Financial Advisor Teignmouth

Teignmouth Independent Financial Advice & Investment

Financial Advisor Teignmouth Devon (TQ14): If you're in search of financial advice for the first time, trying to find a reliable financial advisor advisor in the Teignmouth area can be a daunting experience. Whether it's investment, pension, mortgage or even insurance advice that you're searching for, there is one common rule for all professional financial advisors; they all have to adhere to Financial Conduct Authority regulations. The benefit of this is that if a financial advisor who is FCA authorised gives you bad advice, and anything goes wrong, you have guarantees, and can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman to have it put right.

Free Teignmouth Financial Advisor Quotes

When picking a financial advisor in Teignmouth, a good place to begin could be family and friends, but you must keep in mind that your situation may not be in line with theirs, and you may be in need of a different sort of advice. Any advice they offer should be adapted to your specific situation, and every financial advisor is not suitable for everybody. Selecting a financial advisor is an important decision and it is wise to talk to at least 3 different firms in order to explore the various options they can provide, and to find one you can trust and feel comfortable with.

Financial Advisor Teignmouth Devon (TQ14)

Restricted advisors and independent financial advisors, are the 2 principal types of financial advisor in Teignmouth. An IFA should not be confined to the products and services of just one provider. Independent financial advice must be given in an honest and impartial way and should cover the full spectrum of financial companies and products. Using an independent financial advisor should permit you to pick from the widest possible array of products. If you use a restricted advisor you'll soon realise that they could be limited to products and services of a specific provider, or as in the case of a mortgage advisor, may only be involved with one solitary product.

Before taking you on as a client, any Teignmouth financial advisor must discuss their charges with you, as demanded by the Financial Conduct Authority. According to the product you require, you could be charged a set fee, by the hour or even a percentage of your investment. You may be offered a free first consultation to allow you to discuss your aims and find out if the advisor is the proper choice for your circumstances. Your account could be looked after by a team rather than a single advisor, if you elect to go with one of the bigger companies in Teignmouth.

Financial Advisors Teignmouth UK (01626)

Before any actual financial advice is handed out you will need to fill in a confidential disclosure document, known as a "Fact Find" form, which informs the advising company about your financial situation and desired goals. You should also be handed a Key Facts Document, or Initial Disclosure Document, which provides information about the financial advisor, their status to offer restricted or independent advice and their range of permissions in the financial market. If you're not satisfied with the service, and wish to complain, this document should also set down your own legal rights and the options you can take. It should be typed out in plain English and outline what you are signing up for, and any possible benefits and risks if you decide to accept the advice offered. The level of cooling-off period should also be spelled out in this Key Facts Document. This allows you to change your mind within a specific time period, and cancel your contract with the financial advisor.

The first time you're chatting with your financial advisor ensure that you check what experience and qualifications they've got. After all you're on the verge of entrusting your long-term financial wellbeing to their skill, so you must not be self-conscious about asking such questions. All financial advisors in Teignmouth must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. Don't worry if your particular advisor's name doesn't show up on the Financial Services Register, so long as the firm is on the register, their personnel will be covered by the regulations. If these cannot be provided the individual may still offer financial guidance as opposed to advice. Guidance isn't regulated in the same way as financial advice, which means that if errors arise neither party will have any recourse.

Financial Advisor Quotes in Teignmouth Devon

You will be asked about the amount of risk you're ready and able to take on, if you are seeking advice on investments. Most investments carry some element of risk, but high risk investments may offer bigger rewards, and also more likelihood of losing your cash. Good financial and investment advice should take into account your savings objectives, i.e. how quickly you need to access your money, how much you have to invest and long or short term investments. One question you should ask yourself, which is often ignored, is just how much you can afford to lose. This may well affect the products and services that could be offered for your consideration, and is generally referred to as your capacity for loss.

Financial Advice Near Teignmouth Devon

You'll want to tell your financial advisor about any current savings accounts, regular payments, mortgages or investments. This will give a clear and full picture of your current financial circumstances, and without this the advice you are given will most likely not be the most suitable for you. Sound financial advice should include diversifying your savings and investments by spreading the risk load across different products. Having an understanding of the best areas to consider, a seasoned financial advisor will favour products that match your financial circumstances and goals.

