Financial Advisor Poulton-le-Fylde

Poulton-le-Fylde Independent Financial Advice & Investment

Financial Advisor Poulton-le-Fylde Lancashire (FY6): If you are in search of financial advice for the first time, trying to find a decent independent financial advisor in Poulton-le-Fylde can be a challenging experience. Whether you're searching for mortgage, investment, pension or even insurance guidance, all financial advisors are bound by one simple rule; they must all adhere to the regulations laid down by the Financial Conduct Authority. Any advice given from a FCA approved financial advisor in Poulton-le-Fylde comes with guarantees that should things go wrong, you can get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

Free Poulton-le-Fylde Financial Advisor Quotes

Recommendations from relatives and friends can be a decent starting point in choosing a financial advisor in Poulton-le-Fylde, but bear in mind that their circumstances might be different to what you are looking for. Not every financial advisor is suitable for everybody, and any advice they provide needs to be adapted to your specific situation. Picking the right financial advisor is important and it pays to chat to at least 3 different companies in order to explore the various options they provide, and to find one that you can trust and feel at ease with.

Financial Advisor Poulton-le-Fylde Lancashire (FY6)

There are two main types of financial advisor in Poulton-le-Fylde; restricted advisors and independent financial advisors. An IFA won't be confined to a single company's services or products. Independent financial advice must encompass the full gamut of financial products and companies, and should be given in an unbiased way. This will permit you to select from the broadest range of products to suit your needs. If you go to a restricted financial advisor you'll discover that they might be restricted to services and products of a single provider, or as with a mortgage advisor, may only be concerned with one individual product.

Before any financial advisor accepts you as a client, they're required by the FCA to fully discuss their charges with you. You may be charged a set fee, by the hour or perhaps even a percentage of your investment, contingent on kind of services you require. A free first consultation will sometimes be offered, so you can discuss your objectives and situation to determine whether the advisor is the best fit. If you use one of the bigger Poulton-le-Fylde firms, your account may be managed by a team of advisors rather than just one individual.

Financial Advisors Poulton-le-Fylde UK (01253)

You will be asked to complete a "Fact Find" form, which is a confidential disclosure document relating your objectives and financial situation to the advising firm. A Key Facts Document, or Initial Disclosure Document will also be given to you, to provide details about the financial advisors themselves, explaining the scope of their permissions in the financial market and their status to offer restricted or independent advice. If you aren't satisfied with the service provided, and wish to complain, this document will also lay down your legal rights and the options you can take. It must be easy to understand, written in plain language, and explain precisely what you're signing up for, along with the risks and benefits of taking the proffered advice. The cooling-off period should also be spelled out in this document. This makes it possible for you to have a change of heart within a specific time frame, and cancel your contract with the financial advisor.

When speaking with your financial advisor the very first time you'll want to check their qualifications and experience. After all you are on the verge of entrusting your financial future to their skill, so you should not be self-conscious about asking such questions. A Level 4 qualification is the minimum certification for any Poulton-le-Fylde financial advisor, and they must also be able to present you with an annual Statement of Professional Standing. If your advisor's name doesn't show up on the Financial Services Register, you should not panic, the company the individual works for will almost certainly be on the register and their staff will be covered by the regulations. If these can't be provided the individual may still offer financial guidance as opposed to advice. Guidance isn't subject to regulations in the same way as financial advice, meaning that if mistakes arise the client won't have any recourse.

Financial Advisor Quotes in Poulton-le-Fylde Lancashire

If it is investments that you're interested in, your advisor will question you about the amount of risk you are ready to take on with your hard-earned money. Most investments carry some degree of risk, but high risk investments could offer substantial rewards, and also more chance of losing your funds. The best financial and investment advice should take you savings aims into consideration, i.e. how rapidly you need access to your money, how much you wish to invest and short or long term investments. The one question that you should ask yourself, which is usually ignored, is how much you can really afford to lose. Known as your 'capacity for loss', this will most likely have an effect on services and products that you are offered.

Financial Advice Near Poulton-le-Fylde Lancashire

Right from the start, it is vital that you let your financial advisor know about any savings, regular payments, investments or mortgages that you currently have. They will need these details, so that they can get a picture of your financial situation and give the best advice for your needs. Spreading the risk load across a range of different products through the diversification of your savings and investments, is something that smart financial advice should allow for. With an understanding of the best areas to consider, a competent financial advisor will favour products that most closely match your goals and financial situation.

