Financial Advisor Eastbourne

Eastbourne Independent Financial Advice & Investment

Financial Advisor Eastbourne East Sussex (BN20): Finding a first-rate independent financial advisor in Eastbourne can be a challenging experience, especially if you are seeking financial advice for the very first time. Nevertheless, all qualified financial advisors are bound by one simple rule; they must all conform to the regulations set by the Financial Conduct Authority (FCA), regardless of whether you are looking for investments, pensions, mortgage or even insurance advice. Any advice given through a FCA approved financial advisor in Eastbourne comes with guarantees that should things go awry, you can contact the Financial Services Compensation Scheme or the Financial Ombudsman Scheme.

Free Eastbourne Financial Advisor Quotes

Recommendations from friends and relations can be a good starting place in choosing a financial advisor in Eastbourne, but bear in mind that their situation may be different to the kind of advice you are looking for. Financial advice should be individually tailored to your particular situation, and you'll find that some financial advisors may not be appropriate for your requirements. It is wise to talk with at least three different companies when you're choosing a financial advisor, as this is a big decision, and you need to find one that you can trust and feel at ease with, and investigate the various options they offer.

Financial Advisor Eastbourne East Sussex (BN20)

There are two main kinds of financial advisor in Eastbourne; independent financial advisors and restricted advisors. Offering a more diverse range of options, an independent financial advisor won't be restricted to the services and products of a single company. Independent financial advice should be given in an impartial way and across the entire spectrum of financial companies and products. Using an IFA should allow you to pick from the broadest possible range of products. A restricted financial advisor may be involved with an individual product, such as a mortgage advisor, or be restricted to products and services from a particular firm.

The FCA demands that any Eastbourne financial advisor must fully discuss their charges with you, before accepting you as a client. Although it varies determined by the type of service you're interested in, there could be a set fee, an hourly rate, or you may even be charged a percentage of the money you're investing. You could be offered the chance of a free initial consultation to enable you to discuss your goals and see if the advisor is a good fit for you and your circumstances. If you go with one of the larger Eastbourne companies, your account may be managed by a team of advisors rather than one person.

Financial Advisors Eastbourne UK (01323)

Before any actual advice is handed out you'll have to fill in a confidential disclosure form, called a "Fact Find" document, which informs the advising company about your financial situation and targets. To provide details of the financial advisor, their status to offer independent or restricted advice and the extent of their permissions in the financial arena, you will also be given a Key Facts or Initial Disclosure Document. If you aren't satisfied with the service provided, and wish to make a complaint, this document will also lay out your own rights and your options. It has to be simple to understand, written in plain English, and explain precisely what you are signing up for, along with the risks and benefits of going along with the advice. The Key Facts Document will also inform you of the allowed cooling-off period. Within a certain time frame, this makes it possible for you to cancel the agreement.

Ensure that you check the experience and qualifications of your financial advisor when you first talk to them. After all you are about to entrust your financial future to their expertise, so you should never be embarrassed about asking such questions. A Level 4 qualification is the minimum certification for any Eastbourne financial advisor, and they also have to be able to show an annual Statement of Professional Standing. If the advisor's name does not show up on the Financial Services Register, you should not stress, the firm the advisor works for will almost certainly be on the register and their personnel are all covered by the regulations. If these cannot be provided the person can still offer financial guidance rather than advice. Guidance differs to advice as it is not regulated in the same way, and if errors occur there will likely be no recourse to either party.

Financial Advisor Quotes in Eastbourne East Sussex

If it is investments that you're interested in, your advisor will need to know the level of risk you are willing and able to take with your hard-earned money. Better rewards might be possible with higher risk investments, however you stand a greater chance of losing all or some of your funds. Decent financial and investment advice should take you savings objectives into consideration, i.e. how rapidly you need to access your funds, short or long term investments and how much money you want to invest. You should always ask yourself the one vital question, how much can you actually afford to lose. This is known as your 'capacity for loss' and may well influence the services and products that could be offered to you.

Financial Advice Near Eastbourne East Sussex

You need to let your financial advisor know about your existing savings, regular outgoings, investments or mortgage loans. This will provide a full and clear picture of your financial circumstances, without which the advice given may not be the most appropriate for you. Spreading the risk across various products by diversifying your investments and savings, is something that sound financial advice should encompass. A competent financial advisor in Eastbourne will be aware of the best areas to consider, which reflect your financial situation and your goals.

Communicating in the clearest possible way, your financial advisor will open up the multifaceted world of investment and finance. This will help you to compare services and products which match your needs, and make an informed decision. If you are environmentally minded, you can even ask your advisor to stick to ethical investment and savings schemes. This will allow you to lend support to companies and businesses that address your concerns, i.e. zero carbon or green energy, or perhaps avoiding firms that don't meet your criteria.

It is not that easy to have a close working relationship with a financial advisor in Eastbourne without this impacting on your work and other obligations. One-on-one appointments can be augmented with telephone and video conferencing to enable you to seek advice at a time to suit you. Remote and home working is now commonplace, and an experienced financial advice provider in Eastbourne will have rigorous measures in place to keep your details secure and confidential, even if you never have a one-on-one meeting with your advisor.


