Financial Advisor Ashtead

Ashtead Independent Financial Advice & Investment

Financial Advisor Ashtead Surrey (KT21): It can be a challenging experience trying to find a reliable financial advisor advisor in Ashtead, especially if it is the first time that you're in search of financial advice. Nevertheless, all qualified financial advisors are bound by one common rule; they must all conform to the regulations set by the Financial Conduct Authority (FCA), regardless of whether you're looking for mortgage, investments, pensions or even insurance guidance. This comes with some guarantees, therefore after taking advice from a FCA registered financial advisor in Ashtead, you can seek recompense from the Financial Services Compensation Scheme or the Financial Ombudsman Scheme, if if things go wrong.

Free Ashtead Financial Advisor Quotes

When selecting a financial advisor in Ashtead, a decent starting point could be neighbours and friends, however you must keep in mind that your circumstances may not be in line with theirs, and you may need a different sort of advice. Their advice needs to be tailored to your unique circumstances, and every financial advisor isn't suitable for everybody. To check out the various options that they are offering and find a financial advisor you feel comfortable with and can trust, it is a good idea to chat to at least 3 different companies, because choosing a financial advisor is an important decision.

Financial Advisor Ashtead Surrey (KT21)

There are two principal types of financial advisor in Ashtead; independent financial advisors and restricted advisors. Offering a wider range of options, an IFA will not be restricted to the products or services of a single provider. Encompassing the full spectrum of financial companies and products, independent financial advice should be given in a frank and unbiased way to clientele. If you opt to use an IFA, you will be able to choose from the widest possible array of services, so as to find the ideal solution for you. A restricted advisor could be tied to products and services from a particular provider, or might even focus on a specific product, as in the case of a mortgage advisor.

Before accepting you as a client, any financial advisor must be transparent about their charges, as set out by the Financial Conduct Authority. Subject to the product you are interested in, you could be charged a set fee, by the hour or possibly even a percentage of your investment value. You could be offered the possibility of a free initial consultation to enable you to discuss your aims and find out if the advisor is a good fit for your situation. Your account might be looked after by a team as opposed to one individual advisor, if you decide to use one of the bigger Ashtead companies.

Financial Advisors Ashtead UK (01372)

To describe your financial situation and ambitions to the advising company, you'll be required to complete a "Fact Find" form, which is a confidential disclosure document. An Initial Disclosure, or Key Facts Document will also be given to you, providing details about the financial advisors themselves, detailing their range of permissions in the financial arena and their status to offer restricted or independent advice. This document will also make clear your legal rights and your options if you aren't happy with the service, and need to submit a complaint. It should be written in plain English and describe what you're signing up for, and any possible benefits and risks that exist if you choose to accept the advice offered. You'll find the level of cooling-off period in this document. This enables you to have a change of heart within a specific time frame, and cancel your agreement with the financial advisor.

The very first time you are chatting with the financial advisor make sure you check what experience and qualifications they have. Don't be self-conscious about asking these questions, after all you're about to entrust your financial wellbeing to their expertise. All Ashtead financial advisors must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. You shouldn't panic if your particular financial advisor's name doesn't show up on the Financial Services Register, providing the company is on the register, their advisors are covered by the legislation. If these can't be presented the individual can still offer financial guidance as opposed to financial advice. In financial terms guidance is somewhat different to advice and is not regulated in the same way. Therefore there is no recourse for either party if mistakes occur.

Financial Advisor Quotes in Ashtead Surrey

You'll be asked about the amount of risk you're willing and able to accept, if you are seeking advice on investments. Higher risk investments may offer higher rewards, but some or all of your cash could be lost. In order to get the best financial and investment advice, your savings objectives must be taken into account, i.e. how quickly you need access to your money, how much you have to invest and long or short term investments. You must always ask yourself the one important question, how much money can you truly afford to lose. Generally known as your 'capacity for loss', this will very likely have an effect on services and products that you're offered.

