Financial Advisor Belfast

Belfast Independent Financial Advice & Investment

Financial Advisor Belfast Northern Ireland (BT1): Locating a decent independent financial advisor in the Belfast area can be a challenging experience, particularly if you are needing financial advice for the first time. Whether you're searching for mortgage, investment, pension or even insurance guidance, all qualified financial advisors have one thing in common; they must all observe the regulations set by the Financial Conduct Authority (FCA). The benefit of this is that if a financial advisor who is FCA certified gives you poor advice, and anything goes awry, you have guarantees, and can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme to have it put right.

Free Belfast Financial Advisor Quotes

When selecting a financial advisor in Belfast, a decent place to start could be relatives and friends, but you must keep in mind that your situation may not be the same as theirs, and you might be in need of a different sort of advice. Any advice they offer should be adapted to your specific situation, and every financial advisor is not suitable for everyone. It is wise to chat to at least 3 different companies when you are picking a financial advisor, because this is an important decision, and you need to find one that you feel comfortable with and can trust, and at the same time investigate the options they offer.

Financial Advisor Belfast Northern Ireland (BT1)

When it comes to picking a financial advisor in Belfast, there are two principal types; restricted advisors and independent financial advisors. The advantage of seeing an IFA is that they should not be confined to the products or services of just one provider, and can offer a more extensive range of options. Independent financial advice must be offered in an impartial and unbiased way and across the full spectrum of financial companies and products. If you elect to use an independent financial advisor, you will be able to choose from the broadest possible range of products, in order to find the ideal solution for you. A restricted financial advisor might be concerned with an individual product, as with a mortgage advisor, or be limited to products and services from a particular provider.

Before any Belfast financial advisor accepts you as a client, they are required by the Financial Conduct Authority to fully discuss their charges with you. Although it varies according to the type of service you require, there may be a set fee, an hourly rate, or you may even be charged a slice of what you are investing. To discuss your goals and determine whether the advisor is a good fit for you and your circumstances, a free initial consultation may be offered. If you go with one of the bigger Belfast companies, your account could be looked after by a team of advisors rather than a single person.

Financial Advisors Belfast UK (028)

Before any financial advice is handed out you'll need to fill in a confidential disclosure document, called a "Fact Find" form, which tells the advising firm about your ambitions and financial situation. A Key Facts or Initial Disclosure Document will also be handed to you, to provide information on the financial advisors themselves, explaining the extent of their permissions in the financial arena and their status to offer independent or restricted advice. Your rights should also be set out in this document, in addition to the options you can take if you want to submit a complaint because you are not satisfied with the service you are given. It should describe what you're committing yourself to, and any possible benefits and risks that exist should you opt to accept the offered advice, and it should be written in clear language. You'll find the amount of cooling-off period in this document. This permits you to change your mind within a specific time frame, and cancel your agreement with the financial advisor.

You'll want to check the experience and qualifications of your financial advisor the first time you speak with them. Asking these questions shouldn't cause you any embarrassment, because you're entrusting them with your long-term financial wellbeing. Every Belfast financial advisor must be able to present an annual Statement of Professional Standing, and must hold at least a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, you shouldn't panic, the firm the advisor works for will almost certainly be on the register and their employees will be covered by the regulations. The person can still offer financial guidance instead of advice, if these can't be provided. Guidance is not regulated in the way that financial advice is, which means that if mistakes occur the client won't have any recourse.

Financial Advisor Quotes in Belfast Northern Ireland

If you are looking for advice on investments you'll be asked the amount of risk you are comfortable with. Higher risk investments may offer better rewards, however all or some of your cash could be lost. Good quality financial and investment advice will take into account your savings objectives, i.e. how rapidly you need access to your funds, how much you wish to invest and long or short term investments. "How much can you truly afford to lose?" Is the one important question that you really need to ask yourself. This may well influence the services and products that could be offered for your consideration, and is generally referred to as your 'capacity for loss'.

Financial Advice Near Belfast Northern Ireland

If you have already got any existing investments, personal savings, regular payments or mortgage loans, you'll want to let your financial advisor know about these. They will need these details, so they can get a clear picture of your finances and give the best advice for you. Spreading the risk across a number of different products through the diversification of your savings and investments, is something that good quality financial advice should embrace. A certified financial advisor in Belfast will understand the best areas to consider, which mirror your goals and your financial situation.

