Financial Advisor Lisburn

Lisburn Independent Financial Advice & Investment

Financial Advisor Lisburn Northern Ireland (BT27): It can be an intimidating experience trying to find a decent financial advisor advisor in Lisburn, especially if it's the very first time that you are seeking financial advice. Nevertheless, all professional financial advisors have one thing in common; they must all conform to the regulations laid down by the FCA (Financial Conduct Authority), regardless of whether you're searching for mortgage, investment, pensions or even insurance advice. This comes with various guarantees, so after taking advice from a FCA approved financial advisor in Lisburn, you can seek reparation from the Financial Services Compensation Scheme or the Financial Ombudsman, if something should go wrong.

Free Lisburn Financial Advisor Quotes

Recommendations from friends and relations can be a good starting point in picking a financial advisor in Lisburn, but keep in mind that their situation might be different to what you're looking for. Financial advice must be specifically tailored to your unique circumstances, and you will find that certain financial advisors may not be appropriate for you. Choosing a financial advisor is an important decision and it is wise to speak with at least 3 different firms in order to investigate the various options they can provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Lisburn Northern Ireland (BT27)

There are two principal types of financial advisor in Lisburn; independent financial advisors and restricted advisors. Offering a more extensive range of options, an independent financial advisor will not be restricted to a single company's products and services. Covering the entire gamut of financial companies and products, independent financial advice should be given in an honest and unbiased way to clientele. If you decide to use an independent financial advisor, you will be able to select from the widest possible range of services, in order to find the right solution for you. A restricted advisor may be tied to products and services from a particular company, or may even focus on one particular product, as can happen with a mortgage advisor.

Before any financial advisor accepts you as a client, they're required by the Financial Conduct Authority to be fully transparent with you about their charges. Based on the product you're looking for, you could be charged by the hour, a set fee or perhaps even a percentage of your investment. To enable you to discuss your goals and determine whether the advisor is a right fit for your circumstances, you will sometimes be offered the chance of a free first consultation. Your account may be managed by a team rather than one individual advisor, if you decide to use one of the bigger firms in Lisburn.

Financial Advisors Lisburn UK (028)

You will be required to complete a "Fact Find" form, which is a confidential disclosure document relating your targets and financial situation to the advising company. A Key Facts Document, or Initial Disclosure Document will also be handed to you, providing details about the financial advisors themselves, outlining their range of permissions in the financial market and their situation for offering independent or restricted advice. This document should also make clear your own rights and the options you can take if you're not satisfied with the service, and need to complain. It has to be typed out in plain language and describe what you're signing up for, and any potential benefits and risks that exist should you elect to accept the advice offered. The Key Facts Document will also tell you about the cooling-off period. This permits you to change your mind within a specific period of time, and cancel the agreement with your financial advisor.

You'll want to check the qualifications and experience of the financial advisor when you first speak to them. You should never be self-conscious about asking such questions, after all you are on the verge of entrusting your financial future to their expertise. A Level 4 qualification is the minimum qualification for any Lisburn financial advisor, and they must also be in a position to present you with an annual Statement of Professional Standing. You don't need to stress if your specific financial advisor's name does not show up on the Financial Services Register, providing the company is listed on the register, their staff will be covered by the legislation. If these can't be presented the individual can still offer financial guidance rather than financial advice. Guidance isn't regulated in the way that financial advice is, meaning that if errors are made neither party will have any recourse.

Financial Advisor Quotes in Lisburn Northern Ireland

If it is investing money that you're interested in, your advisor will question you about the amount of risk you are ready to take on with your hard-earned cash. Higher risk investments may potentially offer higher rewards, however some or all of your capital could be lost. Your savings objectives will have to be carefully considered if good quality financial and investment advice is to be given, i.e. long or short term investments, how quickly you need to access your money and how much you wish to invest. "How much can you afford to lose?" Is the one important question that you really need to ask yourself. This is sometimes referred to as your capacity for loss and may affect the services and products that are offered for your consideration.

