Financial Advisor Dover Kent (CT16): It can be a daunting experience trying to find a reliable financial advisor advisor in Dover, in particular if it is the first time that you are needing financial advice. Whether it is pension, investment, mortgage or even insurance guidance that you are looking for, there is one common rule for all professional financial advisors; they all have to adhere to Financial Conduct Authority regulations. Any advice given by a FCA registered financial advisor in Dover comes with guarantees that if things go awry, you have access to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.
A good starting point in choosing a financial advisor in Dover may be friends and family, but keep in mind that the sort of advice you're looking for may be different to theirs. Any advice they offer should be personalised to your particular situation, and not every financial advisor is suitable for everyone. Picking the right financial advisor is important and it is wise to speak with at least 3 different firms so as to check out the options they can offer, and to find one you feel comfortable with and can trust.
Independent financial advisors (IFA) and restricted advisors, are the 2 principal kinds of financial advisor in Dover. Offering a wider range of options, an IFA will not be restricted to the services and products of just one provider. Independent financial advice must be offered in an impartial and unbiased way and should cover the entire gamut of financial products and companies. This will enable you to choose from the widest possible range of products to suit your needs. A restricted financial advisor could be concerned with a single product, such as a mortgage advisor, or be restricted to products and services from one particular firm.
Before accepting you as a client, any financial advisor must be transparent about their charges, as required by the Financial Conduct Authority. Although it can vary based upon the type of product you're looking for, there may be an hourly rate, a set fee, or you could even be charged a percentage of the money you're investing. A free first consultation may be offered, so you can discuss your goals and situation to determine whether the advisor is the right fit. In some of the bigger Dover firms, you could find that your account is looked after by a team as opposed to an individual advisor.
Before any actual advice is given you will have to complete a confidential disclosure document, known as a "Fact Find" form, which tells the advising firm about your financial situation and objectives. A Key Facts or Initial Disclosure Document will also be handed to you, providing details of the financial advisors themselves, outlining the scope of their permissions in the financial market and their status to offer restricted or independent advice. Your own rights will also be spelled out in this document, in addition to the options you can take if you want to make a complaint because you're not happy with the service provided. It should be typed out in plain language and outline what you are signing up for, and any potential risks and benefits that exist if you elect to take the advice offered. The Key Facts Document must also inform you about the allowed cooling-off period. This makes it possible for you to have a change of heart within a certain time frame, and cancel the agreement with your financial advisor.
You'll want to check what experience and qualifications the financial advisor has when you first talk to them. Asking these questions shouldn't be a cause for embarrassment, because you are about to entrust them with your long-term financial wellbeing. Every financial advisor in Dover must be in a position to present an annual Statement of Professional Standing, and must at least hold a Level 4 qualification. When you check the Financial Services Register, you should not stress if your particular financial advisor's name does not show up on there; you ought to be able to locate the firm name, and this means that the regulations covers all of their personnel. The individual may still offer financial guidance instead of advice, if these can't be provided. Guidance isn't subject to regulations in the same way as financial advice, meaning that if mistakes occur the client won't have any recourse.
If you're needing advice on investing money you will be asked the level of risk you are comfortable with. Most investments carry some degree of risk, but higher risk investments could potentially offer larger rewards, but also more chance of losing your capital. In order to get the best financial and investment advice, your savings goals must be given careful consideration, i.e. long or short term investments, how rapidly you need to access your money and how much you have to invest. "How much can you truly afford to lose?" Is the one crucial question that you really need to ask yourself. This could influence the products and services that could be offered for your consideration, and is called your capacity for loss.
You'll want to tell your financial advisor about any existing mortgage loans, investments, regular payments or savings. To ensure that you get the most appropriate advice for you, they need to gather a clear and full picture of your financial circumstances. Diversifying your savings and investments by spreading the risk load across different products, is an essential part of sound financial advice. In order to mirror your financial circumstances and your goals, a professional financial advisor in Dover will have the knowledge of the best areas to consider.
Your financial advisor will try to communicate in as plain a speech as possible, while opening up the complex world of finance. This will permit you to compare services and products that match your needs, and make an informed decision. If the environment is at the forefront of your mind, you could perhaps ask that ethical investment and savings schemes take precedence. This doesn't just give you investment possibilities, but also allows you to support renewable energy or zero carbon projects, and stay clear of businesses and companies that do not share the same values as you do.
