Financial Advisor Exeter

Exeter Independent Financial Advice & Investment

Financial Advisor Exeter Devon (EX1): Finding a first-rate independent financial advisor in the Exeter area can be an intimidating experience, particularly if you're seeking financial advice for the very first time. Nevertheless, all professional financial advisors are bound by one common rule; they all have to conform to the regulations laid down by the Financial Conduct Authority (FCA), regardless of whether you are looking for pension, mortgage, investment or even insurance guidance. This comes with various guarantees, so after taking advice from a FCA certified financial advisor in Exeter, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman, if anything goes wrong.

Free Exeter Financial Advisor Quotes

Recommendations from friends and neighbours can be a decent starting point in selecting a financial advisor in Exeter, but bear in mind that their situation could be different to what you're looking for. Their advice needs to be personalised to your unique circumstances, and every financial advisor isn't suitable for everyone. It is a good idea to talk with at least three different firms when you are choosing a financial advisor, since this is a major decision, and you will be looking to find one that you feel comfortable with and can trust, and investigate the various options they offer.

Financial Advisor Exeter Devon (EX1)

When you are looking to pick a financial advisor in Exeter, there are essentially 2 main types; restricted advisors and independent financial advisors (IFA). The benefit of seeing an IFA is that they should not be confined to a single company's products and services, and can offer a wide range of options. Encompassing the whole spectrum of financial companies and products, independent financial advice should be offered in an impartial and unbiased way to clients. Consulting an independent financial advisor should allow you to select from the broadest possible array of products. A restricted financial advisor may be focused on a single product, as with a mortgage advisor, or be limited to products and services from a single firm.

The FCA demands that any financial advisor in Exeter must discuss their charges with you, before taking you on as a client. Although it can vary depending on the kind of product or service you are looking for, there could be an hourly rate, a set fee, or you could even be charged a specific percentage of what you're investing. A free preliminary consultation might be offered, so that you can discuss your aims and circumstances to see if the advisor is the right choice. If you go with one of the bigger Exeter companies, your account might be looked after by a team of advisors rather than just one person.

Financial Advisors Exeter UK (01392)

To describe your financial situation and aims to the advising firm, you'll be required to complete a "Fact Find" document, which is a confidential disclosure form. An Initial Disclosure Document, or Key Facts Document will also be given to you, to provide information on the financial advisors themselves, explaining their range of permissions in the financial sector and their status to offer restricted or independent advice. If you're not satisfied with the service, and wish to complain, this document will also set down your legal rights and your options. It should detail precisely what you are signing up for, and any potential risks and benefits if you opt to take the advice offered, and it should be set down in plain English. The level of cooling-off period should also be fully explained in this document. This allows you to cancel your contract within a specific time frame, and whenever any penalty charges are incurred.

The first time you're talking to your financial advisor you need to check what experience and qualifications they have. Asking such questions shouldn't cause you any embarrassment, because after all you're about to entrust them with your long-term financial wellbeing. Every Exeter financial advisor must be in a position to present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. If the advisor's name does not appear on the Financial Services Register, don't stress, the firm the individual works for should be found on the register and their advisors are all covered by the legislation. If they're not able to present these accreditations, the individual cannot offer advice but is able to offer financial guidance. In terms of finance guidance differs to advice and is not regulated. Therefore there is no recourse for either party if errors are made.

Financial Advisor Quotes in Exeter Devon

You will be asked the amount of risk you are ready to take on, if you are seeking advice on investing money. Higher risk investments may potentially offer better rewards, but some or all of your cash could be lost. Good quality investment and financial advice will take into account your savings goals, i.e. how rapidly you need access to your funds, how much you have to invest and short or long term investments. The one question that you should ask of yourself, which is normally overlooked, is just how much money you can afford to lose. This is sometimes referred to as your capacity for loss and might influence the products and services that could be offered for your consideration.

Financial Advice Near Exeter Devon

You should tell your financial advisor about your current investments, mortgage loans, regular payments or savings accounts. They will need this information, so that they can get a clear picture of your financial situation and give the correct advice for your needs. Smart financial advice should allow for diversifying your investments and savings by spreading the risk load across a range of different products. A professional financial advisor in Exeter will have the knowledge of the best areas to consider, which mirror your financial situation and your goals.

A financial advisor will lay bare the multifaceted world of finance, and try to converse in the clearest possible way. After comparing the various services and products that meet your needs, you should be in a position to come to an informed and calculated decision. You can even ask your advisor to only include ethical savings and investment schemes. This will allow you to give your support to businesses and companies that address your concerns, e.g. renewable energy or zero carbon, or perhaps keeping away from firms that do not meet your requirements.

Working together with a financial advisor in Exeter can be challenging to fit in around your work day and other responsibilities. To enable you to get advice at times that suit you, one-on-one appointments can be complemented with telephone calls and video conferencing. Working from home and remote working is now a large part of our society, and an experienced financial advice company in Exeter will have stringent measures in force to ensure your details are kept secure and confidential, even if you hardly ever have a one-on-one meeting with your advisor.


You have to remember that the financial sector can be volatile, and the value of your investments could just as easily go down as well as up. It can be incredibly worrying and demoralising if your investment fails to make the amount of money you were hoping for. Sadly, a downward spiraling of your investment isn't a recognised grounds for complaint, unless of course it's due to misleading or wrong information from your advisor.

Independent Financial Advisor Near Exeter (EX1)

The company's complaints procedure should be the starting place for any grievances, and the Key Facts Document will clarify this. If the matter remains unsolved within the time-frame stipulated by the regulating authority, and your advisor is registered with the FCA, you can contact the Financial Ombudsman.

