Financial Advisor Sunbury-on-Thames

Sunbury-on-Thames Independent Financial Advice & Investment

Financial Advisor Sunbury-on-Thames Surrey (TW16): It can be an intimidating experience trying to find a first-rate financial advisor advisor in Sunbury-on-Thames, particularly if it's the first time that you are seeking financial advice. Whether you're looking for pensions, mortgage, investments or even insurance guidance, all qualified financial advisors have one thing in common; they must all follow the regulations laid down by the FCA (Financial Conduct Authority). Any advice given from a FCA authorised financial advisor in Sunbury-on-Thames comes with the guarantee that if anything should go awry, you can get in touch with the Financial Ombudsman or the Financial Services Compensation Scheme.

Free Sunbury-on-Thames Financial Advisor Quotes

When selecting a financial advisor in Sunbury-on-Thames, a good starting point could be family and friends, however you must keep in mind that your circumstances might not be in line with theirs, and you might be in need of a different type of advice. Their advice needs to be adapted to your unique circumstances, and every financial advisor isn't suitable for everybody. Selecting a financial advisor is an important decision and it is a good idea to talk with at least 3 different firms in order to explore the options they offer, and to find one you can trust and feel at ease with.

Financial Advisor Sunbury-on-Thames Surrey (TW16)

Independent financial advisors (IFA) and restricted advisors, are the two principal kinds of financial advisor in Sunbury-on-Thames. An independent financial advisor will not be confined to just one company's services and products. Independent financial advice should encompass the full gamut of financial products and companies, and should be given in an impartial way. This enables you to pick from the broadest range of products to match your needs. A restricted advisor could be concerned with an individual product, such as a mortgage advisor, or be limited to products and services from a specific company.

Before any financial advisor in Sunbury-on-Thames takes you on as a client, they are required by the Financial Conduct Authority to tell you about their charges. You could be charged a set fee, by the hour or possibly even a percentage of your investment value, in accordance with product you are interested in. A free initial consultation might be offered, so that you can discuss your objectives and circumstances to determine whether the advisor is the right choice. If you go with one of the bigger Sunbury-on-Thames firms, your account could be managed by a team of advisors rather than a single individual.

Financial Advisors Sunbury-on-Thames UK (01932)

To outline your goals and financial situation to the advising company, you will be asked to fill out a "Fact Find" form, which is a confidential disclosure document. An Initial Disclosure, or Key Facts Document will also be handed to you, providing details of the financial advisors themselves, explaining their range of permissions in the financial market and their situation for offering restricted or independent advice. This document should also lay out your own rights and the possible options you can take if you're not happy with the service provided, and want to complain. It has to be easy to understand, written in layman's terms, and outline precisely what you are committing yourself to, along with the risks and benefits of going along with the advice. The Key Facts Document will also inform you of the allowed cooling-off period. This enables you to have a change of heart within a specific time period, and cancel the agreement with your financial advisor.

When talking to the financial advisor for the first time make sure you check their qualifications and experience. After all you are on the verge of entrusting your financial wellbeing to their skill, so you should not be embarrassed about asking such questions. A Level 4 qualification is the minimum qualification for any financial advisor in Sunbury-on-Thames, and they also have to be able to present an annual Statement of Professional Standing. When you check the Financial Services Register, you shouldn't panic if your financial advisor's name doesn't show up on there; you ought to be able to locate the company name, and this means that the regulations covers all of their personnel. If these can't be provided the individual can still offer financial guidance instead of financial advice. Guidance differs to advice as it's not regulated in the same way, and if financial blunders occur there will likely be no recourse to either party.

Financial Advisor Quotes in Sunbury-on-Thames Surrey

You'll be asked about the amount of risk you are willing and able to take on, if you are seeking advice on investing money. High risk investments could potentially offer higher rewards, but all or some of your funds could be lost. Your savings goals will need to be carefully considered if good quality financial and investment advice is to be given, i.e. how much you have to invest, how rapidly you need access to your money and short or long term investments. "How much money can you afford to lose?" Is the one vital question that you really need to ask yourself. This is generally referred to as your 'capacity for loss' and might influence the products and services that may be offered for your consideration.