Communicating in the clearest possible way, your financial advisor will reveal the complex world of finance and investment. This will allow you to compare services and products that match your needs, and come to an informed decision. If you are environmentally minded, you could ask your financial advisor to stick to ethical savings and investment schemes. This allows you to support firms and businesses that address your concerns, e.g. zero carbon or renewable energy, or perhaps keeping away from firms that do not meet your criteria.

It could prove hard to manage your work life and other responsibilities around working closely with your financial advisor in Teignmouth. One-on-one appointments can be augmented with phone calls and video conferencing to allow you to seek advice at times that suit you. An experienced financial advice provider in Teignmouth will have strict measures in force to keep your details confidential and secure, even if you rarely have a one-to-one meeting with your advisor, because home and remote working is no longer unusual.


The value of your investments could go down as well as up, and this is a factor that you need to bear in mind. If your investment isn't making as much money as you hoped for, it can be very worrying and frustrating. However, except if it's because of misleading or incorrect information from your financial advisor, a downward spiral in your investment isn't a recognised grounds for complaint.

Independent Financial Advisor Near Teignmouth (TQ14)

The company's official complaints procedure should be the best place to start with any grievances, and the Key Facts Document should discuss this. You can inform the Financial Ombudsman of the situation if it is unsolved within the time schedule set by the regulating authority, and the advisor is a member of the FCA.

The Financial Ombudsman will independently review the cause for complaint and come to a decision. If the complaint is found to be justified, a decision will be made on how to rectify or financially compensate the customer. This becomes a legally binding decision as soon as it has been accepted by the client, and the advisor and their firm must comply with the decision. Any inconvenience, hassle, upset and distress caused to the client during the dispute, will be considered when the Financial Ombudsman establishes the level of compensation.

Book a Financial Advisor in Teignmouth UK

Financial advice can be provided in Teignmouth and also in: Shutterton, Combeinteignhead, Stokeinteignhead, Ideford, Shaldon, Penn Inn, Fosterville, Bishopsteignton, Holcombe, Kingskerswell, Dawlish, Newton Abbot, Luton, Kinsteignton, and in these postcodes TQ14 8NE, TQ14 8GJ, TQ14 8GD, TQ14 8FE, TQ14 8EL, TQ14 8NF, TQ14 8LG, TQ14 8EG, TQ14 8FW, TQ14 8AA. Locally based Teignmouth financial advisers will likely have the telephone code 01626 and the postcode TQ14. Verifying this should confirm that you access locally based financial advisers. Teignmouth homeowners can utilise these and lots of other similar services.

Required Skills for Financial Advisors

  • To be goal driven.
  • Active interpersonal and listening skills.
  • Excellent skills in verbal communication.
  • A good level of mathematical knowledge for developing financial packages.
  • Excellent business management skills for negotiating product rates.
  • To have good IT skills.
  • Excellent customer service skills for finding out client needs.
  • To be good at selling financial products and services.
  • To pay attention to detail and be thorough.
  • To be able to network and establish relationships with clients.
  • An excellent understanding and knowledge of economics and accounting with regard to financial markets and products.

Teignmouth Financial Advice Services

Financial Advice Tasks Teignmouth

There are a number of different services that can be provided by your local Teignmouth financial advisor including investment consolidation Teignmouth, pension consolidation advice, personal financial planning in Teignmouth, annuities Teignmouth, pension planning, life insurance, financial advice services, independent financial advice, pension transfers, portfolio management in Teignmouth, corporate financial planning, ISA's, investment planning, divorce financial planning, bridging finance, bereavement benefits, inheritance tax planning, business financial planning, trustee investment services, financial planning, investing an inheritance, critical illness cover, corporate bonds, income protection advice, equity release in Teignmouth, long term care fee advice, offshore investment advice Teignmouth, cashflow analysis, money planning, multi-asset portfolios, and lots more. These are just a handful of the tasks that can be accomplished by a financial advisor. Teignmouth professionals will be happy to tell you about their whole range of financial services.

