Financial Advisor Swanage

Swanage Independent Financial Advice & Investment

Financial Advisor Swanage Dorset (BH19): Locating a good independent financial advisor in Swanage can be an intimidating experience, especially if you're seeking financial advice for the first time. Whether you're searching for pensions, mortgage, investment or even insurance advice, all qualified financial advisors have one thing in common; they must all stick to the regulations laid down by the FCA (Financial Conduct Authority). Any advice given through a FCA authorised financial advisor in Swanage comes with the guarantee that should things go awry, you have access to the Financial Ombudsman or the Financial Services Compensation Scheme.

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Recommendations from friends and relations can be a decent starting place in picking a financial advisor in Swanage, but bear in mind that their circumstances may be different to the type of advice you are looking for. Their advice needs to be personalised to your specific situation, and every financial advisor is not suitable for everyone. To investigate the options they can provide and find a financial advisor you feel comfortable with and can trust, it is a good idea to speak with at least three different firms, because choosing a financial advisor is a major decision.

Financial Advisor Swanage Dorset (BH19)

When it comes to picking a financial advisor in Swanage, there are basically two main types; independent financial advisors and restricted advisors. An IFA won't be limited to a single provider's products or services. Independent financial advice should encompass the entire gamut of financial companies and products, and should be given in an unbiased way. This enables you to pick from the widest possible range of products to match your needs. If you go to a restricted financial advisor you will find that they could be limited to products and services of a single provider, or as with a mortgage advisor, will only be involved with one product.

Before taking you on as a client, any financial advisor in Swanage must be transparent about their charges, as set out by the FCA. Although it varies based on the type of product or service you are looking for, there could be a set fee, an hourly rate, or you could even be charged a slice of what you're investing. You will sometimes be offered a free initial consultation to allow you to discuss your objectives and find out if the advisor is the correct fit for you and your situation. Your account may be handled by a team as opposed to one individual advisor, if you choose to go with one of the larger Swanage companies.

Financial Advisors Swanage UK (01929)

To describe your aims and financial situation to the advising company, you will be required to fill in a "Fact Find" document, which is a confidential disclosure form. An Initial Disclosure, or Key Facts Document will also be handed to you, to provide details about the financial advisors themselves, outlining the scope of their permissions in the financial arena and their status to offer restricted or independent advice. This document should also lay down your legal rights and the possible options you can take if you are not happy with the service, and wish to make a complaint. It should outline precisely what you're committing yourself to, and any potential risks and benefits if you elect to accept the advice offered, and it should be written in plain English. The Key Facts Document must also inform you of the allowed cooling-off period. This allows you to cancel your contract within a specific time frame, and if any penalty charges are incurred.

When speaking to your financial advisor for the first time ensure that you check their qualifications and experience. You should not be self-conscious about asking such questions, after all you are on the verge of entrusting your long-term financial wellbeing to their expertise. A Level 4 qualification is the minimum certification for any Swanage financial advisor, and they must also be able to present an annual Statement of Professional Standing. When checking the Financial Services Register, you shouldn't stress if your specific advisor's name doesn't appear on there; you should be able to find the company name, and this means that the regulations covers all of their advisors. If they're not able to provide this evidence, the person can't offer advice but is able to offer financial guidance. Guidance is not regulated in the same way as financial advice, meaning that if errors occur the client won't have any recourse.

Financial Advisor Quotes in Swanage Dorset

If you're looking for advice on investing money you'll be asked the level of risk you're comfortable with. Many investments carry some element of risk, but high risk investments could potentially offer bigger rewards, but also more chance of losing some or all of your capital. In order to get the most beneficial financial and investment advice, your savings goals will need to be taken into account, i.e. how rapidly you need access to your funds, short or long term investments and how much capital you want to invest. You should always ask yourself the one important question, how much can you afford to lose. This might affect the products and services that you are offered, and is generally referred to as your 'capacity for loss'.

Financial Advice Near Swanage Dorset

You will need to tell your financial advisor about your existing mortgages, investments, personal savings or regular payments. This will give a clear and full picture of your financial situation, and without this the advice you get will most likely not be the best for you. Diversifying your savings and investments by spreading the risk load across a range of different products, is an essential part of good quality financial advice. A certified financial advisor in Swanage will understand the best areas to consider, which reflect your goals and your financial situation.

Communicating in the clearest way possible, your financial advisor will unmask the multifaceted world of finance and investment. This will allow you to compare services and products which meet your needs, and make an informed decision. If you are mind is firmly on the environment, you could maybe ask your financial advisor to stick to ethical investment and savings schemes. This allows you to support enterprises and companies which match your concerns, i.e. zero carbon or green energy, or perhaps staying away from businesses that do not meet your standards.

It may prove challenging to manage work and other obligations around a close working relationship with your financial advisor in Swanage. One-on-one meetings can be complemented with video conferencing and telephone calls to enable you to seek advice at times that suit you. Even if you never have a one-on-one meeting with your advisor, an experienced financial advice firm in Swanage will have strict measures in force to ensure your details are kept confidential and secure, because home and remote working is now a large part of our society.


You have to remember that the financial world is an unpredictable sector, and investment values could just as easily go down as well as up. If your investment fails to make as much money as you were hoping for, it can be incredibly disheartening and worrying. However, unless it is because of wrong or misleading information from your financial advisor, a downward trend in your investment isn't a recognised grounds for complaint.

