Financial Advisor Fawley

Fawley Independent Financial Advice & Investment

Financial Advisor Fawley Hampshire (SO45): If you are in search of financial advice for the first time, trying to locate a reliable financial advisor advisor in the Fawley area can be a challenging experience. Whether it is pensions, investment, mortgage or even insurance guidance that you are searching for, there's one common rule for all professional financial advisors; they all have to comply with Financial Conduct Authority regulations. This comes with some guarantees, thus after taking advice from a FCA registered financial advisor in Fawley, you can seek reparation from the Financial Ombudsman or the Financial Services Compensation Scheme, if something should go awry.

Free Fawley Financial Advisor Quotes

A good starting point when choosing a financial advisor in Fawley can be relatives and friends, but keep in mind that the type of advice you are searching for could be different to theirs. Any advice they offer needs to be adapted to your unique circumstances, and every financial advisor is not suitable for everyone. Picking the right financial advisor is crucial and it is a good idea to speak to at least 3 different firms in order to investigate the options they offer, and to find one you feel comfortable with and can trust.

Financial Advisor Fawley Hampshire (SO45)

Restricted advisors and independent financial advisors, are the 2 principal types of financial advisor in Fawley. An IFA should not be limited to just one provider's products and services. Independent financial advice must encompass the full gamut of financial products and companies, and should be offered in an unbiased way. This enables you to pick from the widest possible range of services to meet your needs. A restricted financial advisor might be concerned with a single product, as with a mortgage advisor, or be restricted to services and products from a specific company.

Before accepting you as a client, any financial advisor must be fully transparent with you about their charges, as demanded by the FCA. Although it can vary subject to the kind of product or service you are interested in, there could be a set fee, an hourly rate, or you could even be charged a specific percentage of what you're investing. To discuss your goals and see if the advisor is the correct fit for you and your situation, a free preliminary consultation could be offered. If you go to one of the larger Fawley firms, your account may be handled by a team of advisors rather than one person.

Financial Advisors Fawley UK (023)

To summarise your financial situation and ambitions to the advising company, you'll be asked to fill out a "Fact Find" form, which is a confidential disclosure document. You'll also be handed a Key Facts Document, or Initial Disclosure Document, which gives you information about the financial advisor, their situation for offering restricted or independent advice and the scope of their permissions in the financial market. This document should also lay down your own legal rights and the options you can take if you are not satisfied with the service, and wish to make a complaint. It has to be easy to understand, written in plain language, and describe precisely what you're committing yourself to, along with the risks and benefits of going along with the advice. The allowed cooling-off period should also be fully explained in this document. This permits you to cancel the agreement within a specific number of days, and whenever any penalty charges are incurred.

The very first time you are talking to the financial advisor you should check what experience and qualifications they've got. After all you are on the verge of entrusting your financial wellbeing to their expertise, so you must not be self-conscious about asking such questions. All Fawley financial advisors must as a minimum hold a Level 4 qualification and present an annual Statement of Professional Standing. When you check the Financial Services Register, don't stress if your financial advisor's name doesn't show up on there; you should be able to locate the firm name, and that means the regulations covers all of their personnel. If these can't be presented the individual may still offer financial guidance rather than financial advice. Guidance isn't regulated in the way that financial advice is, meaning that if errors occur neither party will have any recourse.

Financial Advisor Quotes in Fawley Hampshire

If it is investing money that you are interested in, your advisor will want to know the amount of risk you might be willing to accept with your hard-earned money. Most investments carry some element of risk, but high risk investments could potentially offer better rewards, but also more likelihood of losing your cash. In order to get the most beneficial financial and investment advice, your savings aims must be carefully considered, i.e. how rapidly you need access to your funds, how much you have to invest and short or long term investments. You must always ask yourself the one vital question, how much money can you afford to lose. This is known as your 'capacity for loss' and could affect the services and products that are offered for your consideration.