Financial Advice Near Ashtead Surrey

If you already have any existing mortgages, regular outgoings, savings accounts or investments, you must let your financial advisor know about these. They will need to know this, so that they can get a clear picture of your finances and give the best advice for you. The diversification of your savings and investments by spreading the risk load across various different products, is an essential part of reliable financial advice. So as to reflect your goals and financial circumstances, a seasoned financial advisor in Ashtead will have the knowledge of the best products to consider.

Communicating in the plainest speech possible, your financial advisor will unveil the multifaceted world of finance and investment. This will enable you to compare products and services which match your needs, and come to an informed decision. If the environment is important to you, you could perhaps ask that ethical savings and investments take top priority. This not only gives you investment possibilities, but also allows you to lend your support to renewable energy or zero carbon projects, and keep clear of those that do not share the same values.

Working together with a financial advisor in Ashtead can be tricky to manage around your work life and other obligations. This can be reduced by augmenting face-to-face appointments with video conferencing and telephone calls, therefore enabling you to seek the guidance you need at convenient times. Even if you hardly ever have a one-to-one meeting with your personal advisor, an established financial advice firm in Ashtead will have rigorous measures in place to ensure your details are kept secure and confidential, because remote and home working is now commonplace.


You have to bear in mind that the financial world is an unpredictable sector, and the value of your investments could just as easily drop as well as rise. If it happens that your investment is not making the amount of money you were hoping for, it can be a very demoralising and worrying time. Your investment having a downward trend is not a recognised grounds for complaint, unless your advisor has supplied you with misleading or incorrect information.

Independent Financial Advisor Near Ashtead (KT21)

The firm's complaints procedure should be the starting place for any grievances, and the Key Facts Document will clarify this. If your advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman of the problem if it is unsolved within the period set out by the regulating authority.

After reviewing the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. A decision is made on how to rectify or financially compensate the customer, if the complaint is upheld. Once the decision has been accepted by the customer it becomes a legally binding decision that the advisor and their company, must comply with. The Ombudsman will also take into account any upset, distress, inconvenience and hassle caused to the client during the situation, and fix the level of compensation proportionately.

Book a Financial Advisor in Ashtead UK

Financial advice can be provided in Ashtead and also nearby in: Fetcham, Banstead, Givons Grove, Kingswood, Headley, The Hermitage, Epsom, Leatherhead, Lower Ashtead, Oxshott, Chessington, Pebble Coombe, Tadworth, Walton on the Hill, Claygate, Burgh Heath, together with these postcodes KT18 6BS, KT21 1EU, KT21 1HN, KT21 1JS, KT21 1HR, KT21 1SJ, KT21 1RX, KT21 1NB, KT21 1DT, KT18 6BX. Local Ashtead financial advisers will probably have the dialling code 01372 and the postcode KT21. Verifying this will guarantee you access local financial advisers. Ashtead homeowners can utilise these and numerous other comparable services. Click the "enquiry" banner to get info on financial advisors in your area.

Financial Advice Enquiries Surrey

Surrey Financial Advice Enquiries

Current Surrey financial advice enquiries: Kyla and Rylee Joseph from Ashtead, Surrey recently asked for information on investment bonds. Paddy Ashworth and Jemima Ashworth in Elstead recently asked for information on financial planning. Elia Charlton and Keegan Charlton from Shepperton recently enquired about family income benefit. Carter Nicholson and Sandra Nicholson in Churt, Surrey recently enquired about mortgage advice. Kenneth and Ashleigh Pryor from Flexford, Surrey recently asked for information on investment bonds. Timothy and Daria Garbett from Merrow recently asked for information on family income benefit. Antonia and Jay Mcgowan from Charlwood, Surrey recently enquired about getting financial advice. Lily-Mai and Miguel Fuller from Sidlow recently asked about getting financial advice. These local residents searched for "financial advisor Surrey" and came across this website on Bing, Yahoo or Google.

