Financial Advisor Leigh-on-Sea

Leigh-on-Sea Independent Financial Advice & Investment

Financial Advisor Leigh-on-Sea Essex (SS9): It can be a daunting experience trying to locate a reliable independent financial advisor in Leigh-on-Sea, in particular if it's the very first time that you are in search of financial advice. Whether you're looking for investments, pensions, mortgage or even insurance advice, all professional financial advisors have one thing in common; they all have to conform to the regulations laid down by the Financial Conduct Authority. Any advice given by a FCA authorised financial advisor in Leigh-on-Sea comes with certain guarantees that should things go awry, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Leigh-on-Sea Financial Advisor Quotes

A good starting point when choosing a financial advisor in Leigh-on-Sea may be friends and relatives, but bear in mind that the type of advice you are looking for could be somewhat different to theirs. Every financial advisor isn't suitable for everybody, and any advice they provide needs to be tailored to your specific circumstances. To investigate the various options they can provide and find a financial advisor that you can trust and feel at ease with, it is a good idea to talk with at least three different firms, because selecting a financial advisor is an important decision.

Financial Advisor Leigh-on-Sea Essex (SS9)

When it comes to picking a financial advisor in Leigh-on-Sea, there are two main types; independent financial advisors (IFA) and restricted advisors. An independent financial advisor should not be confined to just one provider's products or services. Independent financial advice must encompass the whole gamut of financial products and companies, and should be offered in an unbiased way. This will permit you to choose from the broadest range of services to meet your needs. If you go to a restricted advisor you'll discover that they might be limited to products and services of a particular firm, or as with a mortgage advisor, might only be concerned with one solitary product.

Before accepting you as a client, any Leigh-on-Sea financial advisor must be transparent about their charges, as demanded by the Financial Conduct Authority. Subject to the product you require, you could be charged by the hour, a set fee or maybe even a slice of your investment value. You will sometimes be offered the possibility of a free initial consultation to allow you to discuss your aims and determine whether the advisor is a good fit for your circumstances. Your account could be looked after by a team as opposed to one individual advisor, if you elect to go with one of the larger companies in Leigh-on-Sea.

Financial Advisors Leigh-on-Sea UK (01702)

Before any actual advice is handed out you'll need to fill in a confidential disclosure document, known as a "Fact Find" form, which tells the advising company about your financial situation and desired goals. You'll also be handed an Initial Disclosure, or Key Facts Document, which gives you details of the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial arena. If you're not satisfied with the service provided, and wish to complain, this document will also lay out your own legal rights and your options. It has to be written in plain English and detail what you're signing up for, and any possible risks and benefits if you choose to take the offered advice. You will find the level of cooling-off period in this document. This makes it possible for you to cancel the contract with your financial advisor within a specific number of days, and if any penalty charges have to be paid.

When talking to the financial advisor for the first time ensure that you check their qualifications and experience. You shouldn't be self-conscious about asking such questions, after all you are on the verge of entrusting your financial wellbeing to their skill. A Level 4 qualification in financial advice is the minimum required qualification for any financial advisor in Leigh-on-Sea, and they must also be in a position to present you with an annual Statement of Professional Standing. When you check the Financial Services Register, you should not stress if your financial advisor's name does not show up on there; you ought to be able to locate the company name, and that means the legislation covers all of their staff. If they are not able to supply these accreditations, the person can't offer advice but can offer financial guidance. Guidance is different to advice as it isn't regulated, and if financial mistakes are made there will probably be no recourse to either party.

Financial Advisor Quotes in Leigh-on-Sea Essex

If you are seeking advice on investments you will be asked about the level of risk you're prepared to take. Substantial rewards could be possible with high risk investments, but you may also lose some or all of your capital. In order to get the most effective financial and investment advice, your savings goals will need to be carefully considered, i.e. how much you wish to invest, how quickly you need access to your money and short or long term investments. "How much money can you truly afford to lose?" Is the one vital question that you should really be asking yourself. This may well affect the products and services that you're offered, and is referred to as your 'capacity for loss'.

