Financial Advisor Poole

Poole Independent Financial Advice & Investment

Financial Advisor Poole Dorset (BH15): If you're in search of financial advice for the very first time, trying to locate a reliable financial advisor advisor in Poole can be a quite daunting experience. Whether you are searching for mortgage, pensions, investments or even insurance guidance, all qualified financial advisors are bound by one simple rule; they must all stick to the regulations of the Financial Conduct Authority (FCA). Any advice given by a FCA authorised financial advisor in Poole comes with the guarantee that if anything should go wrong, you've got access to the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

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Recommendations from relatives and friends can be a decent starting point in picking a financial advisor in Poole, but keep in mind that their circumstances may be different to the type of advice you're looking for. Financial advice should be specifically tailored to your unique circumstances, and you will discover that some financial advisors may not be suitable for you. Choosing the right financial advisor is vital and it pays to speak to at least three different firms so as to explore the options they can provide, and to find one that you feel comfortable with and can trust.

Financial Advisor Poole Dorset (BH15)

There are two principal kinds of financial advisor in Poole; restricted advisors and independent financial advisors (IFA). Offering a broader range of options, an independent financial advisor won't be limited to a single company's services and products. Independent financial advice should be offered in an honest and unbiased way and should cover the full spectrum of financial companies and products. If you decide to use an independent financial advisor, you will be able to choose from the broadest possible array of services, so as to find the perfect solution for you. If you go to a restricted financial advisor you will discover that they might be restricted to services and products of one particular firm, or as in the case of a mortgage advisor, may only be focused on one solitary product.

Before any financial advisor accepts you as a client, they're required by the FCA to be transparent about their charges. You may be charged a set fee, by the hour or even a percentage of your investment, based on type of product you require. To allow you to discuss your goals and determine whether the advisor is the correct fit for your circumstances, a free preliminary consultation might be offered. In some of the bigger Poole firms, you may find that your account is handled by a team rather than an individual.

Financial Advisors Poole UK (01202)

You will need to fill in a "Fact Find" document, which is a confidential disclosure form relating your desired goals and financial situation to the advising firm. To provide details of the financial advisor, their situation for offering restricted or independent advice and their scope of permissions in the financial arena, you'll also be handed an Initial Disclosure Document, or Key Facts Document. This document will also set down your legal rights and the possible options you can take if you aren't satisfied with the service, and want to complain. It must be easy to understand, written in plain English, and explain exactly what you're signing up for, together with the risks and benefits of going along with the advice. You will find the amount of cooling-off period in this document. Within a specific number of days, this allows you to cancel the agreement.

When chatting with your financial advisor the very first time you'll want to check their qualifications and experience. After all you're on the verge of entrusting your financial future to their expertise, so you shouldn't be embarrassed about asking these questions. Every financial advisor in Poole must present an annual Statement of Professional Standing, and must hold a minimum of a Level 4 qualification. When you check the Financial Services Register, you shouldn't freak out if your specific financial advisor's name does not appear on there; you ought to be able to locate the firm name, and that means the legislation covers all of their advisors. If these can't be provided the person may still offer financial guidance as opposed to advice. Guidance differs to advice as it is not regulated in the same way, and if financial mistakes occur there will likely be no recourse to the client.

Financial Advisor Quotes in Poole Dorset

If it is investments that you are interested in, the advisor will want to know the level of risk you might be willing to take with your hard-earned money. Most investments carry some degree of risk, but higher risk investments could offer substantial rewards, and also more likelihood of losing your cash. In order to get the very best investment and financial advice, your savings aims will need to be carefully considered, i.e. how quickly you need access to your funds, how much you have to invest and long or short term investments. One question you should ask of yourself, which is frequently ignored, is just how much you can really afford to lose. This may affect the products and services that could be offered for your consideration, and is sometimes referred to as your capacity for loss.

Financial Advice Near Poole Dorset

You need to tell your financial advisor about your current personal savings, investments, mortgage loans or regular outgoings. To make certain that you receive the best advice for you, they need to gather a full and clear picture of your finances. Smart financial advice should include diversifying your investments and savings by spreading the risk load across different products. Having an understanding of the best areas to consider, an experienced financial advisor will favour products that most closely match your goals and financial circumstances.

Your financial advisor will attempt to communicate in as much plain speech as possible, while revealing the complex world of finance. This will help you to compare products and services that meet your needs, and come to an informed decision. If the environment is at the forefront of your mind, you could maybe ask that ethical savings and investments take precedence. This not only provides you with investment possibilities, but also allows you to lend your support to renewable energy or zero carbon projects, and stay away from businesses that do not share the same values.