A Financial Advisor's Everyday Tasks

  • A financial advisor meets sales and performance targets.
  • A financial advisor keeps fully abreast of law changes and new financial products.
  • A financial advisor researches financial products and explains them simply and clearly to clients.
  • A financial advisor works in collaboration with colleagues to obtain market information, trends and statistics.
  • A financial advisor thrashes out advantageous deals with with providers of financial products.
  • A financial advisor maintains detailed records of potential customers and transactions.
  • A financial advisor chats with clients about their finances and plans.
  • A financial advisor provides counselling, consultation and education with regards to investments and finances.
  • A financial advisor continually updates clients concerning their investments.
  • A financial advisor produces financial reports.

Financial Advice Enquiries Devon

Devon Financial Advice Enquiries

Recently posted Devon financial advice enquiries: Eliot Newby and Emilija Newby from Tawstock, Devon recently asked for information on equity release. Mr and Mrs Stuart in Chudleigh, Devon recently enquired about financial planning. Kyle and Alanna Latham in Holsworthy recently enquired about offshore investments. Mr and Mrs Cheshire from Broadclyst, Devon recently enquired about getting financial advice. Tianna Withers from Sparkwell, Devon recently asked for information on mortgages. Robin and Kacey Paine from Pinhoe recently asked for information on life assurance. Edwin Walmsley from Ilsington, Devon recently asked for information on life assurance. Ella and Pedro Derrick in Barnstaple, Devon recently enquired about getting financial advice. All of these local residents did a search for "financial advisor Devon" and discovered this page on either Yahoo, Bing or Google.

Devon Financial Advisors

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Around Devon you can likewise find: Honiton investment advice, Witheridge financial advisors, Exminster financial advice, Beer investment advice, Thurlestone financial advisors, Ashburton investment advice, Chittlehampton investment advisors, Mary Tavy investment advice, Brixham investment advisors, Mortehoe financial advice, Abbotskerswell financial advisors, Marldon investment advisors, Chudleigh Knighton financial advice, Lynton financial advice, Cullompton investment advisors, Tawstock financial advice, Plymstock investment advisors, Stoke Gabriel investment advisors, Dartmouth financial advisors, Denbury investment advice, Uplyme investment advice, Princetown financial advisors, Bradninch investment advice, Cheriton Fitzpaine investment advisors, Budleigh Salterton investment advisors, Lynmouth investment advice, Lympstone financial advice, Heanton Punchardon financial advice, Bampton investment advice, Bradninch financial advisors.


Financial Advisors Near Teignmouth

Also find: Stokeinteignhead financial advisers, Kinsteignton financial advisers, Shutterton financial advisers, Ideford financial advisers, Shaldon financial advisers, Kingskerswell financial advisers, Fosterville financial advisers, Newton Abbot financial advisers, Holcombe financial advisers, Penn Inn financial advisers, Combeinteignhead financial advisers, Luton financial advisers, Bishopsteignton financial advisers, Dawlish financial advisors and more. The majority of these areas are catered for by local financial advisers. Teignmouth residents can get estimates by going here.

Teignmouth Financial Advice Services

Find a Financial Advisor in Teignmouth Here
Financial Advice Enquiries in Teignmouth Devon (01626)
  • Teignmouth Inheritance Advice
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Financial Advisors Around Teignmouth: Financial advisors were recently necessary for people living in Higher Exeter Road, Landscore Road, Carlton Place, Coleman Avenue, Hazeldown Road, Alandale Close, Holcombe Down Road, Bitton Avenue, Beechwood Court, Shackleton Walk, Jordan Drive, Gloucester Road, First Avenue, Keatings Lane, The Rowdens, Broadmeadow View, Winterbourne Road, Abbey Close, Hillside Close, Buckeridge Road, Coombe Vale Road, Thatcher Drive, Eastcliff Walk, Northumberland Place, Hutchings Way, Fair Oaks, Milford Close, Bitton Park Road and these Teignmouth postcodes: TQ14 8NE, TQ14 8GJ, TQ14 8GD, TQ14 8FE, TQ14 8EL, TQ14 8NF, TQ14 8LG, TQ14 8EG, TQ14 8FW, TQ14 8AA. Folks in these areas recently needed the help of a financial advisor. Teignmouth residents benefited from professional and competent financial services on each occasion.

For local Teignmouth information check here

Independent financial advisor in TQ14 area, telephone code 01626.

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(This financial advisor Teignmouth information was checked and updated on 28-06-2022)