A financial advisor will unmask the complex world of finance, and try to speak in as plain a speech as possible. This will permit you to compare services and products which match your needs, and come to an informed decision. If you are environmentally minded, you can maybe ask your financial advisor to stick to ethical investment and savings schemes. This not only gives you investment opportunities, but also enables you to lend your support to zero carbon or green energy projects, and steer clear of businesses and companies that don't share the same values as you.

Working together with your financial advisor in Poulton-le-Fylde can be tricky to manage around your work life and other commitments. To enable you to get advice at times that suit you, one-on-one meetings can be augmented with video conferencing and phone calls. A competent financial advice firm in Poulton-le-Fylde will have strict measures in force to ensure your details are kept confidential and secure, even if you never have a one-to-one meeting with your advisor, because home and remote working is now so common.


You have to bear in mind that the financial sector can be an unpredictable one, and investment values could just as easily go down as well as up. It can be incredibly frustrating and stressful if your investment fails to make as much money as you hoped for. Sadly, a downward spiral in your investment is not a recognised grounds for complaint, unless of course it's down to misleading or wrong information from your financial advisor.

Independent Financial Advisor Near Poulton-le-Fylde (FY6)

The firm's official complaints procedure should be the best place to start with any disputes, and the Key Facts Document should discuss this. If the issue is unresolved within the time laid down by the regulating body, and the financial advisor is a member of the FCA, you can inform the Financial Ombudsman.

The Financial Ombudsman will look into the cause of the complaint and come to a decision. If the complaint is upheld, a decision will be made on how to financially compensate the client. Once agreed on by the customer, the decision becomes legally binding, and the advisor and their firm must comply with it. The Financial Ombudsman will also consider any annoyance, distress, trouble and inconvenience caused to the client during the process, and fix the level of compensation proportionately.

Book a Financial Advisor in Poulton-le-Fylde UK

Financial advice can be provided in Poulton-le-Fylde and also nearby in: Great Eccleston, Blackpool, Fleetwood, Thornton-Cleveleys, Staining, Hambleton, Greenhaigh, Cleveleys, Out Rawcliffe, Knott End-on-Sea, Singleton, Weeton, Bispham, Thornton, Elswick, and in these postcodes FY6 7HW, FY6 7DQ, FY6 7FL, FY6 7AA, FY6 7HD, FY6 6EH, FY6 7AR, FY5 5LD, FY6 7FX, FY6 7BA. Locally based Poulton-le-Fylde financial advisers will probably have the phone code 01253 and the postcode FY6. Checking this can confirm you're accessing locally based financial advisers. Poulton-le-Fylde property owners can benefit from these and many other related services.

Poulton-le-Fylde Financial Advice Services

Financial Advice Tasks Poulton-le-Fylde

There is a wide range of services that can be provided by your local Poulton-le-Fylde financial advisor including pension advice, tax advice, personal pensions, annuities, income protection, ethical investment advice Poulton-le-Fylde, equity release in Poulton-le-Fylde, portfolio management, investing an inheritance, cash flow modelling Poulton-le-Fylde, savings advice, inheritance tax planning Poulton-le-Fylde, familt controlled trusts, annuity purchase, retirement advice, trustee investment services, financial services, business planning Poulton-le-Fylde, will writing services, unit trusts, bridging finance, pension reviews, investment plans, life assurance, trusts, cashflow planning, corporate bonds, pension planning, mutual funds, multi-asset portfolios in Poulton-le-Fylde, and more. Listed are just a handful of the activities that can be handled by a financial advisor. Poulton-le-Fylde professionals will be delighted to keep you abreast of their entire range of financial services.

Lancashire Financial Advice Enquiries

Financial Advice Enquiries Lancashire

Recent Lancashire financial advice enquiries: Joseph and Isra Compton from Hutton, Lancashire recently asked for information on financial planning. Ariana Bradshaw and Zakariyya Bradshaw in Barton, Lancashire recently asked for information on life assurance. Mr and Mrs Fletcher from Sollom recently asked about offshore investments. Karol and Rumaisa Nicholas in Euxton recently asked for information on life assurance. Danielle and Frank Harrison from Carnforth, Lancashire recently enquired about pension advice. Mr and Mrs Dibble from Eccleston recently asked about life assurance. Hawa Hammond in Newburgh asked the question "are there any decent financial advisors near me?". Jana and Ryley Cross in Scarisbrick, Lancashire recently asked for information on life assurance. Most of these local residents did a search for "financial advisor Lancashire" and came across this web page on either Google or some other search engine.

