Financial Advisor Westgate-on-Sea

Westgate-on-Sea Independent Financial Advice & Investment

Financial Advisor Westgate-on-Sea Kent (CT8): Locating a good independent financial advisor in the Westgate-on-Sea area can be a daunting experience, especially if you are seeking financial advice for the first time. Whether it's pension, investments, mortgage or even insurance guidance that you are looking for, there is one common rule for all professional financial advisors; they all have to stick to Financial Conduct Authority regulations. The advantage of this is that should a financial advisor who is FCA registered give you poor quality advice, and anything goes wrong, you've got guarantees, and are able to get in touch with the Financial Ombudsman Scheme or the Financial Services Compensation Scheme to have it put right.

Free Westgate-on-Sea Financial Advisor Quotes

When picking a financial advisor in Westgate-on-Sea, a good place to start could be friends and relations, however you must remember that your situation may not be in line with theirs, and you might need a different sort of advice. Every financial advisor isn't suitable for everybody, and their advice should be adapted to your particular situation. It is a good idea to speak with at least three different companies when you're considering a financial advisor, because this is a big decision, and you need to find one that you can trust and feel at ease with, and also check out the various options they can provide.

Financial Advisor Westgate-on-Sea Kent (CT8)

There are two main types of financial advisor in Westgate-on-Sea; independent financial advisors (IFA) and restricted advisors. The good thing about using an IFA is that they will not be restricted to a single provider's products or services, and can offer a broader range of options. Independent financial advice must cover the whole gamut of financial companies and products, and must be offered in an impartial way. This will enable you to choose from the widest range of services to suit your needs. If you use a restricted financial advisor you'll soon realise that they may be restricted to products and services of a particular firm, or as in the case of a mortgage advisor, might only be focused on one solitary product.

Before any financial advisor accepts you as a client, they are required by the Financial Conduct Authority to tell you about their charges. You may be charged a set fee, by the hour or perhaps even a specific percentage of your investment value, contingent on type of product you require. To discuss your goals and see if the advisor is suitable for you and your situation, you may be offered a free first consultation. Your account could be managed by a team rather than one individual advisor, if you opt to go with one of the larger Westgate-on-Sea firms.

Financial Advisors Westgate-on-Sea UK (01843)

To outline your financial situation and aims to the advising firm, you will need to complete a "Fact Find" form, which is a confidential disclosure document. You will also be given an Initial Disclosure, or Key Facts Document, which provides you with information on the financial advisor, their status to offer restricted or independent advice and the extent of their permissions in the financial market. If you aren't happy with the service, and wish to complain, this document should also lay down your own rights and your options. It should be easily understood, written in plain language, and describe precisely what you are signing up for, together with the benefits and risks of taking the proffered advice. The Key Facts Document must also inform you of the level of cooling-off period. This allows you to cancel the agreement within a specific number of days, and if any penalties have to be paid.

The first time you are speaking with your financial advisor make sure you check what experience and qualifications they have. Don't be embarrassed about asking such questions, after all you are on the verge of entrusting your long-term financial wellbeing to their skill. A Level 4 qualification is the minimum certification for any financial advisor in Westgate-on-Sea, and they must also be able to present an annual Statement of Professional Standing. If the advisor's name doesn't show up on the Financial Services Register, don't stress, the company the individual works for will almost certainly be on the register and their advisors are all covered by the regulations. The individual may still offer financial guidance instead of advice, if these can't be provided. In financial terms guidance differs to advice and is not regulated in the same way. Therefore there's no recourse for either party if financial blunders occur.

Financial Advisor Quotes in Westgate-on-Sea Kent

If it is investing money that you are interested in, the advisor will question you about the level of risk you are willing to take with your hard-earned cash. Substantial rewards may be possible with high risk investments, but you stand a greater chance of losing some or all of your cash. Good investment and financial advice should take into account your savings aims, i.e. how quickly you need access to your money, how much you wish to invest and short or long term investments. The one question that you should ask yourself, which is usually ignored, is how much you can really afford to lose. This is generally referred to as your capacity for loss and may affect the services and products that may be offered to you.

Financial Advice Near Westgate-on-Sea Kent

You need to tell your financial advisor about any current mortgage loans, regular payments, savings or investments. They'll need these details, so they can get a picture of your financial situation and give the best advice for you. Diversifying your savings and investments by spreading the risk load across various products, is an important part of reliable financial advice. In order to mirror your financial situation and your goals, a competent financial advisor in Westgate-on-Sea will be aware of the best products to consider.

