Financial Advisor Gloucester

Gloucester Independent Financial Advice & Investment

Financial Advisor Gloucester Gloucestershire (GL1): It can be a challenging experience trying to find a good independent financial advisor in the Gloucester area, particularly if it is the first time that you're seeking financial advice. Nevertheless, all financial advisors have one thing in common; they must all conform to the regulations set by the Financial Conduct Authority, whether you are looking for mortgage, investments, pension or even insurance advice. Any advice given through a FCA authorised financial advisor in Gloucester comes with the guarantee that should anything go wrong, you can contact the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Gloucester Financial Advisor Quotes

When picking a financial advisor in Gloucester, a good place to start could be neighbours and friends, but you must remember that your situation might not be the same as theirs, and you might be in need of a different sort of advice. Financial advice needs to be specifically tailored to your unique circumstances, and you will find that certain financial advisors may not be appropriate for your requirements. To explore the options they are offering and find a financial advisor that you can trust and feel at ease with, it pays to chat to at least 3 different companies, because picking a financial advisor is an important decision.

Financial Advisor Gloucester Gloucestershire (GL1)

Restricted advisors and independent financial advisors, are the two principal types of financial advisor in Gloucester. An IFA should not be limited to the services and products of a single company. Independent financial advice must be given in an honest and impartial way and across the full gamut of financial products and companies. This will enable you to pick from the broadest range of services to match your needs. A restricted financial advisor may be focused on a single product, as with a mortgage advisor, or be restricted to services and products from a single company.

Before any financial advisor in Gloucester takes you on as a client, they are required by the FCA to tell you about their charges. You could be charged a set fee, by the hour or perhaps even a percentage of your investment value, depending on kind of services you are looking for. A free initial consultation may be offered, so that you can discuss your goals and situation to determine whether the advisor is the right choice. If you go with one of the bigger Gloucester firms, your account might be managed by a team of advisors rather than one person.

Financial Advisors Gloucester UK (01452)

You will be required to complete a "Fact Find" form, which is a confidential disclosure document relating your financial situation and goals to the advising firm. An Initial Disclosure Document, or Key Facts Document will also be given to you, to provide details about the financial advisors themselves, detailing the extent of their permissions in the financial sector and their status to offer restricted or independent advice. If you're not happy with the service provided, and wish to complain, this document should also set down your rights and the possible options you can take. It should be easily understood, written in plain language, and outline exactly what you are signing up for, together with the benefits and risks of going along with the advice. You will find the level of cooling-off period in this document. Within a certain time period, this enables you to cancel your contract.

When talking to your financial advisor initially you should check their experience and qualifications. Asking such questions shouldn't cause you any embarrassment, because after all you are about to entrust them with your long-term financial wellbeing. A Level 4 qualification in financial advice is the minimum certification for any financial advisor in Gloucester, and they also have to be able to show an annual Statement of Professional Standing. If your advisor's name doesn't show up on the Financial Services Register, you don't need to panic, the firm the individual works for will almost certainly be on the register and their advisors will be covered by the regulations. If they are unable to present this proof, the individual can't offer advice but only financial guidance. Guidance is somewhat different to advice as it's not regulated, and if financial mistakes occur there may be no recourse to the client.

Financial Advisor Quotes in Gloucester Gloucestershire

If it's investing money that you are interested in, the advisor will want to know the amount of risk you might be prepared to take on with your hard-earned cash. Higher rewards might be possible with high risk investments, but you could also lose all or some of your money. Your savings aims will have to be considered if the best investment advice is to be given, i.e. how much money you want to invest, how rapidly you need access to your funds and short or long term investments. One question you should ask yourself, which is often ignored, is just how much money you can actually afford to lose. This is generally referred to as your 'capacity for loss' and might affect the services and products that could be offered to you.

Financial Advice Near Gloucester Gloucestershire

You will have to tell your financial advisor about any existing regular payments, personal savings, investments or mortgage loans. To make certain that you receive the best advice for you, they need to gather a clear and full picture of your financial situation. Reliable financial advice should include diversifying your investments and savings by spreading the risk across different products. In order to mirror your financial circumstances and your goals, a seasoned financial advisor in Gloucester will be aware of the best areas to consider.

Your financial advisor will communicate in the clearest possible way, while unmasking the complex world of finance. After comparing the products and services which meet your needs, you should be in a position to come to an informed and intelligent decision. You can maybe ask your financial advisor to only include ethical investments and savings. You can then keep clear of businesses that investments meet your criteria, and instead support those enterprises and companies that address your concerns, for instance zero carbon or green energy.

Working together with a financial advisor in Gloucester can be challenging to fit in around your work day and other responsibilities. One-on-one meetings can be complemented with video conferencing and telephone to enable you to seek advice at times that suit you. Home and remote working is now a large part of our society, and a professional financial advice provider in Gloucester will have stringent measures in force to keep your details confidential and secure, even if you never have a face-to-face meeting with your personal advisor.


You need to keep in mind that the financial world is an unpredictable sector, and the value of your investments could just as easily drop as well as rise. If it happens that your investment fails to make the amount of money you were hoping for, it can be a very frustrating and worrying time. However, unless it's because of misleading or wrong information from your advisor a downward spiraling of your investment is not seen as a grounds for complaint.

