Financial Advisor Lisburn

Lisburn Independent Financial Advice & Investment

Financial Advisor Lisburn Northern Ireland (BT27): Finding a first-rate independent financial advisor in Lisburn can be an intimidating experience, particularly if you are needing financial advice for the first time. Whether you're searching for mortgage, pension, investment or even insurance guidance, all professional financial advisors have one thing in common; they must all follow the regulations of the Financial Conduct Authority. The good thing about this is that should a financial advisor who is FCA certified give you poor quality advice, and anything goes awry, you've got guarantees, and can contact the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Lisburn Financial Advisor Quotes

Friends and family recommendations can be a decent starting point in choosing a financial advisor in Lisburn, but keep in mind that their situation might be different to what you are looking for. Every financial advisor isn't suitable for everyone, and their advice should be adapted to your unique situation. It pays to speak with at least three different companies when you're considering a financial advisor, since this is a major decision, and you'll be looking to find one that you can trust and feel at ease with, and check out the options they offer.

Financial Advisor Lisburn Northern Ireland (BT27)

Independent financial advisors and restricted advisors, are the 2 principal types of financial advisor in Lisburn. The benefit of using an IFA is that they will not be limited to just one company's services and products, and can offer a more diverse range of options. Independent financial advice must be given in an impartial way and across the entire gamut of financial products and companies. If you opt to use an IFA, you'll be able to select from the broadest possible range of products, so as to find the ideal solution for you. If you go to a restricted advisor you'll find that they may be restricted to services and products of a specific provider, or as in the case of a mortgage advisor, will only be focused on one product.

Before any financial advisor takes you on as a client, they're required by the Financial Conduct Authority to tell you about their charges. You might be charged by the hour, a set fee or possibly even a percentage of your investment value, based on type of service you require. You might be offered the possibility of a free first consultation to allow you to discuss your goals and see if the advisor is a good fit for your circumstances. In some of the bigger Lisburn companies, you may find that your account is being managed by a team rather than an individual.

Financial Advisors Lisburn UK (028)

You'll have to fill in a "Fact Find" form, which is a confidential disclosure document relating your financial situation and ambitions to the advising company. To provide details of the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial arena, you will also be handed an Initial Disclosure Document, or Key Facts Document. If you're not happy with the service, and wish to complain, this document will also set down your own legal rights and your options. It should outline precisely what you are signing up for, and any potential risks and benefits if you decide to take the advice offered, and it must be written in plain language. The allowed cooling-off period should also be fully explained in this document. Within a certain time frame, this enables you to cancel the agreement.

You should check what qualifications and experience the financial advisor has when you first talk to them. You should not be self-conscious about asking these questions, after all you're about to entrust your financial wellbeing to their expertise. All Lisburn financial advisors must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. Don't panic if your advisor's name does not show up on the Financial Services Register, so long as the firm is on the register, their staff will be covered by the regulations. If these can't be provided the person may still offer financial guidance instead of advice. Guidance is different to advice as it isn't regulated, and if mistakes occur there will likely be no recourse to the client.

Financial Advisor Quotes in Lisburn Northern Ireland

If you're needing advice on investing money you will be asked the level of risk you are prepared to take. Higher rewards could be possible with high risk investments, but you may also lose some or all of your funds. Good investment and financial advice will take you savings aims into consideration, i.e. how much you wish to invest, how quickly you need access to your money and short or long term investments. One question you should ask of yourself, which is normally neglected, is how much money you can really afford to lose. This is known as your capacity for loss and may affect the services and products that are offered for your consideration.

Financial Advice Near Lisburn Northern Ireland

If you already have any existing savings, mortgages, regular outgoing payments or investments, you need to let your financial advisor know about these. This should give a clear and full picture of your current financial situation, without which the advice you get may not be the best for you. Spreading the risk load across a range of different products by diversifying your investments and savings, is something that smart financial advice should encompass. A competent financial advisor in Lisburn will be aware of the best areas to consider, which match your financial situation and your goals.

Communicating in the clearest way possible, your financial advisor will unveil the complex world of investment and finance. This will help you to compare services and products that match your needs, and make an informed decision. You can even ask your financial advisor to only specify ethical savings and investments. You can then keep clear of businesses that investments meet your standards, and instead support those firms and businesses that address your concerns, for example zero carbon or green energy.

It's not that easy to work closely with a financial advisor in Lisburn without this impacting work and other commitments. One-on-one appointments can be supplemented with video conferencing and telephone to enable you to seek advice at times that suit you. Home and remote working is now a large part of our society, and an experienced financial advice provider in Lisburn will have strict measures in place to keep your details secure and confidential, even if you never have a one-on-one meeting with your personal advisor.


