Financial Advisor Lichfield

Lichfield Independent Financial Advice & Investment

Financial Advisor Lichfield Staffordshire (WS13): Finding a first-rate financial advisor advisor in the Lichfield area can be a challenging experience, especially if you are seeking financial advice for the first time. Whether you're searching for investment, mortgage, pensions or even insurance advice, all qualified financial advisors have one thing in common; they all have to observe the regulations laid down by the Financial Conduct Authority. Any advice given through a FCA authorised financial advisor in Lichfield comes with certain guarantees that if things go awry, you've got access to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Lichfield Financial Advisor Quotes

When choosing a financial advisor in Lichfield, a decent place to begin could be family and friends, but you must bear in mind that your situation might not be the same as theirs, and you may need a different kind of advice. Any advice they provide should be tailored to your particular circumstances, and every financial advisor isn't suitable for everybody. It pays to talk to at least 3 different firms when you are choosing a financial advisor, because this is a big decision, and you will be looking to find one that you feel comfortable with and can trust, and check out the options they offer.

Financial Advisor Lichfield Staffordshire (WS13)

There are 2 principal kinds of financial advisor in Lichfield; independent financial advisors and restricted advisors. An independent financial advisor won't be confined to a single company's services or products. Covering the whole gamut of financial products and companies, independent financial advice should be given in an impartial and unbiased way to clients. This will enable you to choose from the widest possible range of services to meet your needs. A restricted financial advisor could be involved with a single product, such as a mortgage advisor, or be restricted to services and products from one particular firm.

Before taking you on as a client, any financial advisor in Lichfield must fully discuss their charges with you, as required by the Financial Conduct Authority. Based upon the services you're looking for, you could be charged by the hour, a set fee or even a specific percentage of your investment value. To discuss your objectives and see if the advisor is the correct fit for you and your situation, a free preliminary consultation could be offered. Your account might be looked after by a team rather than one individual advisor, if you elect to use one of the bigger firms in Lichfield.

Financial Advisors Lichfield UK (01543)

To describe your aims and financial situation to the advising company, you'll be asked to fill out a "Fact Find" document, which is a confidential disclosure form. An Initial Disclosure, or Key Facts Document will also be given to you, to provide details about the financial advisors themselves, explaining their scope of permissions in the financial sector and their situation for offering restricted or independent advice. If you're not satisfied with the service, and wish to complain, this document will also set down your own legal rights and the options you can take. It must be simple to understand, written in layman's terms, and explain exactly what you are committing yourself to, along with the risks and benefits of taking the proffered advice. The Key Facts Document must also inform you about the level of cooling-off period. This permits you to change your mind within a specific time period, and cancel the contract with your financial advisor.

The very first time you are speaking to your financial advisor make sure you check what qualifications and experience they've got. Asking these questions shouldn't cause you any embarrassment, because after all you're entrusting them with your financial future. All financial advisors in Lichfield must hold at least a Level 4 qualification and be able to present an annual Statement of Professional Standing. When you check the Financial Services Register, you should not stress if your financial advisor's name does not show up on there; you should be able to locate the company name, and this means that the legislation covers all of their advisors. If these cannot be provided the individual can still offer financial guidance as opposed to advice. Guidance is somewhat different to advice as it is not regulated in the same way, and if mistakes are made there will likely be no recourse to either party.

Financial Advisor Quotes in Lichfield Staffordshire

You'll be asked about the amount of risk you are prepared to take, if you are seeking advice on investments. High risk investments may offer better rewards, however all or some of your cash could be lost. Your savings aims must be considered if good quality investment advice is to be given, i.e. how much you wish to invest, how rapidly you need to access your funds and long or short term investments. "How much can you actually afford to lose?" Is the one important question that you should really be asking yourself. This is generally referred to as your capacity for loss and may influence the products and services that may be offered to you.

Financial Advice Near Lichfield Staffordshire

If you've already got any existing regular outgoing payments, investments, personal savings or mortgages, you must tell your financial advisor about these. This will give a clear picture of your financial circumstances, without which the advice given will most likely not be the most suitable for you. Spreading the risk across various products by diversifying your savings and investments, is something that good financial advice should encompass. With an understanding of the best areas to consider, a certified financial advisor will focus attention on products that most closely fit in with your financial circumstances and goals.

