Financial Advisor Newtownabbey

Newtownabbey Independent Financial Advice & Investment

Financial Advisor Newtownabbey Northern Ireland (BT36): If you are seeking financial advice for the first time, trying to find a decent financial advisor advisor in the Newtownabbey area can be a daunting experience. However, all qualified financial advisors are bound by one simple rule; they all have to observe the regulations of the Financial Conduct Authority, whether you are searching for investments, mortgage, pension or even insurance advice. Any advice given by a FCA approved financial advisor in Newtownabbey comes with the guarantee that should anything go wrong, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Newtownabbey Financial Advisor Quotes

When selecting a financial advisor in Newtownabbey, a good starting point could be relatives and friends, however you must keep in mind that your situation might not be in line with theirs, and you might be in need of a different type of advice. Any advice they provide needs to be tailored to your specific circumstances, and every financial advisor is not suitable for everyone. It is wise to speak to at least three different companies when you are choosing a financial advisor, as this is an important decision, and you'll be looking to find one that you can trust and feel comfortable with, and at the same time check out the various options they offer.

Financial Advisor Newtownabbey Northern Ireland (BT36)

Restricted advisors and independent financial advisors, are the 2 principal kinds of financial advisor in Newtownabbey. Offering a wider range of options, an independent financial advisor won't be confined to just one provider's products or services. Independent financial advice should be offered in an unbiased way and should cover the entire spectrum of financial products and companies. If you elect to use an IFA, you'll be able to select from the broadest possible range of services, so as to find the perfect solution for you. A restricted financial advisor may be limited to products and services from one particular firm, or might even focus on a particular product, as you might find with a mortgage advisor.

Before accepting you as a client, any financial advisor in Newtownabbey must fully discuss their charges with you, as required by the Financial Conduct Authority. Although it can vary depending on the type of product or service you're looking for, there could be a set fee, an hourly rate, or you may even be charged a proportion of what you are investing. To discuss your objectives and see if the advisor is the correct fit for your situation, a free initial consultation may be offered. If you use one of the bigger Newtownabbey firms, your account could be looked after by a team of advisors rather than just one individual.

Financial Advisors Newtownabbey UK (028)

To outline your financial situation and ambitions to the advising company, you'll be required to fill out a "Fact Find" form, which is a confidential disclosure document. You will also be handed a Key Facts Document, or Initial Disclosure Document, which provides information about the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial market. If you aren't satisfied with the service, and wish to complain, this document should also lay down your own rights and the possible options you can take. It has to be easy to understand, written in layman's terms, and describe precisely what you are committing yourself to, along with the benefits and risks of going along with the advice. The allowed cooling-off period should also be spelled out in this document. Within a specific period of time, this makes it possible for you to cancel your agreement with the financial advisor.

You need to check the qualifications and experience of your financial advisor when you first speak to them. After all you're on the verge of entrusting your long-term financial wellbeing to their skill, so you must not be self-conscious about asking such questions. A Level 4 qualification is the minimum required qualification for any financial advisor in Newtownabbey, and they must also be in a position to show an annual Statement of Professional Standing. Don't worry if your particular advisor's name doesn't appear on the Financial Services Register, as long as the company is listed on the register, their personnel are covered by the regulations. If these cannot be presented the person can still offer financial guidance instead of advice. Guidance is not subject to regulations in the way that financial advice is, meaning that if mistakes arise neither party will have any recourse.

Financial Advisor Quotes in Newtownabbey Northern Ireland

If it's investments that you are interested in, the advisor will need to know the amount of risk you might be ready to take on with your hard-earned cash. Higher risk investments could offer larger rewards, but all or some of your money could be lost. In order to get the very best financial and investment advice, your savings objectives will need to be taken into account, i.e. how quickly you need access to your money, how much you wish to invest and short or long term investments. The one question that you should ask yourself, which is usually neglected, is just how much you can really afford to lose. This may well influence the services and products that you're offered, and is generally known as your 'capacity for loss'.

