Financial Advisor Hockley

Hockley Independent Financial Advice & Investment

Financial Advisor Hockley Essex (SS5): If you're seeking financial advice for the first time, trying to locate a first-rate financial advisor advisor in the Hockley area can be a quite daunting experience. Whether you are searching for pension, mortgage, investments or even insurance guidance, all financial advisors have one thing in common; they all have to stick to the regulations set by the FCA (Financial Conduct Authority). The good thing about this is that if a financial advisor who is FCA authorised gives you poor quality advice, and things go awry, you've got guarantees, and are able to contact the Financial Ombudsman or the Financial Services Compensation Scheme to have it put right.

Free Hockley Financial Advisor Quotes

A good starting point in choosing a financial advisor in Hockley could be neighbours and friends, but remember that the sort of advice you are looking for might be significantly different to theirs. Financial advice needs to be individually tailored to your particular circumstances, and you will find that certain financial advisors may not be appropriate for your requirements. To investigate the options they are offering and find a financial advisor that you can trust and feel at ease with, it is a good idea to talk to at least three different companies, because after all selecting a financial advisor is a big decision.

Financial Advisor Hockley Essex (SS5)

There are two main types of financial advisor in Hockley; restricted advisors and independent financial advisors. An IFA won't be limited to the products or services of just one company. Covering the whole gamut of financial products and companies, independent financial advice should be given in an unbiased and impartial way to customers. This enables you to choose from the widest range of products to suit your needs. A restricted advisor might be involved with an individual product, as with a mortgage advisor, or be limited to services and products from a single company.

Before taking you on as a client, any financial advisor in Hockley must discuss their charges with you, as demanded by the FCA. Based upon the services you require, you could be charged by the hour, a set fee or perhaps even a percentage of your investment. You will sometimes be offered a free first consultation to enable you to discuss your aims and find out if the advisor is a right fit for you and your situation. If you go with one of the larger Hockley companies, your account could be managed by a team of advisors rather than a single individual.

Financial Advisors Hockley UK (01702)

Before any actual advice is handed out you'll be required to fill out a confidential disclosure document, called a "Fact Find" form, which tells the advising firm about your ambitions and financial situation. You should also be given a Key Facts Document, or Initial Disclosure Document, which provides information regarding the financial advisor, their situation for offering independent or restricted advice and their scope of permissions in the financial sector. Your own legal rights will also be laid out in this document, together with the options you can take if you wish to complain because you're not satisfied with the service you're given. It has to be typed out in plain English and outline what you are signing up for, and any possible risks and benefits that exist should you decide to go along with the offered advice. The cooling-off period should also be fully explained in this document. Within a specific number of days, this enables you to cancel the agreement with your financial advisor.

When talking with the financial advisor for the first time you'll want to check their experience and qualifications. Asking such questions should not be a cause for embarrassment, because you're about to entrust them with your long-term financial wellbeing. All Hockley financial advisors must hold at least a Level 4 qualification and present an annual Statement of Professional Standing. When you check the Financial Services Register, you should not freak out if your specific advisor's name does not show up on there; you will probably find the company name, and this means that the regulations covers all of their staff. If these cannot be provided the individual can still offer financial guidance as opposed to financial advice. Guidance is somewhat different to advice as it's not regulated, and if financial errors are made there will likely be no recourse to either party.

Financial Advisor Quotes in Hockley Essex

If it's investing money that you are interested in, the advisor will need to know the level of risk you might be ready and able to take with your hard-earned money. Many investments carry some degree of risk, but higher risk investments may offer larger rewards, and also more likelihood of losing your capital. Your savings objectives must be considered if good quality financial and investment advice is to be given, i.e. short or long term investments, how much money you want to invest and how rapidly you need access to your funds. You should invariably ask yourself the one important question, how much can you actually afford to lose. Commonly called your 'capacity for loss', this will very likely affect the products and services that you are offered.