A financial advisor will throw open the complex world of finance, and try to converse in the clearest possible way. You should be able to make an informed decision after you have learned about the various products and services which match your needs. If the environment is at the forefront of your mind, you could maybe ask that ethical savings and investment schemes take top priority. This not only provides you with investment possibilities, but also enables you to support zero carbon or green energy projects, and avoid companies and businesses that don't share the same values.

It isn't that easy to work closely with a financial advisor in Lichfield without this affecting your work life and other responsibilities. This can be reduced by supplementing face-to-face appointments with video conferencing and telephone, thus enabling you to get the advice you need at times that are convenient. An experienced financial advice provider in Lichfield will have rigorous measures in place to ensure your details are kept confidential and secure, even if you never have a one-to-one meeting with your personal advisor, because home and remote working is now so common.


You must bear in mind that the financial sector can be unpredictable, and the value of your investments can just as easily fall as well as rise. It can be very stressful and frustrating if your investment isn't making the amount of money you were hoping for. A downward spiral in your investment is not a recognised grounds for complaint, unless your financial advisor has given you wrong or misleading information.

Independent Financial Advisor Near Lichfield (WS13)

As outlined in the Key Facts Document, any disputes should start out with the company's complaints procedure. If the advisor is a member of the Financial Conduct Authority, you can tell the Financial Ombudsman about the problem if it is unsolved within the period set by the regulating body.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. If the complaint is justified, a decision is made on how to financially compensate the customer. Once the ruling is accepted by the client it becomes a legally binding decision which the financial advisor and their firm, must comply with. Any compensation as set out by the Financial Ombudsman will also take into account any distress, hassle, upset and inconvenience caused to the customer during the situation.

Book a Financial Advisor in Lichfield UK

Financial advice can be provided in Lichfield and also in nearby places like: Stowe, Streethay, Hopwas, Wall, Whittington, Bromley Hayes, Whittington Hurst, Hanch, Leamonsley, Huddlesford, Pipehill, Canwell, Fisherwick Wood, Hammerwich, Netherstowe, Burntwood, and in these postcodes WS13 6LW, WS13 6LG, WS13 6FF, WS13 6DG, WS13 6EB, WS13 6QU, WS13 6JB, WS13 6DE, WS13 6BG, WS13 6PU. Locally based Lichfield financial advisers will probably have the postcode WS13 and the telephone code 01543. Checking this out can ensure that you are accessing local financial advisers. Lichfield property owners are able to utilise these and various other similar services.

Staffordshire Financial Advisors

Advice Financial Advice Services Advisor Advisors Investment Financial Lichfield Staffordshire Financial Advisor 01543 Advisers WS13

In the Staffordshire area you'll likewise find: Betley financial advice, Audley financial advisors, Berkswich financial advisors, Fenton investment advice, Horninglow investment advice, Barlaston financial advice, Alsagers Bank financial advisors, Marchington investment advisors, Silverdale investment advisors, Cheddleton financial advice, Shelton investment advisors, Draycott in the Moors financial advice, High Offley financial advice, Bignall End financial advice, Brewood financial advisors, Tunstall investment advisors, Hopwas financial advisors, Horninglow financial advisors, Horninglow investment advisors, Waterhouses financial advisors, Wombourne financial advisors, Little Haywood financial advice, Gnosall financial advisors, Barlaston investment advisors, Forsbrook investment advice, Madeley financial advisors, Cheddleton investment advisors, Wheaton Aston financial advice.

Lichfield Financial Advice Services

Financial Advice Tasks Lichfield

There are a wide range of services that can be provided by your local Lichfield financial advisor including ISA's, offshore investments, life insurance advice, investment reviews, long term care fee advice, business protection Lichfield, income protection advice in Lichfield, investment bonds Lichfield, financial planning, cash flow modelling, pension advice in Lichfield, pension drawdowns, corporate bonds, annuity purchase, equity release, pension reviews, pension planning in Lichfield, inheritance tax planning, mortgage financial planning Lichfield, trustee investment services, independent financial advice, money planning, savings advice, unit trusts, trusts, corporate financial planning Lichfield, pension consolidation, cheap financial advice, personal pensions, wealth management & investments, and lots more. These are just a handful of the activities that can be accomplished by a financial advisor. Lichfield professionals will keep you informed about their full range of financial services.