Financial Advice Near Sunbury-on-Thames Surrey

If you already have any current regular payments, savings, investments or mortgage loans, you'll want to tell your financial advisor about these. This will provide a full and clear picture of your financial circumstances, and without this the advice given will most likely not be the most suitable for you. Spreading the risk across different products through the diversification of your investments and savings, is something that reliable financial advice should embrace. With a knowledge of the best areas to consider, a qualified financial advisor will concentrate on products that most closely fit in with your financial situation and goals.

A financial advisor will unmask the complex world of finance, and try to converse in the clearest possible way. After learning about the various services and products that meet your needs, you should be able to make an informed and intelligent decision. If the environment is at the forefront of your mind, you could ask that ethical savings and investments take precedence. You will then be able to avoid corporations that investments meet your standards, and instead support those companies and enterprises that match your concerns, for example zero carbon or green energy.

Establishing a close working relationship with a financial advisor in Sunbury-on-Thames could cause complications with your work and other commitments. To enable you to get advice at times that suit you, one-on-one meetings can be augmented with video conferencing and phone calls. An established financial advice firm in Sunbury-on-Thames will have stringent measures in force to ensure your details are kept secure and confidential, even if you rarely have a one-on-one meeting with your advisor, because home and remote working is now so common.


Investment values can go down as well as up, and this is something that you have to remember. If it happens that your investment fails to make as much money as you were hoping for, it can be a disheartening and stressful time. However, unless it's owing to misleading or incorrect information from your financial advisor, a downward trend in your investment isn't a recognised cause for complaint.

Independent Financial Advisor Near Sunbury-on-Thames (TW16)

As outlined in the Key Facts Document, any grievances should commence with the firm's official complaints procedure. If the problem remains unsolved within the timeframe set out by the regulating authority, and your advisor is a member of the Financial Conduct Authority, you can inform the Financial Ombudsman.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. A decision will be made on how to rectify the situation or financially compensate the client, if the complaint is upheld. On acceptance by the customer, the ruling becomes a legally binding one, and the advisor and their company must comply with it. The Financial Ombudsman will also account for any upset, distress, hassle and inconvenience caused to the customer during the situation, and establish the level of compensation accordingly.

Book a Financial Advisor in Sunbury-on-Thames UK

Financial advice can be provided in Sunbury-on-Thames and also nearby in: Twickenham, Hurst Park, Rydens, Weybridge, Hersham, Hanworth, Walton-on-Thames, Hampton, Shepperton, Lower Halliford, Ashley Park, Teddington, Fulwell, Feltham, as well as in these postcodes TW16 5JX, TW16 6EJ, TW16 6HG, TW16 5PN, TW16 5BY, TW15 1TT, TW16 5JY, TW16 5EY, TW16 5BX, TW16 5HP. Local Sunbury-on-Thames financial advisers will likely have the postcode TW16 and the phone code 01932. Verifying this should make sure that you are accessing local financial advisers. Sunbury-on-Thames homeowners will be able to utilise these and lots of other comparable services.

Pension Planning

A secure retirement necessitates pension planning as a vital step. The engagement of a financial advisor's services can bring about considerable process improvement. A customised pension solution will be designed by a qualified advisor after assessing your current financial circumstances and understanding your retirement objectives. Navigating the intricacies of the UK's pension alternatives, they deal with workplace pensions, the state pension, and self-invested personal pensions (SIPPs). Leveraging their expertise allows you to make informed decisions about tax implications, contributions and investment choices. Working with a financial advisor in Sunbury-on-Thames leads to the creation of an effective pension plan, providing financial stability and peace of mind for your future. (61324)