Your financial advisor will try to communicate in as much plain speech as possible, to throw open the complex world of finance. After comparing the products and services that match your needs, you should be able to make an informed and deliberative decision. If environmental issues are at the forefront of your mind, you could perhaps ask that ethical savings and investment schemes take precedence. This doesn't just give you investment opportunities, but also enables you to support renewable energy or zero carbon projects, and keep away from companies that don't share the same values that you do.

It may prove difficult to manage work and other obligations around working closely with a financial advisor in Belfast. This can be alleviated by augmenting face-to-face appointments with telephone and video conferencing, hence enabling you to seek the advice you need at times that are convenient. Home and remote working is now commonplace, and a professional financial advice firm in Belfast will have strict measures in place to keep your details confidential and secure, even if you hardly ever have a one-on-one meeting with your personal advisor.


Investments can just as easily go down as well as up, since the financial world can be volatile. If it happens that your investment isn't making the amount of money you hoped for, it can be a very frustrating and worrying time. However, unless it's down to incorrect or misleading information from your advisor a downward spiral in your investment isn't a recognised basis for complaint.

Independent Financial Advisor Near Belfast (BT1)

As laid out in the Key Facts Document, any disputes should start out with the firm's official complaints procedure. You can let the Financial Ombudsman know about the situation if it remains unresolved within the time period laid down by the regulating body, and the advisor is registered with the Financial Conduct Authority.

After looking into the cause for complaint, the Financial Ombudsman will come to a decision on the issue. A decision will be made on how to rectify or financially compensate the client, if the complaint is upheld. Once the decision is accepted by the client it becomes a legally binding decision which the financial advisor and their firm, must abide by. The Ombudsman will also take into consideration any distress, trouble, upset and inconvenience caused to the customer during the process, and establish the level of compensation accordingly.

Book a Financial Advisor in Belfast UK

Financial advice can be provided in Belfast and also nearby in: Moneyreagh, Hannahstown, Lisburn, Dundrod, Carrickfergus, Finaghy, Dundonald, Ballygowan, Dunmurry, Newtownabbey, Castlereagh, Whiteabbey, Andersontown, Holywood, Comber, Greenisland, together with these postcodes BT1 2GW, BT1 1LU, BT1 1HP, BT1 2AH, BT1 2LZ, BT1 1FY, BT1 1UY, BT1 1QB, BT1 1JL, BT1 2ED. Locally based Belfast financial advisers will probably have the telephone dialling code 028 and the postcode BT1.

Northern Ireland Financial Advice Enquiries

Financial Advice Enquiries Northern Ireland

Current Northern Ireland financial advice enquiries: Freddie Bennett and Amna Bennett from Castlederg recently enquired about investment bonds. Alyssia Jackson from Crumlin, Northern Ireland recently asked for information on financial planning. Ruth Ricci from Ballyclare, Northern Ireland recently enquired about investment bonds. Liam Senior from Eglinton recently asked for information on life assurance. Leja Foulkes from Springvale recently enquired about family income benefit. Eira Parry from Ballymoney recently asked for information on family income benefit. Jovan Barber and Lily-May Barber from Ballycastle, Northern Ireland recently asked for information on life assurance. Yasmine Croft from Crumlin recently asked for information on investment bonds.

Everyday Duties for a Financial Advisor

  • Researching financial products and explaining them simply and clearly to customers.
  • Chatting with clients about their plans and finances.
  • Producing financial reports.
  • Meeting targets for performance and sales.
  • Making deals with with financial product providers.
  • Keeping a record of customers and transactions.
  • Working together with colleagues to collect market information, trends and statistics.
  • Providing education, counselling and consultation with regards to investments and finances.
  • Updating customers about their investments.
  • Keeping fully abreast of regulation changes and new financial products.

Financial Advisors Northern Ireland

Financial Investment Advice Financial Advice Advisors Financial Advisor Advisor Northern Ireland Advisers 028 Services BT1 Belfast

In the Northern Ireland area you'll also locate: Kilrea investment advice, Limavady financial advice, Strabane investment advisors, Killyleagh financial advice, Cookstown investment advice, Gilford investment advice, Glenavy investment advice, Randalstown financial advice, Cullybackey investment advisors, Portstewart financial advisors, Castlederg investment advice, Waringstown investment advice, Hillsborough investment advisors, Castlewellan financial advisors, Ballygowan financial advisors, Dungannon financial advice, Culmore financial advice, Saintfield investment advisors, Cullybackey investment advice, Maghaberry financial advisors, Donaghadee financial advice, Ballycastle financial advice, Millisle financial advisors, Dungiven financial advice, Lisnaskea financial advice, Draperstown investment advisors, Moira investment advisors, Ballykelly investment advisors, Waringstown financial advice.