Financial Advice Near Lisburn Northern Ireland

You need to let your financial advisor know about your current investments, savings, regular payments or mortgages. They will need these details, so they can get a clear picture of your financial situation and give the best advice for you. Diversifying your investments and savings by spreading the risk load across a range of different products, is a vital part of good quality financial advice. An experienced financial advisor in Lisburn will understand the best areas to consider, which match your financial situation and your goals.

Communicating in the clearest way possible, your financial advisor will unmask the multifaceted world of finance and investment. After learning about the services and products which meet your needs, you should be able to make an informed and considered decision. You could perhaps ask your financial advisor only to choose ethical investment and savings schemes. This does not just give you investment opportunities, but also enables you to support green energy or zero carbon projects, and stay clear of companies and businesses that don't share the same values as you do.

It can prove challenging to manage work and other commitments around working closely with a financial advisor in Lisburn. This can be alleviated by augmenting face-to-face appointments with telephone and video conferencing, thus enabling you to seek the guidance you need at convenient times. Remote and home working is now commonplace, and an experienced financial advice company in Lisburn will have strict measures in force to keep your details confidential and secure, even if you hardly ever have a one-to-one meeting with your advisor.


Investments can just as easily go down as well as up, as the financial world can be unpredictable. If it happens that your investment isn't making as much money as you were hoping for, it can be a disheartening and worrying time. However, except if it is owing to misleading or incorrect information from your financial advisor, a downward spiral in your investment isn't seen as a cause for complaint.

Independent Financial Advisor Near Lisburn (BT27)

The firm's official complaints procedure should be the kick off point for any disputes, and the Key Facts Document will discuss this. If the financial advisor is registered with the Financial Conduct Authority, you can inform the Financial Ombudsman of the matter if it remains unresolved within the period set out by the regulating authority.

After independently reviewing the cause of the complaint, the Financial Ombudsman will make a ruling on the issue. If the complaint is found to be justified, a decision is made on how to rectify or financially compensate the customer. This becomes a legally binding decision once it has been accepted by the client, and the financial advisor and their firm must comply with the ruling. The Ombudsman will also account for any hassle, distress, annoyance and inconvenience caused to the client during the process, and set the level of compensation accordingly.

Book a Financial Advisor in Lisburn UK

Financial advice can be provided in Lisburn and also in: Lambeg, Saintfield, Upper Ballinderry, Dundrod, Glenavy, Hillsborough, Moira, Ballynahinch, Mazetown, Waringsford, Dunmurry, Annahilt, Carryduff, Dromore, Crumlin, Blackskull, Drumbo, Finaghy, together with these postcodes BT27 4NY, BT27 4EP, BT27 4LG, BT27 4BW, BT27 4TN, BT27 4RL, BT27 4QT, BT27 4JE, BT27 4LF, BT27 4QP. Local Lisburn financial advisors will probably have the postcode BT27 and the phone code 028.

Lisburn Financial Advice Services

Financial Advice Tasks Lisburn

There are a wide array of services which can be provided by your local Lisburn financial advisor including long term care fee advice, financial analyst services, family income benefit Lisburn, life assurance advice, mortgage financial planning in Lisburn, investment advice Lisburn, corporate bonds Lisburn, unit trusts Lisburn, general financial planning in Lisburn, portfolio management, investment bonds, retirement plans Lisburn, personal financial planning, cheap financial advice, pension drawdowns in Lisburn, business planning, pension consolidation Lisburn, mutual funds Lisburn, stakeholder pensions, annuities, life insurances, trusts Lisburn, inheritance tax planning, tax advice in Lisburn, bridging finance Lisburn, and more.