Investment values could go down as well as up, and this is something that you need to bear in mind. If it just so happens that your investment isn't making the amount of money you hoped for, it can be an extremely worrying and frustrating time. However, except if it's due to misleading or incorrect information from your advisor a downward spiral in your investment is not seen as a cause for complaint.

Independent Financial Advisor Near Lisburn (BT27)

As outlined in the Key Facts Document, any disputes should commence with the firm's complaints procedure. You can let the Financial Ombudsman know about the issue if it is unresolved within the time schedule laid down by the regulating body, and the financial advisor is a member of the Financial Conduct Authority.

After reviewing the cause of the complaint, the Financial Ombudsman will come to a decision on the issue. If it is found that the complaint is justifiable, a decision is made on how the client can be compensated or the situation rectified. Once the decision has been agreed on by the customer it becomes a legally binding decision that the advisor and their company, must comply with. Any compensation as set out by the Financial Ombudsman will also account for any upset, distress, inconvenience and hassle caused to the customer during the process.

Book a Financial Advisor in Lisburn UK

Financial advice can be provided in Lisburn and also nearby in: Blackskull, Glenavy, Carryduff, Dunmurry, Finaghy, Dromore, Mazetown, Upper Ballinderry, Saintfield, Crumlin, Lambeg, Moira, Waringsford, Drumbo, Ballynahinch, Hillsborough, Annahilt, Dundrod, as well as in these postcodes BT27 4RQ, BT27 4NB, BT27 4AS, BT27 4LQ, BT27 4NS, BT27 4QS, BT27 4RW, BT27 4AX, BT27 4HT, BT27 4SN. Locally based Lisburn financial advisors will most likely have the postcode BT27 and the telephone dialling code 028. Verifying this should guarantee that you access locally based financial advisers. Lisburn home and business owners will be able to benefit from these and lots of other comparable services.

Lisburn Financial Advice Services

Financial Advice Tasks Lisburn

There is a wide range of services which can be provided by your local Lisburn financial advisor including saving for children, cheap financial advice, bridging finance in Lisburn, savings advice, will writing services, annuities Lisburn, cashflow analysis Lisburn, life insurance, business protection Lisburn, corporate bonds in Lisburn, annuity purchase, investing an inheritance, financial analyst services, money planning, financial advice services in Lisburn, retirement advice, pension drawdowns, corporate financial planning, ethical investments Lisburn, multi-asset portfolios in Lisburn, offshore investments, personal pensions advice in Lisburn, personal financial planning in Lisburn, pension consolidation, general financial planning, pension reviews, investment advice Lisburn, family income benefit, unit trusts, bereavement benefits, and more. Listed are just a few of the activities that can be conducted by a financial advisor. Lisburn professionals will be delighted to keep you abreast of their full range of services.

A Financial Advisor's Everyday Duties

  • Keeping abreast of new financial products and law changes.
  • Producing in-depth financial reports.
  • Working together with colleagues to obtain statistics, trends and market information.
  • Maintaining detailed records of transactions and customers.
  • Consistently updating customers concerning their investments.
  • Collaborating with financial product providers.
  • Meeting targets for sales and performance.
  • Speaking with clients regarding their plans and finances.
  • Providing counselling, consultation and education with regards to finances and investments.
  • Researching financial products and explaining them clearly and simply to customers.

Financial Advisors Near Lisburn

Also find: Saintfield financial advisors, Upper Ballinderry financial advisors, Finaghy financial advisors, Waringsford financial advisors, Drumbo financial advisors, Dunmurry financial advisors, Hillsborough financial advisors, Moira financial advisors, Annahilt financial advisors, Dundrod financial advisors, Mazetown financial advisors, Ballynahinch financial advisors, Glenavy financial advisors, Blackskull financial advisors, Lambeg financial advisors, Crumlin financial advisors and more. Financial advisors are available for discussions in the majority of these locations. Homeowners in these localities can make enquiries about financial advice by going here.

Lisburn Financial Advice Services

Find a Financial Advisor in Lisburn Here
Financial Advice Enquiries in Lisburn Northern Ireland (028)
  • Lisburn Cashflow Analysis
  • Lisburn Retirement Advice
  • Lisburn Financial Advice Quotations
  • Lisburn Financial Services
  • Lisburn Inheritance Advice
  • Lisburn Financial Advice
  • Lisburn Cheap Financial Advice
  • Lisburn Wealth Management
  • Lisburn Life Insurance Advice
  • Lisburn Investment Advice
  • Lisburn Tax Advice
  • Lisburn Mortgage Advice
  • Lisburn Pension Advice
  • Lisburn Trustee Investments

For the latest local Lisburn information take a look here

Lisburn Financial Advisor Jobs: Find financial advisor jobs near Lisburn by clicking here: Lisburn Financial Advisor Jobs

Independent financial advisor in BT27 area, telephone code 028.

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(This financial advisor Lisburn article was last updated on 20-02-2024)