Financial Advisor Leigh-on-Sea

Leigh-on-Sea Independent Financial Advice & Investment

Financial Advisor Leigh-on-Sea Essex (SS9): If you're seeking financial advice for the very first time, trying to locate a decent financial advisor advisor in Leigh-on-Sea can be a challenging experience. Whether it is mortgage, pension, investments or even insurance guidance that you're searching for, there's one common rule for all financial advisors; they must all abide by FCA (Financial Conduct Authority) regulations. The benefit of this is that should a financial advisor who is FCA approved give you poor quality advice, and things go wrong, you've got guarantees, and are able to get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman to get things put right.

Free Leigh-on-Sea Financial Advisor Quotes

When choosing a financial advisor in Leigh-on-Sea, a decent starting point could be friends and neighbours, however you must keep in mind that your situation might not be in line with theirs, and you may need a different type of advice. Any advice they provide should be personalised to your specific circumstances, and not every financial advisor is suitable for everybody. Selecting a financial advisor is a big decision and it pays to chat to at least 3 different companies so as to investigate the options they can provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Leigh-on-Sea Essex (SS9)

There are 2 main types of financial advisor in Leigh-on-Sea; independent financial advisors and restricted advisors. Offering a broader range of options, an independent financial advisor will not be restricted to the services or products of a single company. Encompassing the full spectrum of financial companies and products, independent financial advice should be given in an unbiased and impartial way to clients. This will allow you to choose from the widest range of services to meet your needs. A restricted financial advisor could be concerned with an individual product, such as a mortgage advisor, or be limited to products and services from a single provider.

Before any financial advisor accepts you as a client, they're required by the FCA to be transparent about their charges. Although it varies according to the kind of product or service you require, there may be an hourly rate, a set fee, or you may even be charged a percentage of what you are investing. You could be offered a free preliminary consultation to allow you to discuss your aims and determine whether the advisor is suitable for you and your circumstances. Your account might be handled by a team rather than one individual advisor, if you decide to use one of the larger Leigh-on-Sea firms.

Financial Advisors Leigh-on-Sea UK (01702)

To outline your financial situation and goals to the advising company, you will have to fill out a "Fact Find" document, which is a confidential disclosure form. You'll also be given an Initial Disclosure Document, or Key Facts Document, which provides you with information regarding the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial arena. If you aren't happy with the service, and wish to make a complaint, this document should also lay out your own legal rights and the possible options you can take. It must be typed out in plain English and describe what you're committing yourself to, and any possible benefits and risks that exist if you opt to go along with the advice offered. You'll find the amount of cooling-off period in the Key Facts Document. This permits you to cancel the contract within a specific number of days, and if any penalty charges have to be paid.

When talking to your financial advisor the very first time you need to check their experience and qualifications. Asking such questions shouldn't cause you any embarrassment, because after all you are about to entrust them with your long-term financial wellbeing. A Level 4 qualification is the minimum qualification for any Leigh-on-Sea financial advisor, and they also have to be able to show an annual Statement of Professional Standing. Don't worry if your advisor's name doesn't show up on the Financial Services Register, providing the firm is listed on the register, their personnel will be covered by the regulations. The person can still offer financial guidance as opposed to advice, if these can't be presented. Guidance isn't subject to regulations in the same way as financial advice, meaning that if mistakes arise the client won't have any recourse.

Financial Advisor Quotes in Leigh-on-Sea Essex

If you are looking for advice on investing money you'll be asked the level of risk you're comfortable with. High risk investments may potentially offer substantial rewards, however all or some of your capital could be lost. Your savings aims will have to be considered if good quality financial and investment advice is to be given, i.e. short or long term investments, how quickly you need access to your funds and how much capital you want to invest. The one question that you should ask of yourself, which is usually ignored, is how much money you can actually afford to lose. This may affect the products and services that could be offered for your consideration, and is sometimes referred to as your capacity for loss.

Financial Advice Near Leigh-on-Sea Essex

If you have already got any current savings accounts, mortgage loans, regular payments or investments, you should tell your financial advisor about these. This should give a full and clear picture of your current financial circumstances, without which the advice you are given might not be the most appropriate for you. Reliable financial advice should allow for diversifying your savings and investments by spreading the risk across various products. So as to mirror your goals and financial circumstances, a certified financial advisor in Leigh-on-Sea will have the knowledge of the best areas to consider.

A financial advisor will reveal the complex world of finance, and communicate in the clearest possible way. This will help you to compare services and products which meet your needs, and come to an informed decision. You could even ask your advisor to only specify ethical savings and investments. You will then be able to avoid businesses that businesses meet your criteria, and instead lend your support to those firms and organisations that address your concerns, for instance green energy or zero carbon.

Having constant interactions with a financial advisor in Leigh-on-Sea could create problems with work and other responsibilities. This can be reduced by supplementing one-on-one appointments with phone calls and video conferencing, therefore allowing you to get the advice you need at a convenient time. Even if you never have a face-to-face meeting with your advisor, a professional financial advice firm in Leigh-on-Sea will have stringent measures in force to keep your details secure and confidential, because remote and home working is now commonplace.

COMPLAINTS

You need to remember that the financial sector can be unpredictable, and the value of your investments can just as easily drop as well as rise. If it happens that your investment is not making the amount of money you hoped for, it can be a very stressful and disheartening time. A downward trend in your investment isn't a recognised basis for complaint, unless your financial advisor has given you misleading or wrong information.

Independent Financial Advisor Near Leigh-on-Sea (SS9)

The firm's complaints procedure should be the place to start with any disputes, and the Key Facts Document will explain this. If your financial advisor is a member of the Financial Conduct Authority, you can let the Financial Ombudsman know about the issue if it is unresolved within the timeframe set out by the regulating authority.

