Financial Advisor Portslade

Portslade Independent Financial Advice & Investment

Financial Advisor Portslade East Sussex (BN41): It can be a challenging experience trying to find a reliable financial advisor advisor in the Portslade area, especially if it's the very first time that you're seeking financial advice. Whether you're looking for investments, pension, mortgage or even insurance guidance, all financial advisors have one thing in common; they must all stick to the regulations set by the Financial Conduct Authority. The advantage of this is that if a financial advisor who is FCA authorised gives you poor advice, and things go awry, you've got guarantees, and can contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Portslade Financial Advisor Quotes

When selecting a financial advisor in Portslade, a good starting point could be friends and neighbours, but you must remember that your circumstances may not be the same as theirs, and you might be in need of a different type of advice. Not every financial advisor is suitable for everybody, and any advice they provide should be adapted to your specific situation. Selecting a financial advisor is a major decision and it is wise to chat to at least 3 different companies so as to explore the various options they can offer, and to find one you can trust and feel at ease with.

Financial Advisor Portslade East Sussex (BN41)

When it comes to picking a financial advisor in Portslade, there are essentially two principal types; restricted advisors and independent financial advisors. An IFA will not be limited to the services or products of a single company. Encompassing the whole spectrum of financial companies and products, independent financial advice should be given in an unbiased and impartial way to clientele. If you opt to use an IFA, you'll be able to select from the broadest possible range of services, in order to find the right solution for you. If you use a restricted advisor you'll discover that they might be limited to services and products of one particular provider, or as with a mortgage advisor, may only be focused on one individual product.

Before any Portslade financial advisor takes you on as a client, they're required by the FCA to be transparent about their charges. According to the type of product you're interested in, you could be charged by the hour, a set fee or maybe even a specific percentage of your investment. A free preliminary consultation will sometimes be offered, so that you can discuss your objectives and circumstances to find out if the advisor is the right fit. In some of the bigger Portslade firms, you could find that your account is looked after by a team as opposed to an individual.

Financial Advisors Portslade UK (01273)

You'll be required to fill in a "Fact Find" document, which is a confidential disclosure form relating your financial situation and desired goals to the advising company. You'll also be handed an Initial Disclosure Document, or Key Facts Document, which gives you information on the financial advisor, their status to offer independent or restricted advice and the scope of their permissions in the financial arena. Your own legal rights should also be set out in this document, together with the options you can take if you want to complain because you aren't satisfied with the service you're given. It should be written in plain English and outline what you're committing yourself to, and any possible risks and benefits if you elect to go along with the offered advice. You can find the level of cooling-off period in the Key Facts Document. This allows you to cancel your contract with the financial advisor within a specific time period, and if any penalties are incurred.

Make sure you check the qualifications and experience of your financial advisor when you first speak to them. You should not be embarrassed about asking these questions, after all you are on the verge of entrusting your financial future to their skill. Every financial advisor in Portslade must be able to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If your advisor's name doesn't appear on the Financial Services Register, you don't need to freak out, the company the advisor works for should be found on the register and their personnel are all covered by the regulations. If these cannot be provided the person may still offer financial guidance as opposed to advice. Guidance isn't subject to regulations in the way that financial advice is, meaning that if mistakes arise neither party will have any recourse.

Financial Advisor Quotes in Portslade East Sussex

If it's investments that you are interested in, the advisor will need to know the level of risk you might be ready to take on with your hard-earned money. High risk investments may potentially offer better rewards, but all or some of your capital could be lost. Your savings aims will have to be taken into account if decent investment advice is to be given, i.e. short or long term investments, how much capital you want to invest and how quickly you need access to your funds. "How much can you afford to lose?" Is the one vital question that you should really be asking yourself. This is referred to as your capacity for loss and may well affect the services and products that could be offered for your consideration.

Financial Advice Near Portslade East Sussex

You'll want to let your financial advisor know about any current investments, mortgages, savings accounts or regular outgoing payments. They'll need this information, so they can get a picture of your financial situation and give the appropriate advice for you. Spreading the risk across a range of different products by diversifying your investments and savings, is something that good quality financial advice should encompass. With a knowledge of the best areas to consider, a seasoned financial advisor will focus attention on products that match your financial situation and goals.

Communicating in the clearest possible way, your financial advisor will unmask the complex world of finance and investment. This will enable you to compare products and services that match your needs, and make an informed decision. You can even ask your financial advisor to only choose ethical investments and savings. You can then steer clear of investments that companies meet your standards, and instead lend your support to those businesses and firms that match your concerns, for example green energy or zero carbon.

Having constant interactions with a financial advisor in Portslade could create complications with your work and other responsibilities. One-on-one meetings can be supplemented with video conferencing and telephone calls to allow you to get advice at times that suit you. Even if you never have a one-to-one meeting with your personal advisor, any professional financial advice firm in Portslade will have strict measures in force to keep your details secure and confidential, because home and remote working is now commonplace.


The value of your investments could go down as well as up, and this is a factor that you must always bear in mind. It can be incredibly disheartening and stressful if your investment isn't making the amount of money you hoped for. However, except if it is due to incorrect or misleading information from your advisor a downward trend in your investment isn't seen as a basis for complaint.

Independent Financial Advisor Near Portslade (BN41)

The company's complaints procedure should be the starting point for any disputes, and the Key Facts Document will discuss this. You can tell the Financial Ombudsman about the issue if it is unsolved within the time-frame stipulated by the regulating authority, and your financial advisor is a member of the Financial Conduct Authority.