Northern Ireland Financial Advice Enquiries

Financial Advice Enquiries Northern Ireland

The latest Northern Ireland financial advice enquiries: Florence Hardy and Keelan Hardy from Maghera, Northern Ireland recently asked for information on equity release. Vienna Wicks from Holywood, Northern Ireland recently asked for information on investment bonds. Hari Lennon and Mila Lennon from Waringstown recently asked for information on offshore investments. Mr and Mrs George from Dundonald, Northern Ireland recently enquired about financial planning. Primrose Chilvers and Terry Chilvers from Coalisland recently enquired about equity release. Seamus and Isla Reader from Cookstown, Northern Ireland recently asked for information on offshore investments. Ieuan and Orlaith Healey from Millisle recently enquired about investment advice. Elwood and Morgan Dubois from Coalisland, Northern Ireland recently enquired about equity release.

A Financial Advisor's Day to Day Tasks

  • Financial advisors update customers about their investments.
  • Financial advisors keep fully up to date with regulation changes and new products.
  • Financial advisors maintain detailed records of transactions and clients.
  • Financial advisors provide consultation, counselling and education regarding finances and investments.
  • Financial advisors recommend the best-suited financial products to their clients.
  • Financial advisors work with their peers to collect statistics, trends and market information.
  • Financial advisors speak with clients regarding their finances and plans.
  • Financial advisors make deals with with providers of financial products.
  • Financial advisors produce detailed financial reports.
  • Financial advisors meet performance and sales targets.

The Skills and Knowledge Needed to be a Financial Advisor

  • To be confident in using a computer and the key software programs.
  • Excellent verbal communication skills.
  • Good customer service skills for identifying customer needs and requirements.
  • An excellent understanding and knowledge of economics and accounting relating to financial products and markets.
  • To be thorough and pay attention to detail.
  • To have good time management skills.
  • To be good at selling products and services.
  • To be able to network and establish relationships with clients.
  • Good management skills for negotiating product prices.
  • To have attentive listening skills.
  • An outstanding level of numeracy for producing financial packages.

Financial Advisors Near Lisburn

Also find: Glenavy financial advisors, Upper Ballinderry financial advisors, Drumbo financial advisors, Waringsford financial advisors, Carryduff financial advisors, Dundrod financial advisors, Hillsborough financial advisors, Mazetown financial advisors, Dunmurry financial advisors, Finaghy financial advisors, Crumlin financial advisors, Ballynahinch financial advisors, Moira financial advisors, Saintfield financial advisors, Blackskull financial advisors, Lambeg financial advisors, Annahilt financial advisors, Dromore financial advisors and more.

Lisburn Financial Advice Services

Find a Financial Advisor in Lisburn Here
Financial Advice Enquiries in Lisburn Northern Ireland (028)
  • Lisburn Independent Financial Advice
  • Lisburn Life Insurance Advice
  • Lisburn Corporate Financial Planning
  • Lisburn Cheap Financial Advice
  • Lisburn Trustee Investments
  • Lisburn Mortgage Advice
  • Lisburn Financial Advice Quotes
  • Lisburn Inheritance Advice
  • Lisburn Estate Planning
  • Lisburn Retirement Planning
  • Lisburn Tax Advice
  • Lisburn Pension Advice
  • Lisburn Cashflow Analysis
  • Lisburn Wealth Management

Financial Advisors Around Lisburn: Folks who live in the following streets and areas have just recently inquired about financial advice - Trinity Gate, The Oaks, Drumview Road, Chestnut Hill, Kenilworth Drive, Knockburn Drive, Alder Way, Highfields Close, Ardis Avenue, Knockmore Park, Ravarnet Walk, Lurganure Close, Woodbrook Green, Magheralave Grange, Whitehill Mews, Ferguson Road, Lady Wallace Gate, Mullaghglass Road, Whinney Hill, Holstein Way, Bridle View, Tullyvar Park, Thorndale Halls, Prince William Road, Belsize Manor, The Grove, Rowe Avenue, Lambeg Road, Quay Meadows, Berkeley Hall Mews East, as well as these Lisburn area postcodes: BT27 4NY, BT27 4EP, BT27 4LG, BT27 4BW, BT27 4TN, BT27 4RL, BT27 4QT, BT27 4JE, BT27 4LF, BT27 4QP.

If you would like to get local Lisburn information take a look here

Independent financial advisor in BT27 area, 028.

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