Belfast Financial Advice Services

Financial Advice Tasks Belfast

There is a range of services that are provided by your local Belfast financial advisor including stakeholder pensions Belfast, investment planning, divorce planning, independent financial advice, portfolio management, life insurances in Belfast, retirement plans, offshore investments, equity release advice, pension consolidation, ISA's in Belfast, financial planning, ethical investment advice Belfast, cheap financial advice, investment bonds, annuity purchase Belfast, pension drawdowns Belfast, unit trusts Belfast, income protection Belfast, wealth management & investments Belfast, corporate bonds, pension plans Belfast, inheritance tax planning Belfast, long term care fee advice in Belfast, annuities, and more.

Skills and Knowledge Necessary for Financial Advisors

  • Good verbal communication skills.
  • Excellent business management skills for negotiating product prices.
  • The ability to sell services and products.
  • To be able to network and establish relationships with customers.
  • To have the ability to listen attentively
  • An excellent level of numeracy for creating financial packages.
  • To be goal driven.
  • To be thorough and pay attention to detail.
  • Excellent customer service skills for establishing customer requirements and needs.
  • A good knowledge of accounting and economics associated with financial products and markets.
  • To be able to competently use a computer and the primary software.

Financial Advisors Near Belfast

Also find: Comber financial advisors, Castlereagh financial advisors, Dunmurry financial advisors, Moneyreagh financial advisors, Whiteabbey financial advisors, Ballygowan financial advisors, Dundonald financial advisors, Dundrod financial advisors, Lisburn financial advisors, Newtownabbey financial advisors, Andersontown financial advisors, Finaghy financial advisors, Holywood financial advisors, Hannahstown financial advisors, Carrickfergus financial advisors, Greenisland financial advisors and more.

Belfast Financial Advice Services

Find a Financial Advisor in Belfast Here
Financial Advice Enquiries in Belfast Northern Ireland (028)
  • Belfast Financial Services
  • Belfast Estate Planning
  • Belfast Mortgage Advice
  • Belfast Tax Advice
  • Belfast Wealth Management
  • Belfast Financial Advice
  • Belfast Life Insurance Advice
  • Belfast Retirement Planning
  • Belfast Financial Advice Quotations
  • Belfast Investment Advice
  • Belfast Inheritance Advice
  • Belfast Cashflow Analysis
  • Belfast Corporate Financial Advice
  • Belfast Pension Advice

More Belfast Services: Of course, whenever you're looking at your finances in Belfast, Northern Ireland, you'll probably be in need of all kinds of different services and apart from a financial advisor in Belfast, Northern Ireland, you might additionally need solicitors in Belfast, mortgage brokers in Belfast, mortgage advice in Belfast, business consulting in Belfast, debt recovery & collection in Belfast, family lawyers in Belfast, will writing in Belfast, accounting in Belfast, contracts lawyers in Belfast, investment advisors in Belfast, estate planning in Belfast, payroll services in Belfast, bookkeepers in Belfast, banruptcy lawyers in Belfast, tax preparation in Belfast, business financial planning in Belfast, property law & conveyancing in Belfast, and other different Belfast experts.

Financial Advisors Around Belfast: Some Belfast streets and roads where financial advice has recently been given - Hillman Court, Cromac Street, Iris Walk, Glendhu Manor, Haypark Gardens, Glenburn Park, Clonard Street, Baroda Parade, Delaware Street, Hesketh Road, Forthriver Close, Devonshire Place, Distillery Court, Baskin Street, Brassey Street, Dunmisk Park, Azamor Street, Glenhoy Drive, Ardkeen Crescent, Castlereagh Street, Chamberlain Street, Highpark Drive, Banbury Street, Cherryvalley Park West, Ardpatrick Gardens, Beverley Street, Downshire Park East, Dee Street, Greenwich Mews, as well as these Belfast area postcodes: BT1 2GW, BT1 1LU, BT1 1HP, BT1 2AH, BT1 2LZ, BT1 1FY, BT1 1UY, BT1 1QB, BT1 1JL, BT1 2ED.

Belfast Financial Advisor Jobs: Find financial adviser jobs near Belfast by clicking here: General Financial Advisor Jobs

If you need local info regarding Belfast, Northern Ireland check here

Independent financial advisor in BT1 area, phone code 028.

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