Financial Advisor Wigan

Wigan Independent Financial Advice & Investment

Financial Advisor Wigan Greater Manchester (WN1): If you are seeking financial advice for the very first time, trying to locate a good independent financial advisor in the Wigan area can be a challenging experience. Whether it's mortgage, pension, investment or even insurance advice that you are after, there is one common rule for all financial advisors; they must all adhere to FCA (Financial Conduct Authority) regulations. The benefit of this is that should a financial advisor who is FCA approved give you bad advice, and anything goes awry, you have guarantees, and can go to the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Wigan Financial Advisor Quotes

Family and friends recommendations can be a good starting place in selecting a financial advisor in Wigan, but remember that their circumstances could be different to what you are looking for. Not every financial advisor is suitable for everybody, and any advice they provide needs to be adapted to your unique situation. To check out the various options they can provide and find a financial advisor that you feel comfortable with and can trust, it is wise to chat to at least three different companies, because choosing a financial advisor is an important decision.

Financial Advisor Wigan Greater Manchester (WN1)

Restricted advisors and independent financial advisors, are the 2 principal types of financial advisor in Wigan. Offering a wide range of options, an IFA won't be confined to the products or services of a single provider. Independent financial advice should encompass the entire gamut of financial products and companies, and must be offered in an impartial way. Using an independent financial advisor should allow you to choose from the widest possible array of services. If you go to a restricted financial advisor you will find that they could be restricted to products and services of one particular provider, or as in the case of a mortgage advisor, will only be focused on one product.

The FCA requires that any financial advisor must fully discuss their charges with you, before accepting you as a client. You may be charged by the hour, a set fee or maybe even a percentage of your investment, in accordance with services you require. A free preliminary consultation could be offered, so that you can discuss your goals and situation to see if the advisor is a good fit. Your account could be handled by a team as opposed to a single advisor, if you choose to use one of the bigger Wigan companies.

Financial Advisors Wigan UK (01942)

To outline your financial situation and targets to the advising firm, you'll be required to fill in a "Fact Find" form, which is a confidential disclosure document. You will also be given an Initial Disclosure, or Key Facts Document, which provides details of the financial advisor, their status to offer restricted or independent advice and their range of permissions in the financial market. Your legal rights will also be spelled out in this document, along with your options if you want to make a complaint because you're not happy with the service you are given. It has to be written in plain English and detail what you're signing up for, and any possible benefits and risks if you opt to accept the offered advice. You will find the level of cooling-off period in this document. This permits you to have a change of heart within a certain time period, and cancel your agreement with the financial advisor.

When talking with your financial advisor for the first time you'll want to check their qualifications and experience. You should not be self-conscious about asking these questions, after all you are just about to entrust your financial future to their skill. A Level 4 qualification is the minimum certification for any Wigan financial advisor, and they also have to be able to present you with an annual Statement of Professional Standing. Don't stress if your advisor's name doesn't appear on the Financial Services Register, so long as the company is on the register, their staff are covered by the legislation. The person can still offer financial guidance rather than advice, if these cannot be presented. Guidance is not regulated in the way that financial advice is, which means that if errors arise the client won't have any recourse.

Financial Advisor Quotes in Wigan Greater Manchester

You'll be asked about the level of risk you're ready to take on, if you are seeking advice on investments. Higher rewards might be possible with higher risk investments, but you could also lose all or some of your capital. Decent financial and investment advice should take into account your savings goals, i.e. how much you have to invest, how quickly you need access to your money and short or long term investments. You must invariably ask yourself the one important question, how much can you really afford to lose. This is generally known as your capacity for loss and may well influence the products and services that could be offered for your consideration.

Financial Advice Near Wigan Greater Manchester

Right from the start, it's vital that you tell your financial advisor about any mortgages, investments, savings accounts or regular payments that you currently have. This will provide a clear picture of your current financial circumstances, without which the advice given will most likely not be the most appropriate for you. Reliable financial advice should allow for diversifying your savings and investments by spreading the risk across a range of different products. In order to mirror your financial situation and your goals, an experienced financial advisor in Wigan will understand the best products to consider.

