Financial Advisor Launceston

Launceston Independent Financial Advice & Investment

Financial Advisor Launceston Cornwall (PL15): If you are seeking financial advice for the very first time, trying to locate a good independent financial advisor in the Launceston area can be a daunting experience. Nevertheless, all professional financial advisors are bound by one common rule; they all have to stick to the regulations of the Financial Conduct Authority (FCA), whether you are searching for investment, mortgage, pensions or even insurance guidance. The advantage of this is that should a financial advisor who is FCA authorised give you bad advice, and things go wrong, you've got guarantees, and are able to go to the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Launceston Financial Advisor Quotes

When selecting a financial advisor in Launceston, a decent place to start could be friends and relations, however you must keep in mind that your circumstances might not be in line with theirs, and you may need a different type of advice. Not every financial advisor is suitable for everyone, and their advice should be personalised to your specific circumstances. It is a good idea to talk with at least three different firms when you are considering a financial advisor, as this is a major decision, and you will be looking to find one that you can trust and feel at ease with, and also investigate the various options they can provide.

Financial Advisor Launceston Cornwall (PL15)

Restricted advisors and independent financial advisors, are the 2 principal kinds of financial advisor in Launceston. An independent financial advisor should not be restricted to a single company's services and products. Covering the whole spectrum of financial products and companies, independent financial advice should be given in a frank and unbiased way to clientele. This enables you to choose from the broadest range of services to suit your needs. A restricted financial advisor might be tied to products and services from a particular company, or may even concentrate on one particular product, as may be the case with a mortgage advisor.

Before accepting you as a client, any financial advisor in Launceston must be fully transparent with you about their charges, as demanded by the Financial Conduct Authority. In accordance with the product you are interested in, you could be charged a set fee, by the hour or perhaps even a proportion of your investment value. A free preliminary consultation may be offered, so that you can discuss your goals and situation to determine whether the advisor is the right fit. Your account may be handled by a team as opposed to one individual advisor, if you elect to use one of the larger companies in Launceston.

Financial Advisors Launceston UK (01566)

To outline your objectives and financial situation to the advising firm, you'll be asked to complete a "Fact Find" form, which is a confidential disclosure document. To provide information about the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial sector, you'll also be given a Key Facts or Initial Disclosure Document. If you are not happy with the service, and wish to submit a complaint, this document will also lay down your own legal rights and your options. It should describe precisely what you are signing up for, and any potential risks and benefits if you choose to accept the advice offered, and it has to be laid out in clear language. You can find the level of cooling-off period in this document. This allows you to have a change of heart within a certain time frame, and cancel your contract with the financial advisor.

The very first time you are chatting with your financial advisor you need to check what experience and qualifications they've got. Asking such questions should never be a cause for embarrassment, because you're about to entrust them with your financial wellbeing. All financial advisors in Launceston must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. If the advisor's name does not show up on the Financial Services Register, don't panic, the company the individual works for should be found on the register and their personnel will be covered by the regulations. If they're unable to provide these accreditations, the person cannot offer advice but can offer financial guidance. In terms of finance guidance differs to advice and isn't regulated in the same way. Therefore there's no recourse for either party if mistakes arise.

Financial Advisor Quotes in Launceston Cornwall

You'll be asked the level of risk you are willing and able to take on, if you are seeking advice on investments. Higher risk investments could potentially offer larger rewards, however all or some of your funds could be lost. In order to get the most beneficial investment and financial advice, your savings goals must be carefully considered, i.e. how much you wish to invest, how quickly you need to access your funds and short or long term investments. One question you should ask of yourself, which is normally overlooked, is just how much money you can really afford to lose. Commonly called your 'capacity for loss', this will most likely have an effect on products and services that you are offered.

Financial Advice Near Launceston Cornwall

Right from the start, it's crucial that you tell your financial advisor about any existing regular outgoing payments, investments, savings accounts or mortgage loans that you currently have. To ensure that you receive the best advice for you, they need to gather a clear and full picture of your financial circumstances. Spreading the risk across a range of different products through the diversification of your savings and investments, is something that good financial advice should allow for. A qualified financial advisor in Launceston will understand the best products to consider, which reflect your financial situation and your goals.

Your financial advisor will communicate in as plain a speech as possible, to unmask the complex world of finance. After comparing the services and products that match your needs, you should be able to make an informed and intelligent decision. You can perhaps ask your financial advisor only to choose ethical investment and savings schemes. You can then keep clear of companies that investments meet your standards, and instead support those organisations and firms that address your concerns, for instance renewable energy or zero carbon.

It isn't that easy to have a close working relationship with a financial advisor in Launceston without this impacting on work and other responsibilities. This can be reduced by augmenting face-to-face appointments with telephone and video conferencing, therefore enabling you to seek the guidance you need at times that are convenient. Any competent financial advice firm in Launceston will have stringent measures in place to ensure your details are kept secure and confidential, even if you hardly ever have an in-person meeting with your advisor, because remote and home working is no longer unusual.


You must always keep in mind that the financial world is an unpredictable sector, and investment values can just as easily drop as well as rise. If it happens that your investment fails to make the amount of money you were hoping for, it can be a very frustrating and stressful time. Sadly, your investment having a downward trend isn't seen as a grounds for complaint, unless it is because of wrong or misleading information from your advisor.

