Financial Advisor Salford

Salford Independent Financial Advice & Investment

Financial Advisor Salford Greater Manchester (M5): If you are seeking financial advice for the first time, trying to find a decent independent financial advisor in Salford can be a challenging experience. Whether you are looking for mortgage, investments, pension or even insurance advice, all financial advisors have one thing in common; they must all stick to the regulations of the FCA (Financial Conduct Authority). Any advice given by a FCA certified financial advisor in Salford comes with the guarantee that if things go awry, you've got access to the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Salford Financial Advisor Quotes

When choosing a financial advisor in Salford, a decent place to start could be friends and relations, but you must keep in mind that your circumstances might not be in line with theirs, and you might be in need of a different sort of advice. Any advice they provide should be adapted to your unique circumstances, and not every financial advisor is suitable for everybody. Choosing a financial advisor is a major decision and it pays to speak to at least three different firms in order to explore the options they can provide, and to find one you can trust and feel comfortable with.

Financial Advisor Salford Greater Manchester (M5)

Restricted advisors and independent financial advisors, are the 2 main kinds of financial advisor in Salford. The advantage of seeing an IFA is that they should not be restricted to the products or services of a single provider, and can offer a more extensive range of options. Covering the whole spectrum of financial products and companies, independent financial advice must be offered in an unbiased and impartial way to clients. If you decide to use an independent financial advisor, you'll be able to pick from the widest possible array of products, so as to find the right solution for you. A restricted financial advisor might be involved with an individual product, such as a mortgage advisor, or be limited to services and products from a particular firm.

Before accepting you as a client, any Salford financial advisor must fully discuss their charges with you, as demanded by the FCA. Although it varies according to the kind of service or product you are looking for, there could be an hourly rate, a set fee, or you might even be charged a percentage of what you are investing. You could be offered a free initial consultation to enable you to discuss your goals and find out if the advisor is a good fit for you and your circumstances. Your account might be managed by a team as opposed to one individual advisor, if you opt to go to one of the larger Salford firms.

Financial Advisors Salford UK (0161)

To describe your financial situation and aims to the advising company, you'll be required to complete a "Fact Find" document, which is a confidential disclosure form. To provide information on the financial advisor, their status to offer independent or restricted advice and the scope of their permissions in the financial sector, you'll also be given an Initial Disclosure Document, or Key Facts Document. This document should also set down your rights and the possible options you can take if you aren't satisfied with the service provided, and need to submit a complaint. It has to be typed out in plain English and describe what you are signing up for, and any potential benefits and risks if you elect to go along with the offered advice. This document should also inform you about the allowed cooling-off period. This enables you to have a change of heart within a certain time frame, and cancel the agreement with your financial advisor.

When chatting with your financial advisor initially you'll want to check their qualifications and experience. After all you're on the verge of entrusting your financial future to their expertise, so you should not be embarrassed about asking such questions. Every Salford financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. You shouldn't panic if your financial advisor's name does not appear on the Financial Services Register, as long as the company is on the register, their personnel are covered by the legislation. The person can still offer financial guidance rather than advice, if these can't be provided. In financial terms guidance is different to advice and is not regulated. Therefore there is no recourse for either party if financial blunders arise.

Financial Advisor Quotes in Salford Greater Manchester

If you're looking for advice on investments you'll be asked about the amount of risk you are comfortable with. Substantial rewards might be possible with high risk investments, but you stand a greater chance of losing some or all of your cash. In order to get the most effective financial and investment advice, your savings aims must be carefully considered, i.e. how much you wish to invest, how rapidly you need access to your money and long or short term investments. "How much can you truly afford to lose?" Is the one crucial question that you should really be asking yourself. This is known as your capacity for loss and may influence the services and products that could be offered for your consideration.

Financial Advice Near Salford Greater Manchester

If you have already got any existing mortgage loans, investments, regular outgoing payments or savings accounts, you'll want to let your financial advisor know about these. To ensure that you get the most suitable advice for you, they need a clear and full picture of your financial situation. Good quality financial advice should include diversifying your savings and investments by spreading the risk across different products. Having a knowledge of the best areas to consider, a professional financial advisor will favour products that most closely fit in with your financial circumstances and goals.

A financial advisor will open up the multifaceted world of finance, and converse in the clearest possible way. After learning about the products and services that match your needs, you should be able to come to an informed and calculated decision. You can even ask your advisor only to specify ethical savings and investments. This allows you to give your support to businesses and companies that match your concerns, e.g. green energy or zero carbon, or perhaps steering clear of companies that don't meet your standards.

Working together with your financial advisor in Salford can be difficult to manage around your work life and other responsibilities. Face-to-face meetings can be backed up with phone calls and video conferencing to enable you to seek advice at times that suit you. Even if you rarely have a one-on-one meeting with your personal advisor, an experienced financial advice provider in Salford will have stringent measures in force to ensure your details are kept confidential and secure, because working from home and remote working is now commonplace.


