Financial Advisor Newtownabbey

Newtownabbey Independent Financial Advice & Investment

Financial Advisor Newtownabbey Northern Ireland (BT36): It can be a daunting experience trying to locate a reliable financial advisor advisor in Newtownabbey, especially if it's the first time that you are seeking financial advice. Whether it is mortgage, investments, pension or even insurance guidance that you're after, there is one common rule for all professional financial advisors; they must all adhere to FCA (Financial Conduct Authority) regulations. The good thing about this is that should a financial advisor who is FCA registered give you poor advice, and anything goes wrong, you've got guarantees, and are able to go to the Financial Services Compensation Scheme or the Financial Ombudsman to get things put right.

Free Newtownabbey Financial Advisor Quotes

When picking a financial advisor in Newtownabbey, a decent starting point could be neighbours and friends, but you must keep in mind that your situation might not be the same as theirs, and you may need a different sort of advice. Financial advice must be individually tailored to your particular circumstances, and you will discover that some financial advisors may not be appropriate for you. It is a good idea to chat to at least three different firms when you are selecting a financial advisor, as this is a major decision, and you will be looking to find one that you feel comfortable with and can trust, and check out the various options they can provide.

Financial Advisor Newtownabbey Northern Ireland (BT36)

When it comes to picking a financial advisor in Newtownabbey, there are two principal types; restricted advisors and independent financial advisors (IFA). The advantage of seeing an independent financial advisor is that they should not be restricted to a single company's services or products, and can offer a wider range of options. Independent financial advice must be offered in a frank and unbiased way and across the full spectrum of financial companies and products. This will allow you to choose from the broadest range of services to suit your needs. If you go to a restricted advisor you will soon realise that they may be limited to services and products of a single firm, or as in the case of a mortgage advisor, may only be concerned with one product.

Before taking you on as a client, any financial advisor in Newtownabbey must tell you about their charges, as set out by the FCA. Although it can vary based on the kind of product you're looking for, there could be an hourly rate, a set fee, or you may even be charged a percentage of what you are investing. You might be offered a free initial consultation to allow you to discuss your goals and see if the advisor is a right fit for your situation. In some larger Newtownabbey companies, you may find that your account is looked after by a team as opposed to an individual.

Financial Advisors Newtownabbey UK (028)

Before any advice is handed out you will be required to fill in a confidential disclosure form, known as a "Fact Find" document, which informs the advising company about your financial situation and ambitions. You'll also be given an Initial Disclosure, or Key Facts Document, which gives you information regarding the financial advisor, their status to offer independent or restricted advice and the scope of their permissions in the financial market. If you are not happy with the service provided, and wish to submit a complaint, this document should also set down your legal rights and the possible options you can take. It has to be easily understood, written in plain English, and explain exactly what you are committing yourself to, along with the risks and benefits of going along with the advice. The Key Facts Document will also tell you about the level of cooling-off period. Within a certain time period, this makes it possible for you to cancel your agreement with the financial advisor.

You should check what qualifications and experience the financial advisor has when you first speak with them. Asking such questions shouldn't be a cause for embarrassment, because you are about to entrust them with your financial future. Every Newtownabbey financial advisor must present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If the advisor's name doesn't appear on the Financial Services Register, you don't need to stress, the firm the individual works for will almost certainly be on the register and their employees are all covered by the regulations. The individual may still offer financial guidance instead of advice, if these can't be presented. Guidance isn't subject to regulations in the same way as financial advice, meaning that if errors are made neither party will have any recourse.

Financial Advisor Quotes in Newtownabbey Northern Ireland

If it's investing money that you are interested in, the advisor will want to know the amount of risk you might be ready to accept with your hard-earned money. Substantial rewards could be possible with high risk investments, however you could also lose some or all of your funds. Good quality investment and financial advice will take you savings goals into consideration, i.e. how quickly you need access to your money, long or short term investments and how much capital you want to invest. The one question that you should ask yourself, which is often neglected, is just how much money you can actually afford to lose. Sometimes referred to as your 'capacity for loss', this will most likely affect the services and products that you are offered.