Communicating in the clearest way possible, your financial advisor will unmask the complex world of investment and finance. You should be in a position to come to an informed and educated decision when you have compared the various services and products that meet your needs. If the environment is important to you, you could perhaps ask that ethical investment and savings schemes take top priority. This not only provides you with investment opportunities, but also enables you to lend your support to zero carbon or green energy projects, and stay away from businesses and companies that don't share the same values as you do.

It could prove hard to manage your work and other obligations around working closely with your financial advisor in Wigan. One-on-one meetings can be augmented with video conferencing and phone calls to enable you to seek advice at a time to suit you. Working from home and remote working is now a large part of our society, and an experienced financial advice company in Wigan will have stringent measures in place to ensure your details are kept confidential and secure, even if you never have a one-on-one meeting with your advisor.

COMPLAINTS

You have to keep in mind that the financial world is an unpredictable sector, and the value of your investments could just as easily fall as well as rise. If your investment is not making as much money as you were hoping for, it can be incredibly frustrating and stressful. However, unless it's because of incorrect or misleading information from your financial advisor, a downward spiraling of your investment isn't a recognised basis for complaint.

Independent Financial Advisor Near Wigan (WN1)

The company's complaints procedure should be the kick off point for any disputes, and the Key Facts Document will discuss this. If your financial advisor is a member of the Financial Conduct Authority, you can let the Financial Ombudsman know about the problem if it remains unsolved within the time-frame stipulated by the regulating authority.

The Financial Ombudsman will make a ruling after reviewing the cause of the complaint independently. If the complaint is upheld, a decision will be made on how to financially compensate the client. Once agreed on by the customer, the ruling will become legally binding, and the financial advisor and their firm must abide by it. The Financial Ombudsman will also consider any upset, distress, inconvenience and trouble caused to the client during the dispute, and fix the level of compensation accordingly.

Book a Financial Advisor in Wigan UK

Financial advice can be provided in Wigan and also nearby in: Newtown, Poolstock, Marus Bridge, Lower Standish, Pemberton, Goose Green, Haigh, Hindley, Spring View, Marylebone, Standish, Shevington, Aspull, New Springs, Whelley, Ince-in-Makerfield, together with these postcodes WN1 1XR, WN1 2DD, WN1 1PL, WN1 1BN, WN1 2AZ, WN1 1EY, WN1 1DL, WN1 2DA, WN1 1NH, WN1 1RG. Locally based Wigan financial advisers will most likely have the postcode WN1 and the dialling code 01942. Verifying this can make sure that you are accessing local financial advisers. Wigan home and business owners will be able to benefit from these and lots of other similar services. Simply click on the "enquiry" form or banner to get details about financial advisors in your location.

Financial Advisors Greater Manchester

Financial Advice Advice Advisors Advisers Greater Manchester Services WN1 01942 Financial Wigan Advisor Investment Financial Advisor

Around Greater Manchester you will additionally discover: Milnrow investment advisors, Lowton financial advice, Summit pension advice, Platt Bridge financial advisors, Pendlebury investment advice, Ince in Makerfield financial advice, Bickershaw pension advice, Mellor financial advice, Hollingworth financial advisers, Newton financial advisors, Uppermill financial advisors, Littleborough investment advice, Leigh financial advisors, Higher Folds pension advice, Offerton Park independent financial advisors, Timperley financial advice, Tottington investment advice, Leigh independent financial advisors, Flowery Field independent financial advisors, Winton independent financial advisors, Standish investment advice, Rhodes investment advice, Chew Moor independent financial advisors, Hale Barns financial advisor, Hale independent financial advisors, Chew Moor financial advice, Tyldesley financial advice, Wardle independent financial advisors, Blackrod investment advisors.

A Financial Advisor's Everyday Tasks

  • Regularly updating clients about their investments.
  • Keeping up to date with regulation changes and new products.
  • Producing detailed financial reports.
  • Thrashing out advantageous deals with with providers of financial products.
  • Researching financial products and explaining them clearly and simply to clients.
  • Speaking with clients regarding their finances and plans.
  • Providing counselling, education and consultation with regards to investments and finances.
  • Maintaining a record of potential clients and transactions.
  • Working in collaboration with peers to collect trends, statistics and market information.
  • Meeting performance and sales targets.