Independent Financial Advisor Near Swanage (BH19)

Any disputes should start out with the firm's complaints procedure as laid out in the Key Facts Document. If the financial advisor is a member of the FCA, you can tell the Financial Ombudsman about the matter if it remains unresolved within the time-frame stipulated by the regulating authority.

The Financial Ombudsman will independently review the cause for complaint and make a ruling. If the complaint is upheld, a decision will be made on how to financially compensate the customer. The advisor and their firm must comply with any ruling that is made, which becomes a legally binding decision as soon as the customer has agreed to it. Any compensation set by the Ombudsman will also take into consideration any hassle, distress, annoyance and inconvenience caused to the client during the situation.

Book a Financial Advisor in Swanage UK

Financial advice can be provided in Swanage and also in nearby places like: Acton, Herston, Worth Matravers, Lutton, Church Knowle, East Creech, Steeple, Corfe Castle, Creech, Studland, Bucknowle, Bradle, Kimmeridge, Ulwell, Langton Matravers, Tyneham, Kingston, and in these postcodes BH19 1AR, BH19 1PT, BH19 1PL, BH19 1ED, BH19 1PP, BH19 1AE, BH19 1NE, BH19 1QT, BH19 1PA, BH19 1EZ. Local Swanage financial advisors will likely have the postcode BH19 and the dialling code 01929. Verifying this will ensure that you are accessing locally based financial advisers. Swanage homeowners are able to benefit from these and numerous other similar services.

Dorset Financial Advisors

Advisers Dorset Investment BH19 Swanage Advisors 01929 Services Advice Financial Advisor Financial Financial Advice Advisor

In Dorset you will also discover: Stalbridge financial advice, Sixpenny Handley financial advice, Sherborne financial advice, Bradpole investment advisors, Sturminster Newton investment advice, Yetminster financial advisors, Bourton financial advisors, Wool financial advice, Blandford St Mary financial advice, Sturminster Newton investment advisors, Merley financial advisors, Merley investment advisors, Shaftesbury financial advisors, Bridport financial advisors, Higcliffe financial advisors, Wool investment advice, Stoborough Green investment advisors, Burton Bradstock investment advisors, Corfe Castle investment advisors, Bradpole financial advisors, Blandford St Mary investment advice, Shillingstone financial advisors, Gillingham investment advice, Bridport investment advice, Holt financial advice, Stoborough Green financial advice, Netherbury investment advisors.

Swanage Financial Advice Services

Financial Advice Tasks Swanage

There is a wide range of services that can be provided by your local Swanage financial advisor including investment reviews in Swanage, general financial planning, pension reviews in Swanage, familt controlled trusts, bereavement benefit advice, mortgage financial planning, independent financial advice in Swanage, divorce financial planning, financial planning, multi-asset portfolios in Swanage, will writing services, investment consolidation advice, financial services Swanage, ISA's, savings advice, stakeholder pensions, pension transfer advice, pensions in divorce in Swanage, investment bonds in Swanage, pension drawdowns in Swanage, corporate financial planning, retirement plans, pension planning, money planning Swanage, equity release advice, trustee investment services, trusts in Swanage, business financial planning Swanage, pension consolidation advice, unit trusts, and lots more. These are just a selection of the activities that can be handled by a financial advisor. Swanage professionals will be happy to tell you about their whole range of services.


Financial Advisors Near Swanage

Also find: Bucknowle financial advisers, Studland financial advisers, Kingston financial advisers, Tyneham financial advisers, Kimmeridge financial advisers, Corfe Castle financial advisers, Bradle financial advisers, East Creech financial advisers, Acton financial advisers, Steeple financial advisers, Creech financial advisers, Herston financial advisers, Lutton financial advisers, Langton Matravers financial advisers, Church Knowle financial advisers, Worth Matravers financial advisers, Ulwell financial advisors and more. All these areas are serviced by local financial advisers. Swanage residents can get quotes by clicking here.

Swanage Financial Advice Services

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Financial Advice Enquiries in Swanage Dorset (01929)
  • Swanage Trustee Investments
  • Swanage Wealth Management
  • Swanage Mortgage Advice
  • Swanage Estate Planning
  • Swanage Investment Advice
  • Swanage Retirement Advice
  • Swanage Cheap Financial Advice
  • Swanage Life Insurance Advice
  • Swanage Tax Advice
  • Swanage Cashflow Analysis
  • Swanage Financial Services
  • Swanage Pension Advice
  • Swanage Financial Advice
  • Swanage Inheritance Advice

Financial Advisors Around Swanage: Over the last 12 months financial advice was provided in these Swanage streets: Linden Road, Locarno Road, Shore Road, Salisbury Road, Sunnydale Road, Sandbourne Close, Cauldron Barn Road, South Road, Cauldron Crescent, Priest's Road, Drummond Road, Town Hall Lane, Coblers Lane, Washpond Lane, High Street, Cecil Road, Wessex Way, Shaston Close, Mariners Drive, Newton Road, Morrison Road, Cluny Crescent, Osmay Road, Manor Road, Station Place, Victoria Road, West Durlston Lane, and in these Dorset postcodes: BH19 1AR, BH19 1PT, BH19 1PL, BH19 1ED, BH19 1PP, BH19 1AE, BH19 1NE, BH19 1QT, BH19 1PA, BH19 1EZ. People residing in these areas recently required help from a financial advisor. Swanage residents received trusted and competent financial services.

If you would like to get local information about Swanage, Dorset click here

Independent financial advisor in BH19 area, telephone code 01929.

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(This financial advisor Swanage article was reviewed and updated on 01-09-2022)