Financial Advisor Windlesham

Windlesham Independent Financial Advice & Investment

Financial Advisor Windlesham Surrey (GU20): If you are seeking financial advice for the very first time, trying to find a decent financial advisor advisor in Windlesham can be a quite daunting experience. Nevertheless, all financial advisors have one thing in common; they must all observe the regulations laid down by the FCA (Financial Conduct Authority), regardless of whether you're after mortgage, pension, investments or even insurance advice. Any advice given from a FCA authorised financial advisor in Windlesham comes with certain guarantees that should things go wrong, you can get in touch with the Financial Services Compensation Scheme or the Financial Ombudsman.

Free Windlesham Financial Advisor Quotes

Relatives and friends recommendations can be a decent starting point in selecting a financial advisor in Windlesham, but remember that their needs may be different to the sort of advice you are looking for. Their advice needs to be tailored to your unique situation, and every financial advisor is not suitable for everybody. To investigate the options they can provide and find a financial advisor you can trust and feel comfortable with, it is a good idea to talk with at least three different firms, because picking a financial advisor is a major decision.

Financial Advisor Windlesham Surrey (GU20)

When it comes to picking a financial advisor in Windlesham, there are essentially 2 main types; restricted advisors and independent financial advisors (IFA). The good thing about using an independent financial advisor is that they will not be confined to the products and services of just one company, and can offer a broader range of options. Covering the entire spectrum of financial companies and products, independent financial advice must be offered in an impartial and unbiased way to clients. This will permit you to pick from the widest range of products to suit your needs. A restricted advisor might be focused on a single product, as with a mortgage advisor, or be restricted to products and services from a single company.

Before accepting you as a client, any financial advisor must discuss their charges with you, as demanded by the FCA. Dependant upon the kind of services you're looking for, you could be charged by the hour, a set fee or maybe even a specific percentage of your investment. You might be offered a free initial consultation to allow you to discuss your objectives and see if the advisor is the proper choice for your situation. Your account could be looked after by a team rather than a single advisor, if you opt to use one of the bigger Windlesham companies.

Financial Advisors Windlesham UK (01276)

Before any financial advice is handed out you'll be required to fill in a confidential disclosure form, known as a "Fact Find" document, which informs the advising firm about your financial situation and goals. To provide details of the financial advisor, their status to offer restricted or independent advice and their scope of permissions in the financial arena, you'll also be handed a Key Facts or Initial Disclosure Document. If you're not satisfied with the service, and wish to make a complaint, this document should also lay down your own legal rights and the possible options you can take. It should be easily understood, written in layman's terms, and describe precisely what you're signing up for, along with the risks and benefits of taking the proffered advice. The cooling-off period should also be explained in this Key Facts Document. This permits you to change your mind within a certain period of time, and cancel your agreement with the financial advisor.

The very first time you are talking with the financial advisor you should check what qualifications and experience they have. Asking these questions should never cause you any embarrassment, because after all you're about to entrust them with your long-term financial wellbeing. A Level 4 qualification is the minimum certification for any financial advisor in Windlesham, and they must also be in a position to show an annual Statement of Professional Standing. If your advisor's name doesn't appear on the Financial Services Register, you don't need to stress, the company the person works for should be found on the register and their employees are all covered by the legislation. The individual can still offer financial guidance rather than advice, if these cannot be presented. In terms of finance guidance differs to advice and isn't regulated in the same way. Therefore there isn't any recourse for either party if financial mistakes arise.

Financial Advisor Quotes in Windlesham Surrey

If you are seeking advice on investments you will be asked the amount of risk you are comfortable with. Substantial rewards may be possible with higher risk investments, however you stand a greater chance of losing all or some of your funds. Your savings goals will have to be carefully considered if good investment advice is to be given, i.e. how much cash you want to invest, how rapidly you need to access your funds and short or long term investments. You should invariably ask yourself the one crucial question, how much money can you afford to lose. Generally referred to as your capacity for loss, this will most likely influence the services and products that you are offered.