Independent Financial Advisor Near Gloucester (GL1)

As outlined in the Key Facts Document, any grievances should begin with the firm's complaints procedure. If your financial advisor is a member of the Financial Conduct Authority, you can tell the Financial Ombudsman about the problem if it is unsolved within the timeframe set out by the regulating body.

The Financial Ombudsman will come to a decision after reviewing the cause of the complaint independently. If the complaint is found to be justified, a decision will be made on how to rectify the situation or financially compensate the customer. Once agreed on by the customer, the ruling will become a legally binding one, and the financial advisor and their firm must comply with it. Any compensation fixed by the Ombudsman will also take into account any distress, trouble, inconvenience and upset caused to the customer during the process.

Book a Financial Advisor in Gloucester UK

Financial advice can be provided in Gloucester and also in nearby places like: Longlevens, Abbeymead, Barnwood, Kingsholm, Wootton, Brockworth, Hartpury, Hempsted, Saintbridge, Longford, Tuffley, Coney Hill, Maisemore, Tredworth, Highnam, Minsterworth, and in these postcodes GL1 2BZ, GL1 2AT, GL1 1DQ, GL1 1NE, GL1 2BG, GL1 2AR, GL1 1SX, GL1 1HT, GL1 1LZ, GL1 1NU. Local Gloucester financial advisors will likely have the postcode GL1 and the phone code 01452. Verifying this should guarantee that you're accessing local financial advisers. Gloucester householders are able to benefit from these and many other related services. Click the "enquiry" banner to get info on financial advisors in your location.

Gloucester Financial Advice Services

Financial Advice Tasks Gloucester

There is a variety of services which are provided by your local Gloucester financial advisor including will writing services, pension consolidation, ethical investment advice, cashflow analysis in Gloucester, mortgage financial planning in Gloucester, financial services, unit trusts, financial planning Gloucester, annuities in Gloucester, pensions in divorce, financial analyst services, retirement plans, life assurance advice, critical illness cover, investment consolidation Gloucester, wealth management, cash flow modelling, savings advice Gloucester, offshore investments, pension transfers, business financial planning, multi-asset portfolios, corporate financial planning in Gloucester, general financial planning, bereavement benefits Gloucester, personal financial planning in Gloucester, independent financial advice, familt controlled trusts Gloucester, pension advice Gloucester, personal pensions advice, and lots more. Listed are just a handful of the duties that can be performed by a financial advisor. Gloucester professionals will be happy to tell you about their full range of services.

Skills Needed by Financial Advisors

  • Excellent customer service skills for determining client needs.
  • Good skills in verbal communication.
  • Good business management skills for the negotiation of product fees.
  • To have a flexible approach to work.
  • To be able to network and establish solid relationships with customers.
  • To be good at promoting products and services.
  • To have good IT skills.
  • An excellent level of math knowledge for creating financial strategies.
  • To be thorough and pay attention to detail.
  • An outstanding understanding and knowledge of economics and accounting with regard to financial markets and products.
  • To have the ability to listen attentively

Financial Advisors Near Gloucester

Also find: Tuffley financial advisors, Wootton financial advisors, Kingsholm financial advisors, Longford financial advisors, Barnwood financial advisors, Highnam financial advisors, Saintbridge financial advisors, Abbeymead financial advisors, Tredworth financial advisors, Maisemore financial advisors, Coney Hill financial advisors, Longlevens financial advisors, Hempsted financial advisors, Minsterworth financial advisors, Hartpury financial advisors and more. People who are searching for financial advice, will find that these services are readily available in all these areas. Business and home owners in the region can make enquiries about financial advice by going here.

Gloucester Financial Advice Services

Find a Financial Advisor in Gloucester Here
Financial Advice Enquiries in Gloucester Gloucestershire (01452)
  • Gloucester Cashflow Analysis
  • Gloucester Mortgage Advice
  • Gloucester Trustee Investments
  • Gloucester Corporate Financial Advice
  • Gloucester Estate Planning
  • Gloucester Wealth Management
  • Gloucester Financial Services
  • Gloucester Financial Advice Quotes
  • Gloucester Independent Financial Advice
  • Gloucester Retirement Planning
  • Gloucester Investment Advice
  • Gloucester Life Insurance Advice
  • Gloucester Inheritance Advice
  • Gloucester Pension Advice

More Gloucester Services: Of course, whenever you are looking at your finances in Gloucester, Gloucestershire, you will probably need all kinds of different services and apart from a financial advisor in Gloucester, Gloucestershire, you might also need estate planning in Gloucester, wills & probate in Gloucester, investment advisors in Gloucester, business consulting in Gloucester, debt recovery & collection in Gloucester, contracts lawyers in Gloucester, property law & conveyancing in Gloucester, tax preparation in Gloucester, accounting in Gloucester, mortgage advice in Gloucester, mortgage brokers in Gloucester, solicitors in Gloucester, business financial planning in Gloucester, payroll services in Gloucester, family lawyers in Gloucester, banruptcy lawyers in Gloucester, bookkeeping in Gloucester, and other different Gloucester experts.

If you're interested in local information about Gloucester, Gloucestershire take a look here

Independent financial advisor in GL1 area, (dialling code 01452).

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(This financial advisor Gloucester article was revised and updated on 20-02-2024)