You must always remember that the financial sector can be volatile, and the value of your investments could just as easily go down as well as up. If it happens that your investment isn't making as much money as you were hoping for, it can be a demoralising and stressful time. Your investment having a downward trend is not a recognised basis for complaint, unless your advisor has supplied you with misleading or wrong information.

Independent Financial Advisor Near Eastbourne (BN20)

As outlined in the Key Facts Document, any disputes should start out with the company's official complaints procedure. If the problem is unsolved within the time schedule set by the regulating body, and your advisor is registered with the Financial Conduct Authority, you can advise the Financial Ombudsman.

The Financial Ombudsman will come to a decision after reviewing the cause for complaint independently. If the complaint is upheld, a decision will be made on how to financially compensate the customer. The financial advisor and their firm must abide by any decision that is made by the Ombudsman, which becomes legally binding once the client has accepted it. Any compensation as set out by the Ombudsman will also take into account any distress, inconvenience, upset and trouble caused to the customer during the process.

Book a Financial Advisor in Eastbourne UK

Financial advice can be provided in Eastbourne and also in nearby places like: Polegate, Pevensey Bay, Ratton, Friday Street, Old Town, Holywell, Foulride Green, Wannock, Langney, Hampden Park, Roselands, Filching, St Anthonys Hill, and in these postcodes BN20 7NR, BN20 7RL, BN20 7ST, BN20 7QA, BN20 7HT, BN20 7SR, BN20 7RS, BN20 7BU, BN20 7TD, BN20 7PX. Local Eastbourne financial advisors will likely have the postcode BN20 and the telephone code 01323. Checking this can confirm you access locally based financial advisers. Eastbourne property owners can utilise these and various other finance related services.

Skills Needed to be a Financial Advisor

  • Good customer service skills for establishing client needs.
  • To have excellent IT skills.
  • The ability to sell products and services.
  • To have the ability to network and establish solid relationships with customers.
  • To pay attention to detail and be thorough.
  • To have a flexible work ethic.
  • To have the ability to listen attentively
  • An excellent understanding of accounting and economics relating to financial products and markets.
  • A good level of numeracy for producing financial plans.
  • Good business management skills for negotiating product fees.
  • Excellent verbal communication skills.

Eastbourne Financial Advice Services

Financial Advice Tasks Eastbourne

There are a wide array of services that are provided by your local Eastbourne financial advisor including divorce financial planning in Eastbourne, business planning, mortgage services in Eastbourne, tax financial planning, inheritance tax planning, long term care fee advice in Eastbourne, pension consolidation, investing an inheritance, saving for children, ISA's Eastbourne, investment bonds Eastbourne, mutual funds, money planning, cash flow modelling, pension planning in Eastbourne, retirement advice Eastbourne, life assurance advice, general financial planning, financial advice services, trusts, pension drawdowns Eastbourne, trustee investment services, portfolio management in Eastbourne, bereavement benefit advice, cashflow analysis, personal protection in Eastbourne, pension reviews Eastbourne, stakeholder pensions, corporate financial planning in Eastbourne, multi-asset portfolios, and more. These are just some of the tasks that can be performed by a financial advisor. Eastbourne professionals will let you know their full range of financial services.

A Financial Advisor's Regular Tasks

  • Financial advisors provide consultation, education and counselling regarding investments and finances.
  • Financial advisors negotiate with providers of financial products.
  • Financial advisors meet sales and performance targets.
  • Financial advisors chat with clients about their plans and finances.
  • Financial advisors recommend the best-suited financial products to their clients.
  • Financial advisors consistently update clients about their investments.
  • Financial advisors produce detailed financial reports.
  • Financial advisors keep a record of potential clients and transactions.
  • Financial advisors keep fully abreast of new financial products and regulation changes.
  • Financial advisors work in collaboration with associates to obtain market information, statistics and trends.

Financial Advisors Near Eastbourne

Also find: Langney financial advisors, St Anthonys Hill financial advisors, Hampden Park financial advisors, Foulride Green financial advisors, Holywell financial advisors, Old Town financial advisors, Filching financial advisors, Roselands financial advisors, Pevensey Bay financial advisors, Friday Street financial advisors, Wannock financial advisors, Ratton financial advisors and more. Anyone who is hunting for financial advice, will find that these types of services are readily available in most of these towns and areas. Householders in these places can make enquiries about financial advice by going here.

Eastbourne Financial Advice Services

Find a Financial Advisor in Eastbourne Here
Financial Advice Enquiries in Eastbourne East Sussex (01323)
  • Eastbourne Financial Advice Quotations
  • Eastbourne Life Insurance Advice
  • Eastbourne Mortgage Advice
  • Eastbourne Inheritance Advice
  • Eastbourne Pension Advice
  • Eastbourne Financial Services
  • Eastbourne Tax Advice
  • Eastbourne Cheap Financial Advice
  • Eastbourne Estate Planning
  • Eastbourne Financial Advice
  • Eastbourne Trustee Investments
  • Eastbourne Wealth Management
  • Eastbourne Investment Advice
  • Eastbourne Corporate Financial Planning

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Eastbourne Financial Advisor Jobs: See financial advisor jobs in Eastbourne by going here: Eastbourne Financial Advisor Jobs

Independent financial advisor in BN20 area, 01323.

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(This financial advisor Eastbourne page was successfully updated on 20-02-2024)