Financial Advisor Bexley

Bexley Independent Financial Advice & Investment

Financial Advisor Bexley Greater London (DA5): It can be an intimidating experience trying to locate a reliable independent financial advisor in Bexley, in particular if it is the very first time that you are needing financial advice. Whether you're looking for pensions, mortgage, investments or even insurance advice, all qualified financial advisors have one thing in common; they all have to observe the regulations set by the Financial Conduct Authority. The benefit of this is that if a financial advisor who is FCA approved gives you bad advice, and things go wrong, you have guarantees, and are able to go to the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Bexley Financial Advisor Quotes

When selecting a financial advisor in Bexley, a good place to start could be friends and relatives, however you must remember that your circumstances might not be the same as theirs, and you may be in need of a different kind of advice. Financial advice must be specifically tailored to your unique circumstances, and you'll discover that some financial advisors might not be suitable for your requirements. Choosing a financial advisor is an important decision and it is wise to speak to at least 3 different firms in order to investigate the various options they provide, and to find one that you can trust and feel comfortable with.

Financial Advisor Bexley Greater London (DA5)

When you're looking to pick a financial advisor in Bexley, there are basically two principal types; restricted advisors and independent financial advisors (IFA). Offering a broader range of options, an independent financial advisor won't be confined to just one company's products or services. Covering the entire gamut of financial companies and products, independent financial advice should be offered in an unbiased and impartial way to customers. This will enable you to pick from the widest possible range of products to suit your needs. A restricted financial advisor might be concerned with an individual product, such as a mortgage advisor, or be restricted to products and services from a single provider.

Before any financial advisor in Bexley takes you on as a client, they're required by the FCA to tell you about their charges. Although it varies depending on the kind of service or product you're looking for, there may be an hourly rate, a set fee, or you could even be charged a specific percentage of what you are investing. To enable you to discuss your goals and find out if the advisor is suitable for you and your situation, you may be offered the chance of a free preliminary consultation. In some of the bigger Bexley companies, you could find that your account is being looked after by a team as opposed to an individual.

Financial Advisors Bexley UK (020)

You will need to fill in a "Fact Find" document, which is a confidential disclosure form relating your goals and financial situation to the advising company. To provide information regarding the financial advisor, their status to offer restricted or independent advice and the scope of their permissions in the financial arena, you will also be handed a Key Facts or Initial Disclosure Document. If you're not happy with the service, and wish to complain, this document should also lay out your own rights and the possible options you can take. It must be simple to understand, written in plain language, and describe precisely what you're committing yourself to, together with the benefits and risks of going along with the advice. The level of cooling-off period should also be spelled out in this document. This allows you to cancel the contract within a certain number of days, and if any penalties are incurred.

The first time you are speaking to your financial advisor you'll want to check what qualifications and experience they have. After all you're just about to entrust your financial wellbeing to their skill, so you shouldn't be self-conscious about asking such questions. Every Bexley financial advisor must be able to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. When you check the Financial Services Register, you shouldn't freak out if your specific advisor's name does not show up on there; you will probably find the company name, and this means that the regulations covers all of their personnel. The individual can still offer financial guidance as opposed to advice, if these cannot be provided. In terms of finance guidance differs to advice and isn't regulated. Therefore there isn't any recourse for either party if errors occur.

Financial Advisor Quotes in Bexley Greater London

You will be asked about the level of risk you are willing and able to accept, if you are seeking advice on investing money. Many investments carry some degree of risk, but high risk investments may offer substantial rewards, but also more chance of losing some or all of your money. Decent financial and investment advice should take you savings aims into consideration, i.e. short or long term investments, how much you have to invest and how rapidly you need access to your funds. You must invariably ask yourself the one vital question, how much can you really afford to lose. This is sometimes referred to as your 'capacity for loss' and might influence the services and products that may be offered for your consideration.

Financial Advice Near Bexley Greater London

You'll want to let your financial advisor know about your current regular outgoings, mortgage loans, savings accounts or investments. This should give a full and clear picture of your financial circumstances, without which the advice you're given might not be the most appropriate for you. The diversification of your savings and investments by spreading the risk load across various different products, is a crucial part of reliable financial advice. In order to match your financial circumstances and your goals, an experienced financial advisor in Bexley will understand the best products to consider.

A financial advisor will unveil the multifaceted world of finance, and try to converse in the clearest possible way. After learning about the various products and services which meet your needs, you should be able to make an informed and deliberative decision. If you're mind is firmly on the environment, you could perhaps ask your financial advisor to stick to ethical savings and investment schemes. This allows you to lend support to firms and enterprises which match your concerns, i.e. zero carbon or renewable energy, or perhaps staying away from companies that don't meet your requirements.