Financial Advice Near Newtownabbey Northern Ireland

From the outset, it's imperative that you let your financial advisor know about any regular payments, mortgages, personal savings or investments that you currently have. They will need this information, so that they can get a picture of your financial situation and give the appropriate advice for you. The diversification of your savings and investments by spreading the risk across various different products, is an essential part of reliable financial advice. With a knowledge of the best areas to consider, a certified financial advisor will concentrate on products that match your financial circumstances and goals.

A financial advisor will unmask the complex world of finance, and try to converse in as plain a speech as possible. You should be in a position to come to an informed decision after you have compared the various services and products that match your needs. You could ask your financial advisor to only specify ethical savings and investment schemes. You can then keep away from firms that investments meet your requirements, and instead support those enterprises and companies that match your concerns, for example zero carbon or green energy.

It's not that easy to have a close working relationship with a financial advisor in Newtownabbey without this impacting on work and other obligations. This can be alleviated by supplementing one-on-one appointments with phone calls and video conferencing, hence allowing you to seek the guidance you need at times that are convenient. Even if you rarely have a one-on-one meeting with your advisor, any competent financial advice company in Newtownabbey will have rigorous measures in force to ensure your details are kept secure and confidential, because remote and home working is now a large part of our society.


Investments can easily go down as well as up, as the financial world can be a volatile one. If it happens that your investment fails to make as much money as you hoped for, it can be an extremely demoralising and worrying time. However, unless it is due to misleading or wrong information from your advisor a downward trend in your investment isn't seen as a cause for complaint.

Independent Financial Advisor Near Newtownabbey (BT36)

As detailed in the Key Facts Document, any complaints should begin with the company's complaints procedure. You can inform the Financial Ombudsman of the situation if it is unresolved within the time schedule laid down by the regulating authority, and your advisor is registered with the FCA.

After reviewing the cause for complaint, the Financial Ombudsman will make a ruling on the issue. If it's established that the complaint is legitimate, a decision is made on how the client can be financially compensated. Once the decision is agreed on by the customer it becomes a legally binding decision which the financial advisor and their company, must abide by. The Financial Ombudsman will also account for any hassle, upset, distress and inconvenience caused to the client during the dispute, and fix the level of compensation accordingly.

Book a Financial Advisor in Newtownabbey UK

Financial advice can be provided in Newtownabbey and also nearby in: Antrim, Doagh, Greenisland, Belfast, Pargate, Nutts Corner, Templepatrick, Whiteabbey, Ballynure, Dunadry, Glengormley, Randalstown, Kells, Whitehead, Ballyclare, together with these postcodes BT36 4TP, BT36 4XY, BT36 4PY, BT36 5BS, BT36 4XA, BT36 4SP, BT36 4RT, BT36 4AA, BT36 4AG, BT36 5AR. Local Newtownabbey financial advisors will probably have the postcode BT36 and the dialling code 028. Checking this should ensure that you're accessing local financial advisers. Newtownabbey property owners are able to utilise these and numerous other related services. Click the "enquiry" banner to get details about financial advisors in your area.

Daily Tasks of a Financial Advisor

  • Continually updating clients concerning their investments.
  • Keeping detailed records of transactions and customers.
  • Meeting targets for performance and sales.
  • Keeping abreast of legislation changes and new financial products.
  • Researching financial products and explaining them simply and clearly to clients.
  • Chatting with customers regarding their finances and plans.
  • Working in conjuction with colleagues to collect trends, statistics and market information.
  • Making deals with with providers of financial products.
  • Providing counselling, consultation and education with regards to finances and investments.
  • Producing detailed financial reports.

Newtownabbey Financial Advice Services

Financial Advice Tasks Newtownabbey

There are a number of different services that are provided by your local Newtownabbey financial advisor including investment advice, stakeholder pension advice, financial services, life insurance, retirement planning Newtownabbey, investment consolidation Newtownabbey, cashflow analysis, bridging finance, money planning Newtownabbey, family income benefit, business planning in Newtownabbey, mortgage advice in Newtownabbey, financial analyst services, will writing services, critical illness cover, portfolio management, independent financial advice, long term care fee advice in Newtownabbey, pension transfers, unit trusts in Newtownabbey, saving for children, investing an inheritance, annuities Newtownabbey, personal pensions Newtownabbey, annuity purchases, corporate bonds, death benefits, life assurance, financial planning Newtownabbey, multi-asset portfolios, and lots more. These are just some of the tasks that can be performed by a financial advisor. Newtownabbey professionals will inform you of their entire range of financial services.