Financial Advice Near Windlesham Surrey

You need to let your financial advisor know about your current mortgage loans, investments, savings or regular outgoings. This will provide a full and clear picture of your financial circumstances, without which the advice you're given might not be the most suitable for you. Spreading the risk load across various different products through the diversification of your savings and investments, is something that good quality financial advice should allow for. A professional financial advisor in Windlesham will be aware of the best areas to consider, which match your financial situation and your goals.

Your financial advisor will attempt to communicate in as much plain speech as possible, to open up the complex world of finance. After learning about the services and products which match your needs, you should be in a position to come to an informed and knowledgeable decision. If environmental issues are at the forefront of your mind, you could even ask that ethical savings and investment schemes take top priority. This does not just give you investment opportunities, but also enables you to support zero carbon or green energy projects, and stay away from businesses and companies that do not share the same values as you.

Working alongside a financial advisor in Windlesham can be difficult to manage around your work day and other obligations. One-on-one meetings can be augmented with video conferencing and phone calls to allow you to get advice at a time to suit you. A competent financial advice provider in Windlesham will have stringent measures in force to ensure your details are kept secure and confidential, even if you hardly ever have a one-on-one meeting with your advisor, because remote and home working is no longer unusual.


You must always understand that the financial world is a volatile sector, and the value of your investments can just as easily fall as well as rise. If it just so happens that your investment fails to make the amount of money you were hoping for, it can be a very worrying and disheartening time. Regrettably, your investment having a downward trend is not a recognised cause for complaint, unless it is because of misleading or wrong information from your financial advisor.

Independent Financial Advisor Near Windlesham (GU20)

Any grievances should start with the company's complaints procedure as indicated in the Key Facts Document. If the matter is unsolved within the time schedule stipulated by the regulating authority, and your financial advisor is a member of the FCA, you can inform the Financial Ombudsman.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. If the complaint is found to be justified, a decision is made on how to financially compensate the client. This becomes legally binding once it has been accepted by the customer, and the advisor and their company must abide by the decision. Any upset, trouble, inconvenience and distress caused to the client during the situation, will be accounted for when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Windlesham UK

Financial advice can be provided in Windlesham and also nearby in: Lightwater, Bagshot, Longcross, Ascot, Burrowhill, Cheapside, Donkey Town, Chobham, Owlsmoor, Bisley, West End, Lyne, Castle Green, Sunningdale, Virginia Water, together with these postcodes GU20 6DW, GU20 6QH, GU20 6WT, GU20 6HY, GU20 6AQ, GU20 6ZA, GU20 6HE, GU20 6DU, GU20 6JD, GU20 6BN. Local Windlesham financial advisers will most likely have the postcode GU20 and the telephone dialling code 01276. Simply click on the "enquiry" form or banner to get information on financial advisors in your location.

A Financial Advisor's Everyday Tasks

  • A financial advisor updates customers concerning their investments.
  • A financial advisor recommends the best-suited financial products to clients.
  • A financial advisor keeps a record of potential clients and transactions.
  • A financial advisor meets performance and sales targets.
  • A financial advisor collaborates with providers of financial products.
  • A financial advisor produces detailed financial reports.
  • A financial advisor works in collaboration with peers to obtain statistics, trends and market information.
  • A financial advisor talks with customers about their plans and finances.
  • A financial advisor provides counselling, education and consultation regarding finances and investments.
  • A financial advisor keeps abreast of legislation changes and new financial products.