Working alongside a financial advisor in Dover can be tricky to fit in around your work life and other responsibilities. Face-to-face meetings can be complemented with telephone and video conferencing to allow you to get advice at a time to suit you. Even if you hardly ever have a face-to-face meeting with your personal advisor, a professional financial advice provider in Dover will have strict measures in place to ensure your details are kept secure and confidential, because remote and home working is now a large part of our society.
Investments can be an unpredictable area, and values can fall as well as rise. It can be quite demoralising and stressful if your investment is not making as much money as you were hoping for. Unfortunately, a downward spiraling of your investment is not a recognised basis for complaint, unless it's because of incorrect or misleading information from your advisor.
Any grievances should start out with the company's official complaints procedure as detailed in the Key Facts Document. You can let the Financial Ombudsman know about the issue if it remains unresolved within the time-frame set out by the regulating authority, and the financial advisor is a member of the Financial Conduct Authority.
The Financial Ombudsman will look into the cause for complaint and come to a decision. If the complaint is found to be justified, a decision will be made on how to rectify the situation or financially compensate the client. On acceptance by the customer, the decision becomes a legally binding one, and the advisor and their firm must comply with it. Any distress, annoyance, hassle and inconvenience caused to the customer during the situation, will be taken into account when the Financial Ombudsman sets the level of compensation.
Financial advice can be provided in Dover and also nearby in: River, St Margarets at Cliffe, Temple Ewell, Guston, Shepherdswell, Swingate, Maxton, Alkham, Farthingloe, Ringwould, West Hougham, Capel le Ferne, Buckland, Whitfield, Church Hougham, Tower Hamlets, as well as in these postcodes CT16 1JX, CT16 1DP, CT16 1EY, CT16 1QH, CT16 1AB, CT16 1JZ, CT16 1EG, CT15 7WZ, CT15 7YQ, CT16 1DN. Local Dover financial advisors will probably have the postcode CT16 and the telephone code 01304. Checking this out can confirm that you access locally based financial advisers. Dover homeowners can utilise these and countless other finance related services.
Dover Financial Advice Services
There are a number of different services which are provided by your local Dover financial advisor including money planning Dover, divorce planning Dover, personal financial planning in Dover, cashflow planning, wealth management & investments in Dover, independent financial advice Dover, investment reviews in Dover, life assurance advice, death benefit advice in Dover, long term care fee planning, stakeholder pensions, corporate bonds, pensions in divorce, bridging finance Dover, retirement planning, business financial planning, unit trusts, cheap financial advice, personal pensions advice, trusts Dover, general financial planning Dover, business protection, financial services, pension consolidation, financial planning, familt controlled trusts, portfolio management, pension advice, pension transfers, tax planning, and lots more. Listed are just a few of the tasks that can be carried out by a financial advisor. Dover professionals will tell you about their entire range of services.
A Financial Advisor's Day to Day Tasks
- Financial advisors provide counselling, consultation and education regarding finances and investments.
- Financial advisors keep detailed records of customers and transactions.
- Financial advisors meet targets for sales and performance.
- Financial advisors produce comprehensive financial reports.
- Financial advisors recommend the financial products that are best-suited to their customers.
- Financial advisors negotiate with providers of financial products.
- Financial advisors update clients regarding their investments.
- Financial advisors work with their peers to collect trends, market information and statistics.
- Financial advisors speak to customers regarding their plans and finances.
- Financial advisors keep fully up to date with regulation changes and new financial products.
Financial Advice Enquiries Kent
Recently posted Kent financial advice enquiries: Levi Chadwick from Rainham recently enquired about equity release. Kelvin Macintyre and Kitty Macintyre from High Halstow recently enquired about equity release. Clarke Robins and Zoey Robins from Chattenden recently enquired about getting financial advice. Harper Shannon from Sholden, Kent recently enquired about financial planning. Mr and Mrs Corbett from Westerham, Kent recently asked for information on offshore investments. Aubrey and Robyn Brennan from Strood, Kent recently asked for information on mortgages. Valentina Gould from Swanley, Kent recently enquired about investment bonds. Gruffydd Mcloughlin from Woodchurch, Kent recently asked for information on life assurance. Most of these local residents searched for "Garden Fencing Kent" and came across this website on either Yahoo, Google or Bing.