Financial Advice Near Leigh-on-Sea Essex

You'll want to tell your financial advisor about your existing personal savings, mortgages, investments or regular outgoing payments. This gives a clear and full picture of your financial situation, without which the advice you get may not be the best for you. The diversification of your savings and investments by spreading the risk across various different products, is an essential part of good quality financial advice. With an understanding of the best areas to consider, a professional financial advisor will favour products that most closely fit in with your goals and financial circumstances.

A financial advisor will lay bare the multifaceted world of finance, and speak in the clearest possible way. After comparing the various services and products that meet your needs, you should be in a position to come to an informed and educated decision. You can maybe ask your financial advisor to only include ethical investments and savings. You will then be able to steer clear of businesses that investments meet your requirements, and instead support those companies and enterprises that address your concerns, for example green energy or zero carbon.

It could prove tricky to manage work and other responsibilities around a close working relationship with a financial advisor in Leigh-on-Sea. One-on-one appointments can be supplemented with phone calls and video conferencing to allow you to get advice at times that suit you. Remote and home working is now a large part of our society, and a professional financial advice firm in Leigh-on-Sea will have stringent measures in place to ensure your details are kept secure and confidential, even if you never have a one-on-one meeting with your advisor.

COMPLAINTS

Investments can be an unpredictable area, and values could fall as well as rise. If your investment isn't making as much money as you were hoping for, it can be extremely worrying and demoralising. Your investment having a downward trend isn't seen as a cause for complaint, unless your advisor has supplied you with wrong or misleading information.

Independent Financial Advisor Near Leigh-on-Sea (SS9)

Any grievances should start with the company's official complaints procedure as indicated in the Key Facts Document. If the problem remains unsolved within the time set out by the regulating authority, and the advisor is a member of the Financial Conduct Authority, you can get in touch with the Financial Ombudsman.

The Financial Ombudsman will look into the cause for complaint and make a ruling. If it is established that the complaint is justified, a decision is made on how the customer can be compensated or the situation rectified. Once the decision has been agreed on by the customer it becomes a legally binding decision that the advisor and their company, must comply with. Any distress, upset, inconvenience and trouble caused to the client during the situation, will be accounted for when the Financial Ombudsman sets the level of compensation.

Book a Financial Advisor in Leigh-on-Sea UK

Financial advice can be provided in Leigh-on-Sea and also in nearby places like: Hockley, Hadleigh, Bowers Gifford, Southend-on-Sea, Rochford, Westcliff-on-Sea, Hawkwell, Canvey Island, Rayleigh, Chalkwell, Pitsea, Thorpe Bay, Stambridge, Great Wakering, Ashington, together with these postcodes SS9 1DW, SS9 1AT, SS9 1ND, SS9 1BJ, SS9 1RE, SS9 0AA, SS9 1RH, SS9 2AL, SS9 1AY, SS9 0BX. Locally based Leigh-on-Sea financial advisors will likely have the dialling code 01702 and the postcode SS9. Checking this will ensure that you access locally based financial advisers. Leigh-on-Sea home and business owners are able to benefit from these and various other related services.

Skills Required by a Financial Advisor

  • To be able to network and establish solid relationships with clients.
  • A competent level of maths knowledge for developing financial plans.
  • To be good at selling products and services.
  • To be thorough and pay attention to detail.
  • To have excellent time management skills.
  • A solid understanding and knowledge of accounting and economics relating to financial markets and products.
  • To be able to competently use a computer and the key software programs.
  • Outstanding verbal communication skills.
  • To have the ability to listen attentively
  • Excellent management skills for the negotiation of product prices.
  • Good customer service skills for establishing customer needs and requirements.

Leigh-on-Sea Financial Advice Services

Financial Advice Tasks Leigh-on-Sea

There are a wide range of services that are provided by your local Leigh-on-Sea financial advisor including critical illness cover in Leigh-on-Sea, investment consolidation advice, will writing services, cashflow planning Leigh-on-Sea, ISA's, multi-asset portfolios in Leigh-on-Sea, personal pensions, pension planning, income protection, financial analyst services Leigh-on-Sea, annuity purchases, cheap financial advice, pension transfer advice Leigh-on-Sea, family income benefit Leigh-on-Sea, financial advice services in Leigh-on-Sea, corporate financial planning, personal protection, stakeholder pensions in Leigh-on-Sea, familt controlled trusts in Leigh-on-Sea, saving for children Leigh-on-Sea, inheritance tax planning, long term care fee advice Leigh-on-Sea, corporate bonds in Leigh-on-Sea, business financial planning, savings advice, divorce financial planning Leigh-on-Sea, independent financial advice, pension planning in Leigh-on-Sea, investing an inheritance in Leigh-on-Sea, life assurance in Leigh-on-Sea, and lots more. These are just an example of the activities that can be accomplished by a financial advisor. Leigh-on-Sea professionals will inform you of their whole range of services.