Financial Advisors Lancashire

Advisor FY6 Financial Advice Poulton-le-Fylde Investment Advisers Advice Financial Services 01253 Advisors Lancashire Financial Advisor

In the Lancashire area you will likewise find: Wheelton investment advisors, Wilpshire independent financial advisors, Grimsargh pension advice, Eccleston pension advice, Wheelton financial advisors, Old Langho financial advisors, Walton le Dale financial advisors, Barrowford financial advice, Worsthorne pension advice, Elswick financial advisers, Cliviger investment advice, Catterall investment advice, Wrightington investment advice, Whitworth financial advisors, Goosnargh pension advice, Great Harwood pension advice, Catterall investment advisors, Rishton financial advisors, Overton investment advice, Thornton Cleveleys independent financial advisors, Myerscough financial advice, Wiswell financial advice, Waterfoot investment advisors, Haslingden financial advice, Clayton le Dale financial advisor, Altham investment advisors, Ellel investment advisors, Mellor Brook financial advisors, Newburgh independent financial advisors, Bacup investment advisors.


Financial Advisors Near Poulton-le-Fylde

Also find: Knott End-on-Sea financial advisors, Thornton financial advisors, Elswick financial advisors, Weeton financial advisors, Singleton financial advisors, Great Eccleston financial advisors, Greenhaigh financial advisors, Thornton-Cleveleys financial advisors, Cleveleys financial advisors, Bispham financial advisors, Out Rawcliffe financial advisors, Fleetwood financial advisors, Hambleton financial advisors, Blackpool financial advisors, Staining financial advisors and more. All these towns and villages are serviced by local financial advisers. Poulton-le-Fylde residents can get financial advice estimates by clicking here.

Poulton-le-Fylde Financial Advice Services

Find a Financial Advisor in Poulton-le-Fylde Here
Financial Advice Enquiries in Poulton-le-Fylde Lancashire (01253)
  • Poulton-le-Fylde Wealth Management
  • Poulton-le-Fylde Pension Advice
  • Poulton-le-Fylde Investment Advice
  • Poulton-le-Fylde Cashflow Analysis
  • Poulton-le-Fylde Estate Planning
  • Poulton-le-Fylde Life Insurance Advice
  • Poulton-le-Fylde Financial Advice
  • Poulton-le-Fylde Financial Services
  • Poulton-le-Fylde Inheritance Advice
  • Poulton-le-Fylde Corporate Financial Planning
  • Poulton-le-Fylde Cheap Financial Advice
  • Poulton-le-Fylde Trustee Investments
  • Poulton-le-Fylde Retirement Advice
  • Poulton-le-Fylde Mortgage Advice

Financial Advisors Around Poulton-le-Fylde: In Vicarage Road, Old Squire Close, Hayfield Avenue, Moorland Gardens, Glendale Close, Fylde View Close, Poplar Avenue, Robins Lane, The Paddock, Kingfisher Drive, Sheringham Way, Breck Drive, Chapel Street Court, Princess Avenue, Westwood Avenue, The Croft, Castle Avenue, Meadow Crescent, Station Road, Eildon Drive, Church Street, Lower Green, Elizabeth Court, Brockholes Crescent, Crown Green, Belgrave Road, Raybourne Avenue, The Downs, Ladybower Lane, as well as the following local Poulton-le-Fylde postcodes: FY6 7HW, FY6 7DQ, FY6 7FL, FY6 7AA, FY6 7HD, FY6 6EH, FY6 7AR, FY5 5LD, FY6 7FX, FY6 7BA, people have recently needed financial advice. People residing in these areas recently required the help of a financial advisor. Poulton-le-Fylde residents received high quality and reliable financial services in every case.

If you want local Poulton-le-Fylde info go here

Independent financial advisor in FY6 area, 01253.

TOP - Financial Advisor Poulton-le-Fylde

Financial Advisers Poulton-le-Fylde - Investment Advisors Poulton-le-Fylde - Mortgage Advice Poulton-le-Fylde - Pension Advice Poulton-le-Fylde - Cheap Financial Advice Poulton-le-Fylde - Business Financial Advice Poulton-le-Fylde - Independent Financial Advisors Poulton-le-Fylde - Financial Services Poulton-le-Fylde - Personal Financial Advisers Poulton-le-Fylde


(This financial advisor Poulton-le-Fylde article was reviewed and updated on 01-09-2022)