The Financial Ombudsman will make a ruling after independently reviewing the cause of the complaint. A decision will be made on how to rectify or financially compensate the customer, if the complaint is upheld. This will become legally binding as soon as it has been accepted by the customer, and the financial advisor and their company must comply with the decision. Any inconvenience, trouble, distress and upset caused to the client during the process, will be considered when the Financial Ombudsman fixes the level of compensation.

Book a Financial Advisor in Exeter UK

Financial advice can be provided in Exeter and also nearby in: Birchy Barton, St Thomas, Marsh Barton, Nadderwater, Ide, Poltimore, Whipton, Exwick, Heavitree, Cowley, Stoke Hill, Exminster, Alphington, Longdown, Pocombe Bridge, Whitestone, Wonford, as well as in these postcodes EX1 1LX, EX1 1ZS, EX1 1HU, EX1 1DT, EX1 1SG, EX1 1BB, EX1 1AP, EX1 1DU, EX1 1WQ, EX1 1BR. Locally based Exeter financial advisors will likely have the postcode EX1 and the dialling code 01392. Simply click on the "enquiry" banner to get info on financial advisors in your area.

The Daily Duties of a Financial Advisor

  • Financial advisors work with colleagues to obtain trends, statistics and market information.
  • Financial advisors update customers about their investments.
  • Financial advisors collaborate with financial product providers.
  • Financial advisors research financial products and explain them clearly and simply to their clients.
  • Financial advisors provide education, counselling and consultation with regards to finances and investments.
  • Financial advisors speak with clients regarding their finances and plans.
  • Financial advisors keep a record of clients and transactions.
  • Financial advisors meet targets for sales and performance.
  • Financial advisors keep up to date with new products and legislation changes.
  • Financial advisors produce detailed financial reports.

Exeter Financial Advice Services

Financial Advice Tasks Exeter

There is a wide range of services which can be provided by your local Exeter financial advisor including annuities, pension drawdowns in Exeter, offshore investment advice in Exeter, pension transfer advice Exeter, family income benefit, general financial planning in Exeter, financial advice services, bridging finance in Exeter, investment advice, mortgage advice Exeter, unit trusts, independent financial advice Exeter, tax financial planning Exeter, cheap financial advice in Exeter, inheritance tax planning, income protection, life insurance advice Exeter, will writing services, ISA's Exeter, trusts Exeter, stakeholder pensions, pension consolidation in Exeter, pension planning, ethical investment advice, equity release advice, and lots more.

Devon Financial Advisors

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In Devon you can also get: Winkleigh investment advice, Kentisbeare financial advisors, Kennford investment advisors, Mortehoe investment advice, South Brent financial advisors, Lamerton financial advice, Berrynarbor investment advice, Loddiswell financial advisors, Totnes financial advice, South Molton investment advisors, Braunton financial advisors, Teignmouth financial advice, Salcombe financial advice, Barnstaple financial advice, Topsham investment advice, Ipplepen investment advice, Marldon financial advisors, Ivybridge financial advisors, Uffculme investment advice, Honiton financial advice, Dunkeswell financial advice, Halberton investment advisors, Okehampton investment advisors, Walkhampton financial advisors, Ottery St Mary investment advisors, South Zeal investment advisors, Shaldon investment advice, Lamerton investment advice, Woodbury investment advice.


Financial Advisors Near Exeter

Also find: Ide financial advisors, Heavitree financial advisors, St Thomas financial advisors, Stoke Hill financial advisors, Marsh Barton financial advisors, Alphington financial advisors, Poltimore financial advisors, Exwick financial advisors, Whipton financial advisors, Cowley financial advisors, Exminster financial advisors, Nadderwater financial advisors, Pocombe Bridge financial advisors, Longdown financial advisors, Wonford financial advisors, Whitestone financial advisors, Birchy Barton financial advisors and more.

Exeter Financial Advice Services

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Financial Advice Enquiries in Exeter Devon (01392)
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More Exeter Services: Obviously, when you are looking at your finances in Exeter, Devon, you'll likely need all sorts of different services and together with a financial advisor in Exeter, Devon, you may additionally need investment advisors in Exeter, estate planning in Exeter, mortgage brokers in Exeter, tax preparation in Exeter, business consulting in Exeter, banruptcy lawyers in Exeter, will writing in Exeter, mortgage advice in Exeter, payroll services in Exeter, contracts lawyers in Exeter, debt recovery & collection in Exeter, bookkeeping in Exeter, solicitors in Exeter, property law & conveyancing in Exeter, accounting in Exeter, family lawyers in Exeter, business financial planning in Exeter, and other different Exeter experts.

Financial Advisors Around Exeter: In the past year financial advice was provided in these Exeter streets: Burrator Drive, Cofton Hill, Sheppard Road, Dinham Mews, Stoke Hill Crescent, Binford Close, Shuttern Close, Cowley View, Alford Crescent, Colands Court, Colleton Hill, Brodick Close, Aboveway, St Leonards Avenue, Albion Street, Beacon Road, Dince Hill Close, Shercroft Close, Dean Street, Sweetham, Clyst Heath, Baxter Close, Dukes Orchard, Bartholomew Street West, Churchill Road, Beacon Heath, Danes Road, Brookway, Aldrin Road, The Glebe, and in these Devon postcodes: EX1 1LX, EX1 1ZS, EX1 1HU, EX1 1DT, EX1 1SG, EX1 1BB, EX1 1AP, EX1 1DU, EX1 1WQ, EX1 1BR.

Exeter Financial Advisor Jobs: Get financial adviser jobs near Exeter by clicking here: General Financial Advisor Jobs

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Independent financial advisor in EX1 area, phone code 01392.

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