After looking into the cause for complaint, the Financial Ombudsman will make a ruling on the issue. A decision will be made on how to financially compensate the customer, if the complaint is upheld. The advisor and their company must abide by any decision that is made by the Ombudsman, which becomes a legally binding decision once the client has accepted it. The Financial Ombudsman will also account for any hassle, distress, inconvenience and upset caused to the client during the situation, and set the level of compensation accordingly.

Book a Financial Advisor in Portslade UK

Financial advice can be provided in Portslade and also nearby in: Mile Oak, Fulking, Coombes, Southern Cross, West Blatchington, Poynings, Edburton, Southwick, Patcham, Shorehan by Sea, North Lancing, Kingston by Sea, Botolphs, Aldrington, Hangleton, Sadlescombe, Withdean, and in these postcodes BN41 2DA, BN41 1DT, BN41 1PU, BN41 1GN, BN41 1GD, BN41 1LL, BN41 1XX, BN41 1PX, BN41 1DN, BN41 1QH. Local Portslade financial advisers will likely have the telephone dialling code 01273 and the postcode BN41. Click the "enquiry" banner to get details about financial advisors in your area.

Pension Planning

Secure retirement hinges on the important aspect of pension planning. This process can be substantially improved by enlisting the services of a financial advisor. Assessing your current financial circumstances, a professional advisor will understand your retirement goals and design a personalised pension solution. They navigate the complexities of UK pension choices, which involve workplace pensions, the state pension, and self-invested personal pensions (SIPPs). Informed decisions about tax implications, investment choices and contributions can be made by leveraging their expertise. Ensuring that you create an effective pension plan, providing peace of mind and financial stability for your future, is achieved by working with a financial advisor in Portslade.

UK pension planning is heavily reliant on the State Pension, since it is the only guaranteed source of retirement income for most people. Your eligibility for the State Pension will typically depend on how many National Insurance contributions you have made over your working life. However, the changes to the number of qualifying years and the State Pension age have made it more important than ever to understand the intricacies of this scheme. (42316)

Portslade Financial Advice Services

Financial Advice Tasks Portslade

There are a wide range of services which can be provided by your local Portslade financial advisor including cash flow modelling in Portslade, mortgage advice, family income benefit, general financial planning, trustee investment services in Portslade, divorce planning, retirement planning, investment planning, wealth management & investments, trusts in Portslade, will writing services, offshore investment advice, pension consolidation advice, bridging finance Portslade, pension transfers in Portslade, portfolio management, ethical investments in Portslade, cheap financial advice, life assurance advice, pension advice, stakeholder pension advice, financial advice services, unit trusts, investment plans, long term care fee advice, and lots more.

Regular Tasks of a Financial Advisor

  • Researching financial products and explaining them clearly and simply to clients.
  • Working with associates to collect market information, statistics and trends.
  • Providing counselling, consultation and education regarding finances and investments.
  • Collaborating with financial product providers.
  • Speaking with clients regarding their plans and finances.
  • Meeting targets for performance and sales.
  • Updating customers about their investments.
  • Keeping detailed records of potential clients and transactions.
  • Keeping fully abreast of law changes and new products.
  • Producing detailed financial reports.

Financial Advisors Near Portslade

Also find: Kingston by Sea financial advisors, Sadlescombe financial advisors, Shorehan by Sea financial advisors, Southern Cross financial advisors, Fulking financial advisors, Poynings financial advisors, Withdean financial advisors, Hangleton financial advisors, Aldrington financial advisors, Coombes financial advisors, Botolphs financial advisors, Patcham financial advisors, West Blatchington financial advisors, Mile Oak financial advisors, Edburton financial advisors and more. Anyone who is searching for financial advice, will discover that these services are available in almost all of these towns and areas. Property owners in these places can make enquiries about financial advice by clicking here.

Portslade Financial Advice Services

Find a Financial Advisor in Portslade Here
Financial Advice Enquiries in Portslade East Sussex (01273)
  • Portslade Pension Advice
  • Portslade Cheap Financial Advice
  • Portslade Corporate Financial Advice
  • Portslade Estate Planning
  • Portslade Cashflow Analysis
  • Portslade Independent Financial Advice
  • Portslade Investment Advice
  • Portslade Trustee Investments
  • Portslade Mortgage Advice
  • Portslade Retirement Advice
  • Portslade Life Insurance Advice
  • Portslade Wealth Management
  • Portslade Inheritance Advice
  • Portslade Financial Advice Quotations

More Portslade Services: Not surprisingly, whenever you're looking at your finances in Portslade, East Sussex, you'll likely need all types of different services and as well as a financial advisor in Portslade, East Sussex, you could additionally need wills in Portslade, payroll services in Portslade, business financial planning in Portslade, investment advisors in Portslade, solicitors in Portslade, bookkeeping in Portslade, tax preparation in Portslade, banruptcy lawyers in Portslade, estate planning in Portslade, family lawyers in Portslade, mortgage advice in Portslade, mortgage brokers in Portslade, business consulting in Portslade, accounting in Portslade, contracts lawyers in Portslade, debt recovery & collection in Portslade, property law & conveyancing in Portslade, and other different Portslade experts.

For the latest local info regarding Portslade, East Sussex click here

Independent financial advisor in BN41 area, telephone code 01273.

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(This financial advisor Portslade page was updated on 20-02-2024)