After independently reviewing the cause for complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is upheld, a decision is made on how to rectify the situation or financially compensate the client. On acceptance by the client, the ruling becomes legally binding, and the advisor and their company must comply with it. The Ombudsman will also consider any hassle, distress, inconvenience and upset caused to the client during the situation, and fix the level of compensation accordingly.

Book a Financial Advisor in Leigh-on-Sea UK

Financial advice can be provided in Leigh-on-Sea and also in nearby places like: Great Wakering, Westcliff-on-Sea, Hockley, Thorpe Bay, Rochford, Southend-on-Sea, Bowers Gifford, Pitsea, Chalkwell, Stambridge, Ashington, Hadleigh, Rayleigh, Hawkwell, Canvey Island, together with these postcodes SS9 1SS, SS9 1PW, SS9 1LW, SS9 1RF, SS9 1SW, SS9 0BD, SS9 1QD, SS9 1AX, SS9 1NE, SS9 1ER. Locally based Leigh-on-Sea financial advisors will probably have the dialling code 01702 and the postcode SS9. Checking this can ensure you're accessing locally based financial advisers. Leigh-on-Sea home and business owners can utilise these and lots of other comparable services.

Leigh-on-Sea Financial Advice Services

Financial Advice Tasks Leigh-on-Sea

There are a number of different services that can be provided by your local Leigh-on-Sea financial advisor including pension reviews, cashflow planning Leigh-on-Sea, wealth management & investments, death benefits, personal protection, multi-asset portfolios, income protection, mutual funds Leigh-on-Sea, trusts Leigh-on-Sea, portfolio management, corporate financial planning, financial advice services, inheritance tax planning, annuity purchase Leigh-on-Sea, investment bonds Leigh-on-Sea, equity release advice Leigh-on-Sea, investment consolidation advice Leigh-on-Sea, money planning, tax planning, unit trusts, pensions in divorce, financial analyst services, savings advice, pension plans, bridging finance in Leigh-on-Sea, investment planning, general financial planning Leigh-on-Sea, cash flow modelling Leigh-on-Sea, corporate bonds, cheap financial advice in Leigh-on-Sea, and more. These are just a handful of the tasks that can be conducted by a financial advisor. Leigh-on-Sea professionals will let you know their entire range of services.

A Financial Advisor's Everyday Tasks

  • Chatting with clients regarding their plans and finances.
  • Working with associates to collect trends, statistics and market information.
  • Meeting targets for sales and performance.
  • Keeping up to date with regulation changes and new products.
  • Providing education, counselling and consultation regarding investments and finances.
  • Maintaining a record of potential transactions and customers.
  • Recommending the financial products that are best-suited to customers.
  • Updating clients about their investments.
  • Producing in-depth financial reports.
  • Negotiating with providers of financial products.
LEIGH-ON-SEA FINANCIAL ADVISOR QUOTES

Financial Advisors Near Leigh-on-Sea

Also find: Rayleigh financial advisers, Southend-on-Sea financial advisers, Ashington financial advisers, Canvey Island financial advisers, Hockley financial advisers, Thorpe Bay financial advisers, Pitsea financial advisers, Stambridge financial advisers, Rochford financial advisers, Chalkwell financial advisers, Bowers Gifford financial advisers, Hadleigh financial advisers, Hawkwell financial advisers, Westcliff-on-Sea financial advisers, Great Wakering financial advisors and more. All of these locations are covered by local financial advisers. Leigh-on-Sea residents can get financial advice estimates by clicking here.

Leigh-on-Sea Financial Advice Services

Find a Financial Advisor in Leigh-on-Sea Here
Financial Advice Enquiries in Leigh-on-Sea Essex (01702)
  • Leigh-on-Sea Investment Advice
  • Leigh-on-Sea Independent Financial Advice
  • Leigh-on-Sea Inheritance Advice
  • Leigh-on-Sea Estate Planning
  • Leigh-on-Sea Pension Advice
  • Leigh-on-Sea Life Insurance Advice
  • Leigh-on-Sea Mortgage Advice
  • Leigh-on-Sea Corporate Financial Planning
  • Leigh-on-Sea Retirement Advice
  • Leigh-on-Sea Financial Advice Quotes
  • Leigh-on-Sea Tax Advice
  • Leigh-on-Sea Cheap Financial Advice
  • Leigh-on-Sea Financial Services
  • Leigh-on-Sea Wealth Management

Financial Advisors Around Leigh-on-Sea: Folks who live in the following streets and areas have recently enquired about financial advice - Ray Close, Redcliff Drive, Sylvan Way, High Street, Alley Dock, Thames Close, Park Road, Castle Drive, Hazel Close, Windsor Close, Buxton Avenue, Leigh Hill Close, Uttons Avenue, Kingswood Chase, Station Road, Walker Drive, Queen's Road, Westleigh Avenue, Belfairs Close, Blenheim Mews, Dynevor Gardens, Flemming Avenue, Leigh Hill, Seaview Road, Dundonald Drive, Braemar Crescent, Marguerite Drive, as well as the following Leigh-on-Sea area postcodes: SS9 1SS, SS9 1PW, SS9 1LW, SS9 1RF, SS9 1SW, SS9 0BD, SS9 1QD, SS9 1AX, SS9 1NE, SS9 1ER. Folks living in these areas recently needed help from a financial advisor. Leigh-on-Sea residents enjoyed dependable and professional financial services in every case.

Financial Adviser Jobs Leigh-on-Sea: Get financial advisor jobs near Leigh-on-Sea by going here: Financial Advisor Jobs Leigh-on-Sea

Independent financial advisor in SS9 area, phone code 01702.

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(This financial advisor Leigh-on-Sea article was checked and updated on 06-05-2022)