Independent Financial Advisor Near Launceston (PL15)

Any complaints should start out with the firm's complaints procedure as outlined in the Key Facts Document. If the issue remains unresolved within the time schedule set by the regulating authority, and the advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman.

After reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. A decision will be made on how to financially compensate the customer, if the complaint is upheld. The financial advisor and their company must abide by any decision that is made by the Ombudsman, which becomes a legally binding decision as soon as the customer has accepted it. Any upset, hassle, inconvenience and distress caused to the client during the situation, will be considered when the Financial Ombudsman sets the level of compensation.

Book a Financial Advisor in Launceston UK

Financial advice can be provided in Launceston and also in nearby places like: Liftondown, Polson Bridge, Truscot, South Petherwin, Tregadillet, Dutson, Werrington, Chillaton, North Petherwin, Tinhay, Stourscombe, St Stephens, Lawhitton, Truro, Lanstephan, Newport, Yeolmbridge, and in these postcodes PL15 8BH, PL15 7PL, PL15 7BL, PL15 8GY, PL15 0BN, PL15 8HT, PL15 8BJ, PL15 7DF, PL15 7DX, PL15 8DS. Local Launceston financial advisers will probably have the dialling code 01566 and the postcode PL15. Checking this out can ensure that you access local financial advisers. Launceston householders can utilise these and various other similar services.

Launceston Financial Advice Services

Financial Advice Tasks Launceston

There is a variety of services that are provided by your local Launceston financial advisor including cashflow planning, trustee investment services in Launceston, unit trusts Launceston, family income benefit, mortgage advice, long term care fee planning, inheritance tax planning, annuity purchase, divorce planning, money planning, mutual funds, life insurances, investing an inheritance, personal protection in Launceston, death benefits, corporate bonds in Launceston, income protection, multi-asset portfolios, stakeholder pensions, portfolio management Launceston, general financial planning, personal pensions, financial planning, pension reviews in Launceston, pension planning in Launceston, ISA's, saving for children, personal financial planning, annuities, corporate financial planning, and more. These are just a handful of the activities that can be carried out by a financial advisor. Launceston professionals will be happy to inform you of their full range of financial services.

Skills and Knowledge Required by a Financial Advisor

  • Excellent skills in verbal communication.
  • To be organised and self-motivated.
  • To have the ability to use a computer and the primary software packages.
  • Excellent business management skills for the negotiation of product prices.
  • To be thorough and pay attention to detail.
  • A thorough knowledge and understanding of economics and accounting with regard to financial markets and products.
  • To have the ability to network and build solid relationships with clients.
  • To be good at selling financial services and products.
  • To have attentive listening and interpersonal skills.
  • Good skills in customer service for finding out client needs and requirements.
  • An outstanding level of maths knowledge for producing financial strategies.

Financial Advisors Near Launceston

Also find: St Stephens financial advisers, Chillaton financial advisers, Werrington financial advisers, South Petherwin financial advisers, Yeolmbridge financial advisers, Tregadillet financial advisers, Tinhay financial advisers, Truro financial advisers, Truscot financial advisers, Lanstephan financial advisers, Polson Bridge financial advisers, Dutson financial advisers, Newport financial advisers, Lawhitton financial advisers, Stourscombe financial advisers, North Petherwin financial advisers, Liftondown financial advisors and more. Most of these towns and villages are serviced by local financial advisers. Launceston residents can get financial advice quotations by going here.

Launceston Financial Advice Services

Find a Financial Advisor in Launceston Here
Financial Advice Enquiries in Launceston Cornwall (01566)
  • Launceston Financial Services
  • Launceston Life Insurance Advice
  • Launceston Wealth Management
  • Launceston Corporate Financial Advice
  • Launceston Inheritance Advice
  • Launceston Cashflow Analysis
  • Launceston Mortgage Advice
  • Launceston Trustee Investments
  • Launceston Retirement Planning
  • Launceston Cheap Financial Advice
  • Launceston Pension Advice
  • Launceston Investment Advice
  • Launceston Financial Advice Quotations
  • Launceston Tax Advice

Financial Advisors Around Launceston: In Bathurst Street, Cuisine Lane, Dowling Street, Dicky Whites Lane, Sherwins Avenue, Law Street, Innes Street, Park Street, Frankland Rise, Edmund Street, Welman Street, Somerville Lane, William Street Lane, William Street, Benders Lane, Princes Street, Coulter Court, Kilbys Lane, King Street, Maitland Street, Church Street, Babington Street, Bridge Road, Broadland Drive, as well as the following Launceston area postcodes: PL15 8BH, PL15 7PL, PL15 7BL, PL15 8GY, PL15 0BN, PL15 8HT, PL15 8BJ, PL15 7DF, PL15 7DX, PL15 8DS, people have recently needed financial advice. Folks residing in these areas recently requested the help of a financial advisor. Launceston residents were given competent and high quality financial services.

Launceston Financial Advisor Jobs: Browse financial advisor jobs near Launceston by going here: General Financial Advisor Jobs

If you would like to get local info relating to Launceston, Cornwall check here

Independent financial advisor in PL15 area, (dialling code 01566).

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(This financial advisor Launceston content was updated on 28-06-2022)