Financial Advisor Brighouse

Brighouse Independent Financial Advice & Investment

Financial Advisor Brighouse West Yorkshire (HD6): It can be an intimidating experience trying to find a reliable independent financial advisor in the Brighouse area, in particular if it is the first time that you're seeking financial advice. Whether you're looking for pension, investment, mortgage or even insurance guidance, all professional financial advisors are bound by one simple rule; they must all observe the regulations set by the Financial Conduct Authority (FCA). The benefit of this is that should a financial advisor who is FCA registered give you poor advice, and things go wrong, you've got guarantees, and can go to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to get it put right.

Free Brighouse Financial Advisor Quotes

Recommendations from friends and relations can be a good starting point in selecting a financial advisor in Brighouse, but keep in mind that their situation could be different to what you are looking for. Financial advice needs to be specifically tailored to your unique circumstances, and you'll discover that some financial advisors might not be suitable for your requirements. Choosing a financial advisor is a major decision and it is wise to chat to at least 3 different firms so as to investigate the options they can provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Brighouse West Yorkshire (HD6)

There are two main kinds of financial advisor in Brighouse; restricted advisors and independent financial advisors. Offering a wider range of options, an independent financial advisor won't be restricted to the services and products of a single company. Independent financial advice should cover the whole gamut of financial products and companies, and must be offered in an impartial way. This will permit you to pick from the widest range of services to suit your needs. A restricted advisor could be limited to services and products from a single company, or may even concentrate on just one product, as can happen with a mortgage advisor.

Before any Brighouse financial advisor takes you on as a client, they're required by the FCA to tell you about their charges. Although it can vary based on the kind of product or service you're interested in, there could be a set fee, an hourly rate, or you might even be charged a proportion of what you are investing. You might be offered the possibility of a free preliminary consultation to enable you to discuss your objectives and see if the advisor is suitable for your circumstances. If you go to one of the larger Brighouse firms, your account could be looked after by a team of advisors rather than one individual.

Financial Advisors Brighouse UK (01484)

Before any actual advice is handed out you will have to fill out a confidential disclosure document, known as a "Fact Find" form, which tells the advising company about your aims and financial situation. An Initial Disclosure, or Key Facts Document will also be given to you, providing information regarding the financial advisors themselves, detailing their range of permissions in the financial sector and their status to offer restricted or independent advice. This document should also make clear your rights and the options you can take if you are not happy with the service provided, and want to complain. It should be typed out in plain English and describe what you're committing yourself to, and any potential risks and benefits should you choose to accept the advice offered. You'll find the amount of cooling-off period in the Key Facts Document. Within a specific time period, this makes it possible for you to cancel the contract.

When talking to your financial advisor for the first time you'll want to check their experience and qualifications. Asking these questions shouldn't be a cause for embarrassment, because after all you're entrusting them with your long-term financial wellbeing. A Level 4 qualification in financial advice is the minimum qualification for any Brighouse financial advisor, and they must also be in a position to show an annual Statement of Professional Standing. When you check the Financial Services Register, you should not freak out if your specific financial advisor's name doesn't show up on there; you will probably find the firm name, and that means the regulations covers all of their employees. The individual may still offer financial guidance instead of advice, if these cannot be presented. Guidance isn't subject to regulations in the same way as financial advice, which means that if errors are made neither party will have any recourse.

Financial Advisor Quotes in Brighouse West Yorkshire

If it's investments that you're interested in, the advisor will want to know the amount of risk you might be willing to take with your hard-earned cash. Larger rewards could be possible with high risk investments, but you may also lose some or all of your capital. Good investment and financial advice should take into account your savings aims, i.e. short or long term investments, how rapidly you need to access your money and how much money you want to invest. "How much can you afford to lose?" Is the one vital question that you really need to ask yourself. Commonly called your capacity for loss, this will quite likely have an effect on services and products that you're offered.

Financial Advice Near Brighouse West Yorkshire

From the outset, it is vital that you let your financial advisor know about any existing regular outgoings, investments, mortgages or savings that you currently have. This should give a clear and full picture of your financial situation, without which the advice given will most likely not be the most appropriate for you. Good quality financial advice should allow for diversifying your savings and investments by spreading the risk across a number of different products. So as to reflect your goals and financial circumstances, a certified financial advisor in Brighouse will be aware of the best areas to consider.

Communicating in in the simplest terms possible, your financial advisor will reveal the multifaceted world of investment and finance. This will help you to compare products and services which match your needs, and come to an informed decision. You can even ask your financial advisor only to include ethical savings and investments. This not only gives you investment possibilities, but also enables you to support zero carbon or renewable energy projects, and avoid businesses and companies that do not share the same values.

It is not always easy to have a close working relationship with a financial advisor in Brighouse without this affecting work and other obligations. One-on-one meetings can be backed up with video conferencing and telephone to enable you to get advice at a time to suit you. Remote and home working is now a large part of our society, and any competent financial advice firm in Brighouse will have stringent measures in force to ensure your details are kept secure and confidential, even if you rarely have an in-person meeting with your personal advisor.


Investment values can fall as well as rise, and this is something that you need to bear in mind. If your investment is not making as much money as you hoped for, it can be incredibly frustrating and stressful. A downward spiral in your investment is not a recognised cause for complaint, unless your financial advisor has given you wrong or misleading information.