Financial Advice Near Newtownabbey Northern Ireland

You'll want to let your financial advisor know about any current regular outgoings, mortgages, investments or savings. They will need this information, so that they can get a clear picture of your financial circumstances and give the appropriate advice for you. Spreading the risk load across different products through the diversification of your investments and savings, is something that smart financial advice should allow for. In order to match your goals and financial circumstances, a qualified financial advisor in Newtownabbey will understand the best areas to consider.

Your financial advisor will communicate in as much plain speech as possible, while throwing open the multifaceted world of finance. This will help you to compare products and services which meet your needs, and come to an informed decision. You could perhaps ask your financial advisor only to specify ethical savings and investments. You can then stay away from companies that companies meet your requirements, and instead lend your support to those enterprises and firms that address your concerns, for example renewable energy or zero carbon.

Having constant interactions with your financial advisor in Newtownabbey could create issues with your work and other commitments. This can be alleviated by augmenting face-to-face appointments with telephone and video conferencing, thus allowing you to seek the guidance you need at convenient times. Even if you hardly ever have a one-on-one meeting with your advisor, a professional financial advice provider in Newtownabbey will have rigorous measures in place to ensure your details are kept confidential and secure, because home and remote working is now a large part of our society.


Investments can go down as easily as they can go up, since the financial sector can be unpredictable. If your investment is not making the amount of money you were hoping for, it can be incredibly demoralising and stressful. Unfortunately, a downward trend in your investment isn't seen as a basis for complaint, except if it is because of incorrect or misleading information from your financial advisor.

Independent Financial Advisor Near Newtownabbey (BT36)

As described in the Key Facts Document, any complaints should start with the firm's complaints procedure. If the financial advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it is unsolved within the time-frame set by the regulating body.

The Financial Ombudsman will independently review the cause of the complaint and make a ruling. If the complaint is upheld, a decision is made on how to rectify or financially compensate the customer. Once agreed on by the client, the ruling will become legally binding, and the financial advisor and their company must abide by it. Any compensation fixed by the Ombudsman will also take into consideration any trouble, distress, inconvenience and annoyance caused to the client during the dispute.

Book a Financial Advisor in Newtownabbey UK

Financial advice can be provided in Newtownabbey and also nearby in: Templepatrick, Doagh, Antrim, Ballynure, Randalstown, Whiteabbey, Dunadry, Glengormley, Greenisland, Whitehead, Belfast, Pargate, Ballyclare, Nutts Corner, Kells, and in these postcodes BT36 4WD, BT36 4RU, BT36 4QQ, BT36 4LA, BT36 4TE, BT36 4TB, BT36 4BG, BT36 4NA, BT36 4ZD, BT36 4WS. Locally based Newtownabbey financial advisers will likely have the dialling code 028 and the postcode BT36. Simply click the "enquiry" form or banner to get details about financial advisors in your area.

Skills Needed by a Financial Advisor

  • To have excellent IT skills.
  • Excellent skills in verbal communication.
  • A good level of mathematical knowledge for building financial packages.
  • To pay attention to detail and be thorough.
  • To be able to network and build solid relationships with clients.
  • Effective management skills for the negotiation of product fees.
  • To have the ability to listen attentively
  • Effective skills in customer service for finding out client needs.
  • To be good at selling services and products.
  • To have a flexible approach to work.
  • A solid knowledge and understanding of economics and accounting associated with financial markets and products.

Northern Ireland Financial Advice Enquiries

Northern Ireland Financial Advice Enquiries

Current Northern Ireland financial advice enquiries: Manha Fairhurst from Newbuildings, Northern Ireland recently enquired about equity release. Deacon and Estelle Alcock from Rathfriland recently enquired about investment bonds. Sunny Nelson from Dungiven, Northern Ireland recently asked for information on mortgages. Mitchell Mason from Ballykelly recently enquired about investment bonds. Marco Pryor and Alys Pryor from Cullybackey recently asked for information on life assurance. Hibba Reilly from Hillsborough, Northern Ireland recently enquired about offshore investments. Myla Nixon from Portaferry recently asked for information on investment bonds. Yusuf Drew from Carryduff recently enquired about offshore investments.