Regular Tasks of a Financial Advisor

  • Financial advisors thrash out advantageous deals with with providers of financial products.
  • Financial advisors work in collaboration with their peers to gather statistics, trends and market information.
  • Financial advisors keep detailed records of potential customers and transactions.
  • Financial advisors continually update clients regarding their investments.
  • Financial advisors meet targets for performance and sales.
  • Financial advisors speak with customers regarding their finances and plans.
  • Financial advisors keep fully abreast of legislation changes and new products.
  • Financial advisors research financial products and explain them clearly and simply to their clients.
  • Financial advisors provide consultation, counselling and education regarding finances and investments.
  • Financial advisors produce detailed financial reports.

Financial Advice Enquiries Staffordshire

Staffordshire Financial Advice Enquiries

Recently posted Staffordshire financial advice enquiries: Sonia and Bear Howes from Longdon recently enquired about mortgage advice. Isabella-Rose and Patrick Sisson from Colwich recently enquired about getting financial advice. Keegan Eastwood and Elissa Eastwood from Berkswich, Staffordshire recently asked for information on offshore investments. Marcel Jobson from Kings Bromley, Staffordshire recently enquired about equity release. Charley and Anwen Roberts from Handsacre, Staffordshire recently asked for information on investment bonds. Elyas and Pippa Armstrong from Tunstall recently asked for information on offshore investments. Hollie Beck from Fazeley, Staffordshire recently asked for information on family income benefit. Melissa Mcarthur and Benedict Mcarthur from Shelton, Staffordshire recently enquired about equity release. All these local residents searched for "Garden Fencing Staffordshire" and came across this webpage on Bing, Yahoo or Google.


Financial Advisors Near Lichfield

Also find: Whittington Hurst financial advisers, Hopwas financial advisers, Pipehill financial advisers, Netherstowe financial advisers, Hanch financial advisers, Wall financial advisers, Bromley Hayes financial advisers, Huddlesford financial advisers, Whittington financial advisers, Canwell financial advisers, Burntwood financial advisers, Stowe financial advisers, Leamonsley financial advisers, Hammerwich financial advisers, Fisherwick Wood financial advisers, Streethay financial advisors and more. All of these towns and villages are serviced by local financial advisers. Lichfield residents can get financial advice quotes by going here.

Lichfield Financial Advice Services

Find a Financial Advisor in Lichfield Here
Financial Advice Enquiries in Lichfield Staffordshire (01543)
  • Lichfield Cashflow Analysis
  • Lichfield Financial Advice Quotations
  • Lichfield Estate Planning
  • Lichfield Financial Advice
  • Lichfield Trustee Investments
  • Lichfield Retirement Planning
  • Lichfield Inheritance Advice
  • Lichfield Cheap Financial Advice
  • Lichfield Pension Advice
  • Lichfield Life Insurance Advice
  • Lichfield Wealth Management
  • Lichfield Financial Services
  • Lichfield Corporate Financial Advice
  • Lichfield Tax Advice

Financial Advisors Around Lichfield: People living in the following roads and areas have recently requested financial advice - St Marys Road, Alder Close, Beacon Gardens, Boley Cottage Lane, Darwin Close, The Sycamores, Darnford Moors, Dimbles Lane, Denmark Villas, Southern Cross, Doctors Lane, Conduit Place, Sullivan Way, Cherry Orchard, The Pines, Ash Tree Lane, Bloomfield Crescent, The Leasowe, Claypit Lane, Darby Avenue, Boley Lane, Christophers Walk, Boley Close, Summer Grove, Christ Church Lane, Christ Church Gardens, Deans Slade Drive, as well as the following Lichfield area postcodes: WS13 6LW, WS13 6LG, WS13 6FF, WS13 6DG, WS13 6EB, WS13 6QU, WS13 6JB, WS13 6DE, WS13 6BG, WS13 6PU. Folks residing in these local areas recently needed the help of a financial advisor. Lichfield residents received professional and reliable financial services.

For local Lichfield info look here

Independent financial advisor in WS13 area, 01543.

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(This financial advisor Lichfield content was checked and updated on 06-05-2022)