Financial Advice Near Fawley Hampshire

Right from the start, it is crucial that you let your financial advisor know about any savings, regular payments, mortgages or investments that you currently have. This will provide a full and clear picture of your financial circumstances, and without this the advice you get will most likely not be the best for you. Reliable financial advice should allow for diversifying your investments and savings by spreading the risk load across a range of different products. In order to match your goals and financial circumstances, a certified financial advisor in Fawley will understand the best areas to consider.

A financial advisor will reveal the complex world of finance, and try to communicate in as much plain speech as possible. After comparing the services and products which match your needs, you should be in a position to come to an informed and deliberative decision. You can perhaps ask your financial advisor only to include ethical savings and investment schemes. This doesn't just give you investment opportunities, but also allows you to lend your support to renewable energy or zero carbon projects, and stay clear of businesses that do not share the same values as you do.

Having constant interactions with your financial advisor in Fawley could create issues with your work and other commitments. To enable you to seek advice at a time to suit you, face-to-face appointments can be supplemented with phone calls and video conferencing. Remote and home working is now so common, and an experienced financial advice company in Fawley will have strict measures in force to keep your details confidential and secure, even if you rarely have a face-to-face meeting with your personal advisor.


Investments can just as easily go down as well as up, because the financial sector can be volatile. If it just so happens that your investment is not making the amount of money you hoped for, it can be an extremely frustrating and worrying time. Regrettably, a downward trend in your investment is not a recognised basis for complaint, unless of course it is down to incorrect or misleading information from your financial advisor.

Independent Financial Advisor Near Fawley (SO45)

Any complaints should begin with the firm's official complaints procedure as outlined in the Key Facts Document. You can inform the Financial Ombudsman of the problem if it remains unresolved within the time set out by the regulating authority, and your financial advisor is a member of the FCA.

After independently reviewing the cause for complaint, the Financial Ombudsman will come to a decision on the issue. If the complaint is justified, a decision will be made on how to rectify the situation or financially compensate the customer. Once the ruling is agreed on by the client it becomes a legally binding decision which the advisor and their company, must comply with. Any hassle, annoyance, inconvenience and distress caused to the customer during the situation, will be considered when the Financial Ombudsman sets the level of compensation.

Book a Financial Advisor in Fawley UK

Financial advice can be provided in Fawley and also in: Dibden, Blackfield, Exbury, Beaulieu, Millbrook, Shirley, Totton, Calmore, Dibden Purlieu, Hythe, Calshot, Hardley, Lordshill, Eling, Holbury, Southampton, Marchwood, Ashurst, East Boldre, as well as in these postcodes SO45 1DD, SO45 1FP, SO45 1DG, SO45 1EA, SO45 1DJ, SO45 1FX, SO45 1FN, SO45 1DW, SO45 1BZ, SO45 1DA. Local Fawley financial advisers will probably have the dialling code 023 and the postcode SO45. Checking this out will ensure that you are accessing locally based financial advisers. Fawley householders will be able to benefit from these and many other comparable services.

A Financial Advisor's Regular Duties

  • Keeping detailed records of potential customers and transactions.
  • Keeping fully up to date with new products and regulation changes.
  • Working together with peers to collect trends, statistics and market information.
  • Talking to clients about their finances and plans.
  • Producing detailed financial reports.
  • Regularly updating customers about their investments.
  • Meeting targets for sales and performance.
  • Negotiating with financial product providers.
  • Recommending the best-suited financial products to clients.
  • Providing counselling, education and consultation with regards to investments and finances.