Communicating in the clearest possible way, your financial advisor will unveil the multifaceted world of investment and finance. This will permit you to compare services and products which meet your needs, and make an informed decision. If you're environmentally minded, you could perhaps ask your advisor to stick to ethical investments and savings. This not only provides you with investment possibilities, but also allows you to lend your support to zero carbon or renewable energy projects, and steer clear of businesses that don't share the same values as you do.

It can prove challenging to manage work and other commitments around working closely with your financial advisor in Westgate-on-Sea. This can be alleviated by augmenting face-to-face meetings with telephone and video conferencing, thus allowing you to get the guidance you need at convenient times. Any experienced financial advice provider in Westgate-on-Sea will have stringent measures in force to ensure your details are kept secure and confidential, even if you rarely have a one-on-one meeting with your advisor, because home and remote working is no longer unusual.


Investments can be a volatile area, and their values can fall as well as rise. If it happens that your investment is not making as much money as you were hoping for, it can be an extremely frustrating and stressful time. Regrettably, a downward spiraling of your investment isn't a recognised cause for complaint, unless it's because of misleading or incorrect information from your advisor.

Independent Financial Advisor Near Westgate-on-Sea (CT8)

As laid out in the Key Facts Document, any disputes should start with the company's complaints procedure. If the financial advisor is registered with the Financial Conduct Authority, you can tell the Financial Ombudsman about the issue if it is unsolved within the time period set by the regulating body.

The Financial Ombudsman will make a ruling after reviewing the cause for complaint independently. If it is found that the complaint is justified, a decision will be made on how the customer can be compensated. On acceptance by the client, the ruling will become a legally binding one, and the financial advisor and their firm must comply with it. The Ombudsman will also account for any upset, trouble, inconvenience and distress caused to the client during the dispute, and establish the level of compensation proportionately.

Book a Financial Advisor in Westgate-on-Sea UK

Financial advice can be provided in Westgate-on-Sea and also in: Ramsgate, Manston, St Peters, Minster, Acol, Marshside, Cliftonville, Birchington, Reculver, Cliffs End, Margate, Monkton, St Nicholas-at-Wade, Garlinge, Westwood, Broomfield, and in these postcodes CT8 8AJ, CT8 8GF, CT8 8GY, CT8 8DJ, CT8 8ST, CT8 8JE, CT8 8FZ, CT8 8TU, CT8 8ER, CT8 8QF. Local Westgate-on-Sea financial advisors will most likely have the postcode CT8 and the phone code 01843. Checking this should guarantee you access locally based financial advisers. Westgate-on-Sea property owners can utilise these and various other comparable services. Simply click on the "enquiry" form or banner to get specifics of financial advisors in your location.

Kent Financial Advice Enquiries

Kent Financial Advice Enquiries

Recently posted Kent financial advice enquiries: Ruben and Phoenix Aldridge from Nettlestead recently enquired about offshore investments. Asher Bryson from Farningham, Kent recently asked for information on offshore investments. Alicia Collier and Casper Collier from Dunkirk recently enquired about mortgage advice. Mr and Mrs Carty from Darenth, Kent recently enquired about investment bonds. Vanessa Ashman from Brabourne recently enquired about pension advice. Cassie Reeve from Sellindge, Kent recently asked for information on equity release. Karson Sturrock and Lena Sturrock from Hextable, Kent recently enquired about pension advice. Aiden and Roza Crane from Great Chart recently enquired about life assurance. Most of these local residents searched for "financial advisor Kent" and noticed this web page on Yahoo, Google or Bing.

Kent Financial Advisors

Kent Services Advisor Financial Advisor Financial Advice Financial Advisers CT8 Advisors Westgate-on-Sea Investment 01843 Advice

In the Kent area you will additionally find: Borden investment advisors, River financial advisors, Hersden financial advisors, Hoo St Werburgh financial advice, Larkfield investment advice, Hawkhurst financial advice, Chartham investment advice, Sturry financial advice, Kemsing financial advice, Hoo financial advice, Iwade investment advisors, Hever investment advice, Walmer investment advice, Boughton Monchelsea investment advisors, Smarden investment advisors, Nonington financial advice, High Halden financial advisors, Stanhope financial advice, Wilmington financial advisors, Staplehurst investment advice, Ringwould financial advice, Eastry financial advice, Broad Oak financial advice, Hildenborough financial advice, Barming investment advisors, Woodchurch financial advice, High Halstow financial advice.