Financial Advice Enquiries Greater Manchester

Financial Advice Enquiries Greater Manchester

The latest Greater Manchester financial advice enquiries: Miya Kent from Greenfield recently asked for information on mortgages. Kelsie Rice and Ayrton Rice from Lowton recently asked for information on life assurance. Austen Potts and Aanya Potts from Haughton Green recently asked about financial planning. Isobella Corr and Asher Corr in Horwich recently asked about mortgage advice. Kodi and Felicity James in Delph recently asked about life assurance. Albi Houghton from Prestwich asked the question "are there any good financial advisors near me?". Liberty and Eliot Bray from Hale Barns recently asked for information on pensions. Jason Malley was trying to find a financial advisor near Audenshaw. These local residents searched for "Garden Fencing Greater Manchester" and came across this web page on Yahoo, Google or Bing.

Wigan Financial Advice Services

Financial Advice Tasks Wigan

There are a number of different services which can be provided by your local Wigan financial advisor including investment consolidation advice, financial advice services, investment reviews, investment bonds Wigan, trustee investment services, annuity purchases Wigan, long term care fee planning Wigan, critical illness cover, business protection in Wigan, investing an inheritance, will writing services in Wigan, family income benefit, pension planning, corporate bonds, corporate financial planning, pension advice, equity release in Wigan, mortgage services in Wigan, personal pensions, money planning Wigan, financial analyst services in Wigan, retirement plans in Wigan, offshore investments, pension transfer advice, pension consolidation advice, portfolio management Wigan, life assurance in Wigan, independent financial advice, trusts, savings advice Wigan, and more. Listed are just a small portion of the tasks that can be carried out by a financial advisor. Wigan professionals will keep you informed about their full range of services.

WIGAN FINANCIAL ADVISOR QUOTES

Financial Advisors Near Wigan

Also find: Hindley financial advisors, Marus Bridge financial advisors, New Springs financial advisors, Poolstock financial advisors, Pemberton financial advisors, Newtown financial advisors, Aspull financial advisors, Spring View financial advisors, Shevington financial advisors, Goose Green financial advisors, Haigh financial advisors, Whelley financial advisors, Lower Standish financial advisors, Marylebone financial advisors, Standish financial advisors, Ince-in-Makerfield financial advisors and more. All these locations are served by local financial advisers. Wigan residents can get financial advice quotes by going here.

Wigan Financial Advice Services

Find a Financial Advisor in Wigan Here
Financial Advice Enquiries in Wigan Greater Manchester (01942)
  • Wigan Pension Advice
  • Wigan Inheritance Advice
  • Wigan Investment Advice
  • Wigan Corporate Financial Advice
  • Wigan Wealth Management
  • Wigan Trustee Investments
  • Wigan Financial Advice
  • Wigan Financial Services
  • Wigan Tax Advice
  • Wigan Estate Planning
  • Wigan Mortgage Advice
  • Wigan Cashflow Analysis
  • Wigan Retirement Planning
  • Wigan Life Insurance Advice

Financial Advisors Around Wigan: Financial advice has recently been given in these Wigan areas and roads - Coniston Road, Cambridge Road, Chiltern Drive, Smith Avenue, Berkeley Avenue, Chilham Street, Charnock Street, Tanpit Lane, Brampton Close, Chalbury Close, Spencer Road, Carlton Grove, Sefton Close, Beech Walks, Tamworth Drive, Chester Drive, Chelmarsh Avenue, Collisdene Road, Avondale Street, Andover Crescent, Sandstone Road, Brindley Street, Bradshaw Close, Charterhouse Road, Chelwood Park, Trinity Gardens, Dixon Drive, Dunoon Road, Salesbury Way, Ackhurst Lane, as well as the following Wigan area postcodes: WN1 1XR, WN1 2DD, WN1 1PL, WN1 1BN, WN1 2AZ, WN1 1EY, WN1 1DL, WN1 2DA, WN1 1NH, WN1 1RG. People living in these local areas recently required help from a financial advisor. Wigan residents were given professional and dependable financial services in all cases.

To find local Wigan information look here

Independent financial advisor in WN1 area, phone code 01942.

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(This financial advisor Wigan article was edited and updated on 01-09-2022)