A Financial Advisor's Everyday Duties

  • A financial advisor meets targets for sales and performance.
  • A financial advisor speaks with clients about their plans and finances.
  • A financial advisor keeps a record of clients and transactions.
  • A financial advisor provides education, counselling and consultation with regards to finances and investments.
  • A financial advisor keeps abreast of law changes and new financial products.
  • A financial advisor recommends the financial products that are best-suited to clients.
  • A financial advisor negotiates with providers of financial products.
  • A financial advisor works in collaboration with colleagues to obtain statistics, trends and market information.
  • A financial advisor produces in-depth financial reports.
  • A financial advisor regularly updates customers about their investments.
LEIGH-ON-SEA FINANCIAL ADVISOR QUOTES

Financial Advisors Near Leigh-on-Sea

Also find: Chalkwell financial advisors, Hawkwell financial advisors, Stambridge financial advisors, Thorpe Bay financial advisors, Hockley financial advisors, Rochford financial advisors, Rayleigh financial advisors, Hadleigh financial advisors, Bowers Gifford financial advisors, Ashington financial advisors, Canvey Island financial advisors, Southend-on-Sea financial advisors, Pitsea financial advisors, Westcliff-on-Sea financial advisors, Great Wakering financial advisors and more. The majority of these areas are served by local financial advisers. Leigh-on-Sea residents can get financial advice quotes by going here.

Leigh-on-Sea Financial Advice Services

Find a Financial Advisor in Leigh-on-Sea Here
Financial Advice Enquiries in Leigh-on-Sea Essex (01702)
  • Leigh-on-Sea Wealth Management
  • Leigh-on-Sea Independent Financial Advice
  • Leigh-on-Sea Inheritance Advice
  • Leigh-on-Sea Investment Advice
  • Leigh-on-Sea Mortgage Advice
  • Leigh-on-Sea Retirement Planning
  • Leigh-on-Sea Life Insurance Advice
  • Leigh-on-Sea Tax Advice
  • Leigh-on-Sea Trustee Investments
  • Leigh-on-Sea Estate Planning
  • Leigh-on-Sea Cashflow Analysis
  • Leigh-on-Sea Corporate Financial Advice
  • Leigh-on-Sea Financial Advice Quotations
  • Leigh-on-Sea Pension Advice

Financial Advisors Around Leigh-on-Sea: Some Leigh-on-Sea areas and roads where financial advice has recently been given - St Davids Drive, Salisbury Road, Marguerite Drive, Cottesmore Gardens, Harridge Road, Leighville Grove, Bailey Road, Leigh Gardens, Bonchurch Avenue, Chalkwell Park Drive, Glen Road, Southsea Avenue, Queens Road, Woodfield Road, Cheltenham Drive, Western Road, Blenheim Mews, Leigh Park Close, Percy Road, Adalia Way, Fairview Gardens, Henry Drive, Medway Crescent, Foxwood Place, Kingswood Chase, Carlton Drive, Cliff Gardens, Edinburgh Avenue, East Street, Leigh Cliff Road, as well as the following Leigh-on-Sea area postcodes: SS9 1DW, SS9 1AT, SS9 1ND, SS9 1BJ, SS9 1RE, SS9 0AA, SS9 1RH, SS9 2AL, SS9 1AY, SS9 0BX. People living in these local areas recently requested help from a financial advisor. Leigh-on-Sea residents received dependable and professional financial services on each occasion.

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Independent financial advisor in SS9 area, telephone code 01702.

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(This financial advisor Leigh-on-Sea information was edited and updated on 01-09-2022)