Financial Advice Near Hockley Essex

You'll want to let your financial advisor know about your current regular payments, mortgage loans, savings accounts or investments. They will need this information, so they can get a picture of your financial circumstances and give the best advice for your needs. Diversifying your savings and investments by spreading the risk across a range of different products, is a vital part of sound financial advice. With a knowledge of the best areas to consider, an experienced financial advisor will favour products that most closely match your financial situation and goals.

Communicating in the clearest possible way, your financial advisor will lay bare the complex world of finance and investment. This will enable you to compare services and products that match your needs, and come to an informed decision. You can maybe ask your advisor only to choose ethical savings and investments. This will allow you to lend support to companies and businesses which address your concerns, i.e. zero carbon or renewable energy, or perhaps avoiding businesses that do not meet your criteria.

Working alongside a financial advisor in Hockley can be difficult to fit in around your work day and other obligations. To allow you to seek advice at a time to suit you, one-on-one appointments can be supplemented with video conferencing and telephone. A professional financial advice firm in Hockley will have strict measures in force to ensure your details are kept secure and confidential, even if you never have an in-person meeting with your personal advisor, because home and remote working is no longer unusual.


You have to remember that the financial world is a volatile sector, and investment values can just as easily fall as well as rise. If it just so happens that your investment isn't making as much money as you hoped for, it can be an extremely worrying and frustrating time. However, except if it is down to misleading or wrong information from your advisor a downward spiraling of your investment is not seen as a cause for complaint.

Independent Financial Advisor Near Hockley (SS5)

The firm's official complaints procedure should be the best place to start with any disputes, and the Key Facts Document will discuss this. If the advisor is a member of the Financial Conduct Authority, you can let the Financial Ombudsman know about the matter if it is unsolved within the timeframe stipulated by the regulating authority.

The Financial Ombudsman will independently review the cause of the complaint and come to a decision. If it's found that the complaint is legitimate, a decision is made on how the client can be compensated. Once agreed on by the customer, the ruling will become a legally binding one, and the advisor and their firm must abide by it. The Financial Ombudsman will also take into account any inconvenience, distress, hassle and upset caused to the customer during the process, and establish the level of compensation accordingly.

Book a Financial Advisor in Hockley UK

Financial advice can be provided in Hockley and also nearby in: Ashingdon, Leigh-on-Sea, Rochford, Hullbridge, Rayleigh, Southend, Wickford, Stambridge, North Fambridge, Battlesbridge, Eastwood, South Woodham Ferrers, Hadleigh, Rawreth, Hawkwell, North Benfleet, as well as in these postcodes SS5 4FH, SS5 4TG, SS5 4PT, SS5 4PY, SS5 4SB, SS5 4PH, SS5 4DJ, SS5 4JH, SS5 4FW, SS5 4PR. Local Hockley financial advisers will most likely have the postcode SS5 and the dialling code 01702. Checking this can guarantee you're accessing locally based financial advisers. Hockley property owners will be able to utilise these and numerous other comparable services. Simply click the "enquiry" banner to get info on financial advisors in your location.

Hockley Financial Advice Services

Financial Advice Tasks Hockley

There are a wide array of services that can be provided by your local Hockley financial advisor including income protection, personal protection, familt controlled trusts Hockley, general financial planning Hockley, business financial planning, trustee investment services, family income benefit, personal financial planning, pension reviews in Hockley, unit trusts, multi-asset portfolios, financial analyst services, inheritance tax planning, portfolio management, will writing services, mutual funds, pension planning Hockley, investment planning Hockley, savings advice in Hockley, mortgage advice, money planning in Hockley, pension advice Hockley, equity release advice, pension consolidation in Hockley, pension drawdowns, personal pensions advice, business protection, annuities, pension transfer advice in Hockley, bereavement benefits, and more. These are just a selection of the duties that can be accomplished by a financial advisor. Hockley professionals will inform you of their entire range of services.

Day to Day Duties for a Financial Advisor

  • Frequently updating clients regarding their investments.
  • Working with peers to obtain trends, market information and statistics.
  • Meeting targets for performance and sales.
  • Keeping up to date with new financial products and legislation changes.
  • Producing in-depth financial reports.
  • Maintaining a record of transactions and customers.
  • Researching financial products and explaining them simply and clearly to customers.
  • Providing education, counselling and consultation with regards to investments and finances.
  • Collaborating with financial product providers.
  • Talking to customers about their plans and finances.