Independent Financial Advisor Near Brighouse (HD6)

As laid out in the Key Facts Document, any complaints should start with the company's complaints procedure. If the advisor is registered with the FCA, you can let the Financial Ombudsman know about the problem if it remains unresolved within the time set by the regulating body.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. A decision will be made on how to rectify or financially compensate the customer, if the complaint is upheld. Once the ruling has been accepted by the client it becomes a legally binding decision which the advisor and their firm, must comply with. Any distress, trouble, inconvenience and annoyance caused to the client during the situation, will be accounted for when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Brighouse UK

Financial advice can be provided in Brighouse and also nearby in: Woodhouse, Clifton, Birkby, Hipperholme, Cromwell Bottom, Lightcliffe, Lower Wyke, Hove Edge, Rastrick, Hartshead Moorside, Brookfoot, Brackenhall, Thornhills, Bailiff Bridge, together with these postcodes HD6 2AL, HD6 1AX, HD6 1DE, HD6 1HU, HD6 1DH, HD6 1JW, HD6 1RS, HD6 1PS, HD6 1AU, HD6 2AQ. Local Brighouse financial advisers will probably have the postcode HD6 and the telephone code 01484. Click on the "enquiry" banner to get specifics of financial advisors in your area.

Financial Advice Enquiries West Yorkshire

West Yorkshire Financial Advice Enquiries

The latest West Yorkshire financial advice enquiries: Rayhan Wade from Sowerby Bridge recently enquired about financial planning. Alia Ring and Maximillian Ring from East Ardsley, West Yorkshire recently asked for information on investment bonds. Freyja and Jorge Rainey from Hipperholme recently enquired about investment bonds. Joshua Head and Nikita Head from Denholme, West Yorkshire recently enquired about investment advice. Kara Littlewood and Colby Littlewood from Illingworth, West Yorkshire recently asked for information on family income benefit. Kurtis and Jasmin Collett from South Elmsall recently enquired about investment advice. Aleena Stubbs and Eden Stubbs from Kinsley recently enquired about investment advice. Ronan Yates and Zainab Yates from Utley, West Yorkshire recently enquired about family income benefit.

The Skills and Knowledge Needed to be Financial Advisors

  • Good skills in customer service for identifying customer requirements.
  • To have excellent time management skills.
  • To be good at promoting products and services.
  • Attentive listening skills.
  • To pay attention to detail and be thorough.
  • To have the ability to network and build solid relationships with clients.
  • To be capable of using a computer and the appropriate software.
  • An excellent understanding of accounting and economics associated with financial markets and products.
  • Excellent management skills for negotiating product fees.
  • An excellent level of mathematical knowledge for developing financial strategies.
  • Good verbal communication skills.

Brighouse Financial Advice Services

Financial Advice Tasks Brighouse

There are a number of different services that can be provided by your local Brighouse financial advisor including cheap financial advice, pension drawdowns Brighouse, pension reviews, family income benefit, offshore investments, independent financial advice Brighouse, financial services in Brighouse, annuity purchases, financial analyst services, trusts, financial planning Brighouse, mortgage advice Brighouse, general financial planning, stakeholder pension advice Brighouse, pension advice, inheritance tax planning, cash flow modelling in Brighouse, corporate bonds Brighouse, pension consolidation advice Brighouse, retirement plans, corporate financial planning Brighouse, mutual funds, equity release advice, investment advice, investment planning in Brighouse, and more.


Financial Advisors Near Brighouse

Also find: Lower Wyke financial advisors, Thornhills financial advisors, Rastrick financial advisors, Birkby financial advisors, Woodhouse financial advisors, Cromwell Bottom financial advisors, Hartshead Moorside financial advisors, Clifton financial advisors, Brookfoot financial advisors, Hove Edge financial advisors, Bailiff Bridge financial advisors, Lightcliffe financial advisors, Hipperholme financial advisors, Brackenhall financial advisors and more.

Brighouse Financial Advice Services

Find a Financial Advisor in Brighouse Here
Financial Advice Enquiries in Brighouse West Yorkshire (01484)
  • Brighouse Financial Services
  • Brighouse Investment Advice
  • Brighouse Trustee Investments
  • Brighouse Wealth Management
  • Brighouse Cashflow Analysis
  • Brighouse Retirement Advice
  • Brighouse Independent Financial Advice
  • Brighouse Corporate Financial Planning
  • Brighouse Cheap Financial Advice
  • Brighouse Tax Advice
  • Brighouse Financial Advice Quotations
  • Brighouse Pension Advice
  • Brighouse Mortgage Advice
  • Brighouse Estate Planning

Financial Advisors Around Brighouse: In the previous year financial advice was provided in these Brighouse streets: Bracken Road, Stratton Close, Sunnyside, Scholey Avenue, Delf Place, Crowtrees Lane, Albert Street, Croft Place, Bath Place, Tofts Grove Fold, Sefton Drive, Cawcliffe Drive, Tile Terrace, Smith House Lane, Cawcliffe Road, Aire Street, Coal Pit Lane, Thomas Street, Sefton Crescent, Cliffe Road, Common Terrace, Slead View, Cannon Hall Drive, Castlefields Crescent, Armytage Road, Albion Place, Alfred Street, Anvil Street, Bridge End, and in these West Yorkshire postcodes: HD6 2AL, HD6 1AX, HD6 1DE, HD6 1HU, HD6 1DH, HD6 1JW, HD6 1RS, HD6 1PS, HD6 1AU, HD6 2AQ.

For the latest local information relating to Brighouse, West Yorkshire go here

Independent financial advisor in HD6 area, 01484.

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Mortgage Advice Brighouse - Business Financial Advisors Brighouse - Independent Financial Advisor Brighouse - Cheap Financial Advice Brighouse - Retirement Advisors Brighouse - Investment Advice Brighouse - Financial Planning Brighouse - 01484 - Financial Advisors Brighouse