Financial Advisor Newtownabbey

Newtownabbey Independent Financial Advice & Investment

Financial Advisor Newtownabbey Northern Ireland (BT36): Locating a decent independent financial advisor in the Newtownabbey area can be a daunting experience, particularly if you're seeking financial advice for the very first time. Whether you're searching for pensions, investment, mortgage or even insurance advice, all professional financial advisors have one thing in common; they must all follow the regulations set by the Financial Conduct Authority (FCA). This comes with certain guarantees, therefore after getting advice from a FCA approved financial advisor in Newtownabbey, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman, if if things go wrong.

Free Newtownabbey Financial Advisor Quotes

A good starting point in choosing a financial advisor in Newtownabbey could be family and friends, but keep in mind that the sort of advice you're looking for could be somewhat different to theirs. Financial advice needs to be individually tailored to your unique situation, and you will find that certain financial advisors might not be appropriate for you. It is a good idea to chat to at least three different companies when you're choosing a financial advisor, as this is a big decision, and you need to find one that you feel comfortable with and can trust, and also check out the various options they can provide.

Financial Advisor Newtownabbey Northern Ireland (BT36)

There are 2 main types of financial advisor in Newtownabbey; restricted advisors and independent financial advisors (IFA). The benefit of using an independent financial advisor is that they should not be restricted to a single provider's services or products, and can offer a wide range of options. Independent financial advice must be offered in an impartial way and should cover the full spectrum of financial products and companies. This will allow you to select from the broadest range of products to match your needs. A restricted financial advisor might be limited to services and products from a specific provider, or may even focus on an individual product, as in the case of a mortgage advisor.

The Financial Conduct Authority requires that any financial advisor must discuss their charges with you, before accepting you as a client. You may be charged a set fee, by the hour or even a specific percentage of your investment value, according to type of service you are looking for. A free initial consultation could be offered, so you can discuss your objectives and situation to determine whether the advisor is a good fit. If you go with one of the bigger Newtownabbey companies, your account may be handled by a team of advisors rather than just one individual.

Financial Advisors Newtownabbey UK (028)

You will be required to complete a "Fact Find" document, which is a confidential disclosure form relating your financial situation and aims to the advising firm. A Key Facts Document, or Initial Disclosure Document will also be handed to you, to provide information regarding the financial advisors themselves, explaining the extent of their permissions in the financial sector and their status to offer restricted or independent advice. If you are not satisfied with the service provided, and wish to complain, this document will also lay out your legal rights and your options. It should be simple to understand, written in plain language, and describe precisely what you're committing yourself to, together with the risks and benefits of accepting the proffered advice. You can find the level of cooling-off period in this document. This permits you to cancel the agreement within a certain period of time, and if any penalties are incurred.

Make sure you check what experience and qualifications the financial advisor has the first time you speak to them. After all you are just about to entrust your financial wellbeing to their expertise, so you should never be self-conscious about asking these questions. Every financial advisor in Newtownabbey must be in a position to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When checking the Financial Services Register, don't panic if your advisor's name does not show up on there; you will probably find the company name, and this means that the regulations covers all of their advisors. The individual can still offer financial guidance instead of advice, if these cannot be provided. Guidance isn't regulated in the same way as financial advice, which means that if errors arise the client won't have any recourse.

Financial Advisor Quotes in Newtownabbey Northern Ireland

You will be asked about the amount of risk you're ready and able to accept, if you are seeking advice on investments. Larger rewards may be possible with higher risk investments, however you stand a greater chance of losing some or all of your funds. Good quality financial and investment advice should take you savings objectives into consideration, i.e. how quickly you need to access your funds, long or short term investments and how much cash you want to invest. "How much money can you truly afford to lose?" Is the one important question that you really need to ask yourself. This is commonly called your 'capacity for loss' and may influence the services and products that may be offered for your consideration.

Financial Advice Near Newtownabbey Northern Ireland

From the outset, it is important to tell your financial advisor about any savings accounts, regular outgoings, investments or mortgage loans that you have. They will need these details, so they can get a picture of your finances and give the best advice for you. Diversifying your investments and savings by spreading the risk load across various different products, is an important part of reliable financial advice. So as to mirror your financial situation and goals, a competent financial advisor in Newtownabbey will be aware of the best products to consider.

A financial advisor will throw open the complex world of finance, and try to communicate in as plain a speech as possible. This will permit you to compare products and services that meet your needs, and make an informed decision. If you are mind is firmly on the environment, you could ask your advisor to stick to ethical savings and investments. You can then stay clear of corporations that firms meet your requirements, but instead support those companies and businesses that address your concerns, for instance zero carbon or renewable energy.

It's not always easy to have a close working relationship with a financial advisor in Newtownabbey without this impacting work and other commitments. One-on-one appointments can be augmented with video conferencing and telephone to allow you to get advice at times that suit you. Home and remote working is now so common, and a professional financial advice firm in Newtownabbey will have strict measures in force to keep your details confidential and secure, even if you rarely have a face-to-face meeting with your advisor.

COMPLAINTS

Investments can be an unpredictable area, and their values can fall as well as rise. If your investment is not making the amount of money you hoped for, it can be incredibly demoralising and stressful. Unfortunately, a downward spiraling of your investment is not seen as a cause for complaint, except if it's due to misleading or incorrect information from your financial advisor.

Independent Financial Advisor Near Newtownabbey (BT36)

As outlined in the Key Facts Document, any disputes should begin with the firm's official complaints procedure. You can tell the Financial Ombudsman about the issue if it remains unresolved within the time-frame laid down by the regulating body, and the advisor is a member of the FCA.