The Skills to be a Financial Advisor

  • To be able to network and build solid relationships with clients.
  • The ability to promote products and services.
  • An outstanding knowledge of accounting and economics associated with financial products and markets.
  • Active listening skills.
  • Excellent skills in verbal communication.
  • To have the ability to use a computer and the principal software.
  • An excellent level of mathematical knowledge for building financial strategies.
  • Good management skills for the negotiation of product fees.
  • To pay attention to detail and be thorough.
  • Good skills in customer service for finding out customer requirements.
  • To be target driven.

Ashtead Financial Advice Services

Financial Advice Tasks Ashtead

There is a variety of services which can be provided by your local Ashtead financial advisor including financial planning in Ashtead, financial analyst services, annuities, corporate bonds, mutual funds, personal pensions advice, saving for children, ethical investments, pension drawdowns, savings advice, multi-asset portfolios Ashtead, unit trusts, pension transfer advice, trusts Ashtead, portfolio management Ashtead, family income benefit Ashtead, stakeholder pensions in Ashtead, retirement plans in Ashtead, personal protection, will writing services, mortgage financial planning, divorce planning in Ashtead, life assurance Ashtead, pension advice, trustee investment services Ashtead, general financial planning, cashflow analysis, cheap financial advice, money planning in Ashtead, cash flow modelling in Ashtead, and more. Listed are just a handful of the tasks that can be conducted by a financial advisor. Ashtead professionals will keep you informed about their whole range of financial services.


Financial Advisors Near Ashtead

Also find: Tadworth financial advisers, Oxshott financial advisers, Banstead financial advisers, Walton on the Hill financial advisers, Lower Ashtead financial advisers, The Hermitage financial advisers, Kingswood financial advisers, Leatherhead financial advisers, Epsom financial advisers, Pebble Coombe financial advisers, Chessington financial advisers, Headley financial advisers, Givons Grove financial advisers, Claygate financial advisers, Burgh Heath financial advisers, Fetcham financial advisors and more. The majority of these locations are covered by local financial advisers. Ashtead residents can get price quotes by clicking here.

Ashtead Financial Advice Services

Find a Financial Advisor in Ashtead Here
Financial Advice Enquiries in Ashtead Surrey (01372)
  • Ashtead Life Insurance Advice
  • Ashtead Cashflow Analysis
  • Ashtead Trustee Investments
  • Ashtead Cheap Financial Advice
  • Ashtead Inheritance Advice
  • Ashtead Financial Advice
  • Ashtead Financial Services
  • Ashtead Wealth Management
  • Ashtead Investment Advice
  • Ashtead Financial Advice Quotes
  • Ashtead Retirement Advice
  • Ashtead Pension Advice
  • Ashtead Tax Advice
  • Ashtead Corporate Financial Planning

Financial Advisors Around Ashtead: Households in Warwick Gardens, Woodlands Way, Park Lane, Newton Wood Road, The Chase, Woodfield Close, Links Place, South View Road, Barnby Close, Quennell Close, Bramley Way, Preston Grove, Oaken Coppice, Caenwood Road, Craddocks Avenue, Pleasure Pit Road, The Murreys, Druids Close, Ashtead Common, Shires Close, Beechcroft, Taleworth Park, Highfields, Grove Road, Westfield, Rectory Lane, The Street, have needed financial advice recently. Financial advisors have also been active in these local Ashtead postcodes: KT18 6BS, KT21 1EU, KT21 1HN, KT21 1JS, KT21 1HR, KT21 1SJ, KT21 1RX, KT21 1NB, KT21 1DT, KT18 6BX. Folks living in these areas recently requested the help of a financial advisor. Ashtead residents benefited from dependable and professional financial services on each occasion.

To get local information relating to Ashtead, Surrey go here

Independent financial advisor in KT21 area, (dialling code 01372).

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(This financial advisor Ashtead content was revised and updated on 28-06-2022)