Financial Advisor North Baddesley

North Baddesley Independent Financial Advice & Investment

Financial Advisor North Baddesley Hampshire (SO52): Locating a good financial advisor advisor in the North Baddesley area can be an intimidating experience, especially if you are needing financial advice for the very first time. Whether it is investments, mortgage, pension or even insurance guidance that you're searching for, there's one common rule for all professional financial advisors; they must all comply with FCA (Financial Conduct Authority) regulations. Any advice given from a FCA registered financial advisor in North Baddesley comes with certain guarantees that if things go awry, you can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free North Baddesley Financial Advisor Quotes

Friends and family recommendations can be a decent starting place in selecting a financial advisor in North Baddesley, but bear in mind that their situation may be different to the kind of advice you're looking for. Financial advice must be specifically tailored to your particular circumstances, and you will find that certain financial advisors may not be appropriate for your requirements. Picking a financial advisor is a big decision and it is a good idea to speak to at least three different firms so as to explore the options they can provide, and to find one you feel comfortable with and can trust.

Financial Advisor North Baddesley Hampshire (SO52)

When it comes to picking a financial advisor in North Baddesley, there are 2 main types; independent financial advisors and restricted advisors. The advantage of seeing an IFA is that they should not be restricted to just one company's products and services, and can offer a more extensive range of options. Independent financial advice should cover the full spectrum of financial companies and products, and should be given in an unbiased way. This will allow you to pick from the widest possible range of products to suit your needs. A restricted advisor may be tied to services and products from a single provider, or might even concentrate on a single product, as can happen with a mortgage advisor.

Before any financial advisor in North Baddesley takes you on as a client, they are required by the Financial Conduct Authority to tell you about their charges. You may be charged a set fee, by the hour or possibly even a specific percentage of your investment, dependant upon type of product you are looking for. A free first consultation might be offered, so that you can discuss your objectives and circumstances to determine whether the advisor is a good fit. If you use one of the larger North Baddesley firms, your account might be managed by a team of advisors rather than one person.

Financial Advisors North Baddesley UK (023)

To summarise your desired goals and financial situation to the advising firm, you will be required to complete a "Fact Find" document, which is a confidential disclosure form. To provide information regarding the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial market, you will also be handed a Key Facts Document, or Initial Disclosure Document. If you are not satisfied with the service provided, and wish to submit a complaint, this document will also set down your own rights and your options. It should be written in plain language and detail what you're committing yourself to, and any possible benefits and risks if you opt to accept the advice offered. You'll find the level of cooling-off period in this document. This makes it possible for you to cancel your contract within a specific number of days, and whenever any penalties are incurred.

The first time you're chatting with the financial advisor you should check what qualifications and experience they've got. After all you're just about to entrust your financial future to their skill, so you should never be embarrassed about asking such questions. Every financial advisor in North Baddesley must be able to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, you don't need to panic, the company the advisor works for will almost certainly be on the register and their personnel are all covered by the regulations. The individual can still offer financial guidance instead of advice, if these can't be presented. In terms of finance guidance differs to advice and isn't regulated. Therefore there isn't any recourse for either party if financial mistakes arise.

Financial Advisor Quotes in North Baddesley Hampshire

If it is investments that you are interested in, the advisor will want to know the level of risk you might be prepared to take with your hard-earned money. Most investments carry some degree of risk, but high risk investments could potentially offer bigger rewards, but also more likelihood of losing some or all of your money. Good financial and investment advice will take into account your savings aims, i.e. long or short term investments, how quickly you need to access your money and how much you wish to invest. One question you should ask of yourself, which is usually neglected, is just how much money you can afford to lose. This is called your capacity for loss and might influence the products and services that are offered for your consideration.

Financial Advice Near North Baddesley Hampshire

If you have already got any existing investments, personal savings, mortgage loans or regular outgoings, you must let your financial advisor know about these. This gives a clear picture of your financial circumstances, and without this the advice you get will most likely not be the most suitable for you. Reliable financial advice should allow for diversifying your investments and savings by spreading the risk across various different products. A qualified financial advisor in North Baddesley will have the knowledge of the best products to consider, which reflect your goals and your financial situation.