It can prove difficult to manage your work and other obligations around working closely with a financial advisor in Bexley. To allow you to seek advice at times that suit you, face-to-face meetings can be complemented with video conferencing and telephone. Even if you rarely have an in-person meeting with your personal advisor, any competent financial advice provider in Bexley will have stringent measures in place to ensure your details are kept secure and confidential, because remote and home working is now commonplace.


Investment values could go down as well as up, and this is a factor that you need to bear in mind. It can be quite worrying and disheartening if your investment isn't making as much money as you were hoping for. However, except if it's because of incorrect or misleading information from your financial advisor, your investment having a downward trend isn't seen as a cause for complaint.

Independent Financial Advisor Near Bexley (DA5)

Any complaints should commence with the firm's official complaints procedure as outlined in the Key Facts Document. If your advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it remains unsolved within the time schedule set by the regulating body.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. If it's found that the complaint is legitimate, a decision will be made on how the customer can be compensated. This will become legally binding as soon as it has been agreed on by the client, and the financial advisor and their company must abide by the ruling. Any compensation laid down by the Ombudsman will also take into account any inconvenience, trouble, upset and distress caused to the customer during the process.

Book a Financial Advisor in Bexley UK

Financial advice can be provided in Bexley and also nearby in: Leyton Cross, Blackfen, Chislehurst, North Cray, Coldblow, Northumberland Heath, Slade Green, Dartford, Sidcup, Barnehurst, Albany Park, Wilmington, Crayford, Welling, Bexleyheath, Hook Green, as well as in these postcodes DA5 1LS, DA5 1QQ, DA5 1BU, DA5 1AS, DA5 1BD, DA5 2AX, DA5 1JE, DA15 9LW, DA5 1BY, DA5 1LT. Locally based Bexley financial advisers will likely have the postcode DA5 and the dialling code 020. Checking this should make certain that you access locally based financial advisers. Bexley homeowners will be able to utilise these and many other similar services. Click on the "enquiry" banner to get details about financial advisors in your area.

Bexley Financial Advice Services

Financial Advice Tasks Bexley

There is a variety of services that can be provided by your local Bexley financial advisor including annuities, pension plans, ISA's, personal financial planning in Bexley, inheritance tax planning, will writing services, business financial planning, cashflow planning, pension drawdowns, wealth management, pension advice, pension transfer advice, mortgage advice, portfolio management Bexley, cash flow modelling Bexley, multi-asset portfolios, pension consolidation advice Bexley, cheap financial advice, investment bonds in Bexley, financial planning, personal protection, investment consolidation Bexley, retirement plans Bexley, pensions in divorce, financial advice services in Bexley, business protection, family income benefit, trustee investment services in Bexley, investing an inheritance, bridging finance Bexley, and lots more. These are just a few of the duties that can be conducted by a financial advisor. Bexley professionals will be happy to inform you of their entire range of services.

Skills and Knowledge Needed by Financial Advisors

  • To have a target driven mindset.
  • Good management skills for the negotiation of product prices.
  • To have the ability to listen attentively
  • To pay attention to detail and be thorough.
  • Excellent verbal communication skills.
  • A thorough knowledge and understanding of accounting and economics with regard to financial products and markets.
  • To have good IT skills.
  • An outstanding level of numeracy for developing financial packages.
  • Good customer service skills for establishing client needs.
  • To be able to network and build solid relationships with clients.
  • To be good at promoting products and services.

Financial Advisors Near Bexley

Also find: Albany Park financial advisors, Leyton Cross financial advisors, Coldblow financial advisors, Barnehurst financial advisors, Welling financial advisors, North Cray financial advisors, Blackfen financial advisors, Chislehurst financial advisors, Northumberland Heath financial advisors, Slade Green financial advisors, Crayford financial advisors and more. The majority of these locations are catered for by local financial advisors. Business and home owners in the region can make enquiries about financial advice by going here.

Bexley Financial Advice Services

Find a Financial Advisor in Bexley Here
Financial Advice Enquiries in Bexley Greater London (020)
  • Bexley Financial Services
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More Bexley Services: Naturally, whenever you are looking at your finances in Bexley, Greater London, you will probably need all sorts of different services and together with a financial advisor in Bexley, Greater London, you may also need wills in Bexley, payroll services in Bexley, debt recovery & collection in Bexley, business consulting in Bexley, family lawyers in Bexley, mortgage brokers in Bexley, solicitors in Bexley, bookkeeping in Bexley, estate planning in Bexley, accounting in Bexley, mortgage advice in Bexley, contracts lawyers in Bexley, tax preparation in Bexley, banruptcy lawyers in Bexley, business financial planning in Bexley, investment advisors in Bexley, property law & conveyancing in Bexley, and other different Bexley experts.

If you would like to get local Bexley info go here

Independent financial advisor in DA5 area, 020.

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(This financial advisor Bexley information was last updated on 20-02-2024)