Financial Advisors Kent
In the Kent area you'll also find: Eythorne financial advisors, Eccles financial advisors, Kingsnorth financial advice, Culverstone Green investment advice, Platt financial advice, Pembury investment advisors, Knockholt investment advice, Iwade investment advice, Cliffe Woods investment advice, Penshurst investment advice, Coldred investment advisors, St Marys Bay investment advice, Southfleet financial advice, Leybourne investment advisors, Dunkirk investment advice, Woodchurch financial advisors, Cliffs End investment advisors, Nettlestead financial advisors, Swanley financial advice, River financial advice, New Romney investment advice, Sole Street investment advisors, Egerton financial advisors, South Darenth financial advisors, Shadoxhurst financial advisors, Brabourne Lees financial advisors, Stanhope financial advisors, Borden investment advice, Hawkinge investment advisors.
Financial Advisors Near Dover
Also find: Farthingloe financial advisers, Temple Ewell financial advisers, Whitfield financial advisers, Church Hougham financial advisers, Guston financial advisers, Capel le Ferne financial advisers, West Hougham financial advisers, Shepherdswell financial advisers, River financial advisers, Maxton financial advisers, Buckland financial advisers, Ringwould financial advisers, Tower Hamlets financial advisers, St Margarets at Cliffe financial advisers, Alkham financial advisers, Swingate financial advisors and more. All of these places are catered for by local financial advisers. Dover residents can get quotations by going here.
Dover Financial Advice Services
- Dover Mortgage Advice
- Dover Independent Financial Advice
- Dover Financial Services
- Dover Wealth Management
- Dover Financial Advice Quotations
- Dover Estate Planning
- Dover Inheritance Advice
- Dover Pension Advice
- Dover Corporate Financial Planning
- Dover Cheap Financial Advice
- Dover Retirement Advice
- Dover Investment Advice
- Dover Trustee Investments
- Dover Tax Advice
Financial Advisors Around Dover: Some Dover roads where financial advice has recently been given - Cherry Tree Avenue, Dour Street, Bowling Green Terrace, The Glen, The Avenue, Beaufoy Terrace, Stembrook Court, Cox Hill, Dunkirk Square, Tower Hamlets Street, Brookfield Road, Connaught Barracks, Bunkers Hill, Shakespeare Road, Clarendon Road, Churchill Road, Bewsbury Cross Lane, Broadacre, Alamein Close, Tangier Close, Church Road, Castle Street, Birch Wood Rise, Astley Court, Deanwood Road, Sandwich Road, Bench Street, Abbey Road, as well as these Dover area postcodes: CT16 1JX, CT16 1DP, CT16 1EY, CT16 1QH, CT16 1AB, CT16 1JZ, CT16 1EG, CT15 7WZ, CT15 7YQ, CT16 1DN. Folks residing in these areas recently needed the help of a financial advisor. Dover residents enjoyed professional and reliable financial services in all cases.
More Dover Services: Obviously, whenever you are looking at your finances in Dover, Kent, you'll likely need all sorts of different services and along with a financial advisor in Dover, Kent, you may also need business consulting in Dover, estate planning in Dover, contracts lawyers in Dover, property law & conveyancing in Dover, tax preparation in Dover, solicitors in Dover, accountants in Dover, wills in Dover, bookkeepers in Dover, family lawyers in Dover, payroll services in Dover, investment advisors in Dover, mortgage advice in Dover, banruptcy lawyers in Dover, mortgage brokers in Dover, debt recovery & collection in Dover, business financial planning in Dover, and other different Dover experts.
Dover Kent: For facts on Dover click here
More Kent Financial Advisors: More Kent financial advisors: Paddock Wood, Swanscombe, Deal, Bearsted, Wilmington, Walmer, Folkestone, Edenbridge, Swanley, Sandwich, Southborough, Westerham, Sevenoaks, Minster, Canterbury, Strood, Whitstable, Tenterden, Faversham, Dover, Gravesend, Aylesford, Sheerness, Sittingbourne, Tunbridge Wells, Kingsnorth, Pembury, Dartford, Snodland, Tonbridge, Westgate-on-Sea, Sturry, Hartley, East Malling, Meopham, Birchington-on-Sea, Staplehurst, Ashford, Boxley, Cranbrook, West Kingsdown, Herne Bay, Rochester, Biggin Hill, Lydd, Northfleet, Ramsgate, Margate, Broadstairs, New Romney, Chatham, Gillingham, Maidstone.
Dover Financial Advisor Jobs: See financial advisor jobs in Dover by going here: General Financial Advisor Jobs
Independent financial advisor in CT16 area, and dialling code 01304.
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