Investments can easily go down as well as up, as the financial world can be volatile. It can be incredibly disheartening and worrying if your investment isn't making the amount of money you were hoping for. A downward trend in your investment is not seen as a cause for complaint, unless your advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Salford (M5)

As described in the Key Facts Document, any disputes should begin with the firm's official complaints procedure. You can inform the Financial Ombudsman of the situation if it is unsolved within the time set by the regulating body, and the financial advisor is registered with the Financial Conduct Authority.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. If the complaint is upheld, a decision will be made on how to rectify the situation or financially compensate the client. This will become legally binding as soon as it has been agreed on by the client, and the advisor and their company must comply with the decision. Any annoyance, hassle, distress and inconvenience caused to the customer during the situation, will be considered when the Ombudsman sets the level of compensation.

Book a Financial Advisor in Salford UK

Financial advice can be provided in Salford and also in: Charlestown, Stretford, Swinton, Pendleton, Cadishead, Crumpsall, Lower Broughton, Ordsall, Prestwich, Clifton, Eccles, Carrington, Sale, Pendlebury, Irlham, Weaste, Urmston, Manchester, as well as in these postcodes M3 6AQ, M3 6EA, M3 5JH, M17 1BF, M3 5JA, M3 5EJ, M3 4PU, M3 5JJ, M3 1NL, M3 6DW. Local Salford financial advisors will most likely have the phone code 0161 and the postcode M5. Simply click the "enquiry" form or banner to get details about financial advisors in your area.

Essential Skills for a Financial Advisor

  • To have excellent time management skills.
  • To have good IT skills.
  • To have the ability to network and establish relationships with clients.
  • To pay attention to detail and be thorough.
  • To be good at selling services and products.
  • To have attentive listening skills.
  • Outstanding verbal communication skills.
  • Excellent management skills for negotiating product prices.
  • An outstanding level of math knowledge for developing financial strategies.
  • Effective customer service skills for establishing client requirements.
  • An excellent understanding and knowledge of accounting and economics relating to financial products and markets.

Salford Financial Advice Services

Financial Advice Tasks Salford

There is a range of services that can be provided by your local Salford financial advisor including financial services, tax financial planning, long term care fee planning Salford, equity release advice, annuity purchase in Salford, wealth management & investments in Salford, pension consolidation advice, pension reviews in Salford, annuities, corporate financial planning Salford, mortgage services Salford, trustee investment services, financial analyst services in Salford, pension drawdowns Salford, investment plans, life insurance advice, unit trusts in Salford, family income benefit, independent financial advice, financial planning, cheap financial advice, bridging finance in Salford, cashflow analysis, general financial planning Salford, investment advice, and more.


Financial Advisors Near Salford

Also find: Prestwich financial advisors, Stretford financial advisors, Weaste financial advisors, Charlestown financial advisors, Carrington financial advisors, Eccles financial advisors, Swinton financial advisors, Pendleton financial advisors, Lower Broughton financial advisors, Manchester financial advisors, Cadishead financial advisors, Clifton financial advisors, Ordsall financial advisors, Urmston financial advisors, Sale financial advisors, Irlham financial advisors, Pendlebury financial advisors, Crumpsall financial advisors and more.

Salford Financial Advice Services

Find a Financial Advisor in Salford Here
Financial Advice Enquiries in Salford Greater Manchester (0161)
  • Salford Retirement Advice
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  • Salford Financial Advice Quotations
  • Salford Investment Advice
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  • Salford Trustee Investments
  • Salford Financial Advice
  • Salford Cheap Financial Advice
  • Salford Wealth Management
  • Salford Pension Advice
  • Salford Tax Advice

More Salford Services: Obviously, when you're looking at your finances in Salford, Greater Manchester, you are likely to need all sorts of different services and together with a financial advisor in Salford, Greater Manchester, you could also need debt recovery & collection in Salford, family lawyers in Salford, bookkeepers in Salford, business consulting in Salford, business financial planning in Salford, estate planning in Salford, payroll services in Salford, tax preparation in Salford, will writing in Salford, property law & conveyancing in Salford, contracts lawyers in Salford, investment advisors in Salford, mortgage brokers in Salford, mortgage advice in Salford, banruptcy lawyers in Salford, accounting in Salford, solicitors in Salford, and other different Salford experts.

Financial Advisors Around Salford: People living in the following roads and streets have recently inquired about financial advice - Croft Bank, Satinwood Walk, Cumbria Walk, Bridgewater Street, Ashley Street, Cressington Close, Sillavan Way, Cloughfield Avenue, Beech Avenue, Doddington Lane, Brentwood, St Boniface Road, St Martins Drive, Tudbury Way, Douglas Green, Alder Street, Bradden Close, Tenbury Close, Tideway Close, Blossom Street, Alpha Street West, Basten Drive, Buckingham Street, Castlefield Avenue, Silk Street, Anchorage Quay, Silsden Walk, Booth Clibborn Court, The Avenue, as well as these local Salford postcodes: M3 6AQ, M3 6EA, M3 5JH, M17 1BF, M3 5JA, M3 5EJ, M3 4PU, M3 5JJ, M3 1NL, M3 6DW.

For the latest local information regarding Salford, Greater Manchester go here

Independent financial advisor in M5 area, and dialling code 0161.

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