Windlesham Financial Advice Services

Financial Advice Tasks Windlesham

There are a number of different services which can be provided by your local Windlesham financial advisor including income protection advice, financial planning, ethical investments Windlesham, wealth management & investments in Windlesham, portfolio management, cheap financial advice, pension consolidation advice, investment planning in Windlesham, annuities in Windlesham, independent financial advice, ISA's Windlesham, life assurance in Windlesham, trusts in Windlesham, corporate bonds, trustee investment services, tax advice, general financial planning, pension planning in Windlesham, divorce planning, long term care fee planning Windlesham, cashflow analysis, pension transfer advice Windlesham, equity release advice, cash flow modelling in Windlesham, bridging finance Windlesham, and lots more.

Skills and Knowledge Necessary for Financial Advisors

  • Effective management skills for the negotiation of product prices.
  • Excellent verbal communication skills.
  • To have good IT skills.
  • Good customer service skills for establishing customer needs and requirements.
  • To have the ability to listen attentively
  • To pay attention to detail and be thorough.
  • An excellent knowledge and understanding of economics and accounting relating to financial products and markets.
  • To be able to network and build relationships with customers.
  • To be good at selling financial products and services.
  • To have a flexible work ethic.
  • An outstanding level of numeracy for developing financial plans.

Surrey Financial Advice Enquiries

Surrey Financial Advice Enquiries

The latest Surrey financial advice enquiries: Hawa Bland from Ottershaw recently asked for information on pensions. Kit Doble from Ottershaw recently asked for information on life assurance. Kaira Pemberton from Chobham, Surrey recently enquired about investment advice. Indiana Sherwood from Betchworth recently asked for information on equity release. Axl Joseph and Beau Joseph from Netherne on the Hill recently enquired about investment bonds. Mr and Mrs Mckeown from Betchworth recently asked for information on investment bonds. Soren and Penny Lawal from Lyne, Surrey recently enquired about life assurance. Mr and Mrs Wicks from Shamley Green, Surrey recently asked for information on offshore investments.


Financial Advisors Near Windlesham

Also find: Donkey Town financial advisors, Lightwater financial advisors, Owlsmoor financial advisors, Lyne financial advisors, Ascot financial advisors, Cheapside financial advisors, Burrowhill financial advisors, Bagshot financial advisors, Bisley financial advisors, Castle Green financial advisors, West End financial advisors, Virginia Water financial advisors, Sunningdale financial advisors, Longcross financial advisors, Chobham financial advisors and more.

Windlesham Financial Advice Services

Find a Financial Advisor in Windlesham Here
Financial Advice Enquiries in Windlesham Surrey (01276)
  • Windlesham Retirement Planning
  • Windlesham Inheritance Advice
  • Windlesham Mortgage Advice
  • Windlesham Corporate Financial Advice
  • Windlesham Independent Financial Advice
  • Windlesham Life Insurance Advice
  • Windlesham Cheap Financial Advice
  • Windlesham Pension Advice
  • Windlesham Estate Planning
  • Windlesham Investment Advice
  • Windlesham Financial Advice Quotations
  • Windlesham Financial Services
  • Windlesham Wealth Management
  • Windlesham Tax Advice

Financial Advisors Around Windlesham: Households in Park View, Lightwater Road, Badger Drive, Hewlett Place, Mount Pleasant Close, Orchard Hill, Webb Close, Kenworth Grove, Woodlands Lane, Windmill Field, Church Road, Chewter Lane, Broadley Green, Sunninghill Road, Whitmoor Road, Cochrane Place, Cedar Close, Southwick, Chantry Road, Lory Ridge, Arthur Close, Pine Grove, Cooper Road, Windermere Road, Bosman Drive, Curley Hill Road, St Annes Glade, Birch Tree View, have needed financial advice just recently. Financial advisors have also been active in these Windlesham area postcodes: GU20 6DW, GU20 6QH, GU20 6WT, GU20 6HY, GU20 6AQ, GU20 6ZA, GU20 6HE, GU20 6DU, GU20 6JD, GU20 6BN.

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Windlesham Financial Advisor Jobs: Get financial advisor jobs near Windlesham by going here: General Financial Advisor Jobs

Independent financial advisor in GU20 area, phone code 01276.

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