Skills Needed by a Financial Advisor

  • To be able to network and establish relationships with customers.
  • Effective business management skills for negotiating product rates.
  • To have attentive interpersonal and listening skills.
  • To be thorough and pay attention to detail.
  • A good understanding and knowledge of accounting and economics associated with financial markets and products.
  • To be organised and self-motivated.
  • The ability to sell services and products.
  • To be capable of using a computer and the main software programs.
  • Good skills in verbal communication.
  • Good skills in customer service for determining customer needs.
  • A competent level of mathematical knowledge for creating financial strategies.

Financial Advisors Near Newtownabbey

Also find: Ballyclare financial advisors, Belfast financial advisors, Whiteabbey financial advisors, Doagh financial advisors, Pargate financial advisors, Nutts Corner financial advisors, Glengormley financial advisors, Randalstown financial advisors, Dunadry financial advisors, Antrim financial advisors, Templepatrick financial advisors, Whitehead financial advisors, Greenisland financial advisors, Kells financial advisors, Ballynure financial advisors and more. Most of these towns and villages are served by local financial advisers. Newtownabbey residents can get price quotes by going here.

Newtownabbey Financial Advice Services

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Financial Advice Enquiries in Newtownabbey Northern Ireland (028)
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  • Newtownabbey Financial Advice Quotations
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Financial Advisors Around Newtownabbey: In the last year financial advice was provided in the following Newtownabbey streets: Elmwood Cottages, Hollybrook Manor, Ballyronan Park, Rogan Wood, Rathcoole Drive, Woodford Grove, Kings Road, Ferndale Park, Arthur Avenue, Woodford Parade, Devenish Walk, Ladye Park, Wood Grange, Mulberry Mews, Ballynure Road, Woodford Park East, Woodford Drive, Cashel Drive, Aylesbury Road, Liscoole Park, Abbeydene Manor, Abbeyville Gardens, Heather Park, Longwood Road, Mayfield Heights, Fairview Drive, Glenville Green, Fairyknowe Park, Hollybrook Hill, Gunnell Hill, and in these Northern Ireland postcodes: BT36 4TP, BT36 4XY, BT36 4PY, BT36 5BS, BT36 4XA, BT36 4SP, BT36 4RT, BT36 4AA, BT36 4AG, BT36 5AR. People in these areas recently requested the help of a financial advisor. Newtownabbey residents benefited from trusted and competent financial services in all cases.

More Newtownabbey Services: Naturally, whenever you happen to be looking at your finances in Newtownabbey, Northern Ireland, you will likely need all types of different services and apart from a financial advisor in Newtownabbey, Northern Ireland, you might also need contracts lawyers in Newtownabbey, solicitors in Newtownabbey, wills & probate in Newtownabbey, bookkeeping in Newtownabbey, mortgage brokers in Newtownabbey, debt recovery & collection in Newtownabbey, property law & conveyancing in Newtownabbey, mortgage advice in Newtownabbey, family lawyers in Newtownabbey, accounting in Newtownabbey, business consulting in Newtownabbey, business financial planning in Newtownabbey, payroll services in Newtownabbey, tax preparation in Newtownabbey, banruptcy lawyers in Newtownabbey, estate planning in Newtownabbey, investment advisors in Newtownabbey, and other different Newtownabbey experts.

Financial Adviser Jobs Newtownabbey: Find financial advisor jobs near Newtownabbey by going here: Financial Advisor Jobs Newtownabbey

To read local info relating to Newtownabbey, Northern Ireland go here

Independent financial advisor in BT36 area, telephone code 028.

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(This financial advisor Newtownabbey content was updated on 01-09-2022)