Newtownabbey Financial Advice Services

Financial Advice Tasks Newtownabbey

There is a variety of services that are provided by your local Newtownabbey financial advisor including cash flow modelling, annuity purchase, business financial planning, investment plans Newtownabbey, trusts, ISA's, long term care fee planning in Newtownabbey, corporate financial planning, investment bonds, unit trusts, bridging finance, financial planning, independent financial advice, cheap financial advice Newtownabbey, financial analyst services, corporate bonds in Newtownabbey, income protection advice, ethical investment advice, pension consolidation, will writing services Newtownabbey, wealth management & investments, annuities Newtownabbey, portfolio management, pension plans, trustee investment services in Newtownabbey, and more.


Financial Advisors Near Newtownabbey

Also find: Doagh financial advisors, Randalstown financial advisors, Greenisland financial advisors, Pargate financial advisors, Nutts Corner financial advisors, Kells financial advisors, Ballynure financial advisors, Templepatrick financial advisors, Dunadry financial advisors, Whiteabbey financial advisors, Belfast financial advisors, Antrim financial advisors, Glengormley financial advisors, Ballyclare financial advisors, Whitehead financial advisors and more.

Newtownabbey Financial Advice Services

Find a Financial Advisor in Newtownabbey Here
Financial Advice Enquiries in Newtownabbey Northern Ireland (028)
  • Newtownabbey Financial Services
  • Newtownabbey Cheap Financial Advice
  • Newtownabbey Financial Advice
  • Newtownabbey Retirement Advice
  • Newtownabbey Pension Advice
  • Newtownabbey Estate Planning
  • Newtownabbey Cashflow Analysis
  • Newtownabbey Life Insurance Advice
  • Newtownabbey Wealth Management
  • Newtownabbey Corporate Financial Advice
  • Newtownabbey Trustee Investments
  • Newtownabbey Inheritance Advice
  • Newtownabbey Mortgage Advice
  • Newtownabbey Investment Advice

Financial Advisors Around Newtownabbey: Some Newtownabbey areas and streets where financial advice has recently been given - Abbeyglen Crescent, Moss Road, Oaklands Park, Foxton Avenue, Princes Avenue, Bramble Grove, Foyle Hill, Abbeycroft Drive, Culmeglen, Carn Court, Ballyearl Court, Chandler Court, Graymount Parade, St. Quentin Avenue, Glenabbey Drive, Birch Green, The Diamond, Ardlea Crescent, Fairview Court, Glebe Manor, Vaddegan Drive, Knockagh Road, Lenamore Avenue, Mournebeg Drive, Glebe Lodge, Abbots Gardens, Glenwell Grove, McIlroy Court, Ballyvesey Road, Abbeyhill Gardens, as well as these local Newtownabbey postcodes: BT36 4WD, BT36 4RU, BT36 4QQ, BT36 4LA, BT36 4TE, BT36 4TB, BT36 4BG, BT36 4NA, BT36 4ZD, BT36 4WS.

More Newtownabbey Services: Needless to say, when you are looking at your finances in Newtownabbey, Northern Ireland, you will likely be in need of all kinds of different services and aside from a financial advisor in Newtownabbey, Northern Ireland, you could additionally need payroll services in Newtownabbey, tax preparation in Newtownabbey, mortgage brokers in Newtownabbey, business consulting in Newtownabbey, property law & conveyancing in Newtownabbey, mortgage advice in Newtownabbey, estate planning in Newtownabbey, family lawyers in Newtownabbey, solicitors in Newtownabbey, accounting in Newtownabbey, contracts lawyers in Newtownabbey, bookkeeping in Newtownabbey, wills in Newtownabbey, investment advisors in Newtownabbey, banruptcy lawyers in Newtownabbey, business financial planning in Newtownabbey, debt recovery & collection in Newtownabbey, and other different Newtownabbey experts.

If you would like to get local Newtownabbey info go here

Independent financial advisor in BT36 area, 028.

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