Communicating in the clearest possible way, your financial advisor will lay bare the multifaceted world of investment and finance. You should be able to make an informed and considered decision once you have learned about the various products and services which meet your needs. You can maybe ask your financial advisor to only specify ethical savings and investment schemes. This will allow you to lend support to firms and organisations which address your concerns, e.g. zero carbon or renewable energy, or perhaps staying away from investments that do not meet your standards.

Working alongside a financial advisor in North Baddesley can be challenging to fit in around your work life and other responsibilities. This can be alleviated by supplementing one-on-one meetings with video conferencing and telephone calls, therefore enabling you to get the guidance you need at convenient times. Remote and home working is now commonplace, and an established financial advice provider in North Baddesley will have strict measures in force to keep your details confidential and secure, even if you rarely have a one-on-one meeting with your advisor.


Investment values could drop as well as rise, and this is a factor that you need to bear in mind. It can be incredibly stressful and demoralising if your investment is not making as much money as you hoped for. However, unless it's down to misleading or incorrect information from your financial advisor, your investment having a downward trend isn't a recognised grounds for complaint.

Independent Financial Advisor Near North Baddesley (SO52)

Any grievances should begin with the firm's official complaints procedure as outlined in the Key Facts Document. If the problem is unresolved within the time-frame set out by the regulating authority, and the financial advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman.

The Financial Ombudsman will make a ruling after independently reviewing the cause of the complaint. A decision is made on how to rectify the situation or financially compensate the customer, if the complaint is upheld. The advisor and their company must comply with any decision that is made by the Ombudsman, which becomes legally binding once the client has accepted it. The Financial Ombudsman will also take into account any distress, inconvenience, annoyance and hassle caused to the client during the situation, and fix the level of compensation accordingly.

Book a Financial Advisor in North Baddesley UK

Financial advice can be provided in North Baddesley and also in: Michelmersh, Romsey, Rownhams, Otterbourne, Hursley, Chandlers Ford, Southampton, Mottisfont, Ampfield, Calmore, Awbridge, Copythorne, Braishfield, Nursling, East Wellow, Eastleigh, Totton, Chilworth, and in these postcodes SO52 9HF, SO52 9FY, SO52 9LW, SO52 9JJ, SO52 9AU, SO52 9HT, SO52 9AE, SO52 9EN, SO52 9PG, SO52 9EL. Local North Baddesley financial advisors will probably have the telephone code 023 and the postcode SO52. Checking this out should confirm you access locally based financial advisers. North Baddesley householders are able to utilise these and lots of other finance related services.

North Baddesley Financial Advice Services

Financial Advice Tasks North Baddesley

There is a wide range of services which are provided by your local North Baddesley financial advisor including mortgage financial planning, pension advice, annuities North Baddesley, life assurance in North Baddesley, ISA's, corporate bonds, unit trusts, financial analyst services in North Baddesley, financial planning, tax planning, financial advice services, investment consolidation advice, savings advice, business protection, mutual funds, personal financial planning North Baddesley, investment reviews in North Baddesley, pension consolidation advice North Baddesley, bridging finance, familt controlled trusts, ethical investment advice, personal protection in North Baddesley, cash flow modelling, life insurances, will writing services in North Baddesley, pension drawdowns in North Baddesley, independent financial advice, pension advice in North Baddesley, investment bonds, divorce financial planning, and more. Listed are just some of the duties that can be carried out by a financial advisor. North Baddesley professionals will let you know their entire range of financial services.

Skills and Knowledge Required by a Financial Advisor

  • To have a flexible approach to work.
  • An excellent understanding of economics and accounting with regard to financial markets and products.
  • Good business management skills for negotiating product prices.
  • To be able to network and build relationships with clients.
  • To pay attention to detail and be thorough.
  • Good verbal communication skills.
  • To have active interpersonal and listening skills.
  • To be confident in using a computer and the main software applications.
  • A good level of numeracy for creating financial packages.
  • To be good at selling services and products.
  • Excellent customer service skills for identifying customer needs.