Financial Advisors Essex

Advisors Financial Advisor Advisor Advice Essex Advisers 01702 Investment Hockley SS5 Services Financial Financial Advice

In the Essex area you'll likewise find: Tolleshunt Knights investment advisors, West Bergholt investment advice, Latchingdon investment advice, Tolleshunt Knights financial advice, Gosfield investment advice, West Thurrock financial advisors, Henham financial advice, Elmstead financial advisors, Chigwell financial advice, St Lawrence investment advice, Wethersfield financial advisors, Stanway investment advisors, Ramsey investment advisors, Bradfield investment advice, Great Chesterford financial advice, Thorpe le Soken financial advice, Roxwell investment advice, Barnston financial advice, Langdon Hills investment advisors, Walton on the Naze investment advisors, Writtle investment advice, Lawford financial advice, Frinton on Sea financial advisors, Southchurch investment advice, Ramsey investment advice, Little Dunmow investment advisors, South Hanningfield financial advisors, Great Totham investment advice, Ardleigh financial advisors, Castle Hedingham investment advice.


Financial Advisors Near Hockley

Also find: Hawkwell financial advisers, Battlesbridge financial advisers, Leigh-on-Sea financial advisers, South Woodham Ferrers financial advisers, Hullbridge financial advisers, Southend financial advisers, Eastwood financial advisers, Rawreth financial advisers, Rayleigh financial advisers, Hadleigh financial advisers, North Fambridge financial advisers, Ashingdon financial advisers, Rochford financial advisers, North Benfleet financial advisers, Wickford financial advisers, Stambridge financial advisors and more. All these towns and villages are served by local financial advisers. Hockley residents can get financial advice estimates by clicking here.

Hockley Financial Advice Services

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Financial Advice Enquiries in Hockley Essex (01702)
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More Hockley Services: Obviously, whenever you're looking at your finances in Hockley, Essex, you will likely be in need of all types of different services and together with a financial advisor in Hockley, Essex, you could also need bookkeeping in Hockley, business financial planning in Hockley, debt recovery & collection in Hockley, contracts lawyers in Hockley, business consulting in Hockley, tax preparation in Hockley, mortgage brokers in Hockley, estate planning in Hockley, mortgage advice in Hockley, payroll services in Hockley, banruptcy lawyers in Hockley, family lawyers in Hockley, investment advisors in Hockley, will writing in Hockley, accountants in Hockley, solicitors in Hockley, property law & conveyancing in Hockley, and other different Hockley experts.

Financial Advisors Around Hockley: Financial advice has recently been given in the following Hockley areas and roads - Hawthorne Gardens, Marylands Avenue, Station Approach, Woodstock Crescent, Hillcrest Road, Woodpond Avenue, Sudeley Gardens, Blountswood Road, Cromwell Road, Lambeth Mews, Hockley Rise, Branksome Avenue, St Peters Road, Pargetters Hyam, The Mews, Fountain Lane, Selbourne Road, Murrels Lane, Bett's Lane, Hawkwell Road, Church Road, Rosslyn Road, Meadow Way, Leamington Road, Bullwood Approach, Chevening Gardens, as well as these Hockley area postcodes: SS5 4FH, SS5 4TG, SS5 4PT, SS5 4PY, SS5 4SB, SS5 4PH, SS5 4DJ, SS5 4JH, SS5 4FW, SS5 4PR. Folks in these local areas recently required the help of a financial advisor. Hockley residents benefited from trusted and reliable financial services on each occasion.

Financial Advisor Jobs Hockley: Find financial advisor jobs in Hockley by going here: Hockley Financial Advisor Jobs

To find local information on Hockley, Essex click here

Independent financial advisor in SS5 area, 01702.

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(This financial advisor Hockley article was checked and updated on 06-05-2022)