Skills Needed by Financial Advisors

  • Good verbal communication skills.
  • Good skills in customer service for identifying client requirements.
  • To pay attention to detail and be thorough.
  • To be able to network and build relationships with clients.
  • Excellent business management skills for negotiating product rates.
  • A good knowledge of economics and accounting with regard to financial products and markets.
  • An excellent level of maths knowledge for developing financial packages.
  • To be confident in using a computer and the main software programs.
  • Active listening skills.
  • To be good at promoting financial services and products.
  • To have a flexible work ethic.

Westgate-on-Sea Financial Advice Services

Financial Advice Tasks Westgate-on-Sea

There are a wide range of services that are provided by your local Westgate-on-Sea financial advisor including unit trusts, pension advice Westgate-on-Sea, ISA's, pension drawdowns Westgate-on-Sea, cashflow planning, business planning, independent financial advice, pension transfer advice Westgate-on-Sea, pension reviews, savings advice in Westgate-on-Sea, mutual funds in Westgate-on-Sea, cheap financial advice in Westgate-on-Sea, pension consolidation advice, business protection, retirement plans, annuity purchase in Westgate-on-Sea, mortgage advice, death benefit advice, long term care fee advice Westgate-on-Sea, investment plans Westgate-on-Sea, tax planning in Westgate-on-Sea, corporate bonds, bridging finance in Westgate-on-Sea, offshore investments, ethical investments, financial analyst services, wealth management & investments, divorce planning in Westgate-on-Sea, general financial planning, trustee investment services Westgate-on-Sea, and more. Listed are just a selection of the activities that can be performed by a financial advisor. Westgate-on-Sea professionals will be delighted to keep you abreast of their whole range of services.


Financial Advisors Near Westgate-on-Sea

Also find: Manston financial advisers, Birchington financial advisers, Acol financial advisers, Cliffs End financial advisers, Margate financial advisers, Marshside financial advisers, Monkton financial advisers, Minster financial advisers, St Peters financial advisers, Broomfield financial advisers, Westwood financial advisers, Cliftonville financial advisers, Reculver financial advisers, Garlinge financial advisers, Ramsgate financial advisers, St Nicholas-at-Wade financial advisors and more. The majority of these areas are serviced by local financial advisers. Westgate-on-Sea residents can get financial advice quotes by clicking here.

Westgate-on-Sea Financial Advice Services

Find a Financial Advisor in Westgate-on-Sea Here
Financial Advice Enquiries in Westgate-on-Sea Kent (01843)
  • Westgate-on-Sea Wealth Management
  • Westgate-on-Sea Mortgage Advice
  • Westgate-on-Sea Corporate Financial Advice
  • Westgate-on-Sea Tax Advice
  • Westgate-on-Sea Pension Advice
  • Westgate-on-Sea Trustee Investments
  • Westgate-on-Sea Investment Advice
  • Westgate-on-Sea Financial Services
  • Westgate-on-Sea Cashflow Analysis
  • Westgate-on-Sea Independent Financial Advice
  • Westgate-on-Sea Life Insurance Advice
  • Westgate-on-Sea Inheritance Advice
  • Westgate-on-Sea Financial Advice Quotes
  • Westgate-on-Sea Retirement Planning

Financial Advisors Around Westgate-on-Sea: Financial advice has recently been given in the following Westgate-on-Sea streets and roads - Adrian Square, Dunstan Avenue, Woodchurch Road, Prospect Close, Carlton Rise, Linden Close, College Square, St Luke's Close, Ethelbert Terrace, Poplar Row, Westbrook Avenue, College Gardens, Sudbury Place, St Clement's Road, St Augustines Park, Essex Road, Elm Grove, Allen Avenue, Westbury Road, Dane End Road, Long Acre, Chester Road, Suffolk Avenue, Edith Road, Egbert Road, as well as the following Westgate-on-Sea area postcodes: CT8 8AJ, CT8 8GF, CT8 8GY, CT8 8DJ, CT8 8ST, CT8 8JE, CT8 8FZ, CT8 8TU, CT8 8ER, CT8 8QF. People residing in these areas recently required help from a financial advisor. Westgate-on-Sea residents enjoyed high quality and reliable financial services on each occasion.

Westgate-on-Sea Financial Advisor Jobs: Browse financial advisor jobs in Westgate-on-Sea by going here: Westgate-on-Sea Financial Advisor Jobs

For local Westgate-on-Sea info take a look here

Independent financial advisor in CT8 area, 01843.

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(This financial advisor Westgate-on-Sea page was revised and updated on 06-05-2022)