Hampshire Financial Advice Enquiries

Financial Advice Enquiries Hampshire

Recent Hampshire financial advice enquiries: Kit Dickinson and Tia Dickinson from Bursledon recently enquired about financial planning. Klara Savage and Kobe Savage in Netley Marsh, Hampshire recently asked about investment advice. Mr and Mrs Kipling from Southsea recently enquired about investment advice. Mr and Mrs Obrien in Stubbington, Hampshire recently asked about getting financial advice. Bernard and Lily Howard in Ampfield, Hampshire recently asked about getting financial advice. Mr and Mrs Glenn in Micheldever recently asked for information on offshore investments. Marcie Fulton from East Meon, Hampshire recently asked about offshore investments. Theia and Ian Hall from Crondall recently asked for information on pensions. All these local people did a search for "financial advisor Hampshire" and came across this web page on Google, Yahoo or Bing.

A Financial Advisor's Daily Tasks

  • A financial advisor provides education, counselling and consultation regarding investments and finances.
  • A financial advisor keeps a record of customers and transactions.
  • A financial advisor talks with clients about their finances and plans.
  • A financial advisor produces in-depth financial reports.
  • A financial advisor meets targets for performance and sales.
  • A financial advisor updates clients concerning their investments.
  • A financial advisor makes deals with with providers of financial products.
  • A financial advisor works in collaboration with colleagues to collect statistics, trends and market information.
  • A financial advisor researches financial products and explains them clearly and simply to clients.
  • A financial advisor keeps fully abreast of new products and law changes.

Financial Advisors Near North Baddesley

Also find: Chandlers Ford financial advisers, Nursling financial advisers, Chilworth financial advisers, Otterbourne financial advisers, Awbridge financial advisers, Southampton financial advisers, Michelmersh financial advisers, Romsey financial advisers, Rownhams financial advisers, Eastleigh financial advisers, Hursley financial advisers, Braishfield financial advisers, East Wellow financial advisers, Copythorne financial advisers, Calmore financial advisers, Totton financial advisers, Ampfield financial advisers, Mottisfont financial advisors and more. The majority of these towns and villages are covered by local financial advisers. North Baddesley residents can get financial advice price quotes by going here.

North Baddesley Financial Advice Services

Find a Financial Advisor in North Baddesley Here
Financial Advice Enquiries in North Baddesley Hampshire (023)
  • North Baddesley Independent Financial Advice
  • North Baddesley Cashflow Analysis
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  • North Baddesley Inheritance Advice
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  • North Baddesley Retirement Planning
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  • North Baddesley Trustee Investments
  • North Baddesley Life Insurance Advice
  • North Baddesley Pension Advice
  • North Baddesley Corporate Financial Planning

More North Baddesley Services: Of course, when you're looking at your finances in North Baddesley, Hampshire, you will likely need all kinds of different services and along with a financial advisor in North Baddesley, Hampshire, you may additionally need business consulting in North Baddesley, estate planning in North Baddesley, contracts lawyers in North Baddesley, wills & probate in North Baddesley, banruptcy lawyers in North Baddesley, family lawyers in North Baddesley, investment advisors in North Baddesley, solicitors in North Baddesley, bookkeepers in North Baddesley, tax preparation in North Baddesley, debt recovery & collection in North Baddesley, payroll services in North Baddesley, mortgage brokers in North Baddesley, mortgage advice in North Baddesley, accounting in North Baddesley, business financial planning in North Baddesley, property law & conveyancing in North Baddesley, and other different North Baddesley experts.

Financial Advisors Around North Baddesley: Households in Wild Arum Way, Stinchar Drive, Tanners Road, Flexford Road, Sir Galahad Road, Bramble Hill, Bellflower Way, Caernarvon Gardens, Upper Crescent Road, Alderwood Avenue, Rye Close, Tottehale Close, Glendowan Road, Goldwire Drive, Collins Close, Medway Drive, Emer Close, Mortimer Way, Hillcrest Close, Harlech Drive, Chidden Holt, The Birches Close, Crusaders Way, Brue Close, Spencer Gardens, Burnham Beeches, Orchard Close, Skys Wood Road, Colton Copse, have needed financial advice recently. Financial advisors have also been active in these North Baddesley area postcodes: SO52 9HF, SO52 9FY, SO52 9LW, SO52 9JJ, SO52 9AU, SO52 9HT, SO52 9AE, SO52 9EN, SO52 9PG, SO52 9EL. People in these local areas recently needed the help of a financial advisor. North Baddesley residents enjoyed high quality and dependable financial services.

To find local North Baddesley info go here

Independent financial advisor in SO52 area, phone code 023.

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(This financial advisor North Baddesley article was updated on 28-06-2022)