Sunbury-on-Thames Financial Advice Services

Financial Advice Tasks Sunbury-on-Thames

There are a number of different services that are provided by your local Sunbury-on-Thames financial advisor including divorce financial planning Sunbury-on-Thames, personal financial planning, cheap financial advice, long term care fee planning Sunbury-on-Thames, retirement planning, pension advice in Sunbury-on-Thames, financial planning Sunbury-on-Thames, multi-asset portfolios, death benefits, pension reviews, investment bonds in Sunbury-on-Thames, investment consolidation advice, personal protection, income protection, trusts, corporate bonds in Sunbury-on-Thames, independent financial advice, pensions in divorce, stakeholder pension advice, portfolio management in Sunbury-on-Thames, mortgage advice Sunbury-on-Thames, business financial planning in Sunbury-on-Thames, savings advice, cash flow modelling, life insurance, bridging finance Sunbury-on-Thames, life assurance advice, general financial planning, annuity purchase, pension plans, and lots more. Listed are just a few of the duties that can be handled by a financial advisor. Sunbury-on-Thames professionals will tell you about their full range of financial services.

Necessary Skills for Financial Advisors

  • To be thorough and pay attention to detail.
  • Excellent skills in customer service for determining client needs.
  • To have the ability to network and build relationships with clients.
  • Good management skills for the negotiation of product prices.
  • To be good at promoting products and services.
  • Excellent skills in verbal communication.
  • A thorough knowledge of accounting and economics relating to financial markets and products.
  • To have the ability to listen attentively
  • A competent level of numeracy for creating financial strategies.
  • To have excellent IT skills.
  • To have a target driven mentality.

Financial Advisors Near Sunbury-on-Thames

Also find: Ashley Park financial advisors, Hampton financial advisors, Lower Halliford financial advisors, Hampton Hill financial advisors, Upper Halliford financial advisors, Rydens financial advisors, Oatlands financial advisors, Fordbridge financial advisors, Hurst Park financial advisors, Hanworth financial advisors and more. Most of these villages and towns are catered for by financial advisors. Home and property owners in these areas can make enquiries about financial advice by going here.

Sunbury-on-Thames Financial Advice Services

Find a Financial Advisor in Sunbury-on-Thames Here
Financial Advice Enquiries in Sunbury-on-Thames Surrey (01932)
  • Sunbury-on-Thames Estate Planning
  • Sunbury-on-Thames Corporate Financial Advice
  • Sunbury-on-Thames Investment Advice
  • Sunbury-on-Thames Trustee Investments
  • Sunbury-on-Thames Wealth Management
  • Sunbury-on-Thames Pension Advice
  • Sunbury-on-Thames Cashflow Analysis
  • Sunbury-on-Thames Tax Advice
  • Sunbury-on-Thames Cheap Financial Advice
  • Sunbury-on-Thames Financial Services
  • Sunbury-on-Thames Retirement Advice
  • Sunbury-on-Thames Financial Advice Quotations
  • Sunbury-on-Thames Independent Financial Advice
  • Sunbury-on-Thames Mortgage Advice

More Sunbury-on-Thames Services: Obviously, when you happen to be looking at your finances in Sunbury-on-Thames, Surrey, you are likely to need all types of different services and apart from a financial advisor in Sunbury-on-Thames, Surrey, you might also need business consulting in Sunbury-on-Thames, contracts lawyers in Sunbury-on-Thames, banruptcy lawyers in Sunbury-on-Thames, family lawyers in Sunbury-on-Thames, payroll services in Sunbury-on-Thames, mortgage brokers in Sunbury-on-Thames, estate planning in Sunbury-on-Thames, mortgage advice in Sunbury-on-Thames, wills in Sunbury-on-Thames, tax preparation in Sunbury-on-Thames, investment advisors in Sunbury-on-Thames, debt recovery & collection in Sunbury-on-Thames, bookkeepers in Sunbury-on-Thames, solicitors in Sunbury-on-Thames, property law & conveyancing in Sunbury-on-Thames, business financial planning in Sunbury-on-Thames, accountants in Sunbury-on-Thames, and other different Sunbury-on-Thames experts.

Sunbury-on-Thames Financial Advisor Jobs: View financial advisor jobs near Sunbury-on-Thames here: Sunbury-on-Thames Financial Advisor Jobs

To find out local information on Sunbury-on-Thames, Surrey take a look here

Independent financial advisor in TW16 area, phone code 01932.

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(This financial advisor Sunbury-on-Thames content was edited and updated on 20-02-2024)