milton Street, Sun Valley Close, as well as the following local Brixham postcodes: TQ5 5AN, TQ5 0EF, TQ5 0AW, TQ5 0DD, TQ5 0RD, TQ5 0DX, TQ5 0FA, TQ5 0BX, TQ5 0DS, TQ5 8EY.

More Brixham Services: Undoubtedly, whenever you're looking at your finances in Brixham, Devon, you will probably be in need of all kinds of different services and aside from a financial advisor in Brixham, Devon, you could also need property law & conveyancing in Brixham, tax preparation in Brixham, wills in Brixham, contracts lawyers in Brixham, business consulting in Brixham, mortgage advice in Brixham, debt recovery & collection in Brixham, investment advisors in Brixham, family lawyers in Brixham, banruptcy lawyers in Brixham, mortgage brokers in Brixham, business financial planning in Brixham, estate planning in Brixham, solicitors in Brixham, bookkeeping in Brixham, payroll services in Brixham, accounting in Brixham, and other different Brixham experts.

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Independent financial advisor in TQ5 area, and dialling code 01803.

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