Hampshire Financial Advisors

Advisor Advice Financial Financial Advisor Fawley 023 Hampshire Advisors SO45 Services Advisers Financial Advice Investment

In the Hampshire area you can also get: Drayton investment advisors, Charlton investment advisors, Chilworth financial advice, Liphook investment advisors, Crookham Village investment advisors, Headley financial advisors, Wonston investment advice, Bishops Waltham investment advice, Fordingbridge financial advisors, Baughurst financial advice, Everton investment advice, Lyndhurst investment advisors, Purbrook investment advisors, East Woodhay financial advice, Chandlers Ford financial advice, Alton financial advice, Old Basing investment advice, Stoke investment advisors, Dibden Purlieu financial advice, Shipton Bellinger financial advisors, New Alresford investment advice, Soberton investment advisors, Rushmoor financial advice, Headley Down financial advice, Ashurst investment advisors, Beaulieu financial advisors, Tadley investment advisors, Fordingbridge investment advisors, Emsworth financial advisors.

Fawley Financial Advice Services

Financial Advice Tasks Fawley

There are a wide range of services that are provided by your local Fawley financial advisor including mortgage advice, pension consolidation advice, life assurance advice Fawley, money planning, investment bonds, personal pensions advice, financial advice services Fawley, financial analyst services, portfolio management, equity release advice, income protection, pension advice, multi-asset portfolios in Fawley, life insurance, family income benefit Fawley, wealth management in Fawley, unit trusts Fawley, cashflow planning Fawley, tax advice Fawley, trusts, long term care fee advice Fawley, annuities in Fawley, investment reviews in Fawley, financial planning, bereavement benefit advice Fawley, general financial planning in Fawley, corporate financial planning, pension transfers, will writing services, pension planning, and lots more. Listed are just an example of the activities that can be carried out by a financial advisor. Fawley professionals will be delighted to keep you abreast of their full range of financial services.


Financial Advisors Near Fawley

Also find: Totton financial advisers, Hardley financial advisers, Calmore financial advisers, East Boldre financial advisers, Calshot financial advisers, Millbrook financial advisers, Ashurst financial advisers, Southampton financial advisers, Lordshill financial advisers, Marchwood financial advisers, Exbury financial advisers, Hythe financial advisers, Dibden financial advisers, Shirley financial advisers, Eling financial advisers, Blackfield financial advisers, Holbury financial advisers, Dibden Purlieu financial advisers, Beaulieu financial advisors and more. All these areas are serviced by local financial advisers. Fawley residents can get financial advice quotes by clicking here.

Fawley Financial Advice Services

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Financial Advice Enquiries in Fawley Hampshire (023)
  • Fawley Estate Planning
  • Fawley Investment Advice
  • Fawley Tax Advice
  • Fawley Inheritance Advice
  • Fawley Pension Advice
  • Fawley Corporate Financial Advice
  • Fawley Trustee Investments
  • Fawley Financial Advice
  • Fawley Life Insurance Advice
  • Fawley Cheap Financial Advice
  • Fawley Retirement Planning
  • Fawley Financial Services
  • Fawley Mortgage Advice
  • Fawley Wealth Management

Financial Advisors Around Fawley: Financial advisors were recently needed by folks living in Foreshore South, Eastern Road, Redrise Close, Springfield Avenue, Waltons Avenue, Hayes Mead, Beechwood Road, Whites Lane, Crawte Avenue, Jetty Road, Shapton Close, Lime Kiln Lane, Viking Close, Flume Road, Elmfield Lane, Park Lane, Meadow Way, Rhyme Hall Mews, Linda Road, Cherryton Gardens, The Warren, Forest Gate, West Road, May Crescent, Wright Way, Foxy Paddock, The Glade, South Trestle Road and these Fawley postcodes: SO45 1DD, SO45 1FP, SO45 1DG, SO45 1EA, SO45 1DJ, SO45 1FX, SO45 1FN, SO45 1DW, SO45 1BZ, SO45 1DA. People living in these areas recently requested the help of a financial advisor. Fawley residents benefited from reliable and top quality financial services in all cases.

Fawley Financial Advisor Jobs: Browse financial advisor jobs in Fawley by clicking here: General Financial Advisor Jobs

To find out local information regarding Fawley, Hampshire take a look here

Independent financial advisor in SO45 area, telephone code 023.

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(This financial advisor Fawley content was edited and updated on 28-06-2022)