The Financial Ombudsman will come to a decision after independently reviewing the cause for complaint. A decision is made on how to financially compensate the customer, if the complaint is upheld. On acceptance by the customer, the decision becomes legally binding, and the advisor and their firm must comply with it. Any upset, inconvenience, distress and trouble caused to the client during the situation, will be accounted for when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Newtownabbey UK

Financial advice can be provided in Newtownabbey and also in nearby places like: Ballyclare, Doagh, Randalstown, Belfast, Glengormley, Kells, Greenisland, Pargate, Nutts Corner, Whiteabbey, Whitehead, Ballynure, Dunadry, Templepatrick, Antrim, together with these postcodes BT36 4QB, BT36 4QN, BT36 4TS, BT36 5AS, BT36 5AX, BT36 4WW, BT36 4RL, BT36 5DB, BT36 5AB, BT36 5BJ. Local Newtownabbey financial advisers will probably have the postcode BT36 and the telephone code 028. Checking this out should make sure that you access local financial advisers. Newtownabbey home and business owners will be able to utilise these and various other related services. Simply click on the "enquiry" banner or form to get information on financial advisors in your area.

Newtownabbey Financial Advice Services

Financial Advice Tasks Newtownabbey

There is a wide range of services that can be provided by your local Newtownabbey financial advisor including investment consolidation, offshore investments, corporate bonds, annuities, life assurance Newtownabbey, personal protection, pension plans in Newtownabbey, trustee investment services, ISA's, pension drawdowns Newtownabbey, pension consolidation, pensions in divorce, tax financial planning in Newtownabbey, independent financial advice, financial analyst services, annuity purchase in Newtownabbey, will writing services in Newtownabbey, long term care fee advice, financial planning Newtownabbey, cash flow modelling, equity release advice, trusts, mortgage advice in Newtownabbey, cashflow planning, retirement planning, investment bonds, pension transfers in Newtownabbey, portfolio management in Newtownabbey, multi-asset portfolios, business financial planning, and more. Listed are just an example of the activities that can be performed by a financial advisor. Newtownabbey professionals will be happy to tell you about their full range of services.

Northern Ireland Financial Advice Enquiries

Financial Advice Enquiries Northern Ireland

The latest Northern Ireland financial advice enquiries: Mr and Mrs Hough from Rostrevor, Northern Ireland recently enquired about financial planning. Emrys Stanley from Portrush recently asked for information on mortgages. Mr and Mrs Macpherson from Moira recently asked for information on mortgages. Kasper Clough and Ava-Mae Clough from Ballywalter recently enquired about investment bonds. Octavia Burke from Ahoghill recently asked for information on offshore investments. Mr and Mrs Mccall from Downpatrick recently enquired about mortgage advice. Veronica Spencer and Jac Spencer from Ballymoney, Northern Ireland recently enquired about family income benefit. Mr and Mrs Burt from Crumlin, Northern Ireland recently asked for information on equity release. Most of these local people did a search for "financial advisor Northern Ireland" and found this webpage on either Google, Bing or Yahoo.

NEWNewtownabbeyABBEY FINANCIAL ADVISOR QUOTES

Financial Advisors Near Newtownabbey

Also find: Pargate financial advisers, Whiteabbey financial advisers, Ballyclare financial advisers, Whitehead financial advisers, Randalstown financial advisers, Glengormley financial advisers, Kells financial advisers, Greenisland financial advisers, Templepatrick financial advisers, Doagh financial advisers, Ballynure financial advisers, Dunadry financial advisers, Belfast financial advisers, Antrim financial advisers, Nutts Corner financial advisors and more. All these villages and towns are served by local financial advisers. Newtownabbey residents can get quotes by going here.

Newtownabbey Financial Advice Services

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Financial Advice Enquiries in Newtownabbey Northern Ireland (028)
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More Newtownabbey Services: Of course, when you happen to be looking at your finances in Newtownabbey, Northern Ireland, you'll likely need all kinds of different services and apart from a financial advisor in Newtownabbey, Northern Ireland, you could also need tax preparation in Newtownabbey, estate planning in Newtownabbey, accountants in Newtownabbey, wills & probate in Newtownabbey, business consulting in Newtownabbey, investment advisors in Newtownabbey, property law & conveyancing in Newtownabbey, family lawyers in Newtownabbey, mortgage advice in Newtownabbey, payroll services in Newtownabbey, bookkeeping in Newtownabbey, contracts lawyers in Newtownabbey, business financial planning in Newtownabbey, solicitors in Newtownabbey, banruptcy lawyers in Newtownabbey, debt recovery & collection in Newtownabbey, mortgage brokers in Newtownabbey, and other different Newtownabbey experts.

Financial Advisors Around Newtownabbey: People living in the following streets and areas have recently inquired about financial advice - Holly Manor, Graymount Drive, Hedgelea Grove, Glenville Park, The Poplars, Station Road, Glenbourne Avenue, Commercial Way, Swanston Road North, Vaddegan Road, Fairyknowe Drive, Burnthill Avenue, Ashley Park, Mount Pleasant Lane, Abbots Road, Newton Gardens, Fairview Way, Burnthill Road, Carmeen Drive, Dunowen Pass, Grainon Way, Innisrush Gardens, Fernagh Court, Hazelwood Park, Ben Madigan Park, Glenbroome Park, Elmfield Park, Burnthill Drive, Abbey Mews, as well as the following Newtownabbey area postcodes: BT36 4QB, BT36 4QN, BT36 4TS, BT36 5AS, BT36 5AX, BT36 4WW, BT36 4RL, BT36 5DB, BT36 5AB, BT36 5BJ. People residing in these local areas recently needed help from a financial advisor. Newtownabbey residents were given competent and top notch financial services on every occasion.

For the latest local information about Newtownabbey, Northern Ireland click here

Independent financial advisor in BT36 area, 028.

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(This financial advisor Newtownabbey information was successfully updated on 06-05-2022)