Having constant interactions with your financial advisor in Poole could create issues with your work day and other commitments. This can be alleviated by supplementing one-on-one appointments with telephone calls and video conferencing, thus allowing you to get the advice you need at times that are convenient. Any experienced financial advice firm in Poole will have stringent measures in force to keep your details secure and confidential, even if you never have an in-person meeting with your advisor, because home and remote working is no longer unusual.


You must always remember that the financial sector can be an unpredictable one, and the value of your investments can just as easily fall as well as rise. If your investment fails to make the amount of money you hoped for, it can be incredibly worrying and frustrating. However, except if it is down to wrong or misleading information from your advisor a downward trend in your investment is not a recognised cause for complaint.

Independent Financial Advisor Near Poole (BH15)

Any grievances should start with the company's complaints procedure as outlined in the Key Facts Document. If the problem remains unsolved within the period set out by the regulating body, and the advisor is registered with the FCA, you can inform the Financial Ombudsman.

The Financial Ombudsman will make a ruling after reviewing the cause of the complaint independently. A decision will be made on how to rectify or financially compensate the client, if the complaint is upheld. This will become a legally binding decision once it has been agreed on by the client, and the financial advisor and their firm must comply with the decision. Any hassle, distress, inconvenience and annoyance caused to the customer during the dispute, will be taken into account when the Ombudsman fixes the level of compensation.

Book a Financial Advisor in Poole UK

Financial advice can be provided in Poole and also in: Creekmoor, Oakdale, Upton, Lilliput, Stanley Green, Waterloo, Broadstone, Parkstone, Corfe Mullen, Sterte, Sandbanks, Hill View, Bournemouth, Hillbourne, Christchurch, Longfleet, Hamworthy, as well as in these postcodes BH12 1EW, BH12 1AH, BH12 1PS, BH12 1NU, BH12 2AP, BH12 1PU, BH12 1JL, BH12 1JY, BH12 1DH, BH12 1JG. Local Poole financial advisors will likely have the postcode BH15 and the telephone dialling code 01202. Checking this will confirm that you're accessing local financial advisers. Poole home and business owners will be able to utilise these and various other comparable services.

Poole Financial Advice Services

Financial Advice Tasks Poole

There is a wide range of services that are provided by your local Poole financial advisor including pension planning, unit trusts, family income benefit, corporate financial planning, financial advice services, mutual funds, pension reviews Poole, inheritance tax planning, pension drawdowns, financial analyst services Poole, portfolio management Poole, ISA's, investment consolidation Poole, saving for children, bereavement benefits Poole, mortgage services, investing an inheritance Poole, financial planning in Poole, annuities, pension consolidation advice, pension transfers, investment advice, equity release advice, life insurance advice in Poole, ethical investments, cashflow planning, personal protection, pensions in divorce, personal financial planning in Poole, life assurance in Poole, and lots more. These are just some of the duties that can be conducted by a financial advisor. Poole professionals will keep you informed about their entire range of financial services.


Financial Advisors Near Poole

Also find: Lilliput financial advisors, Sterte financial advisors, Broadstone financial advisors, Waterloo financial advisors, Hill View financial advisors, Hamworthy financial advisors, Upton financial advisors, Oakdale financial advisors, Hillbourne financial advisors, Parkstone financial advisors, Longfleet financial advisors, Sandbanks financial advisors, Creekmoor financial advisors and more. Almost all of these localities are covered by local financial advisors. Residents in these areas can make enquiries about financial advice by going here.

Poole Financial Advice Services

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Financial Advice Enquiries in Poole Dorset (01202)
  • Poole Tax Advice
  • Poole Cashflow Analysis
  • Poole Wealth Management
  • Poole Inheritance Advice
  • Poole Cheap Financial Advice
  • Poole Life Insurance Advice
  • Poole Independent Financial Advice
  • Poole Mortgage Advice
  • Poole Pension Advice
  • Poole Estate Planning
  • Poole Retirement Advice
  • Poole Financial Services
  • Poole Corporate Financial Planning
  • Poole Financial Advice Quotes

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To read local information regarding Poole, Dorset look here

Independent financial advisor in BH15 area, telephone code 01202.

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(This financial advisor Poole content was revised and updated on 20-02-2024)